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A homeowner who has a loan outstand
ing on his or her property is. usually
required by the lender to carry fire
insurance in an amount at least equaffethe
size of the loan. ., 'i
A Standard Fire Insurance Policy pro
tects you against losses from damage
caused by fire and-or lightning to tfaebouse.
Fire insurance can be extended to pro
tection against losses caused by hailstorm,
tornado, wind, explosion,**:riot, aircraft
damage, and damage by smoke.
A Personal Liability Insurance Policy
may be desirable, as well as fire and
extended coverage insurance. With a ha- *
biHty policy, you are protected in the event
fO£je?me ^ injured on ywir^property.
ties of members of your family are usually,
covered. : i" :
robbery* y^
A Homeowners Policy is the ultimate’in- i
extended peril covera^ftolriMMi Rawifhf
chased separately. The pnnkago <wnjm
moat of the insurance that the average
homeowner should have or need.
believe that the premiums^they pay to the -
lender of FHA Insurance or Hazard Insur
ance include the protection of an automatic
mortgage balance payoff in the event of the
death of the breadwinner of the
family or if the breadwinner should became
disabled before the loan is paid. For this
kind of highly desirable protection, one
needs to purchase a special itsmra^
policy called “Term Life Insurance” or
your property. The premium for this type
coverage is relatively low because it is com
puted on the basis that as your mortgage
balance decreases, the insurance protection
decreases until the policy terminSeswhen
the mortgage is finally ,iid.
THE CHARLOTTE PORT
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Offer The BEST buys In Town...
■* +•+ • • • • • » * 4 \ # # • • ■ 4 . « 4 4 4 4
^BAV To Air Documentary On james Swist__S
profile offers
"tjf^>mbining that career with
preparation for a perfor
__ . .
WDAV, a service of Da- -
vidscn College, is a listen
er-supported public radio,
station broadcasting class
programming. For further
information, call 704
802-1900 or write WDAV,
Davidson College, N.C.
28036.
Applications must be re
~~wrtte~€hariotte Choral
Sodety, 41Q E. TtK
Charlotte, N.C. 28282 or call
S74-l6M«epa»a.m. to noon
|
1 'i . ,^v y£ v_ «.*-•
B W VH BIH
Tryon Mall •
J*~~ - — ■ - - ■ _ +*-t ' '•'.