r THE UNION COUNTY PAPER EVERYBODY READS IT.' "THE U.NIQN COUNTY PAPER EVERYBODY NEEC3 17: IE Monro III PUBLISHED TUESDAYS AND FRIDAYS VOL.22. NO. 93. MONROE, N. C, FRIDAY, DECEMBER 29, 191C. $1.50 PER YEAR CASIi. 3 1VT fk V 3 Jr a talk to coi:RF.sioxnE.Ts ScnHi;t.nt Sh-ii ChrMniiix at Hor niitl Give i lie XclghlMti-hood News Also Give Some Valuable S;is gestions tt Journal Hoys aid Girls. Correspondence of The Jou 1. Waxhaw. Rout? 1. Doc. L. Reiug or having been at home for the short spare of live, days we will make a maiden or masculine effort at writ-Li;..., ing The Journal a nevs letter, and firstly, we apologize tu News Boy forjjy an,i ea.-;y as "it i! treading, on his corns. We won't stand on them longer than this eno letter, a tomorrow Will Iind US on "the Standard Railroad of the South' bound for Columbus county. Oh. yes! We had a niee time at home. "Thank you Mister Wilkins". so nice in fart that we are almost sorry we rame, it is so. we almost said (durncd), hard to leave. Vr. W. C. Hannon of Charlotte spent the holidays with hi.; people here in the country. Mr. John Butler of Durham was a holiday visitor at Mr. J. 0. Hay wood's, in the Bond's Grove com munity. Mr. Otho Thomas, nn old Union county buy.' Is spending a thirty day furlough with friends and relatives in the township, lie is one of Uncle Sam's buys and has been at El Paso f r about a year. Mr. Allen Kstridge or Linv.ood Col lege Is spending the holidays at heme with his people. Mr. Lawrence Haywood of the U. S. A. is at his home near Uond s Grove on u thirty day furlough. Sergeant Robert Gamble, for 15 years one of Uncle Sam's boys, has received tyi honorable discharge and is at home for a couple of months with relatives in the lower part of the township and upper South Carolina Waxhaw will sustain u serious loss on January first when Mr. Koy Walk up. for the past several years mana per of the U. J. Belk Company's More, will server his connection with that well known establishment and remove with his wife to Lancaster, where he w ill embark In-business on his own initiative. It seems to us that in saying I was manager of the Whiteville News-Re porter, The Journal could also have pone a little farther and said that the paper was owned by Beasley Urothers. H. F. and G. M., of Monroe A word nbout the News-Reporter may not bo amiss: It was established 21 years apo and Is the only newspaper at the county seat of Columbus coun ty. Columbus Is rated ns one of the richest agricultural counties In the State. In Its confines Is a town which enjoys the enviable reputation of bolus the greatest strawberry market In the world. We got a letter yesterday from a young lady who takes The Journal, und among other things she said, "I saw in 'our Journal' that you were at home'," We liked the phrase "our Journal" so well that we cannot refrain from commenting on it, if only to show a lot of people who take and love The Journal that they nre not alone In their admiration and feeling of per sonal Interest toward it. "Our Journal" is an apt remark. We wish some of you boys and girls would write to The Journal little ol'tener than you do. No one can appreciate better than I how In foresting and helpful country newi letters are to both those who write them and those who read aud not the least to the paper that prints them. There Is not. any fun In lay ing open a personal sore but I am going to tell you correspondents something about myself in the hope that it will Influence you to write all you can. It may hurt me some to tell It, still It may induce some of you to make an effort at something I have been totally deaf for 2 years, lost my hearing when I was seven. Previous to that time I had attended school about 6 months and learned to read. After losing my hearing I grew up In the grossest sort of Ignorance until I was nearly eighteen, refusing to go off to school and having little Intercourse with the world except through the medium of the newspapers and the young peo ple In my immediate section of the country. When I reached the above mentioned age my people In some manner prevailed upon me to go off to school, but possessed of a strongly sensitive natute and having a deep attachment for home. I kept at my ttudies only for a period of four months and then returned home. Went again the