— ^ Howto
get the most
from your bank
DRIVE-UP BANKING
By Liz Richardson
You can perform almost as many of your banking
transactions by using a bank’s drive-up window as _
you can by going inside the bank. You may even find
the service faster and more convenient
lecnnoiogicai advances nave
made drive-up banking a popular
wav for customers to ao business
with their banks. Some banks in
suburban and rural areas report
that as much as two-thirds of a
day’s deposit volume may be han
dled through such a facility.
Some banks are now expanding
tiie drive-up banking concept to
include automated teller ma
chines. The customer can drive up
Uz Richardson
mj luc inaumie, carry oui a transaction, ana never
leave the car Most automated teller machines allow
customers to get cash, make deposits, transfer
money, get account balance information and make
payments — all in a few easy steps.
The traditional drive-up windows have been in
operation for more than 30 years. When “conven
tional” drive-ups were first introduced, they merely
had a drawer which extended outward within arm’s
reach of the driver sitting in his car; and therefore
could only support one lane of drive-up business.
Today pneumatic tubes, which carry a transaction
from the car to the teller and back again, enable
bank offices to have multiple drive-up lanes.
The drive-up facilities that customers are most
familiar with usually have the conventional type
drawer and one of two types of pneumatic systems:
the captive carrier and the loose carrier The latest
version is the captive carrier; which is simply a small
box in which the customer places the transaction.
The customer pushes a button and within seconds
the transaction is in the hands of the teller sitting at
the window yards from the cat
The loose carrier system uses a small cylindrical
shaped cartridge. The customer places the transac
tion inside the plastic carrier; places the carrier
inside the drive-up unit, presses a button and off it
goes to the teller
leuers can serve you taster and more efficiently if
you keep the following tips in mind when using the
drive-up window:
• Endorse the checks you intend to deposit before
getting into the drive-up lane.
• TVy to nave your deposit slip already filled out.
• For withdrawals of any kind, try to have your
savings and/or checking account numbers at
hand.
• If you ha ve to borrow an ink pen, the teller will be
glad to send you one. Remember to place it in the
envelope when you return it; a loose pen can jam
the system. Loose coins also jam the system, and
should be enclosed in the envelope.
• If you’re going to make a loan payment by check,
don’t forget to write your loan account number on
the check and also present your payment slip if one
is provided i
Drive-up window tellers don’t issue official checks,
and because most of the pneumatic systems aren’t
equipped to handle large commercial deposits,
banks prefer that commercial customers transact
their business with a teller inside the bank.
If you have questions about a transaction, or one
that will take an unusual amount of time, a banker
inside the office will be glad to help.
Liz Richardson, a teller for eight years, is a teller work leader at
Wachovia Bank and Trust Company’s Cameron Village Express
Office in Raleigh.
For Convenient Home Delivery
Cal 3764496 _
Brawley, Bryce Wallace,
Zimmerman Among North’s Best!
By Janies Cuthbertson
Post Staff Writer
' Outstanding Seniors at North
Mecklenburg are Angelia Denise
Brawley, Colletta Eyvonne Bryce,
Bonita Wallace and Pansy Lee
Zimmerman. .
Brawley-is the daughter of Mr.
and Mrs. Franklin R. Brawley of
Huntersville. She is active in the
French Club, Project Aries, Civin
ettes, band and is a Delta Sigma
Theta debutante. She was select
ed to Who’s Who and will attend
UNC-CH to major in business
administration. She scored 900 on
her SAT.
tu-yce is me daughter of Mr. and
Mrs. Collins Bryce of 9313 Trinity
Road. She ranks 34 of 427 and has a
grade point average of 3.5. She was
active on the Sophomore, Junior
and Senior Executive Class Coun
cils, in the Junior ROTC, on the
girls tennis team, a cheerleader
and was selected to Who's Who
She will attend UNC-CH or Pfeiffer
College to major in- business
management
Wallace is the daughter of Mr.
and Ms. Arthur Wallace of-992fr
Rockmeadow Drive. She ranks 28
in a class of 427 with a 3.62 grade
point average She was active in
the French Club, Project Aries and
named to Who’s Who. She will
attend North Carolina State to
Subscribe
To The.Post!
major in industrial engineering
--- Pansy Zimmerman-is the daugh- -
ter of Mr and Mrs Embertha
Zimmerman of 5409 Evanshire
Drive. She ranks 50 in a class of 427
with a 3.3 erade Doint average. She
has been active in the band.
Project Aries, Red Cross and the
Latin Honor Society. She^ will
attend North Carolina State Uni
versity to major in business
administration and economics.
Auto Parts Special 11
VWVWWffJiAl MflfKIRWAViV
Heavy Duty Were
Shocks —$ IS.^S—$9.95
Each
Trouble Were. !
Lights —$&r95— $4.95
' '_Each
Oil Filters-$9 qc
(For Most Cars)
AUTO PARTS INC.
University Park Shopping Center
mmmm 394-31 16
Open 7 Days A Week -WMM
Charlotte is Movin' with
the Joyful Gospel Sounds
on
WQCC
1540 AM
lune in Monday Thru Sunday,
6am-Sunset For The Best Gospel!
• Ministry Programs • What's Cooking • Contac
• Interviews & Reviews %Q-15 Lunchtime Special
• Oldtime Gospel • People's Choice
% Soulful Experience
‘AD Gowpel-AILThjE_3jmc’ _