LI >TTE ?S:,r “The Voice Of The Black Community “ mZl" THE CHARLOTTE POST - Thursday, November 21. 1985 ~ " ------Price: 40 Cents - T v. if? »’ . • f r Allton Concentrating ick To School By Jalyne Strong Pont 8t*H Writer Twenty-two-year old Sandra Hoey js this week’s beauty. Currently, .*«’» employed aa an opex opera tor with Wachovia, however, Sandra .'fir especially looking forward to Completing a four-year degree in accounting. ”1 enjoy my Job,” says Sandra, “It’s pretty nice. But I’m really concentrating on going back to school.” ; Having etotMT bwp years of credits at GatdgiiWebb College in foiling Springs', nC, Sandra has plans to transfer to UNCC to finish tier bachelor’s degree requirements ' In the meantime, she enjoys work ing and Spending her leisure time going to the movies, reading fiction and watching television. Sandra is also an accomplished seamstress. “I sew the majority of my wardrobe,” jhe reveals. And, she likes to dabble la culinary delights. "I love to cook! ” Sandra maintains. "I like to oe creative especially with des serts.” Her latest exotic creation waa Hawlilail We and, according to Sandra, “It waa very good.” The lucky recipient* of Sandra’s treats are bar family members . "The more I cook, the more they set,” Sandra She’* the oldest In her' family with one brother. Chris, who’s 31 and a sistor, Beverly, 14. “I like befog the older stator,” assures Santa. “It dsee carry a lot of responsibility.” she sdnj^p. She points out that she and her siblings ora very dose, especially she end her sister “Even with die Mg difference in our ages we Spend a lot of time together,” Sandra notes. Th^sssYabesii^y^^wv aiders herself, her brother and her sister successful children and she assures that all the credit goes to her mother, Beulene. “She has accom plished a vital task, raising the three of us with no help at all," claims Sandra. “She’s made quite an im pression on me.” Quiet and easygoing is how Sandra describes herself. "If there’s a crowd, I’m the type who’ll stand back and let everyone else talk,” she remarks. Her shyness keeps her pretty close to home, she comments, “I enjoy my home atmosphere. I don’t like going out too much, except maybe to restaurants.” Sandra also confesses that’s she not ready to move out on her own yet. “I don’t believe I’m stable enough yet,” Sandra reveals. “Take life one step at a time," this young lady relates as one of the greatest lessons she’s learned so far. Attorney Chamblee Explains Options ation Of New Business nt Consequences By Aadrey C. Lodato Post Staff Writer ' According to Charlotte attorney Gary D. Chamblee, a partner with the law firm Berry, Hogewood, Edwards A Freeman, P.A., choos ing (he form your business will take is one of the first decisions you, as an entrepreneur, have to make. Chamblee contributed the chapter on organization to the Chamber of Comments book, "Resource* for Making It Big In A Small Buti AMS M The basic choices for organizing your business are sole proprietor ship, partnership, and corporation. Explains Chamblee. "A sole pro prietorship Is an unincorporated business owned and managed by a single individual. It is the e—l«t and least expensive way to get started, requires no formalities, and is the moat basic form of doing business. However, where more than one person is involved in the ownership at a bust nee* the sole proprietorship form is unavailable. ” One choice that Is available is a Partnership. Here again. North Carolina does not require any special filing to create such a partnership. However, partners commonly enter into an agree ment which spells out their right* and obligations. And, as Chamblee states, “Each partner in* general partnership can b« held individually liable for the debts and obligations of the part nership, In addition, each partner generally has tbe power to bind the partnership (and any co-partners) to contracts and other transactions entered into in the apparent scope of the pertnership’a business." A limited partnership is a spe cial form which allows partners not involved in day-to-day management to limit their personal liability A limited partnership must file a part nership certificate with the Re glstar of Deeds in tbe county where the principal place of business is located. The third major form of bwiness is the corporation. Advises Chsmblee, "The corporate form offers several advantages for larger businesses and for businesses where significant growth is anticipated Advantages include centralized management, the ability to raise capital through the sale