8
WEDNESDAY, DECEMBER 3, 2008
Feds bail out student loan industry
BY TARINI PARTI
STAFF WRITER
The national lending crisis
reached the student loan market
months ago, but the federal gov
ernment is now stepping in to bail
out the student lending industry.
Meanwhile, N.C. officials claim
that federal student loan availabil
ity in North Carolina is expected
to stay stable through the next
academic year.
The U.S. Department of
Education first stepped in last
spring. This is the second time it’s
provided financial assistance for
the lending industry to minimize
potential disruptions in the stu
dent loan market.
“I am using the authority grant
ed by Congress to ... help ensure
continued, successful disburse
ments of student loans,” stated U.S.
Secretary of Education Margaret
Spellings in a press release in late
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| Announcements^
NOTICE TO ALL DTH CUSTOMERS
Deadlines are NOON one business day prior
to publication for classified ads. We publish
Monday thru Friday when classes are in ses
sion. A university holiday is a DTH holiday too
(i.e. this affects deadlines). We reserve the
right to reject, edit or reclassify any ad. Ac
ceptance of ad copy or prepayment does not
imply agreement to publish an ad. You may
stop your ad at any time, but NO REFUNDS or
credits for stopped ads will be provided. No
advertising for housing or employment, in ac
cordance with federal law, can state a prefer
ence based on sex, race, creed, color, religion,
national origin, handicap, marital status.
Child Care Wanted
CHILD CARE: Seeking child care for 6 year-old
on Wednesday afternoons 3-6 pm begin 1 -14-
09. Requires driving within Chapel Hill. Miles
reimbursed. Call 824-5912.
SEEKING GREAT BABY SITTER FOR TODDLER
& NEWBORN. Wednesday mornings and/or
Friday afternoons and occasional weekends.
Close to UNC. Must have own transportation.
References required. No smoking. SlO/hour.
Call Heather 537-8057.
CHILD CARE WANTED meet my children,
ages 11 and 9, after school, help with
homework and transportation to activities.
3-4 days/wk from 3-6 pm, $ 13/hr. Email
Laurie7l9@nc.rr.com.
NANNY NEEDED: Full-time nanny needed in
Chapel Hill to care for sunny 2 and 5 year
old girls. Hours 7am-s:3opm with every
other Friday off. 3 weeks vacation. Flexible
summer schedule. Salary negotiable. Need
car. Start date in January. Contact Carolyn at
carpeOl B@mc.duke.edu.
WANTED: PART-TIME CHILD CARE for 1 year
old girl and 3 year-old boy in Hillsborough.
Care needed Bam-s:3opm Th/F. Start in
February. Contact perel@email.unc.edu.
BABY CARE: Urgent need. Few hours
or many hours during regular busi
ness time. 6 months-old. Loves play,
smile. 415-215-7867.
PITTSBORO. UNC students to watch our 2
year-old in our home, 9am-noon, December
11,16-19 and in January, Spring. 10 miles
south of UNC hospital. SIQ/hr. 942-4527.
AFTERNOON CHILD CARE NEEDED: M-F, 2-
4pm. Pick up 5 year-old girl from preschool
and come home to meet 6 year-old boy at
bus stop. January start date. References re
quested. Please contact Katherine, katherine.
stanley@duke.edu.
LOST & FOUND ADS RUN
FREE IN DTH CLASSIFIEDS!
Announcements
House
A\ Wednesday,
/ v December 3rd
Ham to 4pm
Tej Q n Great Hall
ffl££ with
UNC
Fast Turn-Around • FREE Delivery to UNC
919-360-4032 • www.labposter.com
f Everett Law Firm, RA. j
M Traffic Citations • DWIs • Criminal K
/4 WWW.EVERETTLAWFIRM.BIZ
m 919-942-8002 ®
V 1829 East Frankun Street • Suite 1100-D V
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Coro Greggar I 919 933.4061
_ FREE ESTIMATES
November.
The education department is
planning to buy more of the Federal
Family Education Loan Program’s
student loans, which it began buy
ing last spring.
