HIT THE WRONG BANK
Story of the Man Who Wanted to
Open a Small Account.
A WALL STREET EXPERIENCE.
The Would Be Depositor of Modest
Moans Found Himself In a Placo For
Millionaires—An Official's Courteous
Explanation and Advioe.
"When," said the man who writes
pieces for magazines and things, "by
some strange and unprecedented chance,
I bad got hold of a matter of $350 all
at one and the same time It looked big
to me. By an even more curious
chance there wasn't anything that I
really needed to do with the money, so
I decided that I'd bank It
"Now, I' knew In a general way that
In order to put money In a bank you've
got to be known and give your pedi
gree and look respectable, and all that,
and I hated to approach a-bank with
out any sort of credenUals. Therefore
1 went to the business manager of a
certain magazine which occasionally
prints pieces that I write and asked
him what I'd better do.
"'Simplest thing in the world,' said
he. 'l'll give you a note to our bank.'
"That sounded fine to me. He wrote
me the note, and I started for the bank
a good deal tickled over how easy the
little depositing proceeding had been
made.
"The bank to which I had the note Is
In Wall street I asked the uniformed
man who was standing around where
I'd find the receiving teller's window,
aud he pointed that window out to me.
I got into line and watched the teller
take In money.
"I must own that I was a bit stalled
to note the great size of some of the
deposits he was receiving. Why, fel
lows were giving the money to him by
the satchelful. But I had my note in
my pocket, and I remained complacent
enough with that consciousness.
"When I reached the receiving teller
I passed In my note, and the receiving
teller, a decidedly civil young man,
opened it and read it Then he looked
at me, after which he read the note
again, this time with a sort of puzzled
expression on his countenance. I didn't
see why the receiving teller should be
puzzled over such a simple matter, but
puzzled he seemed. He rang a bell,
and the uniformed man who'd directed
mp to that window appeared.
* -Show this gentleman to the office
ot the cashier,' said the receiving teller
to the uniformed man, at the same
time regarding me with a pleasant
smile, and the uniformed man led me
down the passageway and took me
behind a railing where there was a
handsome gray haired genUeman sit
ting at a desk.
"The handsome gray haired gentle
man received me cordially and Invited
me to be seated. 1 banded him my
note, which the receiving teller had
returned to me, and he leaned back In
his chair and read It carefully. Then
he, too, looked puzzled after he'd read
the note a second time. Then he look
ed at me pleasanUy over the tops of
his spectacles.
" 'Ahem!' said the handsome gray
haired genUeman, not disagreeably, but
|n a nice, banker-like way. 'Might l—
er—inquire, Mr. Penphist without
seeming to be unduly Inquisitive, as
to how—er—large a—er—balance you
would usually be carrying?*
"Well, that was a civil enough ques
tion, nothing inquisitive about it
" 'Why, sir,' I said to the handsome
gray haired genUeman, 'I am opening
an account with a matter of some $350,
but I shall no doubt make some addi
tions to that within the next two
months, and probably 1 shall carry a
balance of—well, say, $5OO or $6OO right
ftJong.'
"Thp kindly cashier with the gray
hair fairly beamed upon me.
44 'Er—Just so, just so,' said he, twid
dling his thumbs. 'We feel compli
mented, Mr. Penpblst we really do,
that you should have come to us. And
It Is unfortunate—er—really unfortu
nate, that we are so utterly lacking in
facilities for taking care of accounts
of such a character.'
" 'You see, Mr. Penphist our Institu
tion is of—er—a sort of special charac
ter. It Is used as a depository by
well, perhaps I should put it in a
clearer manner. I say it to you quite in
confidence, you understand, Mr. Pen
phist but we have only 1,000 deposit
ors on our books, and these 1,600 de
ppsitprs' aggregate balances amount all
tiie time to a matter qf $110,000,000.'
'■Weil, that was about enough. 1
saw the light then- I'd drifted into
A millionaires' bank on the careless cre
dentials of a business manager who'd
written me that note no doubt in a
thoughtless mood.
