01 urnv. 0? i:C-3:'RiALS d;-?t. I’lLL, : r.voi'- SAFT. 1973 80 61 Winston-Salem Chr^omcle “Serving the Winston-Salem Community Since 1974” J VI NO. 32 28 Pages This Week WINSTON-SALEM, N.C. 20 cents U.S.P.S. NO. 067910 Saturday, April 5, 1980 Housing Loans Up 82% &L’s Triple Lending In Black Areas By John tV. Templeton Staff Writer ifjjr federally chartered savings and loan lions headquartered in Winston-Salem made an jt increase in the amount of home mortgages the traditionally black areas of the city during d'inston-Salem Chronicle reported in 1978 and umbia race For Ipairs ,„ts of Columbia Apartment, Inc., granted their long wish this summer instruction to repair roblenis on the ex- Iftheir housing units nnouncement was ast week during a association meet- latry Womble, in association presi de told the approx- 35 people present were being ac- iom construction work on the rental jrk is expected to me 30. le said that while iors of most of the il units would be that some of the thought to be in : would be worked that would be d would be roofing, sashes bannis- tters, drain spouts, steps, facings, , The units will be and the entrance the housing devel- SeePageW 1979 that the S & L’s had only been making about three percent of their loans during 1977 and 1978 in these areas. In the year since the publication of those stories, the percentage of their activity has tripled to nine percent, a figure roughly consistant with the proportion of real estate activity in that area. First Federal, Piedmont Federal, Standard and Winston-Salem Savings and Loan Associations made $3,810,060 in mortgages in the 13 census tracts with a 90 percent or higher black population during 1979, an increase of $1.7 million over the figure of $2,084,350 in 1978. Standard and First Federal showed the highest increases. The former increased its mortgage activity 269 percent from $421,300 to $1,136,900. First Federal jumped 233 percent from $649,900 to $1,517,750. Winston-Salem Savings and Loan received a 153 percent increase from $339,450 to $520,110. Piedmont Federal Savings and Loan was the only institution not to record a dollar increase with $635,300 in 1979 as opposed to $673,700. However, the percentage of their loan activity in the black areas of Winston-Salem compared to their city-wide activity increased from three to nine percent. In response to the Chronicle stories. Piedmont Federal See Page 2 Life Member The only two Headstart directors Forsyth County has ever had look at the recognition bestowed upon Mrs. Helen Falls; who guided the program from 1965 until 1977. Her successor, Mrs. Margaret Adams, is there to help share in the life membership recently granted Mrs. Falls by the N.C. Headstart Assoication. Mrs. Falls once served as president of the organization and has been active in many of its committees and functions. She has also touched thousands of local children through her work with Family Services, Inc., which operates the program for Ex periment in Self-Reliance. Johnson's Home of Memory Vs. Northwestern Mortician Sues Bank In $2 Million Lawsuit By Donna Oldham Staff Writer The owners of Johnson's Home of Memory, a.local funeral home, have filed suit against a subsidiary of Northwestern Bank Inc., for damages in excess of $2 million. James A. Ella T. Johnson named Northwestern Capital Corp., in a suit filed March 31 in Forsyth County Superior Court. In the suit, the Johnsons allege that the company pressured, threatened and disrupted their business in order to collect on past due debts. Officials of Northwestern Bank had no comment on the suit. They charge that the bank allowed the Small Business Administration to be released from its guaranty; of their business loan, and by doing so, dashed their hopes for long term financing. They also charge that the bank, often promising to do so, declined to adjust the principal balance of their loan. According to the suit, Northwestern’s “wrongdoing” destroyed the Johsons’s business, their business reputations and deprived them of assets in excess of $700,000 for a total sum not exceeding $250,000. The Johnsons also charge that Northwestern forced them into reorganization under Chapter VII in the U.S. Bankruptcy Court. The Johnson’s reiationship with Northwestern Capital Corp, began in March of 1972, and existed through Sept. 17, 1978, with the final liquidation of certain assets belonging to the funeral home. James Johnson approached the company to procure a loan for construction and long-term financing of the funeral home located at 1025 14th St. The building is now used as the Masonic Hall of Winston-Salem. McNair Construction Co., of Winston-Salem, was hired as contractors. The