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Volume 8, Number 45 “ ------
«j i.i.iiLjii • _ THE CHARLOTTE POST - Thursday, April 14. 1983 -
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' JAMMIE CARR
Albemarle Road Student
Vivacious Jammie Carr
Is Beauty Of The Week
By Teresa Simmons
Post Managing Editor
While some of us are so
preoccupied with learning
the true meaning of our
existence, there are others
like our Beauty Jammie
Carr who have realized
thA life’s simple plea
sum, joy, happiness and
love are enough reasons for
survival.
“I’d like to live a happy
life,” Ms. Carr who is 15
revealed. Rewards in life
like being chosen cheer
leader and being named
the most valuable player
for her basketball squad
last year are prime exam
ples of happiness staring
one in the face.
But joy for Ms. Carr can
also be derived by the
actions of helping others.
“I’ve always wanted to
help others and that is why
I would like to be an RN.”
She has already started a
curriculum towards her
For Older Adnh*
Excessive Use Of Alcohol
fe Serious Health Problem
special to The Post
The excessive use of al
cohol is a serious health
problem that takes a heavy
toll on the lives of older
North Carolinians.
There are an estimated
450,000 problem drinkers in
North Carolina, and alco
holism or alcohol-related
problems affect one out of
every IS citizens in this
state. Approximately 10
percent of problem drink
ers are oldet adults, and
the rate may climb as high
as 25 percent among el
derly parsons with added
medical, family, or emo
tional problems Alcohol is
the most abused substance
available to the elderly,
followed by prescription
drugs.
Research show* that
many older people turn to
alcohol to lessen their
feelings of loneliness,
anxiety, alienation and a
poor self-image.
llere are two groups of
seAr citizens with drink
ing problems: those who
have had trouble with al
cohol most of their adult
livas, and others who
turned to the bottle in later
life to “feel a little bet
ter.’* The lifelong drinkers
reached old ace despite
prolonged heavy drinking,
and may have severe me
dical problems such as
liver cirrhosis or brain
damage, as well as psy
chological problems
The late life group have
developed drinking pro
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Do not expect that every
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4
blems because of a drama
tic change in their lives -
such as the death of a mate,
mandatory retirement or
other traumatic experi
encee.
'It is difficult to identify
some of the problem drink
ers because many health
problems can also be signs
of aging. For example,
brain damage, heart dis
ease, and stomach dis
orders that frequently re
sult from problem drinking
also are characteristics of
old age. In addition, ad
verse effects of alcohol
ism such as depression,
memory loss and mood
changes, can also be be
havioral or psycholo
gical conditions of old age.
Recent findings have led
some researchers to spe
culate that a form of pre
mature aging may occur
among alcoholics. Specific
ally, both groups - the
elderly and alcoholics -
show a loss of intellectual
capacity. Findings have
also supported speculation
that the combination of age
and drinking affects
awareness and judgment.
In light of these disturb
ing trends, what can be
done to help meet the spe
cial needs of the older al
coholic!
Companionship and good
medical cars can help re
lieve the social and psy
chological stresses asso
ciated with aging. Produc
tive activities, such as
volunteerism and recre
ational program*, provide
new interests for older
adults to structure their
lives. Senior centers offer
educational materials and
training to develop healthy
lifestyles by preventing
problems before they
begin. Church groups pro
vide comfort and support in
a positive environment
Research shews that pre
vention programs are par
ticularly effective with
older problem drinkers
who turn to alcohol in later
life. It is through these
programs and others like
them, that we must find
solutions to the problem of
the older alcoholic. And
now la the time to start.
- . ' i
nursing degree. And
luckily she finds mathe
matics to be one of her
easiest subjects to conquer.
Ms. Carr has two sisters
and is the daughter of
Pearline Reid and William
Gaston. Her aunt, Mar
garet Carr, is the person
who has had a positive
influence on her life. ‘‘I
lived with my aunt until I
was eight years old and 1
visit her now."
The favorite instructor of
Ms. Carr is Mr. Johnson,
her grammar teacher. “He
makes sure that his stu
dents know what is going
on before he continues. He
takes things easy," Ms.
Carr commented.
Modeling, roller skating,
acting and communicating
with others are well liked
pastimes for our ninth
grade beauty. She attends
Albemarle Road Junior
High School and is a
member of Our Lady of
Consolation where Father
William Thompson leads.
Politically Ms. Carr is
outspoken. If she could
mold the future, President
Reagan would not be re
elected if he decides to run
again. “I feel that he is
making the poor poorer
and the rich richer,” she
stated.
