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ttljp lailg (Ear Brri Queen City plans for NASCAR hall THE ASSOCIATED PRESS CHARLOTTE - The Charlotte City Council has endorsed a hotel tax increase and the use of city owned land for a NASCAR Hall of Fame. “After this vote we’re at Him 1,” Mayor Pat McCrory said Monday. Republican. “We’ve still got a ways to go.” The tax increase, which requires approval from the Legislature, would increase the rate from 6 percent to 8 percent. That is expected to yield $65 million of the $137.5 million construction cost, and the plan already has the crucial backing of the local hotel industry. Council members voted unani mously for the hall, praising the opportunity that it could bring. “The engine indeed has started for what will indeed be a huge eco nomic impact for Charlotte and for Payday lending hearing kicks off Banking leader won’t judge loans THE ASSOCIATED PRESS RALEIGH The state bank ing commissioner said Tuesday he won’t make moral judgments about payday lending in a hear ing to determine whether North Carolina’s largest lender is break ing the law. Consumer advocates have argued for years that the small, short-term loans, like those made by South Carolina-based Advance America, pull low-income citizens into a cycle of debt. North Carolina has had no law regulating payday loans since 2001, but state officials contend that the industry is breaking another law that caps interest rates on traditional consumer finance loans. “This proceeding is not about whether payday lending is good, bad or predatory,” Commissioner Joseph Smith Jr. said at the start of the hearing, which follows months of internal investigation. “Those matters are for the General Assembly, and not me.” Attorneys for the commis sioner and the state say Advance America, one of the nation’s larg est payday lenders, charges fees on the loans with effective annual percentage rates of more than 400 percent. The state’s Consumer Finance Act, which remains on the books and is the focus of the Advance America hearing, caps annual per centage rates on small loans at 36 percent. It typically has applied to traditional loan companies. In a payday-lending transac tion, a borrower writes the lender a check and postdates it for the time the loan expires. The borrow er receives the check amount and takes a fee. The loans are typically a few hundred dollars and short term: 15 days or less. Advance America’s lawyers con tend that the Consumer Finance Act doesn’t apply to the business because an out of state business, Kentucky-based Republic Bank & Trust actually underwrites and originates the loans. Other payday-lending chains have used similar out-of-state banks to issue loans in North Carolina. They argue federal bank regulators and the state where the bank is based have authority over how they do business. In the eyes of state law, “Advance America North Carolina is not engaged in the business of lending,” said Saul Pilchen, a Washington based attorney representing the company. “This is a real regulation a real relationship with Republic Bank,” Pilchen added at the largely proce dural hearing. “This is not a kind of sham or unlawful device.” Pilchen provided Smith several documents from the commission er’s office since 1997 he said indi cate that state regulators have accepted this so-called loophole for years as a lawful method for out-of state lenders Philip Lehman, an assistant attorney general, said the docu ments obscure the fact that North Carolina law doesn’t authorize pay day loans. “I think it’s a colossal red her ring.” the region,” said Mayor Pro Tern Patrick Cannon. In Raleigh on Monday, organiz ers of Charlotte’s bid detailed their request for state money beyond the hotel tax increase. The state would contribute $lO million in cash over the next plus $lO million over the next 20 years from extra tax money generated by tourists. Private companies would pay sls million and commit as much as $5 million toward cost overruns. House Speaker Jim Black, D- Mecklenburg, said he is commit ted to pushing for the money on NASCAR’s short timetable. The remaining $37-5 million comes from existing taxes on res taurant meals. Charlotte must submit its bid to NASCAR by May 