oaily cur l\M 1:1 A simple ratio for a better retirement. ► One-on-one professional planning. What better way to help you feel more confident about achieving your retirement goals? Call 1-800-642-7131 to schedule an on-site consultation with a Fidelity Retirement Counselor and see what you may be missing with your current plan. § Fidelity Smart move? Fidelity Investments Institutional Services Company, Inc., 82 Devonshire Street, Boston, MA 02109-3614 394468 r - MONDAY, OCTOBER 24, 2005 5

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