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1B0UT LEGISL1TIUE MATTERS.
The New Lien Law. 'rcityorltowri in the Stater or Wortgage
V
Of a great deal of1 practical interest
to the commercial world- are the
changes made by r. the Legislature of
1913 in the lien laws of North Carolina.
Representative Brawl ey, of Durham,
is the"author' of the: bill," the essential
provisions of which follows: ,
Revisal; Section 2018, amended so as
to read "As often as any contractor
' for the construction of any part of a
railroad which is. in progress of, con
struction shall be! indebted ; to . any jla
iorer for' thirty or less number of
days' labor performed in construction
.-.of; said road, oris indebted for more
than thirty days to any " person fur
nishing material for the construction
of said road, such laborer or material
man may give notice of such indebted
. ness to said .company in a manner
herein provided, and said company
shall thereupon , become liable to pav
such laborer or material . man the
amount so due for labor or material
and an action may be maintihed
against said company therefor."
The: remaining part of the' new sec
tion provides practically the same, ma
chinery for the enforcement of the
above provisions-as is provided under,
the old section. v.
The new act , repeals the whole of
Revisal Section 2020 and substitutes
the following: ' ' ' 7' ;
v "Counties, cities and' tow,ns to re
quire bond of sub-contractor.
"Every county, city or town or other
municipal corporation, which shall let
; a contract for the building, repairing
or altering any building, shall require
' the contractor for such work (when
the contract price exceeds five hundred
dollars)) to execute bond with" one or
more solvent '"sureties before .begin,
ning any work under said" contract,
payable to said county, city or town
or other ' municipal corporation and
conditioned for the payment of all
labor, done on and material and sup
plies furnished for the said work, and
the amount of the bond to be given
by said contractor shall be equal to
the contract price up to two thousand
city or town In the State: or mortgage
on real ' estate. This law' will give
protection" 'to; th"e parlies 'who patron
ize this class of insurance and will
prevent many of these association
from being run purely for the benefit
of those, who 4nanage,.them.T5here, is
also' another law affecting associations
and societies of this character which
requires that there shall , be stamped
on the policy or contract, they issue
the words "Assessment Insurance." :
, . '. Bate Making. T j
A bill . introduced by? Senator Br idg
ers puts all rate making associations
or, bureaus operating in the State iin
der the supervision of the Insurance
Commissioner, and he is' required to
examine' them and look Into their
methods just as he- does, the work of
insurance companies. This Is far
reaching in its effect1 and is the only
law that has. ever been placed oh our
Proposed Federal Aid For Good
. . " NEoads.
r At the present time' there aseems
to be considerable excitement oyer
the $40,000 wliichj has'been tenta
tively allotted ? to North Carolina)
to, aid in building roTds in 'certain
sections of the -jState;- There, have
been a . reat omanyT applications,
made to the Governor and reasons'
given why;- ascertain part' of 4hia
$0,000 should be spent in the" con
struction of a road' in this' or that
part . of the State. ' V Many who
have made these applications are
not at all familiar with the con-,
ditions . ' placed about the allot
ment, ol this money. The condi
tions are as follows: .. ;!
7-: 1 The local sub-division of the
State has to furnish double' the
amount of money supplied ' by the
government.- V '
2. The money appropriated by
.wcrw . iiiiiiimv
GLE2TIT HI WAGIUNGTON.
r
statute books affecting rating ibureausi v j n
Organization of Insurance Comoanles. ' he local sub-division is generally
Under a bill introduced by Senator -t)est aepositea in tne nanas oi a
Hobgood companies being organized,
as well as corporations promoting
them or acting as holding companies,
are placed , under the supervision and
control of the Insurance Commission
er. The effect of this law will be to
require proper care in the . organi
zation ef all: insurance companies (in
this State, and will prevent In some
cases promoters from entering, the
State, selling stock to ! our citizens,
taking-a heavy compensation there
for, and then leaving the citizens "with
the bag to hold" when the company is
organized. : r ' ' '
? Qualification "of Agents.
