.,.The State Port Pilot___ BUSINESS New business enterprises are seminar topic The best small businesses to start in the 90s in North Carolina include service companies that fill out insur ance forms, day care centers and specialized food businesses. Trends such as an increasingly older population, the improvement of highways and other infrastructure and more two-income or single parent families will boost the suc cess rate of small business owners. This is just a sampling of the in formation that will be presented from 6:30 to 9:30 p.m. Thursday, December 10, when the Small Busi ness Center at Brunswick Com munity College presents a seminar entitled "The Best Small Businesses to Start in North Carolina in the 90s". The program will be held in the administration building on the BCC Supply campus. The program will focus on 35 types of businesses that have a high probability of success as both full time and second-income businesses. Each type of business will be ex plained and specific concerns, op portunities and requirements will be covered. The winners in the small business race will be entrepreneurs who have the kriowledge, energy and adequate financial backing to start and stay in business until they gain a solid foothold, it has been noted. It will be important for budding entrepreneurs to understand how to create ideas. The program will offer an easy-to use method of looking at the various trends of today and targeting areas in which a small business might be successful. The basics of starting and running a small business will be covered. Topics such as finding start-up funds, marketing the business, hiring employees and, if needed, getting^ out of the business will be discussed. The seminar will be conducted by Mike Collins, president of Business Research Communications of Chapel Hill. He frequendy presents seminars for the N. C. Department of Community College’s small busi ness centers. He is also the author of I ■ North Carolina Job-Handler's Handbook and writes about entre preneurship and business for a vari ety of regional business magazines. There is no charge for the seminar but pre-registration is required and can be done by calling 457-6329 from the Southport-Oak Island area, 754-6900, 343-0203 or fax 754 7805. SMART MONEY Most unemployed workers don’t interview often enough during job search Many people who are looking for work prolong their job search by not interviewing as much as they can. EMPLOYEE AND LABOR RELATIONS Ups to help in a job search during tough times ■ Interview more often. Most job seekers visit six employers in a month, when they should try to see at least two potential employers a day. i ■ Actively search for work at least five hours per day. Be persistent, without becoming obnoxious. Network — 80 percent of all job openings are not advertised. ■ Remember, always be honest. Lies and distortions can come back to haunt you. Keep resumes simple and responsible-feeling. Don’t do things to distract from your message. SOURCE: Family Circle magazine Copley News Service/Ken Marshall The chamber report By Karen S. Hope Executive Vice-President (This is a report on the activities of the Southport-Oak Island Cham ber of Commerce that appears weekly in The State Port Pilot.) We hope everyone had a chance to thaw out from last weekend. The Christenbury awarded trip to convention As top producer with Red Carpet Dorothy Essey & Associates for 1992, Sandra Christenbury was awarded an expense-paid trip to the National Association of Realtors’ annual convention November 11-17 in Honolulu, Hawaii. Over 30,000 realtors from the U. S. and several foreign countries were in attendance. Top instruc tional and motivational speakers highlighted the seminars at the con vention, and hundreds of exhibitors displayed the latest trends and tech nical advances in the real estate in dustry. "It was a very valuable experi ence," Christenbury stated. "To gain the knowledge of buying and selling programs that are working well in other states, and see the potential for this area, is very exciting." PAVING CONTRACTORS we specialize in ... •Tennis Courts •Parking Lots & Streets •Grading ‘Storm Drainage •Curb & Gutter »Paving Asphalt Plant - 2 miles north of Shallotte, Highway 17 754-7177 weather was definitely brought in by Santa to get us in the holiday mood. The Chrislmas-By-the-Sea Festi val continues this week on Thurs day, December 10, with Trim-A Trcc/Opcn House at the chamber of fice on Beach Road from 5:30 to 7:30 p.m. The Christmas-By-the-Sca Festival lias adopted several needy families for the Christmas season. Chamber members and area resi dents have been collecting food and gifts for the families and are en couraged to bring these items to Trim-A-Trcc on Thursday