31, and stock-car racing’s sanctioning body will likely select a location by the end of the year. NCAA asks schools to reconsider mascots THE ASSOCIATED PRESS RICHMOND, Va. - The College of William & Mary’s “Tribe” is under attack. The Williamsburg school is among 31 that are being asked by the NCAA to reconsider potentially offensive, Native American-themed sports team logos. Schools have until May 1 to do a self-analysis of the logos’ impact and turn the results over to the athletic association for review and possible recommendations. The NCAA hopes to gauge com munity feelings and foster positive relationships between the schools and Native Americans, said Corey Jackson, an NCAA assistant director of student athlete reinstatement. It is unclear whether schools will be instructed to drop their logos or face penalties. “That won’t be discussed until we get all the information from all the institutions,” Jackson said Tuesday. “We just want to basically make a shift in the culture when it comes to using those sorts of imag es and names.” It’s a shift Reginald Tupponce Jr., president of Virginia Indian Tribal Alliance for Life, welcomes. “If it was (concerning) another race, it would be unacceptable,” he said of the mock warriors and tomahawk hand gestures common at sporting events. “Most people don’t think about it in that way.” Schools were first notified of the NCAA’s demands last year, said (Quantities are limited) www.unc.edu/~thitch | " SELL BOOKS NOW!! Best Prices! FREE stuff during finals week! 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The bill would outlaw young children from driving three- and four-wheeled off-road vehicles, while those age 12 to 15 could oper ate smaller ATVs under an adult’s supervision. Robert Schafermeyer, a doctor at Carolinas Medical Center in Charlotte, said his hospital treats dozens of children annually nine so far in 2005 who have been hurt while using ATVs. Many suffer severe head, neck or spine injuries, sometimes causing permanent dis abilities, he said. “Asa physician and father, this NCAA spokeswoman Gail Dent. She would not say which schools were involved, or how many already have responded. William and Mary hasn’t. Preoccupied with the arrival of a new president and a lengthy NCAA certification process, officials haven’t had time, said Vice President for Public Affairs William Walker. The school requested and received an extension for its self analysis. “We will complete the self-study on the nickname by Nov. 1,” Walker said. “We completed a similar study at the NCAAs request in 1998, and at that point we found very little that would cause us to make a change.” A handful of schools changed mascots after a similar NCAA sur vey in 2002, Jackson said. But changing a name to be politically correct can create new problems. Officials at Marquette University, in Milwaukee, kicked off a decadelong battle when they switched from the Warriors to the Golden Eagles in 1994. Alumni have offered $1 million to change the name back, and a decision is expected May 4. Even if a sports team does take on anew name, fans likely will use the old one, said New York-based sports historian Bert Sugar. He pointed to St. John’s University, in New York, where fans still remem ber the Redmen ll years after they became the Red Storm. is painful to watch,” Schafermeyer said. “Asa father, I ask you to (pass) this. We should protect our chil dren.” The measure also would set requirements for safety equipment, safe operation and areas where the vehicles could legally be used. It also would require all ATV driv ers to complete a safety course by October 2006. Violations would be misde meanors, with punishments vary ing from a maximum fine of S2OO, to 60 days in jail and a fine of up to SI,OOO for disregarding the age restrictions or operating an ATV on public roads and highways. If passed by the full Senate, the measure would become law effec tive Oct. 1. North Carolina is now one of five states with essentially no restric tions on ATV use. , The state was ranked 10th THE Daily Crossword By Philip J. Anderson 61 Malayan outrigger 62 Part of a hammerhead 63 Thus far 64 Hiking housing DOWN 1 Combustible pile 2 Cafe au 3 Word in a threat 4 Arctic seabird 5 Mark of infamy 6 Marriage partner 7 Prayer closer 8 Ring around a fortress 9 Travelers' stop 10 Merchant 11 Stepped down 12 "Finding " (2003 ani mated hit) 13 Chatters 18 Capers 19 Pub game 23 Donations for the poor ACROSS 1 Entreaty 5 Hindu teacher 10 Crooned 14 Korea/China border river 15" of Athens" 16 Zeno of 17 Take a big chance 20 Nice summer? 