ESTABLISHED 1876. ! iiiccn vniiwr.'c 'JHWWIUUiniUU rellie Natiohal Conven lion or insurance 10m- mlsslooers AT -COLORADO SPRINGS Subject, "The Fraternal Insurance ; Situatlcs" Need of Better State Taws Governing Fraternal Insur anceBetter Government Proper Business Methods-Adequate Rates Needed Over 6,000,000 Carry ! Fraternal Insurance, Representing Over Seven Billion Hollars Unless Changes Are Made There Will be An Upheaval. . Insurance Commissioner James R Young delivered an address this morning before the National Conven tion of Insurance Commissioners in Bession at Colorado Springs, Colo -redo. He spoke in part as follows Mr. Presfffe'ht and Gentlemen of the Convention: To me has been assigned the duty and privilege of talking to you this morning on "Fraternal Insurance.' The honor and responsibility are great, because of the importance of the subject, effecting as it does so many thousands of. our people. Has "not the time come when something must be done by a united effort of the leaders and workers in fraternal tnstfrance.-or, if not by them, then by those who are called upon to super vise them?. ; r The proper supervision of any class -of .insurance requires much thought Aiiil.'tM nn1 Itn narf mnrfl SO than fraternal -Insurance. - I have nothing against fraternal orders, but shall Bpeak. plainly, and aa far as I can, to the point. , Much that will be said will be spoken as against the abuse of the system rath er than its principles. Fraternal in su ranee has accomplished much good and is capable, by wise and economi cal management, of doing even more good in the future. No one can doubt this when he realizes that six millions of our citizens carry certifi cates, In fraternal orders, and there are over seven billions or aouars to day represented in the protection of fered these certificate holders and their beneficiaries. These orders were first started in this country nearly forty years ago, and are large ly.patronlzed by the masses. Their first object was to assist the poor man In protecting those dependent upon him by offering him insurance for premiums In small payments. We cannot undertake the super vision of this class of Insurance with out the necessary laws. Uniform legislation is desirable and best in .. the supervision of fraternal orders, as well as all other classes of insur ance. Few states have satisfactory laws governing fraternal orders; many have practically no laws at all governing . this class of insurance, while others have such laws as are worse than none at all. Two years ago I made a special examination of the fraternal orders and societies operating In North Carolina among the negroes, and found that these societies were col lectlng and carrying from the state 1100,000 annually without any prop er return. Fraternal orders are nothing more than assessment Insurance . compa nies, not organized for profit, but with a fraternal spirit, providing for a' representative form of goveVn ment. Even when so conducted the rates are often too low and a change Is demanded, though they may claim to give their members all they have paid for. When they are not "con ducted in accordance with this prin ciple, but are organized and run in the' Interest of a few officers and deputies and at a mgn expense rauo, prompt and decisive action Is called tor." ';, -.. .vhe- lack of necessary laws and proper supervision permits many Irresponsible orders, with deceptive and " fraudulent methods to operate in many states. The result is that our' people are 'deceived and de frauded in the name of brotherly love and fraternity, under the guise or -' That a change la the laws govern ing fraternal ordera is-needed Is ad mitted - by all thoughtful leaders in the; 'work,' and ft- to" best that, these 'improvements ; and .; cbsages -eomo "throng those who are devoting their Uvea to a study and working of fra ternal orders.' But If they will not take the initiative, then it becomes HON. JAMES R. 1'OUNG, InjMirance Commissioner of North Carolina. TOWN ALMOST DESTROYED BY Communication . Interrupted and Foil Extent of Damages Not Yet Known MANY PERSONS INJURED Shock Felt 1 Throughout Practically the Kntire Province of Siena at 1 :29 O'clock This Morning Zone of Severest Tremor Was Within Radius of Twenty Miles From