Newspapers / The Charlotte Post (Charlotte, … / Jan. 26, 1984, edition 2 / Page 9
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F======== WITH EUGENE wraa———— . * -. X Eugene FreeTitle • Is the title to your house free and clear of all liens? Perhaps, you are sure it is because when you bought your house, the seller declared in the sales contract that he was giving you a tide free and clear of all liens and encumbances. But have you put any liens against your tide since then? Have you mortgaged your home? Have you failed to pay any real estate or special assessments? Has a creditor entered a money judgment against you? Do you still owe a contractor for work he did on your property? Any of these acts could cause a Den to be put on your property. * ; When you want to sell your house what will it cost you to have these hens re moved? A buyer would definitely require a clause in your sales contract in which the seder declares that the tide is free and clear of all liens. If there are to be any exceptions, you will want them listed. men laws vary from state to state; however, there are certain acts that can cause liens to be put on your house and some possible consequences of having these as a cloud against your title, i; Depending upon the state in which your property is located, a mortgage may be considered simply a lien on your property or it may be considered a transference of title and gives the creditor a mortgage and promissory note or bond as evidence of and security for the debt. * In other states the debtor actually turns over his title to the property to the creditor. Regardless of which practice is followed, the creditor has security for the debt and is entitled to some form of recourse if the debtor does not make his payments on time' usually if toe debtor doesn’t mj*fre his mortgage payments, he is given a limited time to catch up on his payments, his equity of redemption. If he doesn’t get caught up bn his payments, the property is sold at , public auction to raise enough money topay toe creditor. If not enough money is raised through the sale to pay die debt, the itor, in some cases, is allowed a judgement and may attack the ’s other assets. ..Most states, through their statutes, pro vide that if your real estate taxes or special assessment taxes are not paid by a certain date, a tax hen may be put on your pro perty and eventually your property may be Pofct to raise enough money to pay the tax. | The procedure varies from state to state, but usually, although dettnquent, the real estate taxes may be paid at any time before rtax sale. Most states impose penalties in form of telenet and charges for payment ef real estate taxes. Nila Scott To Speak At Davidson College uavMtson Nationally syndicated newspapers co lumnist Niki Scott will speak at Davidson College January 30 at 12:30 and 8 p.m. Scott will participate in an informal discussion session during a salad-and yogurt luncheon at the . Black Student Coalition House on Campus. At 8 p.m. she will speak 1 on “You Can Be A Super Woman, But Do You Want To Be?” in JTSpencer Love Auditorium at Chambers Building. Admission will be free, and a reception will follow in the Morrison Room of the College Union. Author of “Working Woman,” a bi-weekly co lumn that appears in more than 150 newspapers, Scott shares her own experienc es with some 23 million working women. She developed “Working Woman” while she was a reporter for the Charlotte News during 1972-76. Scott also is the author of “The Working Woman: A Hand book” and “The Balancing Act: A Handbook for Work ing Mothers.” She is con tributing editor for “Mc Call’s Working Mother” magazine and radio com mentator for the Sunbelt Network in Dallas, Texas. Her visit is sponsored by Davidson Women’s Con cern Committee, a group that seeks to promote A LOVELY GIFT ..Get a gift snbscrip tion for those away in college, nursing homes, etc. awareness about women’s issues. Persons interested in attending the $1 lun ■' - cheon should contact the College Union at 892-2000, ext. 140, for reservations. KEND5&SUMMER work Are you looking for a job on weekends (Saturday and Sunday) during the spring and fall and working daily including weekends during the summer? CAROWINDS is now accepting applications Monday - Saturday from 9 a.m. to 11:30 a.m. and 1 p.m. to 4:30 p.m at Employment Services Office, located behind the park. You must be 16 years of age prior to working provide your own transportation and have a Social Security card. EOE, M-F The march began in 1909, when a small group of Black and White citizens, appalled by the injustices suffered by employment and voter registration have been extraordinary. And its plans for the future—its march towards victory over racial hatred, bigotry and poverty in America—are stronger some Americans solely / than ever, because of their race, formed the. National -^'■11/ / This February, in observance of Association For The Advancement Of Colored /Black History Month. Tony Browns . Peopfe.Today,seventy-five years later,this march f /Journal proudly pays tribute to this for racial equality continues, and the NAACP / pfl great organization on its seventy-fifth has emerged as the largest and most influen- lillllj ^anniversary, with the momentous 4-part tial civil rights organization in the country. Ill Ml UJ series, The Longest Struggle: ^1 Its accomplishments in ill/IIII j I NAACP In Historical Perspective. school desegregation, prison JjJUm J I DonVmiss it. on your local reform, open housing, equal^^f^fV' / PBS station. ' __2*MTA»* TE»COtA-AK*rOBTWfDT1»AI»ilA«MOF«K«ftX»»fc.rW(OUSt.NY j TtaU-gMStrug*. I For an iwoe of the Dmy Brown's Jounud Magazine. * I j detailing the saga of Neck America and containing program | editorial, piaaae endoae 13.00 and lend to: J „ Jooy Brown Production* 1501 Broadway, Sake 2014, New York, NY 10036 TMa publication ia MM available on newwUndr —J WTVI-TV, CH 42, SUNDAY February I, S:MP.M. WUNG-TV, CH 58, Sunday February 5. 4:36 P.M. WNSC-TV, CH 3f, Thursday February 2, 1#:3# P.R|.
The Charlotte Post (Charlotte, N.C.)
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Jan. 26, 1984, edition 2
9
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