A law was placed upon our statute
books in regard to the qualification of
insurance agents in this State, and
makes it the duty of the Insurance
Commissioner to pass upon them, and
gives him the right to refuse to grant
a license to or cancel one already is
sued to them for violation of the in
surance laws, or. Improper conduct, or
for lack of proper character. This
places, upon the Insurance Commis
sioner a duty which It has been doubt
dollars: and when the contract price I ful whether he possessed before, that
is between two and ten thousand dol
lars, the amount of said bond shall
be two thousand dollars plus thirty
five per cent of the excess and under
ten thousand dollars; when the con
tract price is over ten thousand dol
lars the amount of said bond shall be
two thousand dollars plus twenty-five
. per cent of the excess of the contract
price oyer the sum of two thousand
dollars, and if the official of said coun
ty, city, town or other municipal cor
poration, whose duty it shall be to
take said bond, . shall fail to require
the said bond herein provided to be
given he ; shall be guilty of a misde
meanor."; -
The remainder of the section pro
vides that any number of laborers or
material men may join in one suit and
sue on said bond in the courts having
jurisdiction of the amount for the re
Covery of the amount due them re
spectively. '
t To Revisal, Section 2021 is added:
"and after the notice herein provided
is given, no payment to the contractor
: - shall be a credit on or a discharge of
, the lien herein provided. '
To Revisal, Section 2023 is added:
or of which notice shall .have been
given the owner by the claimant."
A new section numbered 20 13-a is
added, the principal provision of
which, is that "any person doing the
'work of cutting or sawing logs' into
' lumber, getting out wood pulps, acid
wood or tan bark, shall have a lien
upon, the said lumber for the amount
of wages due them, and the said lien
shall have pfibrity' over; all other
claims or liens upon said lumber ex
cept as against a purchaser for full
value and; without notice."
Revisal, Section 2028, is amended so
as 2 allow. six months for filing no
tice of lien. - ; .
To Revisal Section 3663 isi added:
"That if any contractor shal fail to
apply the contract price paid by the
. owner or his agent to the payment of
bills for labor and' material, he shall
be guilty of a misdemeanor." ;
Another section is added repealing
all local lien laws and as much of the
public lien law as is in conflict ' with
this act,
"''-'"Amended Insurance Laws.
, The General Assembly passed sev
real bills affecting insurance matters.
These bills contained enactmentsv that
will prove very valuable to the insur
ing public in the State, and will
tend 'to a" better supervision and a
correction of some of the evils that
Is. whether he could refuse to license
ah agent when applied for by a com
pany, or cancel an agent's license for
improper conduct., .
Investment Companies. ,
By a bill introduced by Representa
tive Kellum practically what is known
as the "Kansas Blue Sky Law" was
added to section 4805 of the Revisal of
1905. The new law was made to ap
ply only to foreign companies. The
adding of this law to section. 4805 en
ables the commissioner to prevent
frauds by promoting companies, or
parties selling or offering to sell stock.
Much moneyi has been saved to the
State by tfle enforcement of section
4805, and, of course, much more will
be saved with this new: law. .
Accident and Health Policies. .
The uniform standard form of poli
cy for accidental and health contracts
as prepared by the National . Conven
tion of Insurance Commissioners has
been adopted. This makes a decided
improvement in this class of contracts.
Fraternal Orders.
Two bills y introduced by Senator
Pharr apply to fraternal orders or, so
cieties. One bill applies to societies
writing 1 contracts for benefits less
than $300, and designates -them as,
"f raternals orders" and keeps them .
tofore enforced. The other bills is I allotted to North Carolina for aid
what is known among fraternalists as
local trustee to De. disbursed on
the order of the duly qualified
representative of the U. S. ; Office
of Public . Roads. 7 ; It probably
would be convenient and satisfac
tory to xnake a National bank, the
trustee. This bank may bexin the
county in, whieh the road is to be
built. .
3. : The engineering- work is to
be done by the U. S. Office of Pub
lic. Roads, , and one of their engi
neers would be in imirfediate
charge of it. V
4. The laborers are only per
mitted to work eight hours a day
on such a road.
5. No convicts will be permit
ted to be' worked on the road..