21 Deputy 22 Countertenors 23 Upper limb 24 Three in Trieste 25 Take a big chance 33 H.S. dances 34 Meara and Bancroft 35 Bagel topper 36 Dumbo's wings 37 Gather gradually 38 Pierre's father 39 Perform 40 Rude ones 41 Ist letters 42 Take a big chance 45 Aged 46 Church sister 47 Shorthand, in short 50 Book div. 53 Election win ners 56 Take a big chance 59 Part of ABM 60 Wynonna's mom ■ B I R |AI Em s Iwl A|R I M .L O I sßc I D E R OUR PJS A N D Q S D SBRjU and die r s EARNYOURABC S H j__l _l s s If.£ t_ £y_ ££iLlAv_JL s Is o i ree S P I £_L i ED(£OL_ L a r s IHYAAIiLAJI-klUl ££Z±A A n and c r ofs STS ALEC K[A N T E|A TOP d|e|l|t|amb|a|i IlmmlyinTa \f* \f 9 9 " BRICK OVEN PIZZA, WOOD FIRED PIZXA s P Xwm E r VISIT CHAPEL HILL'S #1 PATIO OPEN LATE NUjHTTIL 1:OOAM 24 BEERS ON TAP 9 14 WINES BY THE CLASS 9 CHAPEL HILLS BEST PATIO MON DAYS sl-50 domestic microbrews on tap WEDNESDAYS late nicht happy hour BUY ONE PIZZA OR APPETIZER, CETONE FREE FROM 10 PM Tl L 1:00 AM THURSDAYS *2.50 importsontap SUN DAYS all bottles of wine % price If | ffr COMPLIMENTARY APPETIZER! - .. WITH DINNER fORTWO Hwy 54 I s I Durham I To UNC l j EXPIRES 06/30/05 MON-SAT 11 AM to 1 AM 919.929.1942 Sundays namto n pm WWW.BRIXXPIZZA.COM WEDNESDAY, APRIL 27, 2005 nationally with 189 ATV-relat ed deaths from 1982-2002, according to the U.S. Consumer Product Safety Commission. Tom Vitaglione, co-chairman of the N.C. Child Fatality Task Force, said the number of ATV-related deaths of children under 16 increased from five in 1999 to 11 last year. Earlier this month, a 2-year-old girl died and her 5-year-old brother was hospitalized after the ATV they were riding being driven by a 9- year-old struck a concrete wall in Wilkes County. The committee, voting 7-6, nar rowly rejected an amendment to allow children aged six to 12 to ride smaller versions of the vehicles. Committee members debated whether setting the restrictions would simply tempt young ATV enthusiasts to turn up their noses at the law and whether they would have any measurable impact on the statistics. Sen. Martin Nesbitt, D- Buncombe, argued that it’s up to 24 Subsequently 25 Destruction 26 Principal artery 27 Eagle's claw 28 Like some gases 29 Grind, as one's teeth 30 Derived from oil 31 -cochere (sheltered entrance) 32 Alimony recipients 33 Little legumes 37 Well-behaved 38 Nabokov novel 40 Under 2 3 rTK“ 6 7 8 ?~UTto“ 11 12 13 ~ ■r “ * ~ ‘ Hd Ty zo —Ur ——l—-- ——— —— ■■■■■■p3 ■■■■■■■ ?6 ?8 ?9 31 3? 33 tafcT _ 'W3b 36 ■■37 ■■3a 39 ““■■■4o ■■4 l 42 H3 |44 W mgn~ ■HMHBpT ’’■■■■■l 49 “”“"■■so 51 56 “ — ” mteo jHHToT 4pl| f ' fllili parents to protect their offspring by educating them about life’s dan gers, not by closeting them. “You can’t just prohibit children from doing things they’re naturally going to try,” he said. But the bill’s author, Sen. Bill Purcell, said the tendency for most citizens would be to obey the rules, if any exist, and that would have a positive effect on mortality rates. He pointed to the state’s sys tem of graduated drivers’ licenses, which grants teenage drivers pro gressively greater freedom on the road as they age. The program has been cred ited with cutting the death rate of 16-year-old motorists by 34 per cent since it was started in 1997, the University of North Carolina Highway Safety Research Center reported last month. “If you don’t get on an ATV, you’re probably not going to get killed by one,” Purcell, D-Scotland, said. (C)2005 Tribune Media Services. Inc. All rights reserved. 41 North Slope dweller 43 South China Sea gulf 44 Sense 47 Trade 48 Musical sound 49 Art Deco artist 50 Sch. groups 51 Sailor's call 52 Eternal City 53 About 54 Las Vegas light 55 Color-man's comment 57 Actress Claire 58 To the point 11
Daily Tar Heel (Chapel Hill, N.C.)
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April 27, 2005, edition 1
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