J
■f/k
STRICTLY BUSINESS/ The Charlotte Post
Thursday, November 13, 1997
BUSINESS BRIEFS
Consolidated
Media Group,
owner of The
"Charlotte Post,
has opened a
business office
in Durham for
its new weekly
j)ublication.
The Triangle
TVibune.
The Tribune,
Johnson
which will cover the African
American community, will begin
publishing regularly in February.
. The temporary office is located
at 311 Main St. in Durham.
Permanent quarters are being
renovated in The Phoenix Group
office complex.
Consolidated Media Group
president and Post publisher
Gerald Johnson said The TVibune
Will have a Sunday publication
day. The publication will cover
Kaleigh, Durham and Chapel Hill
"and surrounding areas.
“The Tribrme will maintain the
same quality of coverage its sister
papers currently have,” Johnson
said Wednesday.
Consolidated Media was formed
earher this year with the merger
of The Post and the Winston-
Salem Chronicle. Ernie Pitt is
Consolidated Media’s vice presi
dent and publisher of The
Chronicle.
/■'The founding of The Tribrme
will give Consolidated Media pub
lications in North Carolina’s three
largest metropolitan areas and
coverage of 60 percent of the
state’s Afncan American popula
tion.
•Wachovia Bank executive
Isaiah Tidwell will dehver the
Babcock Leadership Series lec
ture Thursday at the
International TVade Center, 200
N. College St.
Tidwell is executive vice presi
dent of Wachovia’s North
Carolina Southem/Westem
Region.
He will speak on “Leadership
During TVansition in Banking.”
The lecture is free and open to the
pubhc and will he followed by an
informal reception.
The lecture series, organized by
students in the Charlotte MBA
program of the Babcock Graduate
School of Management, Wake
Forest University, gives students
and the community an opportuni
ty to hear business leaders dis
cuss their experience and insight.
Duke Energy Foundation is the
corporate sponsor for the first two
lectures in the 1997-98 series.
Tidwell joined Wachovia in
Charlotte in 1972, beginning his
career as a commercial lending
and corporate loan administrative
office. In 1982 he became a
regional loan administration
manager and was elected senior
vice president.
He was named Forsyth Coxmty
executive in 1989 and elected
senior vice president. Tidwell was
elected regional vice president in
1990, becoming area executive for
Charlotte and
Tidwell
Mecklenburg
County. He
assumed his
current posi
tion in early
1995.
'Tidwell is a
Charlotte
native and
graduate of
N.C. Central
University. He
received an
MBA from the
Babcock Graduate School of
Management at Wake Forest.
For more information, call (704)
365-1717.
•Karen Woods, owner of the
Karen Woods Insurance Agency,
has been named the third Jesse
Helms Center citizen of the year.
She is the third recipient of the
award.
Woods was on the faculty at the
Jesse Helms Center's Free
Enterprise Leadership
Conference, where her stoiy of
moving from welfare to owning
her own business was a popular
motivational message.
gjouch, Inc.
A Motivational Training
Consultant Service
Providing work.shop.s for
•home -school - workplace
•church -community
Senior Consultant, Glendaliorton Manning
6316 Montieth Drive • 561-3731 or 596-6036 Fax 596-6276
“Touching Tommorrow Today”
Let Me Introduce You To
THE ERIE INSURANCE GROUP
for
Auto - Home • Business - Life
We offer the following:
^ Multi-Policy Discounts
^ Multi-Car Discounts
^ First Accident Forgiveness Program
^ Contractors, Beauty Salons, Small Businesses
Harris & Associates Insurance Services, Inc
2739 West Sugar Creek Rd. Charlotte NC 28262
AN INDI-PI-NDliN
r RliPRKSEN I ING bRII- IN.SHRANCKGROUP
For a free Quote call
Tony Harris,
Agent
Phone: 599-6444
Fax: 599-2838
WAKE FOREST
U N 1 V H U S I r Y
Babcock Graduate
School of Management
Credit card pros, cons
"Where Changed Philosophies Lead To Changed Behavior"
Creative Interchange
• Diversity Facilitating
• Motivational Speaking
• Self-esteem Building for
Youtli & Ailults
• Wellness
• African, African American
History I>ectiires
• Rites of Passage Training
Ahmad Daniels, M.Ed., Educator & Facilitator
1321 Enderly Road * Charlotte, NC 28208 * (704) 393-5474
Continued from page 9A
no interest is accumulated. As
card issuers look to boost profits,
grace periods are getting shorter.
Tlie grace period used to start on
:5he date the purchase was posted
^ your account, which is often a
day or two after the actual pur
chase. Now, many issuers start
the grace period on the day of
purchase.
