Page 6A - THE CHARLOTTC POST - Thursday. Fdaruary 2, 1989 Charlotte Gerald O. Johnson, Publisher Robert L. Johnson, Co-Publisher Jalyne Strong, Editor Editorials Cooperation Brings Progress BY HOYLE H. MARTIN Editorial Writer While the so-called black revolution of the 1960s has resulted In a degree of economic, political and social gains for some black and other minorities, the struggle for jus tice and equal opportunity is far from over. This has been clearly coiiflrmed by at least three reliable sources. First, in March of 1988 a group of people thoroughly knowl edgeable about racial and urban affairs is sues, met to evaluate the goals achievement level of the 1968 National Advisory Com mission On Civil Disorder. The study group, some of whom had worked on the Commission report, said that while consid erable progress in race relations had been made America continued to be two nations, one black and ohe white, separate and une qual. The root causes of this problem, the group concluded, are "quiet riots" in the form of unemployment, poverty, housing and school segregation. 'These quiet ri ots...not noticeable to outsiders...are more destructive to human life than the violence of 20 years. " Secondly, a recent NAACP Legal Defense and Education Fund financed poll shows that whites disagree with black views in that the criminal justice system is biased against them. Lastly, the Urban League's "State of Black America 1989" report states that the George Bush "administration will follow an ad ministration which presided over eight years of stagnation and retrogression in the economic status of black Americans." The report thus "focuses on the broad di mensions of inequality." It was for this and similar reasons that we concluded our editorial last week by saying that, as we approach Black Histoiy Month we need not pause long to applaud our achievements, but rather we need to be de veloping values and strategies to overcome hopefully the last great wall of resistance to a truly great equal and just society. Therefore, on this day, February 2, 1989, we must begin anew to mount an assault upon the forces of racism from private indi viduals to corporations to unjust laws. However, it appears to come Increasingly clear that black progress over these past 20 years has been only marginally successful because a major Ingredient has been miss ing. That is, we as a black people have been so preoccupied justifiably, with fighting for equal opportunity laws and seeking gov ernment programs, that we have done com paratively little in the way of building eco nomic power bases around, over and in spite of racism and discrimination with the resources that we already have. For example, past and some on-going dis crimination against black construction contractors has limited their efforts In raising bonding insurance money, thus preventing them from competing for major construction contract jobs which could mean more jobs for black workers. While we may be over simplifying the point, it seems to us that if all black owned financial institutions, banks. Insurance companies, credit unions, etc...across the nation would establish a national pool of $100 to $250 million or more, minority contractors could secure the bonding and compete for bigger jobs and more minority businesses could be assisted and or newly developed. Furthermore, if black churches would set aside two to three percent of their annual budgets or encourage their members to con tribute a weekly dollar amount for invest ment in black economic developments in their local communities, many minority businesses could expand, others could be de veloped and thousands of jobs created. Such Investments in black business and communities, with a return on Investments to the churches, would make a substantial contribution to reducing poverty, jobless ness and crime in black neighborhoods. For such an effort to become workable and truly successful, black civil rights leaders, educators, politicians, preachers and jour nalists would all need to make a strong commitment to the concept of free- enterprise minority economic develop ment. It would need to be preached and taught through an understanding of and an interest in economic values of self-interest and the work ethic all leading to a new be ginning in the idea of self-determination. A high profile marketing /educating cam paign such as was initiated to sell the American people on the Individual Retire ment Account (IRA) concept may be needed. Ideally, a truly successful economic revi talization effort of this nature should be built around a black owned and operated national bank with its basic deposits accu mulated from a $1.00 per week per person or $52.00 per year per person from at least 65 percent of the nation’s black civilian labor force, that is, 8,255,000 workers (1986 data). Over a ten year period the deposited funds would have exceeded $4.2 billion . Seventy percent of the funds should be used for direct investments in black owned busi nesses and black communities. Low inter est loan rates to the minority borrowers should be based on the borrowers' level of affordability and the number of potential jobs the loan would make available. The re maining 30 percent of the