Siena Second Lighter Shock F. lowed-Bnt Little Damage Was Done Sienh Thrown Into Typical Earthquake Panic. Siena, Italy, Aug. 25 Many pet- sons were injured, it is believed some of them fatally, when the town of San Lorenzo was almost destroyed today by an earthquake. The shock . was felt throughout practically tile entire province of Siena, Telegraph and telephone com municatlon was Interrupted and the full extent of the damages has not yet been learned. '. . The shock was felt at 1:29 o'clock this morning. The zone of the se verest tremor was within a radius of twenty miles from Siena. Consider able damage was done at Buono Con' vento, where one man was killed and several houses demolished. At Monteroqi houses were shaken down and several persons hurt. A shock was recorded at Plome- bino on the coast, about fifty miles southwest of Siena, almost simultan eously with the quake in Siena. A second lighter shock followed but lit tie damage was done. In the earthquake zone people moved from their homes today, fear ing further quakes. ' The population of the villages of San Lorenzo, Buono Convento, Mon teronsa and Piomeblno ranged from 1,000 to 4,000. - Siena was thrown into a typical earthquake panic. Half dressed men, women and children rushed through the streets carrying articles of house hold effectB and crying and shouting. A great number of them fled from the city in their' night clothing. ATTEMPTED TO LYNCH THE SUPERINTENDENT Carlisle, Inil.. Aug. 25VMrs. Stephen Hart, wife of the superintendent of the Carlisle coal 1 mine, was fatally shot today in a battle which raged about her home when a number of excited and angry miners attempted to capture Hart and lynch him. The miners, on aceount of Hart's bad treatment, have been threatening him for weeks. Sheriff Wimble and six armed deputies are patrolling the town. ' ; ' HREE HUNDRED MEN THROWN OUT OF WORK Ludlngton, Mich., Aug. 25 Three men were thrown out of work by a $1,000,000 fire today which, destroyed the plant of the Butters Salt and lcrm- ber Company. Sparks from- the fire set the Paulina Stearns Hospital ablaze imperilling the lives 6f the patients. More than tr 000, 000 feet of lumber' was destroyed. The plait had an output of l.ooo bsrrels of salt, per day. ANEARTHQIJAKt RiftEi&H, n. c.; Wednesday, august 25, 1909. DAY OF: FARMERS' state Several Hundred Men and Women Attending the Con vention at 4. &M. ; INTERESTING SPEECHES Best Attendance in the History of tHe State Farmers' Coiiventlon-t-Mnny Important Subjects Being- Discuss ed Proceedings of "Vesterday's Session Program for Todft$-HRe- cord Crowd Last Night Mfich In terest Manifested. ' The second day of the state farmers opened this morning with a large( at tendance. From 7:30 until 10 o'clock the time was occupied with live stock judging in the following order: Cat tie, by Prof. John Nichols; horses, by Dr. W. Q. Chrisman; hogs. Prof. R. S. Curtis; poultry, Prof. J. S. Jeffery At 1 0 o'clock Mr. W. A. Slmpklns, of Wake, an authority on: cdtton growing, delivered an address ' on "How to Make Two Bales to the Acre." This was followed by a gen- eral discussion. 'Peanuts as a Farm Crop,'' was the subject of an address by Mr. T, B Brown, of Hertford, and was follow- ed by general discussion, led by Mr, Thomas W. Blount, of Washington, The convention then took a recess un til 2:15, when the following program was taken up: - - 2 : 1 S-pr-m.-Dcnrlrttng- the C8ft Yield, Mr. C. R. Hudson, State Dem onstratlon Agent. ' Discussion by Mr. John F. Latham Beaufort county. s Insects Injurious to Corn, Prof. R. I. Smith, A. and M. College and Ex periment Station. Preparation of Land for Corn, Mr. B. S. Skinner, Superintendent Col lege Farm. Discussion by Mr. J. D. Sessoms Cumberland county. General discussion by all corn growers. 