The N.C. State Educational
Assistance Authority, a state-spon
sored lending agency that provides
most of the student loans for the
state, is in good shape to continue
providing loans.
“It is true that the state of the
financial market has put some
pressure on the capital which
provides loans, but we have
adequate funds for students,”
said Julia Hoke, director of legal
affairs and general counsel for the
lending agency.
A private bond from the N.C.
State Employees’ Credit Union
funds a large portion of the capital
used by NCSEAA to provide loans
for students.
Place a Classified: www.dailytarheel.com/classifieds or Call 919-962-0252
To Place a Line Classified Ad Log onto
www.dailytarheel.com/classifieds or Call 919-962-0252 L>
|BR = Bedroom BA = Bath mo = month hr = hour wk = week W/D = washer/dryer QUO =or best offer AC = air conditioning w/ = with LR = living room |
For Rent |
FAIR HOUSING
ALL REAL ESTATE AND RENTAL advertising
in this newspaper is subject to the Federal
Fair Housing Act of 1968 which makes it
illegal to advertise "any preference, limi
tation, or discrimination based on race,
color, religion, sex, handicap, familial sta
tus, or national origin, or an intention to
make any such preference, limitation, or
discrimination." This newspaper will not
knowingly accept any advertising which
is in violation of the law. Our readers are
hereby informed that all dwellings adver
tised in this newspaper are available on an
equal opportunity basis in accordance with
the law. To complain of discrimination, call
the U. S. Department of Housing and Ur
ban Development housing discrimination
hotline: 1-800-669-9777.
IBR/IBA, WALK TO CAMPUS. Need new
housing for next semester? IBR/1 BA efficien
cy walking distance to campus on Ransom
Street available in January 2009. $6lO/mo.
Includes electric, water, on street parking.
No pets, but short term rental is a possibil
ity. 929-1188 or see details and photos at
www.hilltopproperties.net.
HOUSE SITTER NEEDED: GRAD STUDENT
ONLY, Spring Semester 2009, in Mead
owmont (family community), less than 2
miles from campus, on busline, no pets.
919-969-8454, 919-451-0519.
ENJOY CARRBORO IN WHISPERING HILLS
townhouses. 110 Southpeak Drive is conve
nient to busline and is great spot for grad
students. 5 month lease available. Pets
negotiable. SBOO/mo. Email Fran Holland
Properties at herbholland@intrex.net.
WALK TO FRANKLIN STREET from 415
North Columbia Sheet. This 2BR/1 BA apart
ment is convenient to campus. $650/mo. 5
month lease available. Email Fran Holland
Properties, herbholland@intrex.net.
FULLY FURNISHED APARTMENT. Fully fur
nished IBR apartment available January
4, 2009, in Chapel Hill home. Separate en
trance, on busline, floor to ceiling windows
look out onto private wooded area. All utili
ties except telephone included. All you need
to do is walk in! Monthly rent: SBSO. Call
919-929-7785.
SMALL FURNISHED APARTMENT, attached
to private home. Private enhance, private
bath. 1.25 miles from Planetarium. $465/mo,
includes utilities. Available now. Call before
10pm. 967-5552.
2BR BASEMENT APARTMENT. Free utili
ties, furnished, private enhance, on busline.
Large living room, full kitchen, W/D, deck,
bath with double vanity. Parking for 2 cars.
$750/mo. Available mid-December. No
smoking or pets. Call 942-1027 or email
chhousel 925@yahoo.com.
Announcements
UNC COMMUNITY SERVICE DIRECTORY
I Closest Chiropractor to Campi id S-1->E
I Voted BEST in the Triangle byßeaden of the Independent! I
IT” ** I
COLOR/BW PRINTING, MOVING SUPPLIES,
LAMINATING, BINDING. MAILBOX SERVICES, FAX,
STAMPS, PACKAGING, INTERNATIONAL SHIPPING!
_CLOSE TO CAMPUS at CARRBORO PLAZA - 918.7161
I Check out our website: www.unc.edu/student/orgs/sls
I Student Legal Services
Suite 3407 Union ■ 962.1303
That support is partly why they
are still able to lend to students
while other states are having dif
ficulty, said Steve Brooks, the
agency’s executive director, earlier
this year.