"The gray haired cashier acted bully
about it He recommended a fine bank
to me—'one that combines perfect re
sponsibility with the necessary facili
ties for handling accounts like—er—
yours, Mr. Penphist,' he added.
"For all of the cashier's nlceness I
walked out of there Into the cold gray
light of Wall street feeling like a good
deal of a human caterpillar.
"I didn't go to the bank recommended
to me by the cashier; didn't have the
nerve to visit any more banks. I've
got $63 left now pf the $350, but I'm
going to use that as a nest egg, and
maybe some day even yet I'll have a
bank account"—New York Sun.
' The universe is not rich enough to
buy the vote of an honest man.—Greg
®ry.
'An Innocent heart suspects no guile.
Proverb.
Subscribe for the Democrat.
The Convention.
The Catawba County Demo
cratic Convention held Monday
at Newton was attended by a
large number of representative
men from all over the county.
All the township delegations
were present and the meeting
was enthusiastic from start to
finish.
The Convention was called to
order at 11 o'clock by Chairman
E. L. Shuford who in a few words
presented the Temporary Chair
man Mr. E. B. Cline. After
roll-call had revealed all memb
ers present, it was moved by
Mr. Hufham that the first busines
before the convention should be
the naming of delegates to the
State Convention.
A substitute motion was made
to name County officials first.
After a short debate a poll of
the precincts was taken and the
substitute motion was carried.
It being decided to name first a
candidate for the legislature,
the names of Messrs. Yount,
Russell and Sherrill were pres
ented. A po;l of the precincts
gave Yount 40.65, Russell 12.17
and Sherrill 8.18. Mr. Yount's
nomination was then made un
animous. Messrs D. M. Boyd
for Sherriff and G. E. Setzer for
Register of Deeds were named
by acclamation.
In the race for Treasurer Mr.
Long received 30.65 votes out of
a total of 61 barely obtaining the
nomination. Messrs Rice, Yoder,
and Elliot were named by accla
mation for Coroner, Surveyor and
Senator, respectively.
Eleven names were presented
as candidates for commissioners
and the five following receiving
a majority were declared the
nominees:
J. M. Shuford, 50.5; S.L. Rhine,
42.; R. E. Gabri 1 36.5; Mr. Cald
well. 33.25.
The convention now (1:30) ad
fourned till 2.15.
When the members of the con
vention reassembled at 2:15 the
first business was to ratify the
results of the Democratic primary
Craig's vote was 625; Kitchin's
248, and Home 127. It was de
cided to name 60 delegates to the
Charlotte Convention, each to
cast one-sixth of a vote. This
would give Craig 37, Kitchin 15,
and Home 8.
So far all had been harmony
and the best of feelings had pre
vailed, but right here a hot con
test arose over the method of
selecting delegates. Mr. Huf
ham moved that the selection of
the delegates to be pledged to
each Candidate be left to the
friends of that candidate. A
previous motion had been made
that the chairman appoint 8 men
to select the delegates and Mr.
Hufham argued that such a meth
od was unfair since the chairmai.
was a Craig man and would
doubtlees select men who would
after voting for the other candid
ates on the first ballot, go to
Craig afterwards.
' Strong speeches were made for
and rgainst, and Mr. Hufham's
motion, being put a vote, was
de feated. The chairman appoint
ed the following members of a
committee to select delegates.
E. D. Gamble, Mt. Creek; J. P.
Yount, Newton; C. L. Turner,
Catawba; G. S. Wilfong, Jacob,s
Fork; R. P. Heavener, Bandy's;
Lee Huitt. Caldwell; W. A. Self,
Hickory; G. E. Moser, Cline's
Each of the candidates is en
titled to the following nunber of
delegates, Crrig 37, Kitchin 15
and Horne 8.
The Horne and Kitchin men
being dissatisfied with the
personnel of the committee seced
ed from the convention under the
leadership of Mr. Hufham and,
organizing with W. B. Gaither
as chairman, selected contesting
delegates for Kitchin and Horne
The delegates are as follows. For
Horne: W. E, Holbrook, I. A.
Yount, C. M. Burris, J. W. Ervin
E. B. Brown, G. E. Moser, R. M.
Pitts, and J. A. Martin.