8:00 p. m:. The Importance of Education in Agriculture, Mr. F. S. White, Commissioner of Agriculture, Rock Island and Frisco Lines, St. Louis, Mo. Farm Methods, Dr. S. A. Knapp, U. S. Department of Agriculture. Yesterday Afternoon's Proceedings, After the welcoming address yes terday morning President French, of Rockingham county, delivered his an nual address on "The Building of North Carolina Soils." This subject was ably handled, taking the posi tion that to get the best results from the soil, we must have trained far mers, and to get this trained farmer the beginning must be made with the boy. It is only when we have Aie thinking farmer, one trained in the business, that the soil will receive the proper attention. The address was timely and well received. The afternoon session opened with an address by Mr. R. W. Scott, of Alamance county, who spoke on the subject, "Reclaiming Soil." He ar gued that thousands of dollars year ly left the state for meat, corn, wheat and other things that should be rais ed at home. The reason our soils were poor was because we made them so, and that with the proper care our land Bhould produce from fifty to 100 bushels of corn per acre. The speaker made the statement that half the corn produced in the state did not pay for its cultivation. . He laid stress upon the necessity of stock raising. A general discussion of the ad dress followed, led by Mr. J. P. Wyatt of Wake, many farmers participating. The next address was by Prof. C. . Newman, on "The Crime of GTC1- leylng," which attracted close atten tion. He advocated terracing, deeper plowing and rotation as some of the methods for preventing gulleying. J. G. Burgess, of the Department of Agriculture, spoke on "Crop Va rieties and Soil." His discussion had much to do with the relation of the varieties of plants to the soil. The afternoon session was closed by Mr. E. E. Miller, of the Progres sive Farmer, who took for his subject Soil Preservation," aroused a great deal of interest. The speaker brought out many facts as to the average yield per acre of North Carolina farms, showing that In many cases the returns did not pay interest on the la vestment. .'.--":.'-j-ivi A large audience was present" to hear two adressea at the nigh se sion,fMr, FrankliH Sherman, Jr de livered aa address on improving the farmers home, which was given lose SECOND (Continued on Page Three. I GOVERNMENT GOiNGTOTAKE HAND IN STRIKE Begin Investigatinnof Charges of Peonage Brought by Strikers' Attorneys MEN IN AN UGLY MOOD United States District Attorney Says Tiuit It Would Make No Difference . In Situation if Not a Vestige of Peonage Were Found to Exist Now If It Is Shown That It Ex- isted at Any Time Since Strike Be gan Prosecutions Will be Imme diately Started Serious Conflicts Narrowly Averted. Pittsburg, Pa., Aug. 25 The UnTted States government is going to take a hand in the Pressed Steel Car Company strike at McKees Rocks. Agents of the department of justice and here and will begin today an in vestigation into the charges of peon age brought against the corporation by the strikers' attorneys. The dis trict attorney for the United States said that all parties directly inter ested would be allowed representa tion including officials of the Austro Hungarian consulate here and that it would make no difference in the sit uation if not a vestige of peonage were found to exist at the plant now. If it Is shown that it existed at any time since the strike began prosecu tions will be immediately started. The Pressed Steel Car Company has autm5rtzed-the lwsnrance form of C. M. Logue tc Company to increase the insurance on their plant from $300,000 to $4,000,000. This will cover everything except raw material and will be Jjkely distributed between about two hundred companies. The Alleghany county board of underwrit ers have named a special rate for this insurance but interested parties refuse to make it public. The troopers and strikers in and around the bloody strike zone are in an ugly mood. Serious conflicts were several times during the night nar rowly averted. 3ome of the foreign strikers openly declare they will have revenge for the blood of their dead comrades. The report telephoned to the news- Lpapers at a late hour yesterday after noon that three decomposed bodies had been found, one of which was identified, proved on investigation by the coroner to be erroneous, although given general currency through the town. All of the dead have been shipped to their homes and those who were residents of McKees Rocks will be buried today. As an evidence of how strained the situation is, President Wise, of the strikers' executive committee, while talking to several strikers, was or dered to move on by a trooper and as he did not at