The first three conditions are. all
right, and no one should take ex
ception to them. The. last two,
however, may affect decidedly the
road work in the county. In the
first place; if $1,000 is allotted to
a certain county or township, it
has to provide $20,000 . making a
total of, $30,000 to be spent on
that particular road. The labor
ers working on this road, who will
be paid out of this $30,000 are
only permitted to work eight
hours per day while the, regular
laborers in the county or State
work ten hours, per day. There
fore,, we lose one-fifth of the time
oi eacn laDorer. m recKonmg tne
$30,000. as paid for labor, we
would lose one-fifth of it, or $6,000
so instead of getting $10,000 we
are, in reality, only getting $4,000
. .The last condition might not be.
of any serious . moment m some lo
calities,-but in others it may be
found that the convict force of the
county or township can be used
to the very best advantage pn this
particular road; and yet; under
these conditions, they, cannot be
used. . , . - .
For this reason the. $40,000
the uniform, or Mobile bill. This bill
applies to societies paying benefits or
$300 or over and designates them as
"Fraternal Benefit Societies." This
law also provides ' that neither class
shall in this State associate together
fraternally the white and colored
races, and requires them to operate
under the lodge system with a repre
sentative form of government. 1 1
' Inf r.TnsnrArir i 1
A bill introduced by -Mr. Long, of
Alamance, provides -for the supervi
sion ; and regulation ' of persons and
corporations doing business on the co
operative or inter-insurers plan; and
allows citizens and corporations in
this State to engage ; in. the business
with exchanges licensed under this act.
This act will,' if the "managers of these
exchanges live up to their agreement,
bring into the State legally the big ex
changes now operating in Kansas City
and other Western cities, and give the
State the revenue on this class of busi
ness. Maay of the largest' manufac
turers have been giving their insur
ance to these concerns, and. thus., de
priving the State of the taxes. An
other, bill that' will' bring into the
XXX X UUU UUXXUU XXli WAXJ q Vw
as' much work as was at first ex
oected; and, while the county, or
townsniD win eram a certain
amount from this allotment; it will
not be its full face value.
JOSEPH HYDE PRATT,
- State Geologist.
the citizens of the State complain of. . Stat 'many-conapanies now operating
Misrepresentations. I uesa"y m me owie is.uie uuc
A bill was passed that is practically l ing mutual.com
operate in the State ; for an annual
license of $100; Nine of these compa
nies have already entered the State,
and, are among the best mutuals.' be
ing known as the "senior mutuals,"
with headquarters located in the New
England States.
.j Of .course, it will take the commis
sioner some time to get all the new
laws in proper shape, published and
distributed, but that- their (effect . will
be seen in the insurance business In
the State may well be presumed. 1 The
Legislature . made a decided advance
in its insurance legislation which
means much, not only in the collection
oi additional revenue, but also in im
provements in the methods of .insur
ance companies and their agents op
eratihg in' the State. :
a copy of the-Massachusetts law, and
forbids misrepresentation by estimates,
' circulars or statements of the terms
' of circulars or statements of the terms
Of any life insurance policy, or the di
vidends that it will pay, and also the
misrepresentation jita. policy y either
title or name; It also forbids misrep
resentations to parties in order 'to in
duce them to drop? their policies and
take ' out Insurance in - other - compa
nies. That this law is needed and will
ber far-reaching Jn its effect no one
' will doubt, and it should bring about a
decided improvement in this, respect.
! - .7 Life Contracts. : ' , ..
A' bill ; introduced by Senator Phafr
requires all life policies or forms' of
contracts to be submitted to and'ap-
proved by the -Insurance Commission
er before they can. be used or sold in
this State. -, .:.
' Industrial A ceident Insurance.
: A law was passed by which, a com-
' panyMwith-$25,000j. capital can 4o an
industrial accident insurance business.
This allows the same privilege to com
panies with a capital of this amount
that is allowed to mutual companies
and alsq for.the doing of an industrial'
life business. r
' "Assessnjent Policies. ;
Under a law passed, the members of
all mutual associations and societies
doing business on the assessment that
these associations' and ' societies 1 shall
make a deposit of $5,000 in North
Carolina bonds, or the .bonds of some
KB
Blacksmith
Wagon and Carriage
Hardware
REV. F. M. JORDAN WRITES.
