Newspapers / Winston-Salem Chronicle (Winston-Salem, N.C.) / Dec. 13, 1984, edition 1 / Page 31
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/ \ Expert offer Christmas will be here before to it we know it, and it is time to be Dr. thinking about gifts, says Dr. q Thelma Hinson, extension family no i resource management specialist, less North Carolina State University. reco There are three basic steps to staying in the black during the holidays. Dr. Hinson says. Set ground rules, develop a budget and then follow it. The family should sit down and discuss the situation, then set guidelines, such as the following: operate on a cash basis. "This means that no more purchases will be added to the credit card account than can be paid for right off," Dr. Hinson says. buy only what the family cannot make or do. "Using famil.t : ? ? ij iikuiuci) nine auu laieni 10 make a gift or perform a service I is excellent on limited budgets," Dr. Hinson says. set a fiwn guideline as to the cost of individual presents. spend money only for quality items, rather than on gimmicks V t or waste. "Consider the beautiful ; gift wrapping materials and how quickly they are shredded and ^discarded. Is that waste? Could costs be reduced by using imagination, natural materials or something on hand for packaging?" Dr. Hinson says. Budgeting is the key I >a Were you still paying for Christmas presents on Valentine's Day and St. Patrick's "Control holiday spending and you will be able to enter the New Year feeling financially blessed instead of blue and burdened," H fti - says ur. ninsun. Let the family budget rather than generous impulse determine what is to be spent. Start with the extra money in the budget in November and December plus any special savings set aside for the holidays. Then_?ake^a liMnrfrf .*1 "Look over the list and set priorities. Eliminate those that are not important enough for you I Nutritionist L says women | need more milk I If you have occasion to toast I someone's health, Dr. Mary Ann Spruill suggests you do so with a glass of milk. Aauits need two cups 01 milk every day, and teenagers should drink three cups daily," says the extension nutrition specialist at North Carolina State University. Most women do not have I enough calcium in their diets.. "The latest U.S. Health and Nutrition Examination Survey H shows that calcium deficiency starts as early as age 11. Between 18 and 30, two-thirds of all women on any given day do not After age 35, this increased to T5 ""ft {percent," Dr. Spruill says. These girls and women are likely to develop osteoporosis. The word osteoporosis literally means "porous bones." This bone loss disease strikes primarily white women. By age 65, one in M four of these women will have ft broken a bone because of this disease, Dr. Spruill says. "Some people think adults don't need calcium, because their bones have stopped growing. But science has found that a woman's peak bone mass is developed between the aaes of 18 and 35. After that, calcium is needed to maintain bone strength. Seventy percent of the calcium available in the American diet H comes from diary products, H according to U.S. Department of H Agriculture figures. Good H sources of calcium are dairy I foods, canned salmon and sardines (as long as the bones are eaten), and green leafy I vegetables. ^ ? s advice on ket \ortgage your 1985 income," quently. Maki Hinson says. gift to yoursel nee the list is finalized, spend nore than you planned and Buying fooc whenever possible. Keep a rd of expenses; check it fre- Would you FOOD LION | $2$8^ # Lb.^^ IISDA Choice Beef Loin Sirloin Steak f M TJ297 I Oi. - (iHiii ft Hone, Wise Fries iping Christina; i avoiding debt a cent of your food costs? f' f n ' , ? w j Most people know how I r1 this, says Rachel Kinlaw, sion foods and nutr like to save 15 per- specialist, North Carolina. JTuSDA Choice Beef l< USDA T-Bo w 1 TW^^rledSBs m H KJ BTw yv Iceberg benuce RWRlH ToMttOM v ' T509 - ? ? "?~~ Pkj. of 12 - 12 Ot. 6t< Pk Miller I Bmi ^ j r The Chronicle $ expenses - * matter of-pattir rules into operation. to do exten- Make a list and sticl ition Don't shop when hunj It ?s avoid impulse buying HHmiA Ni rotorv# the a 3% ri^kt to limit 3 m quontitiot. j Lb. tin Steaks ?e/ ( tuse i llfel *5" |. of 12 -12 0<. Ciot/Rog. t It. tudweiser Beer 9 * il^Lpq] *mdsd JEm V , Thursday, December 13, 1984-Page B17 under control lg- -basic ahgfld m take advantage of ?' specials and to use up leftovers. Don't buy so much of an inext to it. pensive product that much of it is jry and wasted. Comparison shop. Cut . Plan meat and poultry up yourself. I A gift certificate from Food lien it perfect for anyone on | your gift list. U I Available va*i?w price ren?e |Vn| 1138 I Fresh Daily I Ij ww H ^fPm J ? llliMt rJHU.Cikti&MHtkf . Fni Pi?f 6ok / CtfftiM Fru C?k / Coca HH HPfMH 14.5 Ox. - All Flmrt |Dog Food^M
Winston-Salem Chronicle (Winston-Salem, N.C.)
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Dec. 13, 1984, edition 1
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