Making money on your stock is one thing. Keeping the money is another The good news is that you will make a lot of money on younRJR Nabisco stock. The bad news is that taxes, inflation, or the wrongrnvestments ran eat away at the value of your earnings. Your only protection is a good investment. But which one? A good investment for someone else could be a bad investment for you. It's a very personal matter. That's why Wachovia gives you three different ways to get personal help. Way #/: Ask a Wachovia Personal Banker about our certificates of deposit. One of the safest investments you can make is a Wachovia CEfe. The money you invest is backed bf the strength* -5 and stability of Wachovia and insured by the FDIC. And your high rate of return is guaranteed. We even offer a new Convertible CD that lets you take advantage of rising interest rates without penalty. A CD is just one of the many investments a Wachovia Personal Banker can arrange for you . They can also place any amount of your stock in a Wachovia Brokerage account at no charge. If you accept the tender offer, Wachovia Brokerage Service will handle the complicated paper work for you at no cost and with no sales/commissions. " Every Wachovia Branch has a Personal Banker who can help you. Just stop by, or call one of th^ numbers listed below: Way #2: Form a strong bond with our Bond and Money ? Market Group. Mam people invest in bonds in order to preserve their principal. They like the safety of a bond investment. But you can do a lot more with bonds than preserve your principal. You can also shelter your income from taxes. Main tain liquidity. Or create a steady source of income. No matter which goals you choose, the Wachovia Bond and Money Market Group can help you. Wachovia has the largest group! of >>ond specialists in the Winston-Salem area. We offer many different types of bonds. Taxable and tax exempt. . Ix>ng term and short term. This wide variety of choices will enable vou to find the bond that best j meets your investment goals. You can get started for less than S 1,000. Even if you're new to the world of bonds, we can help. We'll send you a free booklet that explains all about th? different kinds of bonds that are available. VCfc'll put you in touch with a bond specialist who can answer your questions. Just call our Bond and Money Market Group at the numbers listed below. Way #j: Ask our Personal Drust Group to help you earn while you decide hoiv to invest. If you have over 2,500 shares of RJR Nabisco stock or over $ 200,000 in liquid assets, you can use Wachovia' s Asset Administration account for ? 90 days fire of charge. With this 1 L special account, you can keep your securities safely at the bank, or rein vest your cash proceeds in a taxable or tax-exempt money market fund for up to 90 days without any administrative charges. ^ This will give you time^te<levelop an investment strategy with the help of our Personal Trust Officers. At no cost to you, these experts will discuss your individual situation and help \xxi make decisions about your invest ments, assets, taxes, charitable gifts, and estate planning. They can even help put your plan into action, and manage your investments for you. Wachovia has offered Personal Trust services like these since 1893. Today, we have more than $2.5 billion in assets under management. If you're looking for a person you can trust, just call our Personal Thast Group at the numbers listed below. At Wachovia, you also get peace of mind. Vfc've been helping people in the W inston-Salem area for over 100 years. And we can help you sell your stock or meet the tender offer deadline. Just bring your RJR Nabisco stock to Wachovia no later than Thursday, January 26, 1989, and you'll enjoy peace of mind, The Wkchovia Way. rC THE WACHOVIA WAy Its more than what we do. It's how we do it? PERSONAL BANKERS Main Office ""'0-5391 Ward M filer David Neugent Alvin Atkinson Nancy Bryant Adelaide Carter Skip Dillon Donna Kiger Castlen Morris Skip Rcep Ouss Sahhar Lucia Stanley Clemmons Office "*66-6406 Joe DePasqualc Betty Brockwell Byron Hicks Julie Huffman Coliseum Office 77 0-5763 Susan Sams George Newstedt Country Club Office 770-6501 Jeff smith Sateria Fulton Barbara Moser East Office TW-5121 Martin Luther King Blvd. Roy Phillips V'vette McCullough Napoleon Richardson Highland Plaza Business/ Executive Center *T"fo-5601 Ron l.aPine Tern Pow ell Hanes Mall Office 770-6285 Georgetta George Kernersville Office 996- 54 5 5 Bill Kirk Alan Powell Sylvia Apple Melanie Arnall Brad Arrowood Gary Sluder Richard Ward Medical Park Office "'"'0-5451 Mattie Barney Ruth Reed Kevin Spedden f Sandra Wright North Office "'0-5211 N. Patterson Ave. Sharon Aske w North Patterson Office 7*T0-5454 Davtd Welch Dagnall Free Parkway Office "u-S56** Dennis Easter Mickey Cox ?Dorene Smith Reynolda Office "0-630^ Brian Hansel F.rnic Burnev Jennifer Fllis Sherwood Office ""*-0-55"*l Sandra Dowler Glenna BiUings Steve NfcKee South Office "*"'0-528"' Wawghtown St, Mary I.imbaugh Alvonda Richardson Thru way Office "0-5281 Ricky Shore Pat Johnson Julie Lanier ?. Alan Proctor Julie Wells-lyeefe Twin City Office "T",0-5.V21 Fred Acree University Office "0-6300 Carolyn Hall Kelly Davis Rob G Yah am ,-x_ Wake Forest Office "0-545" Stan Scott West End Office ? "0-5885 Polly Price Fmii\ Allred BOND DEPARTMENT Winston-Salem: (919) 770-4635 or 1-800-642-0847 Bill Griswold Georgiana Havener Dick Stone Jean Sykes North Wilke#boro: (919)667-9221 or 1-800-682-2116 Pam Miles PERSONAL TRUST GROUP Winston-Salem: John Hill ""*0-6066 Dan Akers ""'0-613"' Claudia Zapp ^ ""0-5807 Members tP( . /FD I ( . Wachov ia Bank & Trust , ?v 1 1 v / ? i a iidllfV (X I I IVS [ Service offered through Firs, Wachovia Brokerage Service-Corporation, a registered broker with the Securities and Exchange Commission and a member of the National Association of Securities Dealers, Inc. K" X

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