Johnsons claim that the contractors did undertake the project, were late on completing the project and withdrew from construction without completing it. The suit went on to state that the cost of the project See Page 2 Courts Charge High Test Fees In Cases Involving Narcotics )lder Black Kids larder to Place iiiiiiiiiiiiiiiiiiiiitiiiuiniiiiiiiiiiiiiiiiiiiiiiii The Chronicle will be closed Easter Monday,April 7.Hap py Easter. iiiiiiiiiiiiiiiiiiiiiiiiitiiiiiiiiiitiiiiiiiiiiiiiiiii By Donna Oldham Staff Writer Selling illegal drugs and alcohol are expensive businesses, expecially if your get caught and have to stand trial. In addition to the legal fees and the bond that must be paid, there are toxicology fees. The Winston-Salem Police and the Forsyth County Sheriff. sDepartments use the facilities of the lab at North Carolina Baptist Hospital for analyzation of substances that are illegal. The samples analyzed will later be used as evidence in court. Alcohol and drugs and other chemicals are analyzed sample by sample. For example, if someone is caught with 10 cigarettes in their possession, believed to be marijuana, then an equal sample from each cigarette will be analyzed to see if all See Page 2 By Donna Oldham Staff Writer I school-age children are the most lOo find homes for, according to wkers from Forsyth and Guilford s. W a tendency for agencies to tomes for these black children.” % Harris of the Guilford Coun- mment of Social Services, and a of the Black Task Force on on. toly people come to us and request ochild under two years old. They when W'e suggest an older child. children are too set in their tequire too much attention to ® make the adjustment after liv- losterhome.” fftthy, a sociai worker with the department of the Forsyth epartment of Social Services “lack children between the ages 8 '®c the most plentiful, while in children between the ages of cats old were in abundance, a waiting list for Most has young people want the experience realize that an “■“Sachild, They more to deai with and , ftace more to deal with, cc ildren bring with them mOre Ms. Kirby said. ^ttyth and Guilford Counties (f, ° Councii on Adoptive III , t ®°c)k. Ms. Kirby explain- “fk is circulated around the country. It contains pictures and non private information about the children up for adoption. “People can look in the book and pick out the child that they want,” she said. Ms. Harris agreed saying that adop tions are not limited to just the children in a particuiar county. Not oniy has she ar ranged adoptions ali over the state but aii over the country. She added that she thinks the myths surrounding the procedures involving screening procedures keep a lot of people from adoption. “People have myths about adopting, so we try to make the screening as easy as possible. You don’t have to have money in the bank. You don’t have to have a huge nest egg saved up or a big checkbook,” she continued. “People don’t have to have a high in come. They should earn enough to sup port themselves and the child adquately and steadily. A couple doesn’t have to be childless. People may adopt children that already have children, either through a previous adoption or their own children. A single person may adopt a child. The mother may continue to work. People used to think that the mother had to quit work to allow the child time to ad just. Adopting is not expensive. The only ex pense involved would be the attorney fees for the perspective parent or parents. See Page 7 Our Easter Bonnets Members of the three-years-old class at Mini School E. Polo Road, donned their Easter Bonnets Tuesday for a school-wide contest. Members of the class pictured are Matthew Fussed, Amy Allen, Brian Wolverton, Caleb Elledge, Michelle Noah, Jennifer Aurthors, Brandon Branscome, Justin Brewster and Gary Monroe. First place winner was Katheryn Roberts. Recipients To Receive Stamps By U.S.Mail? Three-fourths of a sam ple of Food Stamp reci pients say they would like to receive their stamps by mail, county officials told the Social Services Board, saying that convenience would be the key reason for the change. But, the 22 per cent that were against the change said that the possibly of theft of food stamps was their greatest concern. Katherine E. Anderson, administrative supervisor with the social services department, who conducted the survey said that most people cited the increasing cost of gasoline as the ma jor reason that people want their food stamps mailed. Mrs. Anderson said in her proposal to the board that although she has not discussed the possibility with Thornton, that she is sure that her department could not successfully han dle a mail issuance program See Page 13