For Kitchin: D. J. Carpenter, D.
P. Rowe, S. L. Herman, C. B.
ißufty, W. B. Gaither, G. S. Wil-
fong, C. M. Sherrill, F. E. Bost,
T. F Conner, T. M. Hufham' F,
A. Yoder, A. C. Link, F.T Foard
C. H. Mebane, and R. A. Rudi
sell. These men will not be
brow beaten nor ignored. They
are Democrats and have a right
to be heard and will be heard in
Charlotte.
Our Streets.
One of our friends from a dis
tance observed the other day
that when he saw a picture of
Hickory he thought the streets
were all paved but when he came
to town he found them just com
mon mud and dirt. This is only
one of the many comments of
this kind that we have been
hearing. A city's streets are
the epitome of the city itself. If
the streets are well paved and
well kept it shows that the city is
progressive and up-to-date, but
neglected streets indicate that
something is wrong with the
city itself. •
Union Square, first of all, should
be renovated. Being the busi
ness street of the city it is nat-
the street most used and
most noticed.
We do not know whether the
Chamber of Commerce is to take
up such movements as this or
not. vVe think it would be worth
their attention. With the power
and influence they have, they
could push the work to a suc
cessful conclusion.
' -»
Miss Martin Entertains.
A pretty party was given last
Monday evening by Miss Sal lie
Martin, of this city at her home
on Thirteenth avenue. Mrs. Mar
tin presided at the punch bowl.
The young people matched
halves of advertisement, and
then the couples engaged in an
advertisement contest. The
prizes a picture and a box of
stationery were won by Miss
Hazel EJlliott and Mr. James
Shuford. Partners were then
formed by matching flowers and
and each young man wrote a
description of his "Ideal Wo
man," and each young lady her
idea of an "Ideal Man." The
prizes, pretty hand mirrors in
which to view their ideals, were
presented to Miss Mary Shu
ford and Mr. Wilson Warlick.
"Delightful refreshments were
then served, and the guests de
parted having spent a very
pleasant evening.
Editor Shoots Burglar.
Salisbury, June 16.—About 4
o'clock this morning Mr. Wm.
Stewart, Editor of The Carolina
Watchman, waked to find a ne
gro in the act of burglarizing
his house. Mr. Stewart fired on
the negro, who got away. Later
the negro was found suffering
from a bullet wound in the abdo
men and was identified by Mr,
Stewart as the man fired on. The
negro is being attended by Dr.
Faust.
Let us strive to keep the park
and streets clean. Why should
we throw paper in the street? It
is just as easy to place envelopes
and newspaper wrappers in one's
pocket and how much it would
improve the appearance of our
streets if each one was particu
lar in this respect.
_ Let us not throw banana peel
ings, etc, in the park, especially
on the Fourth. Refuse of this
sort brings disease. It would be
well if we had boxes in the park
in which to place our waste pa
per, and also a garbage can to
throw peanut shells etc.
As we now have a Chamber of
Commerce well started, why not
have a civic society in which the
women can participate. It is a
well known fact that city park
improvements and cleanliness of
streets is due to the work of
women. Let us not only pro
mote the growth of Hickory, but
let us make it a beautiful place in
which to live.
Both Carmack and Patterson
are said to be red-headed. Tenn
essee certainly has trouble earn
ing her way.
Chamber of Commerce.
On last Friday night, June 19,
1903, the Board of Directors for
the Hickory Chamber of Com
merce had rather an enthusiastic
meeting, when the Constitution
and By-Laws for the Organiza
tion were adopted, and the
Secretary was ordered to have
300 copies printed, with a list of
members' names appended. A
special committee (composed of
non-interested persons) was ap
pointed to voice the sentiment
of this organization with respect
to properly locating the Post
Office Building which the U. S.
Post Office Dept. is soon to erect
in this city. At this meeting
also the Secretary was instructed
to invite Mr. J. A. Conover, U.
S. Goverment Agent to look
after the dairy business in N. C.
who is soon to visit Hickory,
to address a mass meeting in this
city on the subject of the Dairy
business —looking toward the
organization of a Creamery for
this vicinity.
