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http://www.thecharlottepost.com 5C Cljarlottc ^os;t THURSDAY, FEBRUARY 12, 2004 REAL ESTATE Roland Hawkins Contest fora free home If you are a first -time homebuyer you may qualify to win a FREE home. Tb enroll in the 2004 Home Giveaway you must do so before April 15. The Charlotte Mecklen burg Housing Partnership and the Charlotte Regional Realtors Association are sponsoring a home giveaway. Last year one lucky family won a brand new three bed rooms, two bathrooms home. In June of this year another lucky family will win a brand new home in addition to a wealth of home buying knowledge. This contest is open to all first-time homebuyers who are residents of Mecklen burg, Union, Stanley, Gas ton, Lincoln, Iredell and Cabarrus counties as of Jan uary 1, 2004. All applicants must be least 18 years old at the time of entiy. Some will be glad to know that HUD defines first-time homebuy ers as any persons who have not owned a home in the past three years. Additionally, a contestant’s total family income cannot exceed 50 to 80 percent of the area’s median income. Based on family size the acceptable income range could be $32,050 to $51,300. The homeowner’s counseling and training program must be completed to qualify for the drawing. The deadfine to enroll is April 15, 2004. This date should be easy to remember, since it is also the last day for federal income tax filing. One of the primary goals of the CMHP organization is educating as many people as possible on the subject of homeownership. Therefore even if you are not the lucky winner of this home give away you still win. Upon completion of the CMHP home buying training, and counseling class, homeown ership wifi no longer be a pipe dream for you and your family. This education is too valuable to miss out on espe cially since it’s absolutely FREE. The Charlotte-Mecklen- burg Housing Partnership also has several other pro grams that are designed to help first-time homebuyers get into their starter or dream home. One such pro gram was created to help potential homebuyers save money to purchase a home. CMHP will match a $1,000 saving with $2,000 for a total of $3,000. This plan is called the IDA (Individual Deposit Account) Matched Saving Program, lb participate in this savings program, all applicants simply must com plete the CMHP home buy ing counseling class. The CMHP New Homes division has helped several qualified homebuyers pur chase homes in one of the CMHP revitalized or new subdivisions. Individuals who buy in these subdivi sions are offered special “below-market” fixed inter est rates through CMHP Mortgage, Inc. CMHP Mortgage, Inc was created to provide “below- market” low interest mort gages and down payment Please see CONTEST/6C PHOTO/ARA CONTENT You can have it all with laminate flooring ARTICLE RESOURCE ASSOCIATION Ready to upgrade your decor? You’re ready for lami nate flooring. That’s right. Always known for its practi cality, today’s laminate floor ing is becoming a true designer selection. The lami nate category has grown in popularity in recent years thanks to its ease of installa tion and minimal required maintenance. Families and do-it-yourselfers have clam ored for the expediency and durability of laminate prod ucts. However, new products entering the market today are touting more sophisticat ed designs and customizable options, unlike anything seen previously in laminate. Advancements in manufac turing technology have launched a new era — one in which aesthetics are height ened for superior appeal. With enhanced details, lami nate flooring is set to rival wood and tile as a premiere flooring alternative. “Fami lies used to select laminate for areas with high traffic, reserving wood for rooms less used or more formal,” explains Claes Wennerth, president of Alloc, Inc., a manufacturer of glueless, mechanical locking laminate flooring based in Racine, Wis. “Today’s laminate is so authentic and customizable, it’s finding its place in all rooms — even worthy of floors once set aside for wood.” Just what are the new design ele ments of laminate and how is it comparing to the real thing? In their newly launched Classics line, AUoc offers some excellent exam ples, representative of the industr^s progress. The Alloc Classics’ Herringbone is presently the only glue-free laminate flooring offering herringbone patterns. Her ringbone was previously available only through expensive custom installa tions of real wood. Cleverly designed, Alloc’s Classics Herringbone has two plank types with mirror image lock ing systems for simple instal lation. The line comes in Honey Oak or Merbau finish, each featuring Wood Struc ture details and seams high lighted with decorative grooves for authenticity. Also in the Classics line is the new TimberView collection. Tim- berView features planks in two widths, with beveled edges. When installed, the beveling creates slight V- grooves as found in real wood flooring products. Homeown ers can interplay the two plank sizes for truly custom installations. The product features technology that allows the end joints to be joined together via the angle- angle installation method, without the need of a tap ping block. Third in the Alloc Classics line is Microbevel, with subtly beveled edges for the look of genuine rustic wood. The edges are protect ed with special UV lacquer technology giving them a superior wear resistance. Microbevel is available in four finishes. The Alloc Clas sics line represents the latest in superior laminate technol ogy. All Classics products fea ture Direct Pressure lami nate construction in planks 8 mm thick. This line comes with a 30-year residential warranty for wear, fade and stain resistance, as well as joint integrity. “Homeowners are the winners in the quest for the best laminate prod uct,” Wennerth says. ‘We’ve created products that offer a true wood look, yet are more affordable and easier to install and maintain.” Tb find an Alloc dealer in your area, or to get more information on available products and installation procedures, caU (877) DO-ALLOC or visit www.alloc.com. MOVE TODAY! and you can WASH... DRY... CHILL... DRIP... FREE! Free Washer Free Dryer Free Refrigerator Free Coffee Maker m — PHOTO/ARA CONTENT Decorating projects to welcome spring ■ ARTICLE RESOURCE ASSOCIATION Spring is in the air — the days are getting longer, the temperatures warmer, and soon crocuses' and dalfodils ■will be shooting up all over. It’s a good time to banish Please see EASY/6C, When you close on an inventory home in any of Beazeds 40 communities in the Charlotte area by 3/31/04, you'll receive a FREE APPLIANCE PACKAGE with Washer, Dryer, Refrigerator and Coffee Maker! So come stop by any Beazer community, visit www.beazer.com/charlotte or call 704/724-0416 today. New homes and townhomes priced from the $80's. r Prices and offers subject to change without notice. Free appliance promotion valid through Beazer Mortgage on inventory homes only that can fund and close by 3/31/04. Cannot be used in conjunction with any other promotion. Some restrictions apply. leader, com
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