once obey he was threatened with arrest and a promise that he would be filled with more lead than he would be able to carry unless he complied. Wise, who served in the Philip pines with the volunteers, probably will make charges today against Trooper Oscar Wolff, who, he alleges, threatened that he "would get him,' ana that the other troopers would 'get" the rest of the leaders. Anton Favltlch Vuk, a Croatan, who Is the foreign leader of the strikers, has been arrested by troop ers and his attorney will today apply for a writ of habeas corpus. Vuk is said to be the only"foreigner who can keep his fellow countrymen In re straint. He speaks several lan guages. Forty-four of the men arrested In connection with Sunday night's riot were given preliminary hearings be fore Alderman McDowell. Six were held for court, nine paid small fines, eight were discharged- and twenty- one were jailed for terms running from five to thirty' days. A socialist orator from Chicago at tempted to address the strikers last night but was quickly hustled to the box car prison. His name could not be learned. A meeting Is scheduled for today at which it b expected Eu gene V. Debs wll speak, but It is doubtful if the assemblage . will be permitted by the authorities. Civic experts from all sections of the country, and representing socie ties and civic organizations of various kinds are investigating in Schoen vllle. Temperance Laws Signed. Montgomery, Ala., Aug-. 25 The entire code of temperance laws was signed by the governor today. GEN. J. S. CARR. Gen. Carr responded to the Address of Welcome to the Veterans in Char lotte this morning. OPENING OF REUNION Veterans Iliiviig Big Time in Queen City Formal Opening at. Ten O'clock To- day -ApiH-opriate and Inspiring Addresses by Chief Justice Clark, Ex-governor Jiirvis, and Col. Os borne. (Special to The Times) Charlotte, Aug. 25 With more than 2,500 old soldiers and visitors present, the fourteenth reunion of the North Carolina Division of Con federate Veterans assembled here to day. The formal opening was at. 10 o'clock in the Academy of Music, when appropriate and inspiring ad dresses were delivered by Chief Jus tice Walter A. Clark, of the supreme court, and ex-Governor Thomas JJ. Jarvis and Col. E. A. Osborne, and the response by Gen. Julian S. Carr. Besides the magnificent addresses of Justice Clark and Governor Jar vis, both of whom were greeted al most wildly by the old warriors, mu sic was- furnished by a band and little Misses Ruth Porter, mascot ofMeck lenburg camp, and Hazel "Brown treated the boys to a recitation and solo respectively. Officers will be elected at this af ternoon's session of the reunion. Charlotte is taking care of the vet erans in fine style, free lunch and sleeping quarters being furnished to all who need or desire such accom modations free, and many automo biles and vehicles ha v. been put at the disposal of disabled or feeble vetr erans by Charlotte veterans and other citizens and the comfort of all the visitors is the first thought of the city. (By Leased Wire to The Times) Charlotte, Aug. 25 Chief Justice Walter Clark, of the supreme court of North Carolina, sounded a new note this morning in addressing the state reunion of Confederate veter ans when he declared that as a mat ter of policy and of right and for gen eral beneficial results the government should distribute pension money re gardless of the color under which the veterans fought. He said that the pension money expended represented one of the greatest war indemnities ever imposed in modern times, and that as no state sent men into the war except as state militia, and as there were few if any United States or Confederate regiments, that the distribution of pension money col lected from all of these states should likewise be divided among these states and the soldiers who fought on both sides. STRIKES LEDG (By Leased Wire to The Times.) New York, Aug. 25 J. P. Morgan's palatini yacht the Corsair was placed In dry dock in Hoboken today to re pair serious damages received in the wreck which for a time placed her owner, one of the world's leading financiers. In peril of his life. Coming down the sound early yesterday after noon the Corsair ran into the ledge of rock off City Island and everybody on