following winter for a similar period and that completed my srhoolastlc education. To sum It up I have had barely fourteen months of schooling In my lire ana that un der more or less difficulties. Directly after leaving school I be gan writing little news items for the newspapers, just like you boys and girls are now doing, only I bad a rery tenacious nature and kept it up week after week. I started out witn letters that were Infinitely vorse than those of any of The Journal's pres ent beginners, but I held to my task and tried to think what would In terest other people and I tried to write it that way. I do not know yet If I succeeded, but of one thing I am ctrtaln: the hours that I missed from the school room have to a large extent been made up for by writing to the newspapers. I have picked up more than half that I know in that manner, and I am Mill learning every day. I do not think that a man's education closes with the school doors. If he bns the will he can study and learn some helpful thing every day of his life. I have re.'.ched a point now when; Instead of wuLn; for u'Mrs I ara trying to look after a bunch of cor respondents of my own, there are for the most part, a "tuff" lot. I have not forpotten my own early ef forts tn the some direction and 1 tin doing nil I csn to encouruco them. There may not be oue anions thorn all that will ever become an editor or writer of very great noie. Mill, one ran never till and I am proud of ilit ia all. I can't help missing many of the old buys .ind pill who used to en- ti The Jorrnr.l. IT ;,..,, ,, i v.- v i.'ormtvr a ;roi ipt- .m the pe'i.l. at 'home nn! i;iv 1:sl 1 ini-e i.r iirelfv n ,lr ,;,0 ,;r.ti u , , looU fl. ,.,e cor. ,,,nnr.!U nn.l n.Ie ! : thev are peitim; along and bout fie visitors Jn ju.;,- part t f t county. There are liuulrcds or outer boy who are away fr m home r.nd who. like my self, road the little items und are carried back to the old days at home. You li. ay think your letters do not Intercut any one but in that you n re wrong. They interest many people and at tiie same Ji; "o they help you. Trying to write something that will interest others will pive you a broad er knowledge f the world and of hu man nature. V.'ri'o of the tliiiirrt you see in you everyday life, try to fix it tip in a way that you think would interest or ;:iiulso i omeone. Personalities are all right, still a corre: pend -nt should not confine him or her fo'.!' tn thetii. I'l iiiinout i on litt!" neighborhood do nnd ttv ht lemarks n;!d won derfully to a letter. Hope I will see a lot of you in The Journal in the future, although I have a lot of writing to do for the paper that I am running I am going to write The Journal some sort ot a letter every once in a while. With all pood wishes, I am. your old friend Scapegoat. MR. NKMHT droppkh m:ai Well Known Old S dilier Died Sunday Xea.r Same Spot Where Hit Wife IMed a Year Ai; llethU-lioin News Correspondence of The Journal. Monroe R.F.D.4.Loc. 25. Mr.A.M. Nesbit, aged about 77 years, died suddenly at his home Sunday morn ing at 9 o'clock. Mr. Nesbit ate n hearty breakfast at his son Robert's and Fat around and talked as usual until near 9 o'clock, when he walked up to his own home, a distance of two or three hundred yards. He had been there but a few minutes when a colored woman passing by saw him fall out of the porch on the ground. She ran and carried the news to his son, who was soon by his side but he only breathed a few times after he reached him. Mr. Nesbit served his country in the civil war. He was a member of Company F. 4 Sth N. C Replaieut. A few days over a year ago his wife died pretty much the same way, both falling about the same spot. Mr. Nesbit Is survived by- two sons and one daughter, Mr, Robert Nesbit of this community Henry Nesbit of Waxhaw nnd Mrs H. W. Rolk of Trinity community The body was laid to rest In the cemetery at this place today. Rev. M. A. Osborne, his pastor, conducting funeral services. The bereaved fami ly have the sympathy of their large circle of friends. The following young people are In from the different schools to spend the holidays with their people: Mr, Oscar Richardson from Trinity Col lege; Mr. Ilryan Nesbrt from Appa lachian Training School at Hoone; Mr. Oscar Helms from Wofford; Mr. Hoyle Rroom from Wesley