of stock, continuity, and limited liability. Limited liability is a major con sideration for a small business in deciding whether or not to incor porate What limited liability means is that creditort cannot claim the personal assets of the shareholders, but only of the corporation There are some exceptions Generally, however, if you are president of a small business, a creditor may take your business equipment, but not your house Sole proprietors and partners are not protected from personal losa Tax considerations also play a role in deciding whether ta incorporate, says Chimblee. Of particular in terest to Small businesses is the “S corporation” election, which “allows a business to obtain the corperate benefit of limited liability while passing profits and losses through to the shareholders. This allows the shareholders to use net operating leases from the corpora tion to reduce their Individual tax able income.” Forming a corporation is more complex than operating a sole pro prietorship. Among the require See ORGANIZATION On Page «A Mayfield Memorial Will Observe Senior Citizen’s Day Sunday The Mayfield Memorial Baptist Church will observe its annual Senior Citizen’s Day on Sunday, November 24. The observance wili stress the love, appreciation, and gratitude that the church fellow ship as a whole has for those whom God has allowed to be blessed with longevity of life here on this earth. At the 11 a.m. corporate wor ship service, the Senior Citizens will sit in a designated area of the sanc tuary where they will be honored and recognized. The morning message will be delivered by The Rev. Doctor D. A. Costner, retired pastor and educator. Dr. Costner, himself a senior citizen of more than , 88 years of age, will electrify and .illilgiinate the hearers as he talks and reminds us all of the goodness of the Lord and the expectations of the Lord Jor even his citizens who have been allowed to stay upon this earth for more than three-score years. Mayfield Memorial Baptist Church has always had a tender and sensitive concern for the elderly So acute was -^nd fe -thiS:iM%~tn! desire that the congregation, in 1977, appliedfor and was granted a loan of $3 million from the federal go vernment (HUDI for the erection of ISO units of housing for the elderly and handicapped citizens of our county and state. Because of the failure to find a suitable site for the erection of the complex, the loan was cancelled. With the dream still a hopeful part of their expected ac complishments, the Mayfield Me morial Fellowship continued to strive and hope for the building of these units or similar housing for those who are so desperately In need and who are many times so grossly neglected. In 1983, the Mayfield Memorial Apartments, Inc., a cor poration formed and controlled by the Church Fellowship, applied again and was granted a loan of $2 million for the erection of 60 units of housing for the elderly and handi capped. These units are now a realization and to see senior citi zens and or handicapped citizens moving about the complex is a dream come true. This complex, known as Mayfield Memorial Apartments, is located on an 8.4 acre tract of land located on Oneida Road just off Graham Street. The apart ments are built around a 2-acre lake which will be stocked with fish for Dr. H.S. Diggs .Corporation president the fishing enjoyments of those who reside in the complex. The apart ments are one bedroom units, with specially built units for handi capped citizens. The rent for the units is subsidized by the Federal Government in order that those who cannot afford to pay the full amount of the rent might have the ability to reside in the newly-built apartments on the income that they are re ceiving. Architect for the Apartments is Clinton E. Gravely and Associates, Inc. of Greensboro, NC Consultant for the project is D. L. Bram & Associates, Inc. of Greensboro, NC. Manager of the apartments is Phoenix Management Services of Raleigh, NC. On-site manager of the housing complex is Mrs. Diane Nelson of Charlotte, NC. This complex will be dedicated on Sunday, November 24, 1985 at 4 p.m. The public is invited to share in the morning worship and the dedica tion of the apartments. The Corporation members are: * Dr H S. Diggs. President; James T. Hamlin, Vice President; John T. Massey, Secretary; Assistant Secre tary, Geraldine Lowry; Roosevelt Gooden, Treasurer. Other members of the Corporation are: Lula Bell, Lester Trapps, Vertina Cooper, Wyatt Roseboro, Diane Johnson. Ben Worthy, Thomas Sadler, Wil liam Hubbard, Tommie