Be sure to watch the payment-
due date carefidly so you don’t
accidentally run up finance
charges when you intend to pay
ypur bill in full. If you do prefer to
pay in full, the grace period gives
you the advantage of a few extra
days to do so without being
charged interest. But if you usu
ally spread your payments over
time, you are being charged inter
est anyway, so grace periods will
do you no good at all.
interest, but many card issuers
also charge late payment fees of
around $15. This type of fee
makes paying late even less
desirable.
CHARLES ROSS is host of the
nationally syndicated radio pro
gram, “Your Personal Finance,”
and author of Your
CommomSense Guide to
Personal Financial Planning.
At last! A Gcrtifiecl MBK Company
That Can Handle You Office Needs!
AMERICAN PRODUCT
OISTiilBUrORS INCORPORATED
• Copy Paper • Computer Paper • Toner
Ink Cartridges, Etc. .. And We Deliver
Call or Fax Today!
(704)522-9411 • Fax (704)522-9413
8227-E Arrowridge Blvd. Charlotte, NC 28273 • Don Black, Pres.
STARTING HERE,
^ tk-
1/ nyrntng!
IS POSSIBLE.
Watch for other fees
Card issuers can charge you
more for using your credit card by
using a two-cycle balance calcula
tion. This technique allows you to
be charged interest even though
you pay your balance in full.
Suppose you make a minimum
payment one month and pay your
entire remaining balance the
next. 'The card issuer may calcu
late your interest based on your
average balance over both
monthly bUhng cycles instead of
one. This is the card issuer’s most
profitable way of calculating
interest.
Tb be competitive, most banks
use the more common method of
basing interest on a single billing
cycle. In choosing a credit card
remember these are the three
most important factors: the inter
est rate, the grace period and the
annual fee. Late fees are another
added cost. When you pay a cred
it card bill late, you pay extra
Every Ten Weeks
North Ameiica's Top Speakers And Business Authnndes Ate Coming To
Chariotte
Relationship Selling
■IN PERSON!-
TOPICS
' Time Management ■ Financial Success Strategies • EFFEdivE Leadership
•CustomerService ■ NegotiatingTechnioues
SEE ALL
SPEAKERS
FOR AS tow AS
$72 EACH
T. Falcon Napier JimRohn Charles Brennan Brian Tracy
At The Charlotte Convention Center
All Events To Be Held From 6:30 p.m.- 9:30 p.m.
Coll Now For More Informotlon And Become A Peak Performers Network Member
Advanced Reservations Necessary... Seating Is Limited... First Come, First Served
THE MEMBERSHIP
IKIUDES INI rOLIDIlie
• AdoKsnoToAISessiaQs
■ DiscovnR On Books, Topes And VnUos
• Ouorlerly NenslellN
• Spouses Receive SOX Discovni
• One Year Poid Subscription To Enttepreneor MogniM
■ One Hour of NePnorking With (wnpAmentary
hors d'oeunes Eoch Monfh
peAk
PERFORMERS.
Peak Performers
NETWORK
ADVANCES R Ee I $TRATI 0 NS NECESSARY
Register Today... 80D.279.2222
With our nationally recognized
MBA programs designed
for experienced professionals and executives,
how far you can go is up to you.
Attend an
Information Session
to learn more about our
Charlotte MBA Program
Monday, November 10
5:30 - 7:30 p.m.
(Formal remarks begin at 6:00 p.m.)
One Morrocroft Centre
6805 Morrison Blvd.
Information on our weekend
executive program in Winston-Salem
will also be t
; presented.
A Wake Forest Charlotte MBA
For mow iufornmtion (iboitl Wiko Forest’s MBA Programs,
contact us at 704.365.i717 or wzuzu.mba.wfu.edu
Sam Solomon, President
Bull Creek Corporation
Six families in
Franklin County had a
bold vision: they’ve turned
their tobacco fields into a
golf course. Before they
went to First Citizens for
financing, they had
completed a fourth of the
project themselves.
"We picked up rocks,
we cut bushes, we worked
on the tractors," explains
Sam Solomon, president of
Bull Creek Corporation.
“We get out there and we
grab the shovel.”
When loan officers
from First Citizens saw
first hand the sweat equity
the families had put into
their vision, they were
impressed. “First Citizens
was very receptive to us
when we went to them,"
says Solomon.
She (riwrlottcCbscn’cr
e have just the right coveragejbr people like you.
Exactly like you.
Liberty Mutual knows tEiatyour insurance needs are unlike anyone else’s.
So we'll help you find a policy that's right for you. Whether it's auto, home, flood or life
insurance you need, one source can help you
That's the freedom oE Lil>erty.
LIBERTY
MUTUAL
\\te freedom of lilex'Fl
Contact: Daiyl A. Vereen, Sr. / Liberty Mutual Group
6230 Fairview Road, Suite 425, Charlotte NC 28210
442-2881 Ext. 228
Akiur financial resoun^c. .lust aipouncl tTie comer.
Mrtmter H)l(:
first
Citizens
BANK
http://www.firstcitizens.com/