Sattg (Tar Heel When you're saving for retirement, you need to make the most of every advantage. Like free, personal retirement planning assistance from an experienced Fidelity Retirement Counselor. Whatever questions you have about retirement, we're here to answer them. So you can feel confident about your decisions —and your future. Call 1-800-642-7131 to schedule a one-on-one consultation today. Fidelity Investments Institutional Services Company, Inc. 82 Devonshire Street, Boston, MA 02109-3614 I always: □ check the faculty lounge for bagels. □ look to the pros for retirement planning. f Fidelity. Smart move 5 : MONDAY, OCTOBER 17, 2005 396199 5

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