loan funds should be placed in a high yield Interest in- , vestment to assure a fair return on the in vestment of the bank's depositors and to offset the bank's below market interest rate loans to its borrowers. With this kind of economic development, blacks can through their own commit ments and actions in self-investments as sure that the next 20 years will not find them still jobless, in poverty, caught up in crime or spaced out on drugs. This would truly raise the joy of a Black History Month of celebration. Bankers, educators, preachers, journalists, economists and fel low black Americans, is this worth a tr5t? Black Mortgage Crisis Can Be Solved Reports about the failure of the nation's Savings and Loan associations leaves us with mixed emotions because their prob lems stem from stories of mismanagement, corruption and locally-based economic re cessions in some areas of the nation. Like wise, we have mixed emotions to learn that white racism is not believed to be a deter rent to such home mortgage loans in the Charlotte area. In either case, the results are the same in that blacks are being denied loans from the S&L's. According to area black realtors, the local problem arises from poor credit histories of the potential borrowers. The POST's page 1 feature story last week reports, John Ramadan, president of ERA Reality as saying many mortgage appli cants are turned down because of past cred it deficiencies, such as frequent late pay ments or repossessions. J. C. Cousar of Cousar Reality said candidly, "It's getting to the point where blacks have to hav’e perfect credit to get a loan." Cousar's key point, "perfect credit" implies covert racism in the sense that black people are expected to be more perfect or better qualified than the typical white person to get the same ser vice. This Is a typical race relations problem requiring effort on the part of people on both sides of the color coin to "clean up their acts" for everyone's benefit. Let's do our part and be more responsible about how we manage our finances. It Is only in this way that we can strongly oppose the racist attitudes thrown toward us. In other words, one wrong does not justify another. Pay your bills on time or don't make any. Let’s Table Our Search For Villains. There's another point about guUt. The way we kept it alive in the 1950s and 1960s was by demonstrating how pitiful we were. We made the case with great bravery, great cou rage, great restraint that nothing would change for us until white people changed. For tunately, a lot of white people changed. But the whites were not the only ones who heard us talk about how pitiful and helpless we were. Our children heard it and one result is that too many of them became convinced that it was useless for them to try. We did It then and we're still doing It. By blaming everything that goes wrong in our community on white people, we lead our children into believing that somebody else is in total control of their fate. We have to put people back in control of their lives. It's time we table our search for villains and start figuring out how to change our situation for the better. William Raspberry, Washington Post columnist, in remarks delivered before the Herman Sweatt Symposium on Civil Rights (University of Texas, Austin), .^rll 10, 1987, Charlotte's Power P57ramid At a recent Civic Index meet ing the question was asked: "How do you distinguish be tween power and leadership?" I didn't hear a good answer to the question, so I left the meeting pondering: 'What is the differ ence between power and leader ship?" Finally, I convinced my self of the distinction. Power is the ability to get things done, whereas, leader ship is to have Influence on what gets done. Power is posi tional. Leadership is charis matic. People in authoritative positions wield a lot of power, but don't necessarily have to be true leaders. There are people of power that aren't true leaders, and most true leaders aren't people of power. Chief Executive Officers (CEOs) of major corporations are in positions of power, but there is no corollary between becoming a CEO and leadership. Martin Luther King, on the oth er hand, could be classified as a true leader, but he had very little power. He was able to accomplish a lot by influencing people of power. 1 concocted the "Power Pyramid" to demonstrate the dis tinction between power and leader ship. By taking our loc^ community and dividing it into three institutional sectors; business, govern ment, and non profit, the flow of power can be demon strated. It must be understood that all sectors may have both people of power, as well as lead ers. The sector wielding the most power in our community is its business sector. The business sector has the financial and people resources to put behind projects it deems important. If enough major corporations in a city feel strongly about some thing, it will be very difficult to keep it from happening. Leader ship is not as critical in this sector for two reasons: 1) the sphere to be Influenced is small, and 2) there exists the authority to manipulate resources. The government would be the next most powerful sector. Though, like the business sec tor, it has availability of re sources, the