€ tutorials ■ Christmas And People That Love! Last week in this column we suggested . that Christmas is a time for Caring, . • Happiness, Rememberings, Inspiration, Spirituality, Trustworthiness, Mercy, Abun dance, and Sharing - words that clearly personify the meaning of Christmas. We witnessed and participated in making this meaning a reality on Christmas Day at the People That Love Community Outreach Mission. In order to appreciate and understand what happened at the Mission, located on Wyatt Street adjacent to the Fairview Homes public housing development, on Christmas Day last week it is necessary to know a little about the historic beginning of the Mission. Twelve years ago, the husband : ;:of a young woman with three small children i-Nvas shot to death on Wyatt Streiet near I Oaklawn Avenue. The widowed mother of 1 three,'Barbara Brewton, says she began to l receive a message from God to reach out to ■street people and drug and alcoholic ■abusers for Christ. 1 Starting in the' hack of her brother’s •Auto-body shop on 7th and College Streets, ::l«rs . .Brewton began holding religious :■-lvmi and helping poor and homeless *ople - until the City of Charlotte closed fcwn the building to construct a parking lot! ; la search for new facilities, Mrs. Brewton fetes that £od brought two strong allies to f side: Jeff Park, Director of PTL Home " tesions at Heritage Village, and Faye ^'-lyrdin, Director of Metrolina Singles. Mrs. ' fwion says these ministries helped her to a new work for God at 1812 Wyatt ISHUt, just a few doors from where her < *• Wand was killed. ^J|Mthin a month, a Love Center was ^^Spblished to distribute emergency food jC^/l clothing. Hundreds of people in the .V-//att Street and Fairview Homes neigh /brhood area were fed on Thanksgiving Day '-/&B3 Furthermore, over 300 area families • ^received Christmas dinner and gifts in 1983 /through the activities of the new Love //Center. Shortly thereafter scores of ' children were attending weekly Bible < studies and choir practice. f|x*ig-Ierm Solution • ■‘fcrvB?“the end of the firs^year, the^Love Center ministry had outgrown its Wyatt Street facility. People attended the reli gious, services and revivals in such large •' numbers that they packed every room and stood outside in order to hear and partici pate in the Mission's activities. Similarly, .Bjble teachers had little space in which to ;teach the children. Nevertheless, with the *:help of PTL, Mrs. Brewton had more than 100 childrep in attendance at vacation Bible School ill the summer of 1985. While seeking a long-term solution to the overcrowded > conditions at the Love Center, Mrs. . Brewton, again with help from PTL •members, opened a transition center on West Trade Street to receive homeless people to help bring them to Jesus Christ. About 100 feet from the Love Center, at the corner of Wyatt Street and Oaklawn Avenue, was an abandoned church building that had been vacated more than a decade ago. Mrs. Brewton said the building had been “taken over by worldly elements, it became a haven for drug distribution and even prostitution.” For months, Mrs. Brewton added, she and her staff “bounded by the Satanic influence of this building and claimed it for God.” Then, just a few days before the owner’s death, Mrs. Brewton was blessed with the opportunity to purchase the building for a church and what she referred to as a “lighthouse to the community.” Nearly $20,000 in building materials and both professional and other volunteer labor had been used to rehabilitate the church. On Sunday, December 22,1985, the church held its dedication service with over 400 people in attendance. With all the work necessary to prepare for the church’s dedication, Pastor Brewton still found time to provide a Christmas Day meal for nearly 200 poor and homeless people and to give them donated Christmas gifts and clothing to the needy. Through the kindness of a local pro fessional golfer, Mike Frigen, enough turkey and assorted other food stuff was provided free for the Christmas dinner at the Love Center, now called the “People That Love (PTL) Community Outreach Mission,” to feed the 200. VotUnteers and members of the new church set up tables and chairs and served the hungry as they entered the Mission. Two hundred more people had been fed at the Mission on Thanksgiving. New Sense Of Hope This story of loving and caring h«« brought a new sense of hope to a neigh borhood in desperate need of a sense of new direction and the blessing of Almighty God. If people love, care, and have any belief in the truer meaning of Christmas, how better could it have been exhibited than by the tireless efforts of Barbara Brewton. Her love of God and her determination to serve as an instrument for God’s purpose has given a ray of hope and possible rising ' + 10 man* P®**1® atKl ha? created light whfere ^larkness and ^espdiir once This then personifies the true meaning of Christmas - loving people aiwi sharing whatever you have to demonstrate