Chapel; Mlses Ola Nesbit, Carrie nnd Mary Griffin and Mabel Helms from Salis bury Normal and Industrial Institute. Mr. Fletcher Necbit of Columbuss, Ark., Is visiting relatives In this com munity. Miss Nannie Lee Measmer of San ford Is visiting her grandfather, Mr, W. S. Starnes. Miss Daisy Griffin Is spending the holidays with her people here. Mr. Britt Belk and son Mr. James Belk, are spending the holidays with Mr. Bclk's daughter, Mrs. B. C. Wal ters, of Goldsborp. Misses Irene and Cornle Funder- burk of Tradesvllle spent Friday night at Mr. J. G. Flncher's. Mr. W. S. Starnes, who has been In feeble health the past few weeks, slightly improving. Mr. 0. P. McNeely of Wilson Is spending the holidays with his pa rents, Mr. and Mrs. W. R. McNeely. Mr. Shellle Nelson of this place, who has been serving In the stand ing army stationed at El Paso, Tex., Is at home on a furlough. Mr. and Mrs. Jesse Tanner of Charlotte and Mr. and Mrs. Jesse Delllnger of Mt. Holly are visiting their parents, Mr. and Mrs. Elmore Neat. Mr. John Hill has a very sick child. Well, Santa Claus has made his visit and the little folks are enjoy ing their toys, fruits and candies. Here's wishing the editor and each of the correspondents a merry Christ mas and the happiest New Year ever! Frisky. Hy Special Delivery. The burglar had Just begun his term and was assigned to work In the broom factory, s.iys the New Y'ork Sun. Near him was an oldish man who studied him Intently nnd seemed to be awaiting an opportunity to say something. It came while the overseer was at the Ice-water tank. How long are you In for?", h whispered. Twelve years," replied the new comer. The veteran looked around ner vously o ld thrnst a letter In the burglar's band. 'I'm In for life." be said. "Mall h't! ..-oj it out." TIIK rKACKTAI.K ;;rm:i:ii On-i!or That They Have Cnmllcil With Mr. W Hmhx'h He- ia-M lliiv.vi.-iu (iar Says It is Not tt Time For Peace. Washington Dispatch. Dec. 27. In spite rf the wide pulf between the in. i: tence of the Central Powers for an immediate peace conference and the fereart of a un.in'mous re- fiis-'al ., hnlet'te Al.ie , to enter such a i-iPn itnce without kn.iv.ina Critiiaay - terms in advance, the America'! pt.wrniuent believes that the nogoiiatious in progress are re sulting iu pood. It was said with authority tonight that until the door to peace actually is closed by one tide or the other. President Wilson will continue to hope that any dis cussion of the subject will tend to hasten the t ad of the war. Statrnif.it From lU-nistniiT. Count von P.err.storfT. the German ambassador, returning unexpectedly tonight I'roni Now York, authorized t!." Aworiaied press to make the f 1 lotring M-.teuient : "I regard the note of ray govern ment as con.-stituting an acceptance or everything suggested by President Wilson I i hi note to tne belligerent nations el' I-urope." Stat- 'iYrnis a; Conference. It wr i 1 ie: i ,.t the embassy that tii i.i :ta'ii' ady to make known her ti ii.n .a iLi- first day of any conference that may be held and officials expressed themselves as be ing greatly surprised ut the view pre vailing in some quarters here that the Berlin government had failed to meet the President's suggestions by not setting down in the reply the terms upon which it is willing to tiialte peace. The German diplomats say President Wilson has no intention of drawing a public declaration con cerning terms from the Central Pow ers. On the contrary they think the President's suggestion "that an early occasion be sought to call out from all the nations now at war such an avowal of their respective views as to tho terms upon which the war might be concluded" has been fully met hy Germany In seeking an Im mediate conference with her enemies. German Policy Outlined. Germany feels that the conference suggested by It first should be com posed of delegates from the belliger ent countries whose duty it would be to settle territorial terms. Once these terms are agreed upon, representa tives of the neutrals should be call ed In to participate In consideration of the question of guarantees for the future, in which neutrals are as vital ly concerned as belligerents. These guarantees in the German view neces sarily would have to do with the free dom of the seas, limited disarma ment, formation of