resources are under close scrutiny by the other t sec tors. Moreover, the resources aren't as discretionary in this sector as in the business sector. Resources are appropriated to a Power Pyramid great extent based on pre-set mandates from all sectors. Leadership is more critical in this sector because appropria tions are budgeted based on the ability of elected government officials to influence each other as well as to influence members of the other sectors. Moreover, some semblance of leadership is required just to become an elect ed member of this sector. The non-profit sector is the base of the power P5ramld. This sector Includes, non-profit hu man services, neighborhood groups, churches, and the like.. This sector has little or no power, - because resources are not readily available. In order for this sector to accomplish major objectives, - it must rely on tapping the other; two sectors for needed resources. Hence, the ability to Influence others is critical for this sector.- It is this sector where true lead-, ers are bom. The closest this sec-^ tor ever comes to power is when- it utilizes influencing weapons! ... against the other two sectors. The major influencing weapon- against the government sector Is the vote. The major influencing weapon against the business sec tor is the boycott. Charlotte has been fortunate in,. - that these sectors currently, . have a good working relation- • • ship. The local business commu-. ■ nlty has been very careful to . . wield its power for the basic good of the community. Government for the most part has been very sensitive in attempting to bal-' ance the needs of the communi- ^ ty. All of the sectors in this city have a genuine Interest for the quality of life in ‘ the city. But the delicately. . balanced working relationship be tween the three sec tors is not guaran teed in the future. The rapid growth Charlotte is expert-: enclng will continue to attract new busi nesses. The new businesses will con tinue to attract more people. Eventually, the key players rep resenting the three sectors will change. As this change gradually un folds, preserving the well being of the community as opposed to gratifying individuals, will be- ; come more difficult to manage. ■ This, to me, is Charlotte's great est challenge. A giant step to preserving the ' quality of life is to keep the lines of communication open between •->' the various sectors. ■V o Neglect Won’t Make Nation Kinder Guest Editorial By Cong. Augustus Hawkins As Ronald Reagan rode out into the sunset last week, he left behind a budget that was of the same vintage of prior years. More money for the military and less for children and families. In the last eight years he has run up the biggest budget defi cits in history, leaving behind a fiscal mess that will undoubted ly pit one good program against another. While we were in the final days of the Reagan administration, I would normally ignore these funding requests. But I am con cerned that the incoming ad ministration may go along with some of these figures. Including program cuts in education and the painful reductions in child nutrition. The Reagan budget is so ab surd In tenhs of its deep cuts in "people" programs it sets up the possible scenario of a "bad cop, good cop" routine. If Bush asks for a few Increases in some edu cation, housing and health pro grams he will appear to be a welcomed Improvement to his predecessor. But the problems in education and urban Ameri ca are too significant to simply throw scraps at them. For example, cost effective federal programs are now reaching levels far below their eligible populations: • Head Start, a super pre school program for poor chil dren, reaches less than 18 per cent of the eligible population: • Chapter 1, a math and read ing programs for low achievers, reaches less than 50 percent of the children who need these services: •The Women, Infants and Chil dren (WIC) nutritional assis tance program is available to only 50 percent; and • Medicaid, a health services program, only covers half of the poor population. These programs are not bud get busters, and in fact repre sent a long-term return to the U.S. Treasury. For every $1 in vested in the prenatal part of WIC returns $3 in short-term hospital costs; for every $1 in vested in prenatal care for Me dicaid recipients $2 is saved in the infants' first year; and for every $ 1 Invested in Head Start, $4.75 is saved through lower costs of special education, pub lic assistance, and crime. I would urge the new President to take a different approach and Increase significantly (not mar ginally) spending for cost- effective programs. This would assure him bipartisan congres sional support and give him a boost along the way in achiev ing his desire to be the "education President." The Congress will fashion its own budget, which will be con siderably fairer and more equi table than the one submitted by the outgoing President. Un doubtedly, the new President will need time to fashion his agenda and spending priorities. The Congress will meet the new administration with a coopera tive spirit. But this time around we cannot let our nation suffer from neglect and indifference. We are desperately seeking a "kinder and gentler" society.