your love. These loving efforts led by Barbara Brewton to help restore people broken in spirit, hungry, often homeless and jobless, should be a reminder to each erf us of (me thing we should commit outselves to do in the New Year of 1966. That is, whether we make New Year’s resolutions or not, each of us should pledge to do something, to help someone or some group of people less fortunate than we are in 1966. While banner headlines may not recognize your deeds, you will know, and more significantly, God will know that you gave willingly to help others. After all, it is only by the grace of a loving God that we are the giver and not the receiver. i “While the rising incidence of crime has I been a source of embarrassment to many 1 black leaders, far too many have I remained ambivalent toward the pro-1 blem. Perhaps through fear of providing r ■' .comfort to racists masquerading behind a mask of law and order, I recognize m v/n these risks But I also recognize an even greater risk that Macks themselves may confuse the right of Mack people to protest their unsatisfactory condition ini the United States with the opportunity for criminals to prey on exposed citizens.” -*Dr. Andrew E. Brimmer i . _ _ !✓/ Why Are New Year Resolu"' _s So Popular? New Year’s resolutions - hundreds of thousands of people make them with the coming of the baby New Year. Why are New Year's resolutions so popular? Be cause everyone seems to be doing it! The real purpose of reso lutions is to make conscious effort to change or enhance one’s being. Unfortunately New Year resolutions are gone by February or March and quickly forgotten. ‘. What are some common resolutions? The most po pular is physical appearance improvement. Millions state that Oris is the year “be” is off.°in!te plan of attack is exercise and reduced caloric intake. Fine, but' the plan leaves out one big factor - a physician. Doctors should play a major roll in weight loss. They can monitor subtle changes in the body that can and do affect the body’s performance. A doctor can (with the help of a dietician) devise a balanced and wort able weight loss program that will give the desired results.'. Diet books, health spas and friend support are okay for some but the use of them does not always elicit the desired results. If your re ■ ^—» Sabrina Johnson Solution is weight loss, con sider it something important and strive to “do it right." second most common resolution is to save money; i.e.^improve financial stand ing. Sounds easy? Maybe not so easy in actual working. Today’s society is a consum er society; saving is fast becoming a trend of the past . This society is concerned with investing in stocks and bonds with a high yield of return so that the return can be spent on something want ed or other high return in vestments. The writer has no problem with that everyone wants more money to spend, including the wri ! H ever, the future of Social Security is shaking more and more, maybe THE CHARLOTTE PORT North Carolina's Fastest Growing . Weekly L-»-i. . j ‘ * 704-376-0496 f ■ - "The People's Newspaper” P ^ ;■' ■ ■ i 107 Years ' Of Continuous Service * -■ Rill Johnson Editor. Pah. • Bernard Reeves Gen. Mgr. Fran Farrer-Bradley Adv. Mgr. Dannette Gaither Office Mgr. Published Every Thursday by The Charlotte Post Publishing Company, Inc. Main Office: 1531S Camden Road Charlotte, N C. 28203 Second Class Postage Paid at Charlotte ■ ' ■ ' Member, National Newspaper Publishers' • Association North Carolina ’ Black Publisher* Association National Advertising Representative: Amalgamated Publishers. Inc One Year Subscription Rate One Year • 117.7* Payable In Advance I SPS No. MUM* POSTMASTER Send Change of address to: Charlotte Post IS3I A. Camden Rd. Charlotte. N.C. 282*3 I ^ler Says: Missing Link Between Minorities ArJ Banking By Sherman N. Miller Special To Hie Post Each time another bank failure is announced, I feel it increases the pressure on all lending institutions to adopt more conservative loan postures. However, I am haunted by the potential ad verse impact these high bank failure rates may have on the evolution of minority busi nesses in America. If banks are forced to adopt very con servative loan policies, will it mean imminent failure for many small minority busi nesses or perhaps will it make short-term growth for them merely an illusion of grandeur? I have listened to many minority business people la ment over their Inability to secure business loans through mainstream lending institutions. Racism is often brandished by many minori ty people as the reason why they cannot gain access to business loans. Although ra cism is no doubt an impor tant factor in granting mi nority businss loans, I do not believe it is the dominant one. I once served as 1st Vice President and Chief Operat ing Officer of a neighbor hood credit union that made loans to a range of custom Sherman N. Miller ers from small businesses to welfare families. On oc casion we' found it necessary to become