DANBURY REPORTER' VOLUME XL. VALUE OF BANKING Case of a Merchant Who 1 Does Not Believe In Banks, | What He Risks. What He Misses and How Expensive Non • Banking !s. OTHER PERSONS. TOO j Application to Farmers, and All Persons Who Have Money It Is Out-of-Date Not to Use a tiood Bank. A merchant living not far from! Dan bury has never believed in banks, and consequently carries his money either in his pocket or hid away in his store or home. When he orders goods, he sends a registered letter, which costs him 12 cents each time, amount ing to quite a heavy tax in the run of the years. This extra ex pense he must of necessity charge to his customers on their goods, thus giving his competi tors who transact their business through the bank a decided ad vantage over him in prices. This merchant who does not believe in banks suffers the fol lowing disadvantages, expenses and risks: First, he has to pay 12 cents tax every time he pays for a bill of goods, unless he settles with the drummers. Modern pro gressive business men consider it an insult to be presented with a bill by a drummer, which implies shaky credit. Again, the drum mer does not carry the firm's books around with him, and may forget or credit the wrong ac count when he gets back to the house, thus frequently causing annoyance, and sometimes serious misunderstandings between the merchant and the jobber or wholesale house. The right way would be for the merchant to require the wholesaler to send an itemized statement by mail, then the merchant ha 3 time to check it up carefully with the goods received, and send check marked on its face as payment of that particular bill cf goods. When the bank returns this "paid" to the merchant, it bears on its back the endorsement of the wholesaler, and acts as a legal receipt in case of any "hereafters." Second, the country merchant who does not believe in banks, is running a serious risk by keep ing his money at home or in the store. Thieves may steal it at any time, or it may be destroyed by fire. Third, the unbelieving mer chant has no rating with the business world, and his credit necessarily suffers. When the bank is abked for his standing, the answer cannot be anything but "doubtful." Fourth, the merchant who banks hii money at home, may sometimes in the stress of the season, when money is tight and hard to borrow, need some funds to meet certain bills, or he might by having a few hundred dollars available, be able to clear some good money in a deal. If l~e were a customer of a good bank, he could easily get the ac:omo dation needed, but when money is t'ght banks accommodate only those who are its customers, and turn a deaf ear to those who need its services onlv to tide them over a pinchy time. There are many other disad vantages which the non-banking business man must sometimes suffer, and which the banking man is always able to success fully handle, but lack of space forbids their mention here. And the above applies not alone to merchants, but to all classes of business men, farmers and other persons. We invite you to bank your money with us and let ITS show you some of the advantages which will result. We pay 4 per cent, interest compounded every 3 months on certificates, while for checking accounts we furnish nice check books free. BANK OF STOKES COUNTY, Danbury or Walnut Cove. NEWS OF MT. AIRY. iMarriage Of Postmaster J. H. Carter--Death of Young Lady—Other Items From Times-Leader. Members of the Mount Airy party who accompanied J. H. Carter of that city to Washing ton. D. C., where he was married Wednesday evening at 9 o'clock to Miss Elizabeth Williams Bright, passed through last even ing enroute heme. They report ei a beautiful wedding. The mat rfcrre occurred at the h>me of the bride's parents, Mr. and Mr?. William Bright, West Second str. -. f \ and Rev. M. A. Barter, rector of Christ Episcopal church, Raleigh, uncle of the bride, performed the ceremony. The wedding was a quiet affair, no invitations having been issued and only a few friends were present. Miss Isabel Saunders, daughter of Mr. and Mrs. Wm. Saunders, died at the home of her parents on North Main street last Sunday afternoon about 1 o'clock. The interment was in the cemetery at Salem church north of the city Monday afternoon. The funeral servica was conducted by Rev. King of the Baptist church and Rev. Willis of the Methodist church. The Tesh school near the Quarry will open next Monday with Miss Alma Ci utchfield and Mrs. W. L. Dunman as teachers. The teachers hope that the parents and others who have children in their charge will co operate with them and see that every child is in school the first day of school. It is hojed that the district may have the best school this year that it has ever had. An unexpectel and rather romantic marriage took plane in this city Thursday night cf last weak when Mr. Richard Shelton, son of Mr. and Mrs. W. D. Shelton. and Miss Fannie