Tabatha Turner, associate direc
tor of financial aid at UNC, said
that while need-based federal
loans will remain secure for the
next academic year, more financial
aid applications are expected due
to the economy.
Students who want private loans
also might have a harder time
because the availability of those
loans depends on the financial
security of banks and other private
lenders, Turner said.
“There is not a sizeable portion
of students at UNC who use these
loans, but for those who do, they
will definitely be affected,” she
said.
N.C. students borrowed a total
DTH office is open Mon-Fri B:3oam-s:oopm
For Rent
REALLY NICE 6BR/SBA townhouse on
busline. Large bedrooms, hardwood
floors, W/D, dishwasher, all appli
ances. Free parking, storage and
trash pick up. S4OO/mo. Available
May or August 2009. 933-0983 or
451-8140.
DOWNTOWN CARRBORO CONDOIO minute
walk to UNC. Newly renovated, quiet, hard
wood floors, new kitchen appliances includ
ing W/D, fenced backyard, water included,
SBOO/mo. Liz, 919-623-3182.
500 PITTSBORO STREET. Large house right
behind Carolina Inn. Sleeps 7-8. $4,200/mo,
Available August 2009. 919-685-0287 or
maxredic@carolina.rr.com.
BIKE OR WALK TO CAMPUS FROM 6 BOLIN
HEIGHTS. 3BR/1 BA house is complete with
hardwood floors, W/D and a great loca
tion for students. 5 month lease available,
$925/mo. Email Fran Holland Properties,
herbholland@intrex.net.
2BR/1.58A WEATHERSTONE off
Weaver Dairy. Bike or bus to campus.
Townhouse, new carpet new paint
hardwood floors in living room,
full size W/D, wooded lot behind
unit. SBOO/mo. Available immedi
ately, 2 parking spaces! Local shops.
704-591-0559.
2BR/2.58A TWO STORY TOWNHOME off of
Highway 54 bypass. SBOO/mo, SBOO deposit.
Call 919-383-3111.
HOUSE FOR RENT. PETS OK 3BR/3 full bath
house. Hilltop wooded lot in Culbreth Park.
On busline, less than 2 miles to campus.
Dishwasher. W/D. fenced yard $1,095/mo
December move in special. 819-1246.
HOUSE FOR RENT. AVAILABLE JANUARY 1.
3BR house on Colony Court off of Mallette
Street. 1 block from Franklin Street, only 5
minute walk to campus. Sublet entire house
through May 2009 or sign 1 year lease.
704-488-6671.
ROOMS FOR RENT 2 separate BR's in 4BR
townhouse: 601 Martin Luther King Bhrd. #2
Carriage Row (parking included and walk to
campus). Move in before Christmas, First rent
due January 1. Each BR $530/mo +utilibes.
704-905-5151,704-965-6191.
APARTMENT FOR RENT: 28R FLAT, avail
able for lease. Furnished W/D, dishwasher,
microwave. For more information, contact
revwilliams_green@yahoo.com.
APARTMENT FOR RENT: 3 blocks from Old
Well. 1 block to downtown area. Rent for
Spring semester, short term lease avail
able. Just purchased. Parking available.
919-417-4481.
Announcements
The Daffy "far Heel office wM
dose Friday, Dec. sth
at spm for Winter Break
S Deadlines for
Dec. 4th issue:
Line Classifieds:
Wednesday, December 3rd at Noon
Deadlines for
Moo, Jan. 12th issue:
Display Ads & Display Classifieds:
Thursday, January Bth at 3pm
Line Classifieds: Fri, Jan. sth at noon
We wifl re-open on Thursday,
January Bth at B:3oam
Naurs
of sllß million in federal, private,
state and institutional loans in the
2006-07 academic year. Federal
loans made up $lO5 million of
that. Private loans constituted an
estimated $8.5 million, Turner
said.
The remaining difference was
covered by the state and lending
institutions.
Although the loan market is
secure for now, problems could
arise in the future if the financial
market does not improve, Hoke
said.
