If you feel locked out Wachovia Advantage can open mL . ? the door. You don't need a million bucks to get the attention, respect and answers you need. When you want to buy a home, come to Wachovia Mortgage. We have two kinds of affordable homeowner loans that work with lower down payments. They're called Wachovia Advantage loans, and one may be right for you. To get started, just ask yourself if these five statements are true: 1 . You plan to live in the house you buy. 2. You've been continuously employed for the last two years. 3. Your credit record has been satisfactory for the last twelve months. 4. There are no uncleared judgments or collections on your credit record. 5. You've never declared bankruptcy or been under a wage-earner plan. These are the kinds of questions your Wachovia Mortgage lender will ask. At the same time, we'll be happy to answer your questions about me whole"home-buying process. And we also offer free seminars ana brochures. So call I-8OO-WACHOVIA (1-8QP-922-4684), or drop by any Wachovia office. \\fe may have the keys you've been looking for. ^ACHOVIA To dotowwino *Nth torn k bmt far you, mk your Wmchcnt* I mtm frtormiwdby oo?pwto| w?wr Iwcww tofrtoltw Iwooiw Ihwwwi . fyoumdemmontmn 100%ol9mtmmi?t,foum? to tfptf far aCowmunKy Homo btyor* Progrn (CHM) loon. If you iMiiofwiiwfrow $0% ot your otm'i avorofo, you m diffeit to ^p*y far a IW^ibortiood FVwteaizo4or) PNfm) (HPP) ban Suk^Mt to vt^k nyawt O HBSMMmii Corp

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