Since the agitation of the
Hickory Chamber of Commerce
organization the membership
has reached 85, and $5O of the
first quarter dues have been
collected. We want every inter
estedfman to become a member
of this organization—one of ex
perience has said, ' This will be,
when properly organized, the
most Powerful Organization for
good this city now fosters." The
following gentlemen with their
families have been induced,
through the Hickory Chamber of
Commerce advertising, to come
to Hickory to establish n»w
business, Mr. W. M. Nicholson
and family of Chester, S. C. and
Mr, A. K. Joy and family, of
California.
One fumction of the Hickory
Chamber of Commerce is to look
after the best interest of Hipkory
and vicinity. Many people
speak very optimistically of the
future of this eicy and adjacent
territory. With our natural
resources unlimited— our forest
and farming lands so negr and so
productive, our strategic (as it
were) and unique location be
tween two mountain rivers
whose power when properly
harnessed will be incalculable—
one could hardly expect less
than phenomenal development in
our midst.
In this city of 3-000 people al
most eyery one concedes that we
neen at least one good up-to-date
hotel to accommodate the trav
eling public, a post office build
ing which we are soon to get, an
up-to-date opera house for our
public exercises, a modern libra
ry and building for the reading
public, a well equipped sanita
rium pr Hospital iii which to care
for our gicfc —but first and worse
of all, some of us believe that,
we need a stronger city paper
than we now have, to "blow our
own horn," and mould public
opinion—mould it, not so much
in politics, but just now in point
ing out the way for material
growth, rural and civil develop
ment. The rather ludicrous say
ing in this connection is worth
the citation, "He who tooteth
not his own horn, the ssme re-.
maineth unto him untooted."
{lad as strong paper been in
terested in the Good Roads ques
tion in this Township some weeks
ago, so many people now believe
that the Good Roads would have
carried easily. The rural people,
many of them, did not understand
that voting for Good Roads bonds
would add to the value of their
lands; develop the country, give
them good roads to travel over,
employment and good wages
while the roads were under con
struction; relieve them of fur
ther public road duty—by paying
a very small increase, compar
atively speaking, in their yearly
taxation. The smaller farmer
ought to be able ro make in one
day this increase of taxes on his
property. Now he works from 4
to 10 davs of each year on the
public roads, and vet he knows
-look and listen!- he knows that
in February the roads are fear
ful!— Secretary Hickory Chamber
of Commerce.
CLAREMONT FEMALE COLLEGE.
The trustees at the special meeting held in Hickory on June 10 elected me as the president of
this well known institution of learning. I have accepted the work in connection with my pastoral
charge. I have accepted the position because I feel that the town of Hickory needs just such an
institution as Claremont College. Our girls finish the course afc the Graded school and in many
cases, conditions are such as to unable them to leave home and the town needs an institution in
which our girls can be advanced in music and painting and higher English. I want to make Clare
mont such a school. 1 accepted the position because 1 have faith in the citizens of Hickory, that
they will appreciate and support an institution of this kind. From a business standpoint nothing
yields a greater revenue to a town in proportion to the outlay than a school. Forty boarding pupils
means at least $B,OOO brought into the community annually. The dry goods merchant, tfie grocery
man, the drugstores, the dress makers and other business people in the community .are benefited
in a financial way. Around an institution of learning there is an atmosphere of refinement and
culture which permeates the community in which the institution is located. Claremont College
has brought into this community persons who have since formed alliances-with our people and have
become ornaments to society. I have accepted this work because I believe the town will rally to
the support of the school. Ido not expect however that this support will be given for nothing.
For this reason I shall endeavor to secure as competent teachers as possible. Music has always
been a special study at Claremont and many excellent teachers have been instructors in this scfiool,
but I feel that I am enabled to present a teacher who is a master and whose presence offers a rare
opportunity to the community,. Signor Severio D'Anna is well known and needs no introduction
to the community.