“We have made arrangements
and have capital secure for the fol
lowing year, but our economy is
difficult, so we can hope that things
improve.”
State & National Editor Ariel
Zirulnick contributed reporting.
Contact the State & National
Editor at stntdesk@unc.edu.
ForSale^^l
TANK/TERRARIUM,
w/WOODEN CABINET STAND
Great for lizards! Tank dimensions: 12" deep,
20.75’ tall, 2' wide. Cabinet dimensions: 12"
deep, 28" tall, 2' wide. Tank fits snugly onto
cabinet top (made to go together). This is a
fantastic tank for climbing reptiles since it is
quite tall. My anoles loved it. And the cabinet
has lots of storage space. Comes with metal
mesh lid. $65.1 can email a photo. Please call
843-5886 if interested.
LOCAL LAND INVESTMENT: Lots in Chapel
Hill area, established sub-division, beautiful
acre+, hardwood home sites. Great value
from $65,000. Call John Coffey, developer
and broker. 919-942-2116.
Help Wanted
SPRING ADVERTISING, MARKETING, SALES
INTERNSHIP. Earn great money and gain
valuable sales and marketing experience
working LOCALLY for "Plan-lt Chapel Hill,"
the FREE student day planner at UNC. Part
time hours. GREAT RESUME BOOSTER! Send
resume to: UNCo9.oclol@hiredesk.net.
FAMILY BUSINESS looking for respon
sible individual for position at La Vita
Dolce located in Chapel Hill, Southern Vil
lage. Contact Nicole at 919-968-1635 or
lavitadolce@bellsouth.net.
IMMEDIATE NEED: Filing in my home. Your
schedule. Prefer mature graduate student in
accounting or business. SB/hr to start. Reply
by fax, 919-490-6611,
CALLING ALL COLLEGE students! I Are you
looking for a job during the holiday season?
If so we have the perfect position for you:
Valet parking at various Charlotte locations:
Applicants must meet the following criteria:
18 years of age, can drive a manual transmis
sion, clean MVR and criminal background,
excellent communication and customer ser
vice skills Shifts are every day. We offer very
flexible schedules. Full-time and part-time
available. A guarantee of 9/hr. Please apply
online.at www.parkinc.com. 704-377-1755.
FLEXIBLE,
PAID INTERNSHIP!
Interested in getting some hands on sales
and marketing experience while making ex
tra money to cover rising costs? Come work
with University Directories, a local publishing
company with national reach. Enhance your
communication skills working with our exist
ing customers. Set your own schedule. Aver
age Sl2/hr. Call 800-743-5556 ext. 6337.
15S/HR. HELP MOVING FURNITURE on Sun
day 12-7. 919-929-9281.
SAVE A TREE, RECYCLE ME!
Announcements
|CtobeiWfaid4p^
/ Student Discount • S3O to & from RDU Airport /
J www.chapelhilltaxi.com • 919-933-9595 J
PHHH pa
Ij! Robert H. Smith, Am At Law |||[
SPEEDING DWI • UNDERAGE DRINKING
Carolina graduate with over xo years FREE
experience representing students. CONSULTATION j. J.jj
3 ti W. Franklin Street, above Ham's Restaurant • 967-1200
Interested
Space? Ir.'lHOh •ririMkl
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DTH/ZOE LITAKER
Students for a Democratic Society protest the use of
Federal funds to bail out banks Tuesday afternoon
in the Pit. “The handout was used for helping the
rich when the money should have been spent helping the
people,” said SDS member Scott Williams.
Help Wanted
Help Needed for
a Healthy Environment
The US. Environmental Protection Agency’s Human Studies
Division, located on the UNC Medical School campus, needs two
students, with a minimum of two years of college, to perform
student services. The hourly rate of pay is $15.80. For more
detailed information on the student services required and how to
apply, please go to:
http://vwvw.epigm/oamrtpnc/q0900017/irKlex.htm (solicitation doses Dec. 5.2008)
http://www.epa.gov/oamrtixic/q0900027/index.htm (solicitation doses Dec. 14,2008)
For additional assistance call Jo Ann at 919-966-6204.