Sadler, and William Sealey. These persons meet regularly and are totally responsible for the operations of the apart ments The complex was built and will be operated by the rules, guide lines, and agreements of HUD and the corporation. Senior citizens and or physically handicapped persons interested in living in the apartments should con tact Mrs Diane Nelson at 596-6612 or visit the office at the site on Oneida Road between the hours of 9 a.m. and 3 p.m., Mondays through Fridays. Sunday s celebration will conclude with a Feast of Thanksgiving being held in the Fellowship Hall of the church. Again, the senior citizens of Mayfield Memorial will be the honorees at the banquet. This feast is given each year by Pastor and Mrs. H.S. Diggs as a way of thanking God and the people of Mayfield for their love, confidence, and coopera tion during the past year. Each first and third Wednesdays at 5 p m., the Extra Years of Zest Fellowship, an organization of and for senior citizens of the church, ' meets and has fellowship, fun, and activity to help make their lives See MAYFIELD On Page 5A It 8 Official, Now! ^DXr. Getting Ready Xo Run Again By Audrey C. Lodato Post Staff Writer Charlotte attorney D. G. Martin, who last year lost to Alex McMillan in the 9th Congressional race, is gearing up to run in 1986 for the same seat. Although his name has been tossed around for the Senate seat being vacated by John East, the House is where Martin’s heart appears to be. “I promised I would never say ‘never,’ but it looks like we’re getting together a pretty good field of candidates” for the Senate, Martin remarked. “I would have to turn around to decide to run.” The race for the House of Repre sentatives, however, is another matter. "It’s time to begin running for Congress again,” he admitted. In '84, Martin lost by only 321 votes out of a total 215,000. D. G. put it a particularly graphic way: “If one vote was different in every pre cinct, it would have gone the other way.” The candidate-to-be plans to run the same kind of campaign he did before. “I’ve been pretty proud of the race we ran,” he stated, “and of the tremendous volunteer effort that we had.” His emphasis will remain the same: “a positive notion of what the country should be doing rather than a negative campaign attacking McMillan." The same differences that exist ed between the two contihUe to exist, Martin added He believes one area of potential vulnerability may arise if McMillan elects to accept PAC money again. "Many people don’t like that kind of campaign," Martin asserted Filing dates for the 1986 election are in January and early February The primary, if there is one, will be in May. If there is no primary, campaigning can wait until summer, Martin stated. "I don’t know of anybody now who’s planning to run, but it would be presumptuous to say I don’t anticipate anybody running,” he added His next campaign may target areas with swing voters, those who may vote either way. More im portant, though, will be to "identify areas where there is potential sup port and encourage the people to vote.” Typically, off-year elections, as 'M will be, bring out fewer voters than do presidential election years. There is still a campaign debt remaining from the last race but "It's not overwhelming in relation to what we spent,” Martin noted There will "probably” be a big fund-raiser next year to clear It up ” he said D. G. Martin .Enter Congressional race The attorney’s family is still re covering from his first attempt to win the Congressional seat "All three of them made tremendous sacrifices," he explained, "but they seem to be either resigned to my running again, or enthusiastic, depending on which day it is." Martin’s family includes his wife, Harriet, son, Grier, and daughter, Mary Grier, a junior at West Charlotte, has become active in the Teens Dem Club. “I like to think the cam paign opened his mind,” D G. smiled Meanwhile, the probable candi date is "trying to practice a little law.” He’s with the Charlotte firm, Kennedy, Covington, Lobdell, and Hickman. He’s also writing a chap ter on federal regulations, his spe cialty, for a book entitled, "The Law »nd Business of Resort Develop ment.” Martin is active in the North Carolina Bar Association and serves *> a special committee on minori ties and the law, which is co chaired by Charlotte attorney ifvonne Mims Evans. He is involved on the Human Services Board of the United Way and is on the search committee at See D.G. On l*age ISA

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