SOCIAL SECURITY By ORRIS G. GR Q. I know a man in this town that worked with me in the same plant before he retired a few years back. We made the same wages, a little over $5,000 a year. Now I’m retiring- and I find I won’t draw as much as he does! Isn’t this wrong? A. . Probably not, as your benefit amount, and his, would have been double • checked when the computation took place. While as a general rule the same wages would produce the same benefit amount, the computation of the benefit amount is based on personal average earnings over a given number of years, depending on the person’s age. The older the person is the fewer years must be av eraged out. Thus if your for mer co-worker is older than you are he would have been able to use fewer years in fig uring his benefit., and thus be able to select more of his best years, your local Social Se curity office or representa tive will be glad to furnish you with a pamphlet, # SSI 35, that will permit you to figure your own potential benefit amount. They will, of course, also answer your questions and assist you in your computation. You don’t have t.o figure your own bene fit amount when you file a claim, however, this is done by Social Security Adminis tration’s computers, using the complete earnings records and the most advantageous computation methods. ' } Q. I’m a housewife now, and a bit older than my husband. I haven’t worked for over 15 years, but I worked 12 years un der Social Security before I married. Can I freeze my rec ord, now that I’m not working, so my credits won’t run out. I’d like to be able to draw my own Social Security when I’m 62. My husband may work on until he is 65 so I wouldn’t be able to draw on his credits until then. Or have I just lost my credits by not working right on? A. If you have worked enough years to be fully in sured under the law you will never lose your right to bene fits. Since you have worked 10 or more years you are fully insured regardless of your age, and will be able to re ceive a benefit at age 62. How ever, the younger you were when you quit work the smal ler your benefit will be as the computation of your bene fit amount will be based not on the fact that you were ful Iv insured but. rather on your average earnings to age 62. Truck Revenues Up Operating revenues of all mo tor carriers regulated by Inter state Commerce Commission to taled $13.5 billion in 1969. This figure is expected to increase to $23.5 billion by 1980. Brevard Insurance Agency, Inc. 20 E. JORDAN ST. 883-3121 GIL COAN, JR. GIL COAN From The Broadcatter Morgan Named October's Student Senior Steve Morgan, known to many as “Brain Wave,” is October’s student of the month. He is an active member of the BHS student body and is in volved in many extra-curricu lar activities. Steve has participated in most of the sports programs of fered at BHS. He has been a member of the varsity football squad for three years. During his sophomore and junior years, he was on the track team and was on the wrestling team when he was a sophomore. Besides being a very good athlete Steve is also a very good student. This is where he gets the name “Brain Wave.” Steve is one of six semi finalists from BHS in the Na tional Merit scholarship com petition. Last year he was se lected for membership in the National Honor Society and was a junior marshal. In extra-curricular activities, Steve serves as president of the Varsity Club and is a member of the Chess Club. Steve has no definite plans after graduation. He does plan to go to college but at this point he has not chosen the college he would like to attend. He would like to major in as tronomy. STEVE MORGAN shows here why he is such an outstanding student in PSSC physics. From The Broadcaster Junior Achievement Plans Activities Four Junior Achievement companies began a new year Sept. 27. This year one-half unit of credit is being offered to all students taking part in the Junior Achievement program. Olin, RCA, and Du Pont are the industries helping to spon sor this year’s JA companies. Officers of NEWCO, spon sored by Olin, are Johnny Me haffey, president; Betsy Boggs, secretary; Debbie Clark, treas urer; and John Goldberger, vice president of sales. VODCO is sponsored by RCA. Officer^ are Harry Hill, presi dent; Anita Winchester, secre tary; John Boggs, vice-president of manufacturing; and Linda Hill, vice-president of sales. Officers of DUO, sponsored by Du Pont are Marie Hooper, president; Shirley Brown, sec retary; Joan Adams, treasurer; Vicky Pidgeon, vice-president Get the lion’s share of savings A savings account at Bre vard Federal will earn the highest dividend rates al lowed by law! Your savings are safe and insured, and are at work right here at home mak ing your community pros per and grow. From the five savings plans offered we can help you set up one that is the most profitable few you. You’ll “roar” with delight at how fast your savings grow. So start today. Annually 6 moa. minimum $1,000 Passbook Deposits ' 4.75tyO Annually Certificate Deposits 5.757© Annually 1 yiar minimum $5,000 6^b Annually 2 years minimum $10,000 “Save locally and your money stays at boase building a stranger community.” of manufacturing; and Scott Shepherd, vice-president of sales. ■Olin also sponsors another company PROC'O. Officers are Buddy Whitmire, president; Missy McGibboney, secretary; Robert Melton, treasurer; Allen Tate, vice-president of manu facturing; and Linda Kirk, vice president of sales. JA companies meet on Mon day and Tuesday nights from 7:00 to 9:00. A variety of products are to be produced by the Junior Achievers. Tentative plans are being established by each com pany during the following weeks to start the process of these products. Each company has two or more products in mind, from which they choose one, and be gin the manufacturing. VODCO