Native Wins NYC daughter of Mr. and Mrs. ^ Thomas and Katie Hatcher ,jrp!i ^ named 1980 Young Career 1 Woman of New York City -* Business and Professional Women's Ms. Hatcher represented Bit">~M Business and Professional m Women, of which she is an active member, and competed with seven other Allrills wome rt-^ox er New York City. in an impromptu inteview Her selection was based with a panel of judges, on her personal and profes-he Young Career sional accomplishments and Woman is one of several was also measured on projects sponsored by public speaking ability, her B.P.W. that elevate the ability to interact with status of women in their otl\ep^in a group environ- local communities, at the ment and her ability to pre- State, National and Intersent her thoughts and ideas national levels. o ? * *!'*/. . .V. Tv . How to | * get the most | from your bank j - By Pat Ingram A checking account is a safe, simple way to pay your bills and keep up with your finances. The bank keeps your money for you and pays it out according to your directions as you issue checks. The bank keeps a careful record of every deposit made to your account and every check paid from it. Then once a month the bank sends you a statement showing your transactions for the previous period. *fl Your cancelled checks are returned in the statement for your records. To get the most convenience out Km.of your checking account, you . i need to keep your account records Pat Ingram just as carefully as the bank does. And each month when you receive your statement, you need to balance it against your checkbook to make sure no errors have been made ? on your part or the bank's. An honest error in arithmetic could cause you to write a check for more money than you have in your account. Many people who overdraw their ^ i account* do so. becausa they didn't take time to t i * Mftt#rtiW*their recafrds.^Aft overdraftls?dbitfy ft* the * bank, and at least part of the cost is usually passed on to the account holder. Reconciling your bank balance to avoid these problems takes only a few minutes a month and a little simple arithmetic. Most banks provide a place on the back of the monthly statement for easy balancing. This form gives step-by-step instructions to simplify the balancing process. If you cannot get your records and the bank statement to agree, you may have made a simple error in arithmetic. Here's a checklist to help find the problem: Check your arithmetic. Add up the outstanding checks again. Check the bank statment against your checkbook to be sure you recorded automatic payments or other charges. Make sure all transactions made with an automated teller machine were recorded. Make sure each check was recorded accurately. Check for errors when carrying the balance for- | wnrH anH for nriiVimotir orrnrc in ?? -mmm -mm * ? *V? MA VtAIAAV VAV VI A \J A C AAA VAAC VI 1CV/IV UUUf\ . Compare amounts on deposit tickets against amounts recorded. If you still cannot balance, ask your banker for helprKeeping your checkbook current at all times makes balancing it against the statement a simple task. It's also comforting to always know just how much money you have in your account. Pat Ingram, a banker for 13 years, is Personal Banker and assistant office manager at Wachovia Bank and Trust Company in Robbinsvillv. E US FILL THE NEED FOR QUALIFIED PERSONNEL Decide Now...Train For Executive Secretary -r0? Legal Secretary " Medical Secretary A^i Stenographic Receptionist Bus ness Accounting Commercial Art r0tns .Travel pf?? lc 'Fashion Merchandising SoTTl sVi?r* ^Modeling As 'Business Administration 9 BData Processing Accounting Management Day or Night Schedules FINANCIAL AID AVAILABLE Approved for training of veteran 725-8701 Classes Begin June 16 WINSALM COLLEGE 820 West Fourth St 27102 t E Business Award ^arafifiBWWM perience included public relations, employment, f training and compensation. B She is currently headquartered in New York City J L as the International ComI iti- m pcnsation Consultant for jfc, United Brands Company Latin American operations. v m Her professional associa tions include the International Association of Peri Hatcher sonnel Women, Urban Bankers Coalition, Miss Hatcher graduated American Compensation as Class Valedictortian Association and the Coalifrom North Forsyth High School. Her business ex White Lytle Boykin Alfred White has been named personal banker at^ Wachovia Bank's Thruway Office. White joined the bank's audit department in 1976 and transfered to Raleigh as a junior examiner in 1977. He returned to Winston-Salem inl978 as a retail operations specialist in the retail banking department. White is a graduate of the University of North Carolina at Chapel Hill anH a r?a A# ?--- ?