evening. The Best-Decorated Business and Best-Decorated Home contests will climax this weekend. Judging of the entered homes and businesses will take place unannounced Friday, De cember 11, to Sunday, December 13, between the hours of 7 and 9:30 p.m. To enter the home contest, fill FINANCIAL SECURITY FOR TODAY AND TOMORROW Your friend for life. Nationwide offers a complete portfolio of life insurance products and services to meet your protec tion and investment needs. Call us today. t ' w mmmm Doyle Dennis 801 N. Howe St., Suite 9 • Southport, 457-6788 NATIONWIDE INSURANCE Nationwide is on your side Nationwide Mutual insurance Company and Aftiiiated Companies Home Office One Nationwide Plaza. Columbus OH 43216 Nationwide s a registered federal service mark of Nationwide Mutual Insurance Company 100% DOS compatible sys tems for business, home, school or office. Brunswick Computers offers you top quality equipment at low competitive prices. Our policy of tech support and service both before and after the sale provide you the best value in southeastern North Carolina. Call today and let us save you money and headaches. Christmas Special Multi Media System $1895 276 Long Beach Road • Southport, N.C. 28461 (919) 457-0222 • (800) 382-7867 out an entry form and drop the form and your $5 donation to needy families at the chamber office on Beach Road, Southport. Two more weekly drawings are left in the Shop-At-Homc campaign. A list of participating merchants is in this week’s Slate Port Pilot. Other events this weekend include Southport’s 200th Christmas celebration sponsored by the Bicentennial Committee and South port 2000, Inc. Events include a waterfront home tour, holiday market and entertainment, and a Christmas gift-making workshop for children. Also, Brunswick Town will hold its Christmas Open House on Sun day, December 13, from 1 to 5 p.m. There will be entertainment, and co lonial food will be served. r BUSINESS BRIEFS Realtors at state conference Brunswick County Board of Realtors officers and leaders Dorothy Essey, Cora Walling, Sherri Marshall, Wyatt Gordon, Rosetta Short, Margaret Rudd and Madeleine Gordon recently attended the 1993 Leadership Skills Workshop and Board Officers Leadership Conference sponsored by the North Carolina Association of Realtors. The two-day event was held December 1-2 in Greensboro. Billy Benton of Charleston, S. C., led seminars on leadership skills and agency rela tionships. The NCAR, Inc., chartered in 1921, is North Carolina’s largest trade as sociation. NCAR is headquartered in Greensboro with a membership of nearly 16,000 realtors and affiliate members. First Citizens ATM upgrade First Citizens Bank will perform a computer system upgrade that will af fect all First Citizens automated teller machines (ATMs) statewide on Sat urday and Sunday, December 12-13, causing a temporary interruption of service. The maintenance is scheduled to occur between 10 p.m. on Saturday and 4:30 p.m. on Sunday. The upgrade is designed to expand the capabilities of the system by increasing the central computer’s ability to process trans actions. Customers will not be able to use their ATM cards at First Citizens machines during those hours. Regular service is slated to resume after 4:30 p.m. on Sunday. First Citizens operates an ATM at its Yaupon Beach location. County loans made by SBA During fiscal year 1992 two loans were approved in Brunswick County, totaling $705,000, according to Gary A. Keel, director of the Charlotte dis trict office of the U. S. Small Business Administration. In North Carolina, a record-setting 390 loans were approved for $87,974,000 from October 1, 1991, to September 30, 1992, compared to 261 for $57,303,(XX) in fiscal year 1991. This represents a 53-percent increase in the number of loans approved in North Carolina, Keel noted. Loan approvals increased 32 percent in the Southeast and 35 percent nationwide. "It is estimated that the businesses receiving these 390 loans in North Carolina will create or retain 3,563 jobs over the next two years," said Keel. SBA loans arc primarily made by private lenders, usually banks, guaran teed up to 90 percent by SBA. BUSINESS LOANS Existing or new businesses. Commercial, industrial and farming. Minimum $25,000. Maximum over $1,000,000. William E. Davis, Loan Broker (919) 392-8008, Wilmington, N.C. Christmas is just around the comer! ,m Get your Christmas shopping done now. Don't wait for the rush. Receive necessary cash from Coastal Finance Co. Have the happiest Christmas ever! We make loans to buy appliances, automobiles, or just extra cash for the holidays. Call or come by... Coastal Finance 150-6 Holden Beach Rd., Shallotte, 754-8188 You are number one with the friendly people at Coastal.