is planning to manu facture a caddy* using an an tique car for holding pens and pencils. NEWCO is planning to make wind-shield scrapers for year round. DUO has planned on manu facturing a wooden, movable candle-holder. PROCO is starting a project with an idea of candle-holders specifically for Christmas. Appalachian Exhibit Scheduled For Brevard The Art Department of Bre vard College announces that between October 18 and No vember 10 a visiting exhibi tion of art, “Appalachian Cor ridors: Exhibition II”, will be on display in the Coltrane Art Building. This exhibit has been organized by the Charleston, West Virginia, section of the National Council of Jewish Wo men to give exposure to the work of the Appalachian artist and craftsman. The aim of the exhibit is to present a genuinely compre hensive group of works done by artists and craftsmen of the Appalachian region. It will include primitive, traditional, as well as avant-garde art and craft in media such as oils, watercolors, sculpture, textiles, wood, ceramics, metal, and plastics. When you think of prescrip tions. think of VARNER’S, adv. NOTICE TO CREDITORS State of North Carolina County of Transylvania KNOW ALL PERSONS BY THESE PRESENTS, that J. Ed win Mims, Sr. of Brevard; North Carolina, has purchased the equipment, supplies and inven tory of the partnership trading and doing business as Mims & Lyday of 100-102 North Broad Street, Brevard, North Carolina, owned by J. Edwin Mims, Sr. and Charles William Lyday. All creditors of the partnership trading and doing business as Mims & Lyday are hereby re quested to submit their claims for payment of their claims to J. Edwin Mims Sr. at 100 N. Broad Street, Brevard, North Carolina, where arrangement for payment will be made. This the 19th day of October, 1971. Charles William Lyday Transferror J. Edwin Mims, Sr. Transferee 10/21/4tc ETOWAH VALLEY GOLF CLUB DINING ROOM & LOUNGE For a dinner and evening that is distinctively different, relax and dine in a charming atmosphere overlooking beautiful Etowah Valley Golf Course. FEATURING PRIME STEAKS AND SEAFOOD. Toss your own Salad from 17 ingredients. Champagne with your meal, compliments of the club. Thurs. is Family Night featuring a spaghetti dinner with a delicious homemade meat Mwicy. By Popular Demand Now Open Every Evening Except SUNDAYS and TUES DAYS 5:00 - 11:00 p.m. ON US M AT ETOWAH, N. C. BETWEEN HENDERSONVILLE & BREVARD Phone 7*4/891-7022 or 693-9154 Education Board Will Meet, 1st The regular monthly meeting of the Trnsylvania County Board of Education will be held Mon day night, November 1st, at 8:00 p. m. in the Education Cen ter, West Main Street. This announcement comes from Superintendent Harry C. Cbibin. truck output soars Diesel trucks manufactured in the IT. S. totaled 114,870 units in 1989 more than four tines the number produced in 1901. NOTICE On or after this date, I am not liable for any debts made with out my signature. Wood Hinkle, Jr. Naval Radio Station Cutler East Machias, Maine 04630 10-74tc NOTICE I. Harmon Holden, am not responsible for any debts made by anyone but myself, as of Oc tober 7th, 1971. 10-7-4tp ALMAR FARM (From Front Page, Third Sec.) a car “wrecker” expert to com?! up and look. They came in a little Jeep Universal. They looked at the truck and conferred. Then Bill said they were going to try pulling it onto the road backwards by backing the Jeep. They hooked on and while I literally held my breath for fear the truck would go over the bank and take the Jeep with it, eased it bark onto the road. It looked simple but it was n’t. It called for a lot of skill, pood judgment and experience. One wrong move and the truck would have been at the bottom of the hollow, a total loss; for it would have required bulldoz ing a road up the hollow to get it out, assuming it was worth it after rolling down the bank There was also a possibility of Bill and Donald Lee going over with it. If the Jeep tow hadn’t done the job, I suppose I’d have bad to have a wider road bull dozed to get Donald Lee’s big wrecker up there—and then only when the ground was thoroughly dry. It didn’t rain, by the way. That’s one sweat I could have avoided had I known; but, of course, I didn’t. As an ex weatherman, the rain forecast looked mighty good to to me. That was the last time the truck’ll be up that road. I’ll either carry what I need to use up or I’ll find me a mule and a sled. Should have done that in the first place, I know that now. I also know even better what I’ve often written be fore. I’ve got the most capable friends and best neighbors of anybody. EXECUTRIX’S NOTICE In The General Court Of Justice Superior Court Division State of North Carolina Transylvania County Having qualified as Executrix of the estate of Alfred M. El viell of Transylvania County, North Carolina, this is to notify all perrons having claims against the estate of said Alfred M. Elwell to present them to the undersigned within f months from date of the publi cation of this notice or same will be pleaded in bar of their recovery. All persons indebted to said estate please make im mediate payment. This the 12th day of October, 3971. Gail Adams Elwell Cecil J. Hill, Attorney. 10-14-4tc Paints and Decorative Products THIS WEEK ON OUT BEST premium one coat Acrylic Latex House Paint. Easily applied to masonry, wood and metal. Fast drying; easy soap & water clean-up. On special formula Latex Wall Paint. Rolls on easily for beautiful flat finish. Wide color selection. Regularly $4.89 Per Gallon or 2 for $9.78-Now Buy 2 and Save Regularly $6.89 Gal. or 2 for $13.78—Now Buy 2 arid Save r 3 PIECE PAN & ROLLER $129on/,79( ANTIQUING and WOODGRAINING KIT Itej. ^ *398Mf*349 AQUA MAGIC Carpet Shampoo QTS - % GALS - GALS. 10% OFF ON ALL SIZES 14 NORTH CALDWELL STREET BREVARD. N. C. 28712 PHONE: (704) 883-2616