- ? ? itMHTv ui 'viii^s inuuiiiain. Nelnetta Lytle, a sophomore at Bishop McGuinness, attended the Minority Introduction- to Engineering (MITE) program at N.C. State University recently. She is the daughter of Mr. and Mrs. Clarence Lytle, 3831 Barkwood Dr. She was selected to attend the program aimed at exploring career opportunities in engineering on the basis of her interest in science and , mathematics. , Thf.M'TC program is araiio^JJ^t to i.nae^,t.he number, ofc miaorities in the engineering professions. Nelnetta explored the importance of physics and mathematics to engineering study and attended sample classes and laboratory sessions. Bobby L. Boykin Jr.> was recently elected vice president of the National Honor Society at West Forsyth Senior High School. Boykin, 17, is the son of Bobby and Lucy Boykin, 2733 N. Patterson Ave. He was ranked thirteenth in his junior class of 670 and was the only black Junior Marshall for the graduation class of 1980. He is a school bus driver and a member of the French and Spanish clubs, the marching and stage bands, and the choir at Ephesus Seventh Day Advcntist Church. loisiwirc Per annum interest I I Per rate, compounded daily. I I Anm inter tffectivcon certificates issued B H Waci through July 9, 1980 B B tolin yield onV Savings C other wa1 Wachovia's new 30 Month Savings number of investment benefits, includin return and convenience. Once your cert does not change during the term of the c option of having your interest paid montl rity. Certificates are issued for $500 or r is insured by the Federal Deposit Insura $100,000. Fjederal regulations require a: for early withdrawal of these deposits. 1 make an early withdrawal your Personal to keep your money working so any inte Member Federal Deposit Insurance Corporation - - Jo m We are lo get HHP^9KS9HH some joy out of the work our hands and minds have found to do, and certainly it is quite true we need to get HEs paid forour work so we can have necessities for life, and above all, pay our honest and just debts. However, it is sad to see a person who works just for pay and not ?? xliM; aa~i for the interest of the work. ^00"" McLean When we read the lives of men who made their mark, we will find they had such an interest in what they were doing, they kept on with it day by day - pay or no pay. In time, the pay came to them all right; but they were so deep in their work and got so much joy 6ut of it that the pay did noi bulk large in their minds. It is hard to say just why it is, some people have the drive to work when, for a long time, they get such small pay. However, on the other hand, we may be sure that no one who works just for what he can get out of that work will be on the roll of great men who did things or made things that brought good to all. When we put our minds on our work, live with it and sleep with it, so to speak, we shall find ways in which we can make that work mean real joy to us. When that joy comes, the pay comes, too. fewnvpnwbvpnwnvnwpnwtvam -|?BRAMBI _ I Exclusive Restrii j \ 17 16 15 ! ?~~~1 i ?-?*-areg r I 19 /20 21 J i I- v" f?'?r? j4-' M-* /v Lots Priced from $? I FINANCING X | , Location: Near Castleshire "Woods On i I Spanish Pines Subdivision. L Being Developed by Bra < >? ?< >? ?< >? ?< )? ?( )? ?< > ? ?< >? ?< >< MOT annum yield. jal effective yield if est is left on deposit. B lovia reserves the right B B * nt the size of deposit. B fachovia's 3 Certificates ^ v to invest S Certificates offer you a g high yield, guaranteed lficate issued; the rate ertificate. You have the tily, quarterly or at matunore. And your money nee Corporation up to substantial interest penalty lowever, if you have to Banker can show you ways rest penalty is minimized. W* Jk The Chronicle, Saiurda>, June 28, 1980 - Page 5 Waste-Line ~ ^ ^^1 r - - ?itf " " ~? ? "" 1 "* "" If you nave good ideas on how to save money in Cttll Toll-frve in North C&rolina 1-800-662-7952 SUMMER SPECIALI ji ________ WINDOWS & I SAVE ON = POORS! I SEAMLESS | SAVE | ALUMINUM on | MU I i cniny ALUMINUM WHITE BAKED-ON PAINT AWNINGS NO JOINTS NO LEAKS WE SPECIALIZE IN... L ' ? ALUMINUM SIDING ' I. STORM WINDOWS A I DOORS ALUMINUM SHUTTERS W A "f E O CARPORT A PATIO I EbW COVERS ALUMINUM SIDING CO., INC. VINYL SIDING since 1954 - A_ . A 901 S. Broad St. 725-974S t 788-9036 764-2283 vnwpn^VTTWPTTwnwnwnwn^BrmHB JEGATE j cted Development) i / 14 7 13_ / 12 j I ouit y/ Sold | 22 /_oV / ^ 9 i ?/ c$ &/si 8 490 ^ /<Vv\ / '/sY6 7 i 1.900 to $10,000 I AVAILABLE | I _?: I Parrish Road across from ! r mblegate Associates rare, this 0 Month with any 900. Talk to aWachovia Personal Banker r IaT] QV Ward Miller AV/Vttiy* Country Club Office 4626 Country Club Road Winston-Salem. 748-6501 Wachovia Bank&Trust

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