Help Wanted
YOUTH BASKETBALL. Part-time staff of
ficials and volunteer coaches are needed at
the YMCA! Season begins January 10th, but
preparations are already underway. Oppor
tunities abound, so work or volunteer with
a friend! Contact Mike Meyen, mmeyen®
chcymca.org, 919-442-9622, for additional
information.
GOING TO BE IN CHAPEL HILL or
Charlotte for all or part of Christmas
break and thinking about or majoring
in 1 of the medical fields, but not a
requirement and looking for a part
time job? Can train. Call 932-1314
for more information.
SURVEY TAKERS NEEDED: Make $5-
$25 per survey. Do it in your spare time.
www.GetPaidToThink.com.
EGG DONORS NEEDED. UNC Health
Care seeking healthy, non-smok
ing females 18-32 to become egg
donors. $2,500 compensation for
COMPLETED cycle. All visits and pro
cedures to be done local to campus.
For written information, please call
919-966-1150 ext. 5 and leave your
current mailing address.
BOOGALOU GREEN ULTRA LOUNGE is the
newest and hottest restaurant and night
club to hit the Carolinas. Come to our job fair
December 6th, 2008,10am-spm at 157 East
Rosemary Street, Chapel Hill NC, 27514 to
see how you can be apart of the only night
club that's going to be worth going to. Please
bring a photo of yourself and resume is a
plus. Remember places are limited so come
to impress and show us why you should
be an employee of Boogalou Green Ultra
Lounge. For questions regarding the Booga
lou Green Ultra Lounge Job Fair contact us
on: 919-240-5487. We are looking for: Wait
staff, bartenders, cooks, limo drivers, secu
rity, experienced managers, hosts, clean up,
choreographer, promoters, DJ.
Roommates
SHARE SPACIOUS HOUSE with fireplace,
large bedroom with bath, walk to town!
$325/mo. Email c2peacenow@gmail.com.
SHARE
ADORABLE COTTAGE
2 female grad students seek roommate
for 3BR/2.58A close to campus, 1 block off
Franklin. Furnished, decorated, new kitchen
and bathrooms, dining room, laundry room
with W/D, flat screen over fireplace, sun
room, custom stained hardwood floors, ga
rage, plenty of parking, fenced backyard with
large deck. Private, safe, lovely neighbor
hood. 5750/mo includes all utilities, cable,
wireless. 919-467-8322.
Services
APPLYING FOR JOBS, GRAD SCHOOL? Make
a strong first impression with well written
cover letters, resumes, applications. Expe
rienced writer, MA from UNC-CH. 919-801-
7294, laika@mebtel.net.
BAILOUT PROTEST
Deadlines
Line Ads: Noon, one business day prior to publication
Display Classified Advertising:
3pm, two business days prior to publication
Help Wanted
| Sublets |
FURNISHED ROOM IN Carrboro in 3BR/2BA
apartment. $327/mo +l/3 utilities. Room
mates are quiet UNC grads. Move in as
early as 12-154)8. Lease ends July 2009.
hadley@unc.edu.
FURNISHED KENAN STREET SUBLET. 1-2
Bedrooms, IBA, 1,000 square feet. Walk
to campus. FREE UTILITIES, cable, WiFi,
laundry. Furnished: Queen Tempurpedic
bed, TV, DVD, sofa, linens, kitchen supplies.
Available now thru summer. SI,OOO/mo.
la@nearbynetworks.com.
Find where to live by distance from the Pit
www.heelshousing.com
■I’M Mf/’VXfI
EL If December 3rd is Your Birthday..
You'll be quite thoughtful in
the coming year. You/ll also be more decisive
" ® more willing to make jjJans and life-changing .
9 decisions. And they'll be good ones.
To get the advantage, check the day's rating: 10 B the easiest day, 0 the most challenging.
Aries (March 21-April 19)
Today is an 8 - Your friends are there
fof you, and they'll be a big help. They
think jrau can do anything, which is
also nice. Encourage them and you
actually won't have to do as mud).