a world league of nations to enforce peace and the establishment of an international court of arbitration. Germany Is said to consider that neutral nations can have no interest of their own in terms such as those relating to territory. Russia Object. In the course of an order issued to ull the units of the Russian army, dated December 25, the emperor, In a brief review showing how the In equalities in the technical resources for warfare as between the Allies and the Central Powers are being gradul ly removed, with the result that the enemy strength is apparently waning while that of Russia and her allies Is constantly growing, proceeds to say: "Germany Is feeling that her com plete defeat is near, nnd near also ts the hour of retribution for all her wrong-doings and violations of the moral law. As in the time of her strength she declared war, so now feeling her weakness she suddenly of fers to enter upon peace negotiations before her military talent Is exhaust ed. "At the same time she is creating a false impression about the strength of her army by utilizing her tempo rary success over the Rumanians who lack experience In the conduct of modern warfare." Arguing that the Allies are entitled to choose a favorable hour for peace negotiations. Just as Germany chose favorable hour for declaring war the order says: This time has not yet arrived. The enemy has not been driven out of the provinces he has occupied. Russia's attainment of the tasks created by the war regarding Constantinople and the Dardanelles as well as the creation of a free Poland from all three of her now incomplete tribal districts has not yet been guaran teed. To conclude peace at this mo ment would mean failure to utilize the fruits of the trials of the heroic Russian troopB and fleet. These trials p.nd the still more sacred memory of those noble sons of Russia who have fallen on the battlefield do not per mit of the thought of peace until final victory over our enemies. Who dnrei to think that he who brought about war shall have It In his power to conclude the war at any time he likes." In conclusion, the emperor, ex pressing confidence that no Russian soldier would desire pence until the enemy had been exrclled from Rus sian soil and had given guarantee? to prevent a possible repetition of a trcucberou attack, says: Let us be firm In the certainty of our victory and the All-Highest will bless our standards and will covei them afresh with glory and give us peace worthy of our heroic deeds, my glorious troops a peace for which future generations will bless your memory, which will be aacivu to them." . WFSLKY CII UT.L NKWS. PLiy a lino Sun ess Visitor for the Ibdi.laj!' Mi. WincheMer's Fine Christina Diauer. Correspondence of The Journal. Werley Chapel Hish School pave quite an enjoyable and succe?r.ul ep tertaictiRHit un Friday evening, coii sistins of a play, -From Pumpkin Ridpe," by ei; ht characters, und an opei-i'a by t . ; : exer es she-., t ,t ., trr.il .. p by ..': both .imp! j -d v aud'r- ce v'n hoard Tn s; hr i ilosed on D.-c. 22 ? ; ':.uiu on Jmuary 1. 1 . 1 7. Both these 'i ? ';:il and good e . They were much by the I . tn. i r the holidays its work again T: e follow!?' bo: r.!;-ig students rctt'.-.'ed to i-ut ta.n-!3 homes In in the coun'.-: .ii-?ses Belle Tomber lin. Mrlind.i B-.-o. ie, Minnie Holm-. Helen Crau;. .uirHo Winchester. My it s Wiuche. t , :. Kate Kezlah. Me; ; ii. Hoyle I.: . :-nd . Dewev How;'y. Vus Jame Ro'.i teachers, v.::! pen in Monroe. . ' lie '. one of the " holidays in : Brooks, a-i- sist.mt in i'i hers hi At:1. 'lip'i S.-ij.;i)l, will spend Ga. The foll-).'i;s you people are at homo fror.! '.Iloie for the holidays: Miss Vildred .Menf'..'iil,:il. from the Stat'i N'oru:i at Greensboro; Mr. Hampton liiee. from Trinity; and Mr. Paul M ndenhall. from Guilford College. Mr. Preston Hawfleld. who is teach ing at Llnwood In a High School, is spenC ng the Christmas recess at home Mit-s Kate Price, v. ho Is teaching in on of the county public schools, Is at home also for the holidays. The teachers served oranges, ap ples, and cardy to their pupils last Friday afternoon. Mrs. Menden hall's room had a beautiflly decorat ed cedar tree, and presents were placed on It for each pupil nnd the teacher. nlfh. John Winchester gave a line dinner on Christmas