board, Including Mr. Morgan, was thrown from bis feet. Undeveloped that four holes had been stove in the starboard side and bottom of the Corsair, one of her boilers had shifted, the Ice box in the pantry, had been overturned by the shock and con siderable damage done. Mr. Morgan behaved with great coolness. Smallpox On Board. (By Leased Wire to The Times.) New York, Aug. 25 The steamer Carpathla from Triests is being held at quarantine with a, case of smallpox among the , cabin , passengers- The patient is C- E. Eustiss, a former na val officer.,, Mr. Eustiss is in th yalescent stage bf , the ; dise" Will be transferred with hh her maid to the 'emergenc MORGAN S YACHT PRICE 5 CENTS T1Y0 DIG TRIPS TO BE AWARDED it Only a Few Hours Lefl lo Se cure Votes in Ihe Big Cana dian Trip Contest RALEIGH IS LEADING Xo Change in Vote Today, But Each Contestant Taking a Breath Before the Home-stretch Tomorrow Con test Will be Close and No, One Can Guess Who the Winners Will Be. Votes Will he Placed In Big Locked Box at The Evening Times Office and Turned Over to the Judges at 1 O'clock. Tomorrow at 1 o'clock the contest for two trips on the Seaboard's Ca nadian personally conducted tour will come to a close and two people will be made happy. This is the finest trip ever offered by any newspaper, as it gives the two people holding the highest, number of votes at the close the two full trips as shown in the itinerary furnished by the Seaboard road. The party will leave Septem ber 1 from Raleigh, and will be per sonally conducted by Maj. Chas. H. Gattis, assisted by Mr. Jas. Ker, Jr, of Charlotte, and chaperoned by Mrs. Gattis and Mrs. Ker. It goes .with out sayin:; that ihe two people who win these two tickets will have the time ot their lives. Just think of getting a grand tour of Canada and the- ntuth for a few hour's work. You will have IS days to spend on the tour. Those in the lead today are Miss Dement, of Raleigh; Mrs. McFarland, of Wilson; Mrs. Amos, of Reidsville, and Miss Warters, of Raleigh. It is sure going to be a close race. As it now stands a few subscriptions would change it in favor of either one. For this reason those who are leading should exert every effort to get in all the subscriptions posible by tomor row at 1 o'clock. The out-of-town subscriptions will come by special delivery letters tomorrow morning and will be turned over to the judges to be counted hy them. The contestants In Raleigh can place their votes and subscription in the big box at The Evening Times of fice and after the contest closes the judges will unlock this box and count the votes and subscriptions and ren der the verdict for the TWO contest ants who are entitled to the fine trips. Tomorrow morning three judges will be selected and they will count the vote and render their decision. Look over the following list and decide who you think will be the winners for the two fine trips. Raleigh, N. O. Miss Frances Dement 235,535 Miss Annie Clark 42,000 Miss Eva Warters 34,825 Wilson, N. C. Mrs. R. W; McFarland 219,750 Reidsville. N. O. Mrs. J. B. Amos 108,000 Goldsboro, N. C. Miss Dora Powell 47,600 Mrs. C. L. Bass 24,0)0 Lillington, N. C. Miss Mabel Clifton Roxboro, N. C. Miss RoBie Newell .. .. .. .. Kington, N. C. Miss Clara Oettlnger .. .. Rocky Mount, N. C. Miss Minnie Price, Route No. Greenville, N. C. Miss Lillian Carr , 42,750 41,300 40.5W 36,500 33,400 Washington, N. C. Miss Carrie Simmons 28,240 Durham, N. C. Miss Lida Vaughan Miss Mildred Turner Henderson, N. O; Miss Jessie Dunn .. .. ..' u Miss Mabel Kelly.. , Morehead City, N. C. 27,600 2,750 26,925 4,265 Miss Bertha Willis 26.750 Miss Corrinne Bell 22,500 Dunn, N. O. Miss Isabel Young.. Elizabeth City, N. C. Miss Inez Brought on.. .. .. . . . Beaufort, N. O. 7,500 (.150 6.100 4.260 3,250 Miss Reva Morton.. .. .. .. .. Miss Mamie fnffrey.. .. .. .. . Hillsboro, N. C. Mr. Eugene Rimmer.. .. .. .. . Schedule of Votes. t .45. j 45 Votes 11.25.. 125 votes $2.50.. .. .. .. 260 votes $5.00.. .. , .. kOO Votes Payments Made In Advance. t .45.. ,. .. .. ,. vJOO votes 11.25.. .. .. .. .. .. 'soe 'votes $ 2.60.. $ 6.00.. 110.00.. $15.00.. ., .., 1,000 vteoe .. ... 2.500 votes .. '..J7.&00 yptes .. ..12,500 votes J20.M., .. .. ,i ..20,000 votes as. w.. .. .. .. ,v . xo.owo votes T01RR0WAT1