Pays Deserved Tribute to Depart
ed Friend in Biblical Recorder.
I wish to say to my ' friends
through the, Recorder that I am
still lingering on the shore of this
world, though still a great suffer-er-rr-have
nearly lost the use of my
right hand Wd can scarcely write
a word unable to do; anything.
Juna 4 will be my eighty-third
birthday ; have ' Xdeen ; a church
member, seventy years, and have
ben preaching the gospel sixty
two years. The pilgrimage will
soon have ended and I shall have
to give an account of my steward
ship. It will be painful to leave
so many loved ones on this side of
the river, but oh, the delightful
thought of meeting the loved ones
on the other shore. '
, . John T. Pullen was one of my
best .friends' on earjth and' did a
great deal for my - eomfort and;
happiness for many years, as he
did for thousands of others. If it
were a source of tso much happi
ness to meet him on' the 'streets of.
Raleigh, wH&t ' will itF be to meet
him, on the golden streets in heav
en ? A' few more ' birthdays at
most on earth and it will all be
over and heaven, either1 gained or
lest." I have' thought a great deal
recently of what an awful - thin g
it will he to miss heaven. Oh, for
a general revival of pure and un-
defiled religion. ' f ' -f
; F. M. JORDAN.
Ex-Governor and OtherJTar Hecls
Visit Capital City oh Business.
. . "Washington, M ay 29. Former
Governor R. B.xGlenn was-avisi-
tor'at thevWhite Ho usey today
The former governor spent quite
a little - timev with ". the President
and- when ne emerged from the
President ?si pivjateAfficelietoJd
the" newspaper men that he" called
on . Mr. Wiisoh - in' the 'interest I of
his friend, J. H. Oliver, who has
been recommended for postmas
ter at Reidsville. It has been
unoterstood ' that vSenator1 s Sim
mons would not allows the con
firiuation of Oliver hould the
President send his nomination to
the senate. TW ' A : V
Nine loyal Democrats -were put
in close touch with the govern
ment pay roll today . when the
senate confirmed that many nom
inations to ber postmasters.- Ia
tne' list iwas R j S. sGallowayj Winston-Salem
; J. H. Weddington,
ChaHotte; M. M. Faison, Roan
oke Rapids; E. B.-Perry, Jr., Xiit
tletonr J. E: !Uigon, Lillingion;
Ira Hunt KittreU ; W- E- Gary
Henderson ; George L. Whitefield,
Franklinton, and Mrs. N. G.
Rowland at West .Raleigh. .
, In addition, to the confirmations
the President sent the following
nominations to the , senate : Post
masters, D. D. French, t Lumber
ton ; John B. Petteway, Jackson
ville; Leonidas M. . Michaux,
Goldsboro ; O. K. Holding, ,Wake
Forest. -
itepresentauve ; x'age has re
commended the following for ap
pointment as postmasters : Edwin
F. McKeithan, Aberdeen, and A.
N Buller, Randleman.
W A. Devin, of Oxford, a can
didate for the assistant district
attorneyship, for Eastern North
Carolina, is here. Mr. Devin
watched the proceedings of the
senate from the gallery. "It was
the first time . I had been in the
senate since David B. Hill ana
Pettus were members of that
August body," said Mr. Devin,
"Pettus starte'd to make a speech
on free silver and nearly every
body left the chamber, ' he said.
His heart touched by the pleas
of three little motherless girls,
left destitute by ! the ' imprison
ment of their father. President
Wilson has granted 'a pardon to
Marion Cook, serving two years'
penitentiary sentence for. "moon
shine ' distilling in North Caro
lina. The ; young . girls, whose
pleas moved the President to
grant clemency, have been com
pelled to, suport themselves in a
southern i cotton mill. A fine of
$100 accompanying the sentence
has been remitted. Daily News.
u line ii -jt
oi every money
lay , up
earner simma .