day to which she h,id invited a number ot guests. All ecjeyed the repest very much and expressed themselves very profusely as having a happy time. May many more Christmas celebrations come to these pood people is the wish of one who helped partake of the bountllu: dinner. Progress. Indian Trail Xews. Correspondence of The Journal. Indian Trail, Dee. 27. Mr. Carl Crow.ll of Hamlet Is spending a few dayffMTChtiPtnias weeMa and around Indian Trail und Matthews. Mr. A. H. Gannon, of near tlih place. Instituted n new way of sti. k ing hogs yesterday. After looking around and finding no suitable knlre for the operation he decided to use something new, so he took from tho tool box a one-inch wood chisel which worked only "medlnnrily" well, so Mr. J. A. Hartis. a man who helped Mr. Gannon, said. Mr. Ben Helton and Miss Myrtle Cornier, both of Stouts nelphborhoo!. were married Sunday nipht at the home of Esq. J. M. Harkey of this place. No one was present except two men of Indian Trail who arte.; as witnesses for this Christmas Eve occasslon. They have many friends who extend to them their hearties congratulations. The men sets epidemic which ha been rafting since Thanksgiving is decreasing considerably at this writ ing. Your humble scribe is just now- coming to his own after exporit iicln a case of measles aud a very light attack of pneumonia. Mr. Henry Broom of Charlotte is spending Christmas holidays with his father. Mr. J. E. Broom. iur. Stacy li. orr, sub carrier on route one from Indian Trail, Is work ing the the holidays In the post of fice In Charlotte. The l.itst annual conference placed Indian Trail church with the Union ville charge with Rev. 0. W. Fink as pastor, but It has later been chanp ed back to the Matthews charge with Rev. J. A. J. Farrinpton as pastor. 1 wish further to say that uny one wishing information about the pos sible bank may obtain It from Mr D. J. Hemby or Mr. J. W. Railings. both of Indian Trail. N. C. Mr. Andy Hargett of Charlotte spent Christmas with his mother. Mrs. John Harpct. of this place. Little Misses May Hargett and Et ta Belle Stalllngs of Stalling spent Christmas night with Miss Alllo Mae Kendall. Lillie Mae. the 9-months-old twin of Mr. and Mrs. John Klndley died Tuesday about 2:30 o'clock with pneumonia after having measels, ana the other twin. Annie Rae, Is very sick at this writing. We hope to hear of Its Improvement soon. Miss Ruth Morris spent Christmas night with Misses Lillie and Annie Porter, near here. MIbs Nanny Hall and little Trodclle spent the holidays with Mrs. James Hall. Mr. A. L." Crowell of Charlotte spent a few of the holidays in the Tillage. Mr. Tom Kendall spent a week at home with hl parents, Mr. and Mrs. W. P. Kendall. Mr. L. S. Hartis. who lived nesr the home of ycur pcribe, has recently moved to the village for winter quarters. One thing of much Interest to th people In nnd around Indian Trait was the Chrlstr.ins tree at the Metho dist Church on Christmas evening at 2:30 o'clock. A short program of recitations, songs, etc., and a short talk on the meaning of Christmas wan made by Miss Eunice Hoover of the University of North Carolina at Chapel Hill. Next, a short but Teryj !rit'rt'f tilV wni mid hv the rni- tor. Afle' this came the lime of In terest for every one and especially for the children and young people, the pitseuts. Mi.-i.es Wilma Harkey went to Charlnte ind spent the Christmas holidays there. She reports a flue lime. Prof, and Mrs. J. T. Ycaifin are spending the holidays in the lic!.i of .Mrs. Haigett in l'ni.cvilL Our school will nsuiae on Monday next. New Year's Day. Mis3 Mart!: Boyd is spending a few days with friends and relatives near the Catawba tivur neighborhood. Miss Annie H.irkey, who has beeu ill for revet al mouths, has been re cently taken to a hcsniial in Char lotte for treatment. Sir John. TOO Midi RABBIT STEW I OK THE GEMAL SOLE DOCTOi; A Little Ad hi The Journel Ke;t Mr. S. A. Waiii;-k lii:i.i;iiii t: I)ispie of UN Daily Acc.ir.niation of Mol ly Cottonuili, StjiiirivN itnd 'Pos sums. "For the lovfl of King Geor;-" fair my ud out cf The J' u. -nal." ah.io-1 .