Martin, daughter of A!r. and Mrs. John A. Martin were unite 1 in DANBURY, N. C., SEPTEMBER 16. M 4 COURT OCTOBER 26 Criminal Docket Not Large j While Civil Docket Is Unusually Small. CIVIL TERM NOV. 2. Judge Devin Will PresiJe At Both Criminal and Civil Terms of Court The Jurors Who Will Serve. The fall term of Stoke 3 crimin al court will convene at Danbury; on Monday. Oct. 26. and continue j not more than one week. The civil term of court will eouvene one week later, which will be on Nov. 2. Jndge Devin will pre side at both terms. It is learned that the docket for the criminal term so far is not very large, while the civil ! term docket is unusually, small, 'only twenty - two cases hav ing been entered. The names of the Jurors wl o have been drawn to serve at the coming terms are as follows: FIRST WEEK. J. M. Tatum, R. P. Glidewell, VV. P. Sheppard, H. L. Gibson, J. W. Flippin, P. E. Lawson, R. !S. Collins, W. L. Brown, A. J. ' Corn, S. N. Jessup, C. H. Boylea, jc. A. Flinn, VV. M. Mabe, V. T. | Hartgrove, J. C. Wall. B. A. iNeal, J. Ham Martin, G. F. Dan liel, T. R. Nelson, T. Walter : Southern, J. R. Smith, G. F. 'Moore, W. 11. Tuttle, J. W. Fow- I 4» ler, Ezra Jessup. Jesse Joyce, A. L. Hawkins, Ei Nunn, G. T. Baker, W. J. Fulk. J. V. Martin. ,G. L. Francis, E. M. Adkins, A. J. Joyce, J. A. 3oyles, G. R. Liw3 n. SECOND WEEK. ; W. H. Holder, C. L. Amos, D. H. Wilkins, Robt. R. Eoyles, R. [W. Boy Its, R. W. Smith, W. D. Dxison, S. L. Smith, A. F. ! Christian, R. F. Allay, R. A. i Hedgecoek, Jesse Owens, R. J. ! Boles, N. F. Combs, L. L. Lowe. J. C. Tutt'e, F. T. James. J. F. 1 Allen, S. T. Lane, J. T. Sams, J F. Merritt, A. M. George, W. M. IChisman, Wallace Webster, J. i Walter Tuttle. | marriage. This marriage was a great surprise to the friends of ; these young people. Prof. J. «H. Allen spent Mor.- ' day and Tuesday in Mount Airy and vicinity looking after matters pertaining to the schools [of Surry county. He tells the Times-Leader that several new school houses, will be erected in the county this fa'l, and it is hoped to have them completed in time for the opaning of the schools. Mrs. Ed Merritt hj»* gone to Batimore where her son Hay wood will undergo an operation. Mr. Cullen Met ritt and son Will and Haywxxl Metritt left for Baltimore last Sunday morning. ! Leaving Mt. Airv today for Greensboro College for Women were Misses Gay Callaway, L >ia Woltz, Margaret and Susan Ashby, Elizabeth Merritt, May and Eima Gwyn. Mt. Air/ Times-Leader. TO OPTO SEPT. Walnut Cove Warehouses Will Be Readv For To -4 J bacco Sales On That Date. POSTOFFIC E ROBBED Electric Lights Are Turned On— j Town Commissioners Will Make Improvement On I Main Street —Other Items. I Walnut Cove, September 15.- . The electric lighting here isnoj longer a myth, the town no long er gropes in darkness, oil lamps,' I candles, lanterns, gasoline fail-; | ures and pine torches have had | their day and last Thursday even ing all of these contrivances' were replaced by the soft, brilliant rays of electricity. A stranger passing through could easily imagine himself on the great 'yrhite way of some i magnificent city. It is conceded 'by all that the lights are going to be a success and the promoters of this excel'ent improvement are to be congratulated upin their successful venture. Owing to the lateness of the tobacco crop in eastern Carolina this year the managers of the warehouses here are forced to 1 postpone the opening of this j market until ns*t Tuesday, Sept. 22. It is thought by many that 1 this will be as earlv as the farm ers will cate to place their product on the market because 1 probably more than half the crop is stiil standing in the ft.lds, ' The prospects are now that very little tobacco will bs sold before October the first, and by that time everything will be in readiness here for the handling : of the crop. The same companies i will be represented here as on i the larger markets and it is safe to state that the prices will be as I high here as elsewhere while the 1 warehouse accomodations and I conveniences for the farmer are ! unexcelled. At a meeting of the town om missioners last a decision 1 was reached to drag the steep hill at Mr. Joe Allen's down to a ten per cent. giade. This will then be a comparatively level road from the Forsyth line to J. I. Blackburn's. The postoffice at this place was burglarized Monday night by some unknown party who effect ed an entrance by prying the lock on the window. There was no money in the office and only a few do'lars wo th of stamps wer j taken. There is no clue to the guilty person but it is evident that he is an amateur in his profession. The members of the Baptist Sunday-school picniced at Fulp Sunday-school picniced at rulp last Wednesday. There were about twelve automobile leads of young people, chaperones and good things to eat and in spite of J the unpleasant weather they , 1 enjoyed a pleasant outing and a r ' tempting