(CTtfeblished 1899
* —® Too —Shot
O 1 jjyaS of cash to buy real estate now is
X /A IP the plaint of many men tbat would
JC /
0 - f don't know tfie easy terms and
X plans to l»elp a man buy what be
y desre.--. us talk it over and
\v jTli " ?: yon will find tbat tmr first pay
-3C x ment plau will be easy for you.
V / f|P\W / / / FIRE INSURA NCE
y i j Why do you go from day to day
C | ' / .with 'your property uninsured?
f\ / iHMff'Hil You may have a fire that will cause
JC i / \^nS®7^ u '* w ' vou to loose everytliing that yon
Q Vj-wil
Q /F'j / now—and insure any thing tliat
X LI Fie INSURANCE.
\y How cm you more easily make yonr estate more valuable than by
fj carrying Lite Insurance? If you are about to borrow money, or if you
X are in doubt it is your duly to carry at least enough insurance to cover
V the debt.
O All insurance, both Fire and Life, loaned in Hickory.
X Hickory Insurance &.Realty Go.,
0 J. A. I.ENTZ, W. A. HALL, M. H. GROVES,
O President. Vice-President. Sec. Treas.
C H. E. McCOMB, Ass't Mgr. Real Estate Dept.
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OB XONEY REFOUDKD. ■
HICKORY, N. C., THURSDAY, OCT. 221908.
Mr. Bryan to Farmers.
At Blair, Neb., Mr. Bryan re
plied to Mr. Taft's 4 farmer
speech" as follows:
Mr. Taft has made an appeal to
the farmer. . Eight years ago the
republicans were appealing to
the laboring men. They were
using a full dinner pail as a party
emblem. You could see the pic
ture of a dinner pail on campaign
buttons, and it was emblazoned
on the bills boards everywhere.
They told the laboring man that
he was getting plenty to eat,
ani that so long as be got enough
to eat, he need not bother him
self about principles or policies
of goverment.
Where is the full dinner pail
today? I have traveled all over
| the country and I have not seen
a picture of it in this campaign,
and have not heard a republican
mention it. Why? Because the
bottom is out, and the dinner
pail is empty. The laboring men
who were deceived then are em
bittered now by the disappoint
ment, and we have the support
of a larger percentage of the
laboring men than we have had
before in forty years.
The republican speakers are
now trying to practice the same
deception on the fanner that
they practice on the laboring
man, It is the "full barn basket"
now. The spell binders tell of
big crops and high prices, and
ask that the republican party be
given credit for it. Does the re
publican party hold .the clouds in
its hands? Does it scatter the
rains in due season? f)oes it fur-'
nish the sunshine and the fertile
soil? It is sacrilege for these re
publican leaders to claim a credit
that belongs to a generious
heavenly Father.
Is republican legislation respon
sible for the price of farm pro
ducts? ' In Canada farm products
are as high, and there is no re
publican party in Canada. In
England farm products are as
high, and they have neither a re
publican party nor a high tariff 1
there.
What has the republican party
done Tor the benefit of the farmer?
Not one thing. But it has per
mitted the farmer to be afflicted
by "known abuses" that have
grown up under republican rule
-the abuses that the republican
leaders refused to remedy.
The farmer has suffered from
the extortion of the trusts; he
has suffered from the burden of
high tarriff; he has suffered from
the insecurity of his deposits,
ind he shares in the evils that
follow from the growing estrange
nert tetwe:n 'abor and capital.
Extravagance in federal appro
priations lessens his income and
he finds himself unnecessarily
taxed to support a colonial policy
in the Orient
ihe farmers believe in the rule
of the people, and this has been
prevented by the republican
leaders: the farmers believe in
the election of senators by popu
lar vote; and this proposition was
defeated in the republican con
vention; the farmers believe in
honest elections, as well as in
honest government, and they,
know that the republican con
vention rejected the publicity
plank. Mr. Taft underestimates
the intelligence of the farmers
of the west, when he asks them i
to accept the republican record!
of the last eleven years as evi
dence of the willingness of the i
republican party to do justice to
those who till the soil.
The Same Old Song,
The Republicans, evidently,
haven given up all ida of break
ing the solid South this year. A
politican of the name of Kohlsaat
has been to the White House,
however, in an effort to interest
President Roosevelt in a plan to
capture the South four years
hence* It is the same old song
about giving the South repre
sentation on the national ticket.
"The South," he says, "has been
too long neglected in this respect,
and as a Republican I purpose to
advocate with all my influence
and heart the naming of a South
ern man for Vice President on
the Republican ticket four years
from now. Between now and
then I should like to see the South
have greater representation in
the cabinet and the goverment
under Faft, who will be the next
President." We have heard all
that sort of talk before, but Mr.
Kohlsaat ought to know that a
Republican administartion has
never shown this solicitude for
the South after the election.
Cleveland is the only President
who has given the South any
proper degree of recognition.
The South is not so easily fooled
as some Reoublicans would seem
to think. If the Republican party
thinks so much of the South let
it show its faith by its work and
open the door to Southern brains
and statesmanship. Chronicle.
SAVED HIS BOY'S LIFE.
"My three year old boy wafc badly
constipated, had a high fever and was
in awful condition. I gave him two
dozes of Foley's Orino Laxative and
the next merning the fever was gone
and he was entirely well. Foley s
Orino Laxative saved his life." A.
Wolkush, Casimer, Wis. W. S. Martin
& Co*.
DEPOSITOR vs BANKER.