De to
something for the
reach middle -life with somZ
IQP31 of 7Z,
,7r,"UiUBtt uproperty.
or declining years can be
without flinching; trouble can be looked in the eye. -
TlThe world owes us- all a -living and more,- too.. JThe - "morp"
- : - , -'-.-:.-.' 'v rePresentj
what we put aside in a good Bank where it may grow in safetv
Put your surplus in this JBank. We, have space, on our-ledger for YOfl
account
Then the . inevitable emergency,
F. E. DUBFEB, President.
C. E. BROOKS, Cashier .
E. H. DAVIS, Assistant Cashier.
v OF HENDERSON VILLE, N. C.
;7 Caretiil;Atioh
Courteous Treatment
A
i
The Justus, Fhairmarv
' THE REXALL STORE. " I
U
WMWf&MT
Metal Shinties
The roofing that lasts as lout as
1 ;!!
tne Duuaing and never needs
repairs.'
They won't burn, cract' mrl fir rcA
like -wood shinsles. nor rtav tY, iK
W W "W Uiv U1V
besides they are inexpensive and look better than either.
' . ' For Sale by
Supply Compny
Henderson ville, N. C
Hotel Managers Get Together.
Asheville, May 28. The man-
agers oi the various noteis ot
Mieville formed the Asheville
Hotel Men's Association at a
meeting which was held at the
Langren last night and elected
the following officers: President,
James L. Alexander, manager of
the ' Battery Park ; vice-president
J. Baylis Rector, manager of, the
Langren ; secretary and treas
ury, William S. Kenney, mana
ger of the Grove Park Inn. '
Dr, A:H;M6irey
HAS FOR SALE
Three 50, or two 75., feet lots ,on 4th
avenue west cement walks, water and
sewerage,' four blocks from Main St;
Also two-story - 8 room house corner
6th avenue west and Church Sts., one.
block from Main. .".
A 2Q H. P. Ford Roadster, new set'
of tires and tubes but little used.
FOr rent, a flat Of 6 rooms, complete
n every detail, furnished or unfurnish
ed, in my new building, ;. Water furn-
shed. , ' . '
n67 All V !IIDtAIL GIRL
ir
Got Strong;,ai3dpUAga,
v . Small -Cost.
f S
t
BlnTERICIC ESfflONS
; caSaw '
IgjSS SPRING 113 ggPtEtS CENTS
f ifawiiM. mrftt umm Kiwi. CM
The magnificent , Spring issue of
1
is just out, ready to-day. . ' Over 600 'of the 'newestl smartest and
: most practical Sbrinr stoles! Over 1 P OOO distinct illustrations!
: This beautiful book displays an absolutely complete assortment of
' every single thing for family Wear. Dresses for all occasions, suits,
waists, skirts, etc., are shown in an almost bewildering profusion.
Call to-day at the pattern counter and bay a copy!
Any; Butterick Pattern. FREE
, vrra
:C .1. J '
tired,.wprnout and nervous. I
spend, about one-third of my
Miss Alta Abel, of West Baden, InL,
pays:
had to
time in bed and my life wa&ndt worth
living. Vinol, your , delicious cod1 liver,
and iron tonic, was recommended, and
it has done me' mere good than all the
medicine I ever took in my liter, i That s
nervous and ttired feeling is valt gOne.
have t gained in healthT flesh and1
strength, until I feel like another per-i
son.'
Calvert, N. C
FOB SALE One 16
Stevens rifle at a
shot repekting
bargain. . Apply
FOR SALEBed room get in excellent
' condition. Also V-'bopk case, side,
. board arid desk, cheap, for cash.
Phone 437. P. O. Box 151: Hender
sonvyie, N. C. ' 6-5.3tp
' i' ' t t " j ' f '
, Vinol is the mostlHcIeM'Mtrength.-
creator ror such women. ' It ! Is the!
medicinal elements of the cods livers,
contained' in Vinol," aided by. the blooJ
making and :strengthening properties
of tonic iron,; iwjiich , makes It so; far
superior to - all other tonics to build
up health and strength for T weak,
tired, ailing women. It contains .'no .
ou ana n&s a aexicious taste. - , r
We give hack- your , money if Vinol
does. not do all4 that we. clainu
THE JUSTUS PHARMACY.
':i'-.?' Money.
We take pleasure in f irmishing the best
-Thatf why we are leaders in our line.
USHER