Taurus (April 20-May 20)
Today is a 5 - Listen as someone
outlines his or her grand plans for the
future. Offer practical advice if asked,
but don't expect it to be followed.
Do what you need to do to keep the
cash flowing.
Gemini (May 21-June 21)
Today is an 8 - Go ahead and make
your wish list. What harm is there
in asking? It's always good to be
prepared. Dream big. It's free, and
sometimes dreams come true.
Cancer (June 22-July 22)
Today is a 6 - You have a plan, and
you're working it. This is very smart.
Keep checking items off your lists and
building up your reserves. When the
need comes, you'll be ready.
Leo(Jidy23-Aug.22)
Today Is an 8 - the work's plentiful, but
not disgusting. You're pretty good at it,
and getting bettei. You're starting to
see ways to make the job easier. Take
care; you could get promoted.
Virgo (Aug. 23-Sept 22)
Today is a 7 - It's one thing right
after another, all day and well into
the night. All goes relatively smoothly
and the outcome looks good, although
some things are not finished yet.
W 2008 TRIBUNE MEDIA SERVICES, INC.
EOver 280
■< Micro & Imported Beers I
■S _fj9grettesj Cigars • Rolling Tobacco |
35CC0L0P COPIES 1
passport photos WBmm
ZrsgSS: I nrt*to^?irr!'sVelt?
BINDING • MAILBOX SERVICES • FAX • NOTARY
PACKAGING • INTERNATIONAL SHIPPING! I 96Q-Q9OO
STARPOtNT STORAGE
NEED STORAGE SPACE?
WT*% Safe. Secure, Climate Controlled
■ Hwy rs-SOI Sotah A Smidr tavd Road (919)
(The iatlg ®ar Heri
Summer Jobs
YMCA CAMP CHEERIO
Seeking energetic, fun and highly motivated
staff who enjoy working with kids 7-15.
Work sor 11 weeks. Pay ranges $l9O-$230/
wk plus room and board. High atop the
mountains in Roaring Gap, NC! Email Leigh:
leigh@campcheerio.org for a quick applica
tion! Call 336-869-0195.
Travel/Vacation
BAHAMAS
SPRING BREAK
$lB9 for 5 DAYS or $239 for 7 DAYS. All
prices include: Round trip luxury cruise with
food. Accommodations on the island at your
choice of thirteen resorts. Appalachia Travel,
www.BahamaSun.com, 800-867-5018.
Volunteering
YOUTH BASKETBALL. Part-time staff of
ficials and volunteer coaches are needed at
the YMCA! Season begins January 10th, but
preparations are already underway. Oppor
tunities abound, so work or volunteer with
a friend! Contact Mike Meyen, mmeyen®
chcymca.org, 919-442-9622, for additional
information.
Xj ojwrm
Libra (Sept 23-Oct 22)
Today is a 7 - The truth will be revealed.
Better watch out; this also applies to
you. If you have any secrets, keep them
carefully hidden. And don't look toward
the place you have them stashed away.
Scorpio (Oct 23-Nov 21)
Today is a 7 - You’re anxious to tell the
world about a fabulous deal you found.
That isn’t necessary, and it couM ruin the
surprise. Tell one dose family member,
who can keep a secret.
Sagittarius (Nov. 22-Dec. 21)
Today is an 8 - You're a good storyteller,
and you can be very funny. If you don't
already know, you don’t have to work off
the cuff. All the best comedians practice
ahead of time.
Capricorn (Dec. 22-Jan. 19)
Today is a 7 - You have a compulsion
to get old projects done and out of
the way. This is good. It will bring in
much-needed cash and space. And it will
brighten your entire outlook.
Aquarius (Jan. 20-Feb. 18)
Today is an 8 - You're one of the people
who can turn fantasy into reality. You do
it through more than imagination; you
also employ careful research, ft's a good
combination. Use it again.
Pisces (Feb. 19-March 20)
Today is a 6 - Beautiful dreams are more
than a catchy phrase, under these condi
tions. You might dream up a song or a
novel from your subconscious. Keep a
notepad by the bed.