conservatively skewed in our loan policy due to high delinquency rates or inadequate loan reserve re- : quirements. As I recount my credit union's small business loan experience, I am convinced that neighborhood credit unions are excellent vehicles to make under $10,000 loans to minority businesses. How ever, my feelings are pre mised on the fact that neigh borhood credit unions can attract large, dedicated de posits for loans to small minority businesses. Ac cordirig tp David C. Rice, Vice President of The Cooperative Assistance Fund (CAF) of Washington, D C., dedicated deposits are avail able to local credit unions by his organization. • However, Rice reports that his .organization’s primary mission is to fill the chasm between small businesses and the mainstream lending institutions. “Our role is to fill the capital gap that small businesses find when they are trying to start a business or expand a business,” says Rice. Rice says the bulk of their loans range between $100,000 and $250,000. Rice’s face seemed to radiate an aura of pride when he spoke of helping a Michigan minority business that significantly increased its employment roll during a highly depressed economic period. He said its employ ment roll rose from 40 to 300 after they made up the out fall in an expansion loan package. Since the mainstream lending institutions may * become more conservative in their loan policy, I queried Rice on how his organization helped small businesses gain long-term access to capital markets. He replied, “Our role is to help the small * business person establish a banking relationship with traditional sources...so they can go out and secure capital.” Rice went i they are stream in__ primary loan_ make up the difference_ tween the initial loan and the amount granted from the pri mary lender. He said, "We are willing to take second position." One might think that CAF’s loan rates may be exorbitant especially since their loan portfolio contains many high risk loans. Rice says they merely charge the prime Interest rate plus one or two percentage points de pending on whether it is a community group or not. Rice welcomes minority business proposals from throughout the United States. He may be reached at the Cooperative Assistance Fund, 2100 M. Street, N.W., Suite 31S, Washington, D C. However, Rice reports that CAF will screen all pro posals for their soundness and they will take a very hard look at the capabilities of the ventures’ proposed management. He highlighted his concern over managerial capability by stating, • “Ninety nine percent of the time those businesses that went sour on us, it has been weak management or poor management." A % ; * • ^ f - v . ,r saving should become part of today’s society. The (rid rule of thumb is 10 percent of one’s take home pay annual ly. That is difficult fen* those with families or living the Yuppie-Buppie lifestyle. Jm Getting away from the hard I and fast rule of percentage of fl income saved could be the-4 answer • how a bout> saying 1 what you can? Any aipdunt | saved is an improvement. Third on the agenda of • resolutions is to improve the mind for professional or per- i sonal reasons. Either way tth increases dr broadens one’s of U*, world. St three magazines' a month and 12 novels-books annually. Added up that is > not a great deal of mind improvement. However, it j does makea difference in the caliber of the person. It all boils down to the more ex posure to other thoughts the increased ability for crcjati- A vity. ■ 4 Also improving the JpindW can include taking a course in night school or-Joining an organization that engages in “mind activity”; i.e., the Arts and Science Society. The Public Library offers everything from books to seminars. Indulge! Finally finishing that pro- ; ject that was started some months ago. The question to ask is can the project be finished? Maybe it requires some additional skill or out side help. Or maybe the level a of interest is not there. What- I ever the case, throw it out I and start something new, " New Year’s resolutions can be fun also. Fun such as doing more things that makes one happy. Planning more private or family time. ' Or joining the circus. Or taking that dream vacation to some exotic destination and deciding to stay. In case you are Wondering what the resolution for the New Year of the writer Is, close friends and the writer have decided to act like grown ups when together in stead of wild animals! Other than that Just toe usual re decorate and improve and if the weather on the weekends is not accommodating to planned activities - change It. Best wishes for a happy and prosperous New Year ArthrWt Interact l There win be an Arthritis Inter set Luncheon Session on Wednes day, January 8, at noon at the Community Health Services Build in*. 1W1 E. Seventh St. Partio pent* are asked to bring a big lunch, drinks wiB be provided Pre-registration is reciuired. Call 704-375-0171 to register.

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