Ms. Carr, who plans to
attend the University of
North Carolina at Chapel
Hill to study nursing, has
realized that happiness
comes from small adven
tures like helping others.
Even at her tender age of
IS, she has realized that
peace cannot be bought,
but it must come from
within one’s own soul.
Bert Jones Says:
New Withholding Tax
Scheme Isn’t Necessary
Ben Hooks
To Address
Luncheon
By Andrew McCorkle
Post Staff Writer
Ben Hooks, national
executive director of the
NAACP, will give a
luncheon address Saturday
to black business people
meeting in Charlotte as
part of the organization's
attempt to strengthen
black businesses.
About 3,500 invitations
were sent out, primarily on
the Eastern Seaboard,
said Kelly Alexander Jr.,
president of the local chap
ter. He said he expects
several hundred persons to
attend the conference, to be
held at the Sheraton Cen
ter. Hotel on April 15-16.
The “small convention”
is the first of three to be
held in the U.S. There will
also be meetings in St.
Louis, Missouri and Los
Angeles, California. The
conferences have been di
vided into three regions to
allow business persons to
attend the meeting in the
-City closest to them, he
explained.
The conference will in
clude four workshops on
topics ranging from how
black entrepreneurs can
get Defense Department
contracts, to how they can
help their businesses by
being involved in voter re
gistration activities.
Alexander said that
speakers will talk to “black
business folks about how
they can best utilize the
NAACP as a way for it to be
a positive influence for
black business."
A registration fee of $10
is required to attend the
workshops. A fee of $50 is
required to attend work
shops and luncheon. For
more information, contact
the NAACP
“Tots and Teens on Parade” and
"Fashion on Parade” were two featured
events recently sponsored by the Travel
ettes Social Club. The affair, held at
Greenville Community Center, produced
an array of talents and a host of beautiful
children. Amanda Conisha Nelson, left.
(Photo Dy Jum Black Photographers)
seated in Betty McC'arroH’s lap won first
place in the contest sponsored by the
Travelettes. Terry Steffon Grier (center)
with Ella Grier placed third while Re
Seam Broome, seated in front, came in
second. Pete Ligon is pictured at far
fight.
Merrill Lynch Introduces
Homeowner Program
Citing a $59 billion state
wide market, Merrill
Lynch & Company Wed
nesday introduced in North
Carolina a new consumer
financial service it says
will make many existing
consumer credit programs
obsolete.
Called the Equity Access
credit account, the new
service is a personal, re
volving line of credit se
cured by the equity in a
house.
Funds may be accessed
by personal checks or a
special VISA card, with in
terest charged only on
funds currently in use. In
terest is set at two points
over the prime rate, and
“floats” up or down with
the prime. With a prime
rate of 10.5 percent, the
Equity Access interest rate
would be 12.5 percent, se
veral percent less than
most fixed-rate consumer
credit available in North
Carolina today.
With the Equity Access
account, consumers may
access up to 70 percent of
the appraised value of a
house, less any first mort
gage balance.
Goal is Credit Management
According to Merrill
Lynch officials, the new
financial service not only
responds to consumer de
mand for greater financial
liquidity, but provides a
better mechanism for man
aging credit.
Charles Humm, vice pre
sident of Merrill Lynch
Equity Management, Inc.,
the Merrill Lynch & Com
pany subsidiary respon
sible for the new service,
said the Equity Access ac
count ‘‘opens up entirely
new opportunities for the
credit-wise consumer to
not only obtain new funds
when needed, but also to
manage his entire credit
portfolio more effectively
and more flexibly than has
been possible before.
"In the past,” Humm
said, ‘‘consumers have
been largely limited to cre
dit programs featuring
fixed rates of interest,
fixed payment terms, and
relatively brief, fixed
periods during which the
funds are available. And
they’ve not had an oppor
tunity to access funds only
as needed. Even if funds
are needed only intermit
tently, consumers have
generally had to take them
all at once, and for a
specific period of time
I he Equity Access cre
dit account is designed to
overcome all this. Consum
ers will have access to sub
stantially larger credit
lines than such typically
unsecured credit instru
ments as credit cards or
signature loans, and in
many cases higher than
amounts normally
obtained through second
mortgages. They can ac
cess as much of the avail
able credit line as they
need, and pay interest only
on the funds currently be
ing used. And they have use
of the funds for a period of
a day, ten days, ten
months, or even years, as
they wish,” he said
“Importantly, with the
Equity Access account,
consumers are getting
more than just access to
credit They’re getting a
personal credit manage
ment system which will
assist them in managing
day to day credit needs
They're getting con
venience and flexibility in
personal credit trans
actions, And they’re
getting access to funds at
rates and terms that make
it possible to eliminate
existing high-interest,
fixed-rate obligations," he
said
Consumer Reaction Strong
Officials say the decision
to offer the new service in
North Carolina is based on
the product's successful ac
ceptance in states where It
has been introduced, and
the favorable characteris
tics of the North Carolina
market
“Response to the Equity
Access account has been
exceptionally strong,” says
Humm
Program
Won’t Do Its
Intended Job
A “smokescreen of
rhetoric” by opponents of
the movement to repeal the
10 percent withholding law
on dividend and interest
income “obscures the basic
fact that the new with
holding scheme isn’t neces
sary and won’t do its in
tended job,” a savings and
loan leader said.
