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I Howto 1
I get the most I
I from your bank I
By Pat Ingram
A checking account is a safe, simple way to pay
your bills ana keep up with your finances. Tlie bank
keeps your money for you and pays it out according
to your directions as you issue checks. The bank
IrnonQ n norofnl
deposit made to your account and
every check paid from it. Thai
once a month the bank sends you
a statement showing your trans
actions for the previous period.
Your cancelled checks are returned
in the statement for your records.
To get the most convenience out
of your checking account, you
need to keep your account records Pat Ingram
just as carefully as the bank does.
And each month when you receive your statement,
you need to balance it against your checkbook to
make sure no errors have been made — on your part
or the bank’s.
An honest error in arithmetic could cause you to
write a check for more money than you have in
your account. Many people who overdraw their
accounts do so because they didn’t take time to
balance their records. An overdraft is costly for the
bank, and at least part of the cost is usually passed
on to the account holder.
Reconciling your bank balance to avoid these
problems takes only a few minutes a month and
a little simple arithmetic. Most banks provide
a place on the back of the monthly statement
for easy balancing. This form gives step-by-step
instructions to simplify the balancing process.
If you cannot get your records and the bank
statement to agree, you may have made a simple
error in arithmetic. Here’s a checklist to help find
the problem:
• Check your arithmetic. Add up the outstanding
checks again.
• Check the bank statment against your checkbook
to be 8ure you recorded automatic payments or
other charges.
• Make sure all transactions made with an auto
mated teller machine were recorded.
• Make sure each check was recorded accurately.
• Check for errors when carrying the balance for
ward and for arithmetic errors in the checkbook.
f Compare amounts on deposit tickets against
amounts recorded.
If you still cannot balance, ask your banker for
help. Keeping your checkbook current at all times
makes balancing it against the statement a simple
task. It’s also comforting to always know just how
much money you have in your account.
Pal Ingram, a banker for 13 yean, it Personal Banker and
assistant office manager at Wachovia Bank and Trust Company
in Bobbinsville
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WSOC-TV Will Air trouble - ,11
In High Timber Country”
A fiercely independent family
headed by a proud patriarch (Eld
die Albert) battles against lethal
acts of sabotage by union or
ganizers and a powerful con
glomerate seeking control of the
family’s lumber and mining em
pire in the Pacific Northwest, in
“Trouble in High Timber Coun
try," airing as "The ABC Friday
Night Movie,” on the ABC Tele
vision Network, June 27 at 8 p.m.
on Channel Nine.
Carroll Yeager, the father, and
sons John David, Willie and Kyle,
daughter Joanna and nephew Tony
band together against truck brake
failures, life-threatening conveyor
belt accidents and a mine tunnel
cave-in that traps Carroll and Kyle
40 feet beneath the surface.
While union organizer Eddie
1 Rhodes and land-greedy Roger
Lomax negotiate with John David
for assistance in exchange for the
Yeager Company, Carrie and Lisa
Yeager join the efforts to rescue
their father and brother-in-law.
Starring with Eddie Albert are
Kevin Brophy as Tony Aquella,
Robin Dearden as Joanna Yeager,
Steve Doubet as Kyle Yeager, Joan
Goodfellow as Lisa Yeager, Martin
Kove as* Willie Yeager, Linda
Montgomery as Carrie Yeager and
James Sloyan as John David
Yeager. ■
Wont To Know
What's Happening In
The Black Community?
Find Out By Reading
The
Post Each Week!!
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jjl International Fashions Review
jjl Spectacular Presents
I Ovens Auditorium
| Sat June 28th 8:00 P.M.
lit featuring world famous
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I "TOUR 1980"—Studio 54. N Y—
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Canada — Los Angeles — Trinidad
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