By Willis J. Abbot
The following letter written to
James B. Torgan, president of
the First National bank of Chic
ago, by an interested student of
his political activitiese this year
is worth reading by every one
who even casually glances over
this column. I wish -to explain
I did not it/ as I am not a
depositor in Mr Forgan's bank,
but I cannot give the name of
the writer lest its publication
should embarrasshim. ,
The letter was mailed to Mr.
Forgan on Monday, Oct. 12. Any
response Mr. Forgan may make
to the writer, or to me direct, I
will be glad to give such public
ity asL the editor .of this paner
may be willing to concede. The
letter reads:
"Dear Sir: You are quoted in
a morning paper as asserting Mr.
Bryan's election would stagnate
business. It may be brutal to
call a spade a spade in this in
stance, but T I am going to be
equally frank with you.
You are doing in principle ex
actly as I (a depositor in your
bank) would be doing were Ito
go out among your other deposi
tors and say, if your election
were in question for another
term as president of your bank:
Men and women, if James B.
Forgan be not re-elected the
First National bank of Chicago
probably will go into receiver's
hands. Mr, Smith, mentioned
for president of that bank, pro
dably will ruin the institution. I
am quite sure if Mr. Smith be
elected the First National will
be closed."
CASE OF ULTERIOR MOTIVE.
"What would you and your
kind say in public print of the
man who went about the city
peddling such stuff? Wouldn't
you excoriate him with all the
expletives at your command?
Wouldn't you accuse him of
ulterior motives, or desire for
revenge, or as prompted by some
rival?
My money is in your bank.
Were I to withdraw it today and
circulate disturbing rumors of
the solvency of your institution,
you would be right if you de
nounced me in unmeasured
language. What are you doing,
then, to the business interests of
the nation but to do *in effect
what I would be doing were I to
purse the hypothetical course
herein outlined?
Presume Mr. Bryan elected, as
well informed politicians agree
is not unlikely. What effort
will your words have on the timid
Democrat and Press, Consolidated 1905
business men? Will it reassure
them? Will it assist in revival of
trade? Will it help unemployed
workmen to get jobs? it
accelerate industry? Or will it
not be remembfered by your own
depositors and quoted bv them,
one to another, as proof that
they would better retrench?
What are you thinking of, any
say? Are you to become one of
the chief-anarchists, striving to
destroy confidence, upon the
absurd theory you enunciate in
your interview of today?
What did Mr. Bryan do last
fall when you and your kind
wei-e facing panic? Dia he take
advantage of the conditions, or
did he write and speak warmly
reassure the people who follow
him politically? I'll tell you
what he did. He exerted the
great power of his leadership to
quiet depositors fears. He ad
vised them to leave their money
in the banks; he advised me to
do so, advised me personally,
for I saw him during those days,
and this is what he said to me:
. This is not the time to gain
partisan advantage. It is the
time for every patriot and hon
est man to place country above
party; to do this, first, because
of the whole people, rich and
poor and secondly because of the
laboring men who are out of
work, and who must bear the
main part of ths burden which
will result from this panic. Help
the banks now, help them by
leaving your dollars in the
bank."
MEANS STRAIN OF LOYALTY,
"I dare not reveal to you my
name. You might not like me
so well after I did as you do now
because you have the free use of
my money to loan to others. I
have always been loyal to your
institution. Why will you strain
my loyalty and that of thousands
of others of like mind?
Again to be brutal —I don't
believe you believe what you say.
I think you are trying to fool the
people. I believe you know
business will proceed smoothly
is either Bryan or Taft be elect
ed.
Believing these things, what
do you expect to be the effect on
me as to your trustworthiness as
a banker? Do you expect me to
accept in the future your views
as sound and worthy, to be fol
lowed, or would it be reasonable
cause for surprise to you were I
and others to decide not to T>e
lieve your statements?
- Respectfully,
"A Depositor.''
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:| A Call lor Campaign Sub
? scriptions.
J The Democrat will receive
> and acknowledge contributions
 to the Democratic National
) Campaign fund in any amount
5 from one dollar upward, for- J
) warding same promptly to the 
) local treasurer of the Cam- t
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' • ■ ——
Taft on Republicans.
In my judgement, the Republi
can party of North Carolina
would be stronger as a voting
party if all the Federal offices
were filled bj Democrats. Of ,
course I cannot deny that wis to
fiill public office is an honorable
aspiration, but when all hope of
choice by the people is abandon
ed and everything is over
to unflinching a distant appoint
power to choose particular men
to perform official functions in a
community politically hostile to
those men the result is not good
for the men or the community. *
As long however as the Repub- -
lican party in the Southern-
States shall represent little save
a factional chase for Federal
offices in which business men,
men of substance in the com
munity have no desire to enter -
and in the result of which they
have no interest we may expect
present political conditions of
the South to continue.
Bank Deposits.
> Mr. Taft has undertaken to
prove that a workingman who
deposits his savings in a bank is
not entitled to get the money
when he wants it.
His arguments along that line
Till strike a responsive chord in
the breast of every bank wreck
er in jail or out.
But it will take a heap of
powerful talking to convince the
average laborer that Mr. Taft's
reasoning on that question is
sound.
Human nature is peculiar* It
is sometimes difficult to analyze
men's thoughts and convictions.
And one of the hardest tasks
any statesman ever undertook
was to convince a man who
has worked hard and saved a lit
tle money that the bank in
which he doposited it for safe
keeping should not pay it back
to him when he wants it.
Mr. Taft may be able to con
vince the people that they are
unreasonable in wanting their
money back, but we doubt it