Bert A. Jones pointed out
that more than half of the
U.S. Senate and three
fourths of the House of
Representatives are spon
soring legislation to repeal
the withholding proposal.
“YET," Mr. Jones said,
“these majorities in both
houses of Congress and the
millions of Americans who
have sent cards, letters and
petitions, at a rate of 800,
000 per day, calling for
repeal, are being denied
the opportunity for a defin
itive vote on the issue.’’
Unless repealed, with
holding of 10 percent of all
interest and divident in
come will begin on July 1.
Jones, North Carolina
Savings and Loan League
Chairman and Chairman of
First Federal Savings and
Loan, noted that the Senate
has agreed to debate the
withholding issue on April
15. But no House hearing or
vote has been scheduled.
Both North Carolina Sen
ators, Jesse Helms and
John East are sponsoring
repeal legislation
Each member of the
North Carolina Congres
sional delegation has spon
sored repeal legislation.
Mr. Jones said that more
complete IRS matching of
1099 information form with
tax returns and better use
of IRS enforcement mea
sures would “solve the tax
compliance problem with
out burdening millions of
honest American taxpay
ers.’’
‘If the government
would use the tools already
at its command, the Trea
sure could capture nearly
all of the money it thinks it
now is missing because of
tax cheats-and the rest of
us would not have to pay.
“It is grossly unfair for
honest taxpayers to be bur
dened by withholding,”
Jones said.
“Congress should listen
to the people-to the tax
payers-and repeal with
holding on interest and di
vident income.”
The issue apparently will
surface first in the Senate,
where a compromise last
month between repeal
leader Robert Kasten
(R-Wis ) and staunch re
peal opponents will lead to
the April IS vote.
“Senate leaders' opposi
tion is hard to understand,"
Mr Jones said.
“In 1900 many of them
were supporting a Senate
resolution telling the Trea
sury to abandon the with
holding idea.”
' The issue is the same
today as it was then.”
The North Carolina Sav
ings and Loan League of
ficial said that withhold
ing repeal "should win in
the Congress - if those of ua
back home keep remindii^
our Senators and Repre
sentatives and the White
House how we feel.”
Mrs. Hill Wins National Award
Esther Page Hill, Asso
date Professor of Creative
arts at the University of
North Carolina at Char
lotte, was the surprised
recipient of the IMS
Eugene Grigsby Award for
Meritor! us Service in Art
Education, at the National
Art Education Association
(NAEA) convention in De
troit, Michigan.
The plaque award was
the first given to a woman
since the Inception of the
award four years ago.
Three UNCC Student Chap
ters of the NAEA mem
bers attending the conven
tion with Mrs Hill, sor
prised her with a gift and a
beautiful tribute by Denise
Humphries: “The most
precious thing about Mrs.
H1U is her demahd for
excellence from us, cou
pled with a whole lot of
love.”
Mrs. Hill presented a
paper at the convention
entitled Minority Access to
Careers in Art Education,
which gave a realistic look
at some of the frustra
Mrs. Esther Page Hill
-Professor of creative arts
(ions, problems and re
wards of the integration
proems as it relates to edu
\
cation and the visual arts.
She is currently a candi
date for the office of Pre
sident Elect of the North
Carolina Art Education
Association for 1983-85
The three students at
tending the convention
were: Denise Humphries,
Pattie McLaughlin, Presi
dent of the chapter, and
Ceci Olive, Treasurer All
found the Detroit Renais
sance center, exhibits, art
galleries, meeting national
leaders in the field of art
Education, other students
from states throughout the
nation, possible employers
and understanding the in
terface of their chosen pro
fession, a series of exciting
experiences. Seeing and
hearing Larry Rivers, a
leading American Pop
Artist; Rudolph Amheim,
Professor of Psychology of
Art, University of Michi
gan; and Howard Garden
er, Psychologist who co
directs the noted Harvard
Project Zero, Harvard Uni
versity, capped the con
vention offerings for these
young future srtist-teach
ers.