luncheon. f* Dr. W. H. Critz spent several days last week at Critz, Va., visiting relatives. In his absence his office was in charge of I)r. C. 1 R. Hutchinson. Mr. John C. Bailey, Jr.. spent Sunday in Winston-Salem. He was accompanied home bv Mrs. Bailey, who has visiting, relatives there. Messrs. C. M. Jones, J. Luther Mitchell and Dr. J. W. Slate made a business trip to Winston- Salem Thursdav. Mr. Jno. W. Kurfees. of Germanton, was here a short vvhile Monday on business. Miss Margaret Wheeler left last week for Lenoir where she will enter school. Mrs. Jno. G. Morefield, of Dan bury. was the guest of Misses Jettie and Bessie Morefield Satur day and Sunday. Mr. Numa Vaughn, of Wins ton-Salem, was here several days ' last week visiting his parents, Mr. and Mrs. W. S. Vaughn. Mr. P. VV. Davis, the efficient agent of the Southern Railway, is spending his vacation at his old home at Summerfield. He is accompanied by Mrs. Davis and they will probably go to New York and other northern cities while away. Mr. Da/is is being relieved by Mr. C. L. Cook, of Stokesdale. Mr. and Mrs. H. McGee, of Germanton. were here Sunday visiting relatives. Among the Danbury visitors' in our town this week were; Messrs. N. R. Martin, T. S. j , Petree, Dr. W. C. Slate. John • I Taylor, E. P. Pepper, W. G. Petree, Chas. and John Young. Mr. and Mrs. W. G. Dodson spent Sunday afternoon at Ger manton. Mr. Jesse A. Lawson. Dem ocratic nominee for Register of j Deeds, was here Tuesday on j business. Mr. L*nvson has ; recently purchased some property on North Main street from Mr. i E. A. Rothrock. j Mr. Cary Flynt, of Gideon, has accepted a position as sales man with Jno. R. Smith. ' | Mr. R. P. Glidewell, who will 1 probably be an independent Re publican candidate for Treasurer, | was here Monday shaking hands wich his fiiends. 'j Mr. and Mrs. W. F. Bjwles Mr. and Mrs. H. H. Davis spent Sunday in Winston - Salem with relatives. j _____ _ German Emperor is Con ,j sidering Offer of the United States ' j Washington, Sept. 12. —ltwis leaned tonight that Emjeror 1 , William has had under considera tion seveial days the informal in quiry from the United States 1 government whether Germany i desire to discuss retc; terms 'j with the allies. On the tenor of I his reply depends, to some ex j tent, whether or not the infor | mal peace movement, inaugurat :ed a week ago, an be pursued farther with Great Britain, France and Germany. The in quiry was not foimal, such as the President's original tender of his 1 good offices, but was an effort 1 to detjrmi ie wl ether Germany's I reported willingness to talk ,' peace was bated on fact. FOUR NEW PRECINCTS Stokes Election Board Makes Changes In Votin J Places. IN QUAKER GAP Francisco and Covington's School House AI olished and Four New Precircts Established. The votin? precincts formeily known zs Covington's School House and Frgncisco in Quaker Gap township, this county, have been abolished by the Stokes County Election Board, and in their stead four new precincts have been established in the township. The new precincts are known as Moir's, Frans,' | Brown Mountain and Quaker jGap. A new registration will be j required in that township. The | names of the registrars and other ! particulars in regard to the j change will be found in another i column of this pa^er. Stokes Delegates To Road Congress As President of the Good Roads Association of Stokes county, I am requested by the President of the Fourth American Road Congress to appoint a delegation of five from our county to attend said Congress which is scheduled to be held in Atlanta, Ga., Nov. 9th to 14th, 1914. Below I publish a list of names, each of whom will please atcapt this notice as their appointment, and I trust the entire delegation can attend. Railroads will no doubt allow cheap rates, and it will be a delightful occasion, and pleasant trip at such tin? of year. V. T. Grabs, King: Eugene j Pepper, Dan bury; R. I. N'unn, mmm-: W. R. Petree, Ger- Jmanton Route 1; Chaa Ls.)den i heimer. Germanton Route 2. JXO. W. KURFEE3. President. ! County Commissioners 1 To Meet Friday, 18th. The County Commissioners ' will meet at the Court house in ! Danbury on Fuday, the 18th, and hold a special session, the prime object of which will be to consider the building of several bridges which have asked ; for in i ifferant sections of the county. Contracts will probably be let for some of the bridge?. To Open Sept. 22. As will be seen by advertise ment elsewhere in this paper the Stokes County Warehouse at Walnut Cove will open for the sale of tobacco on Tuesday, Sept. 22, instead of the 15th, as was formerly advertised. The pro prietors will be glad to have you bring them a load on the open | ning day, Sept. 22, and promise ! you the very highest market price. Mr. Walla e Webster, of Ger manton Route 1, was a Danbury visitor today. to talk 042 J.

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