-creamed Mi. S. A. V.'aiiiek to Th. Journal reporter ycte.day l.iui run;:, "for 1 am being 6'.vump.l with gai iv every day." The ad referred to was about thir.v lines explaining the leather Fituation, but which was concluded with the following announcement: "Always see Watlick when you have rabbits or squirrels, or u limited amount of 'possums." The rabbits were fur more numer ous, for Sam had his shelves lined with them Wednesday afternoon. He carried a big armful home with him, nnd also made old man Peach and Esq. Flow prestut of a few. He bought twelve rabbits, two squirrels and one 'poVutn Wednesday, and a few scattered ones during the days previous. The lone 'possum cqst him sevT-nty-tive cents, while the rabbits brought ten cents each. Two squir rels constituted Mr. Warlick's sup per Wednesday evening. Mr. Warlick requests The Journal to announce that he does not care to buy any more rabbits, squirrels and 'possums until next fall. A Tacky Party. Correspondence of The Journal. Miss Eunice Shannon delightfully entertained a large number of her young friends last Friday night. Dec. 22, at a "tacky party" nt her home nea- F:,!r View on the Matthews road! Most of the guests came dressed tacky, which alTordod much amusement. The prizes were deliver ed to Miss Bleeker Matthews mid Mr. Irvin Simpson by Mr. Tom Matthews. Rook was played und several other deliphttul game. About 10:I!0 o'elo- k tho hostess, assisted by Misses Winnie Helms nnd Loma Matthews, served a one course lunch, then other games were played. Those present were Misses Kate Simpson, Eula Broom, May Gannon, lileek -r anil Loma Matthews,, Winnie Helms, Alice Simpson, Vernon and Veria Caldwell. Sue Hargett, Vcliua Porter and Ruby Harkey, all from Stalling; Mesdamos Billie Caldwell, Cliff Condor, George Killough. Tom Matthews. Rusa Morris, Neil drier of Providence. Sanford Forbis of Inciian Trail, Van Godfrey, Ernest Austin, Murry Simp.-on. Henderson Car rcltlies. Will and John Matthews, Eu. 'aee ll-mliy, McCleas Matthews, lrvin Simi's.m, Baxter Stowe of Stal ling and Mr. and .Mrs. Philip Sini.i- son. AM reported n jolly time nnd departed about 11:,10. Meet in;; of Union County Farmer' Union, Union coun I y division of the Farm ers' Union will meet nt the court house tn Monroe on Saturday, Janu ary Gih, ut 11 o'clock. The following is a part of the program: Do we ueed greater appropriation;! for agricultural extension work In Union County? .1. E. Broom. The public roads und how the Lo cal Unions may help to keep them In better condition in winter months, j. W. Railings. Should Union county have a dog tax? S. A. Luthan. Reasons why we should have u County Board of Agriculture In Un ion county. T. J. W. Broom. How the organized farmers will pet best prices on limestone, ground phosphate rock, and fertilizer mate rial this year. J. Z. Green. C. E Rushinp, Secretary. Fifth Sunday Program Suturtlny and Sunday at Meadow Branch. Saturday, 11-11:30, Devotional. Rev. E. C. Snyder. 11:30-12. "Church Finances." dis cussed by E. C. Snyder and C. J. Black. 12:30. dinner. 2:00 p. m., "Wlnpate School and the Association." Prof. J. G. Carroll, Mr. J. W. Bivens, Rev. L. M. White. Sunday, 11a. in., address by B. C. Ashcraft. Governor Fleet Picket t Name Scro- tary. Governor-elect T. W. Blckett has appointed SanTord Martin of Wln-ston-Salem us his private secretary. Mr. Marin has accepted and will be gin his duties when Mr. Birkett as- umoi the Governorship about Janu ary 8. Mr. Martin Is widely and most fa vorably known as the editor of the Inston-Salem Journal and has done splendid t-ervio, not on'y in the fur therance of Vi t.:.6 i-y of Blckett for Governor, but In strenrth- enlng Democracy in both the State ar.i tV Nil-' ' U. : FARM l.o. i; KS LOCATED Columbia Crts lmk For DMKct Xo. :J, CoiiihicI of Xotlli ;t: tl S utl Carolina, Georgia and l i i Ida How the Hanks Will lie i-.-.i.tohMi. ed. The twtlve fa m loan l-a.!;.i Lave been h-eated end the ciuv.ry divided into th twelve districts i : :.vi.l.d by law. ThU woik has jjs t bee.! eoiu pletrd by t.ie fcreral L- ard chnrif led with the work. Charlotte. Raleigh. and Green: boro applied i r th' bunk 'for this district, but Ceijnihi-t e U :it. The twelve districts and tho lo cation of the bunk ia trxh. rsc- as ! follows: District No. 1, Maine, New Hamp shire, Vermont. Massachusetts, Con necticut. Rhode. Island. Y, :k and New Jersey. Bunk at S;: iu'iield, Mass. I District No. 2. Pennsylvania, DeU jware, Maryland, Virginia, We-it Vir ginia and the District of Columbia. iBank at PalUinoie. District No. 3. North Crrtdina, South Carolina, Georgia ; nd 1 ijiiUa. IBank at Columbia, j Lillet No. 4. Ohio. I!:, iinns, Keu ;tucisy t.ad Tenii' ssee. District No. I. Aluiai-a. MK-lu 'Ipi'l nnd Loui. i.