"He is a native of Italy and was trained in the Royal Conservatory of Music at Milan, Italy,
and in voice was a most successful pupil of the renowned Lamperti in Milan. Born beneath the
soft skies of Italy, where art is queen and music is her fairest hand maid, the geniiis of melody is
his birthright. He is a musician by birth and training,"
He has taught successfully at Salem Academy, N. C., at the University of North Carolina and
is endorsed by such men as Bishop Horner and Kemp P. Battle. I have been able to secure Signor
D'Anna and I feel that the people of Hickory will cheerfully support him.
I will be just as c»reful in selecting the other teachers and will secure the best possible. There
is absolutely no necessity for any Hickory girl to go away from this town to school. That a girl
will do better away from home than at home is not true. If it is true then it is a reflection upon
the home from which she goes. If the parents will give me their hearty co-operation I will demon
strate the fact that the girl will do better at home and under the same roof and the mother's
influence than away from home and mother.
If conditions at home are unfavorable for study town students will be boarded at the College.
The rates of tuition will be reasonable and will be the same as other schools of equal grade. I
shall not attempt to give you the cheapest. I will try to give you the best.
Special attention will be given boarding pupils and-1 solicit correspondence with parents having
girls to educate. Confer with me before you send your daughter away for school.
JOSEPH L. MURPHY, President Claremont College.
Dinner Party.
Miss Nina Ramsey gave a sh
o'clock dinner Tuesday evening,
23rd, for the bridal party of the
Grimes-Murphy wedding. The
house was beautifully decorated
in vines, and in the diningroonn
the decorations consisted of smi
lax and roses. The table was
exceptionally pretty with it's
snowy linen, dainty china, and
beautiful centerpiece of roses.
The dinner was served in cours
es, and was very elegant. The
guests were, Misses. Josephine
Murphy,Lucile and Rose Shuford,
Neal Roseman, and Lena Rein
hardt, of Lincolnton, Mrs. Frank
Cooper, of Fayetteville, and Miss
Grimes, of Salibury. Messrs.
W. B. Ramsey, Robert Martin,
Julius Ramsey, Gaither Hall, Jr.
Wade Shuford, Joseph Murphy,
Robert Grimes, and Mr, Sam
Grimeg, of Thomasville.
The North Carolina Medical
Association, which was in session
last week at Winston-Salem, on
Thursday afternoon, adopted res
olutions that any member con
victed of abusingjhis privilege of
writing whiskey prescriptions
after the prohibition law goes in
to effect, shall have his license
as a physician revoked. —Lin-
colnton County Times.
A sea-serpent has* been seen
off Pensacola. Florida ahould
get on the water wagon.
Mr. Taft is to receive a royal
welcome from Cincinnatti. He
will then continue hia trip up Salt
river.
King Alphonzo has a new son,
and Senator Bailey,s voice is im
proving. Now for some noise.
OAOTOAXA.
Tto KM Yes KM Atari Wt
L In every city there are move
! ments which call for the expendi
ture of money. Some of these
are of a distinctly public charac
ter, and are paid for tnrough
taxation. Others are of a semi
public character, and for them
the funds must be raised by vol
untary contributions. These
mast come from the men who
are doing the business of the
place and who have the money.
There is no other w ay. This man
who has has the money is the
man who must pay the bills, if
they are to be paid. Most enter
prises of a public nature which
have for their objects the better
ing of conditions, business and
other wise, in a city will, directly
or indirectly, return mere than
the money expended to those
who pay it.
4 'Money is in circulation," ex
claims Mr, Taft The trouble is
that it circulates either so rapid
ly or so stealthily that the inno
cent bystander cannot get sight
of it.
The hole in the doughnut is
growing larger.
Japan wants to borrow 300,-
000,000 yen. Japan is a young
nation that built a big navy and
equipped a big navy in order to
insure peace.
The Tom Snell case should be
deodorised..
The New Jersey boy who was
drowned the other day because
he rocked the boat, probably es
caped being blown to pieces on
the Fourth of July by holding a
cannon cracker in his . teeth.
The Republicans named their
candidate for the Vice-Preidency
to the tune of "Marching through
Georgia." That's their method
of breaking the solid south.
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