-.na. Ba:.b ct Kew Orleans. District No. C. Plinoi". Missouri r.n.l Arkansas. Bank at St. Louis. District No. 7. Michip.n. Wiscon sin, Mii'nc.-ota nnd North Dakota. Bank at i-'t. Paul. Di.- triet Nj. s. Iowa. Nebraska. South Dakota and Wyoming. Bank, nt Omaha. District No. 9. Oklahoma, Kansas, Colorado and New Mexico. Bank at Wichita. District No. 10. Texas. Bauk at Houston. District No. 11, California, Nevada, Utah and Arizona. Bank at Berkeley, Cal. District No. 12. Washington, Ore gon, Montana und Idaho. Bank at Spokane. The banks will be established as soon as practicable. Each will have a capital of $750,000. Application for loans have been pouring into the board In great volume recently and It is estimated that a sum more than twenty times In excess of the com bined capital stock could be used In making hums. Almost the first work of the banks, after approving und issuias loans. will be tiie issuame of farm loan ibouds. a new form of security lu this jcountry. The bot;Us will be issued ta , denominations as small as 25 iioliarn,. ; It" is expected and will bear Interest j at a rate one per cent less than the .Interest rate charged farmers on their loans. What this interest rate will he has not definitely been determined. It is ( determined by law at a maximum o six per cent. The expectali n is that it will not exceed 6 1-2 per cert at first aim siinsequenuy may lie lowereil. Loans on farmitijr iand are limited by the law to fitly per cent of the val ue of the land and may be payable in from live to forty years. As fast as loans are made, bonds will he Is sued to eever them so that nl no Itime. under the present plan, will a bank's cntiie cap.tul b: tied up m 'loans to (tie detriment ot other an- j plicants. I Oue of the chief t:H;s new con fronting tin; board is pi i-u experi enced employes for the new banks. More than six thousand applications Jfor positions h; ve been received. Tiie appointments-, u ill be . !:ipt fiom en ii serve e n iiiauou - out IU" Doiirn intends to a-.-eiiible a corps of men experienced in banking. The head of each Iwr.k will be des ignated as the lepi.-tivr. They prob ably will be only residents of the dis tricts involved and pi xiVrubly attor neys. The banks will be organized tem porarily by the appointment, by the board, of five directors for each bank, who shall he residents of the district in which the bank is located. Th directors will select rrotu among their number the bank's officers. The cap ital stock of each bank will be open to public subscription for 30 days. IT not entirely subscribed In that time the government is authorized to take the unsubscribed amount. Through a process of having bor rowers subscribe in Finall amounts to the capital stock it is expected that, the banks soon will be virtually co operative institutions. The permanent organization of the banks provides lor nine directors, f ix to be selected by associations of farmer borrowers, the other three being nppointed bv . the federal hoard. The term of these directors will be three years and they will elect officers from among their number. Former Monroe Hy Killed In Cliar. lolle. Charlotte Observer. 27th. Henry Polk, ape 12, son of W. F. Polk. 1217 I.oii!ko nvenne u-i al. dentally fhot and killed by h's play mate. Albert Shutvan, also living on Louise avenue, Chriatmas afternoon at 3 o'clock, while the two were hunt ing In Belmont, on a small creek, be tween Belmont and North Charlotte. The two bovs were wnlklnp- unnv the bank of the stream when the gun exploded, the shot tak.'np eTcct la the right shoulder and ritht arm of Henry Polk, causinir nlmnct Inatnnt - 3 - -" " v a ai.u U v death. Funeral t-ervlcoa wcro hni.i trnm the residence Tuesday afternoon at 3 o'clock. Rev. R. D. Carroll, pastor of the Allen Street Baptist church, having chcrpc of th" rer monies. The lotenieni ,-!s n t-k!-iwn cemetery. IMr. W. F, Tolk and Mr. C. A. Sbumnn, fathers of tr i bns. lately , y. " - about IS r ' A .: ci' : - (- I - f-r-.a: rjjnrocl

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