r'CO V ii i i i ? -J7 1 J J THE INDUSTRIAL AND EDUCATIONAL INTERESTS OP OUR PEOPLE PARAMOUNT TO ALL OTHER CONSIDERATIONS OF STATE POLICY. olume XVIII. RALEIGH, N. C, TUESDAY, FEBRUARY 24, 1903. Number 3. AGRICULTURE HARRY FARMER'S TALKS. cvm. Sdltor of The Progressive Farmer: " ; Are these facts? If so, what is. the remedy ? 1 Here is a farmer with a pne-horse or two-horse farm. He has corn and other feed to supply his needs till harvest. lie has meat enough to last perhaps till September, but has no money. lie has only two sources from which he can get any money or goods to buy needed clothing, pay his J church and society fees, buy school books and newspapers and neces sary medicines eggs and his own labor or the labor of his children. The first source is not sufficient and to use the latter means a failure on the part of his own farm. He has been running a store account for several years, bought his fertilizer on time, and most of the time was able to settle up in full at the end of the year. But once every two or ! i 1. ,1 ' t i i Vni e i mrv.-vj-v-uu.ra lie WOIUU iacK a llltlC OI I aymg up. Xow this condition extends over the entire cotton belt and perhaps beyond. If you will consult the mer chants over the country they will tell you these facts are true. Xv what is the remedy? For our farmers to become prosperous we nmst change this system. And the "ly plan we can think of is to bor row money in the place of running a store account, securing it by a rP lien. A man who has money to invest will use one of three plans: (1) Place it in a bank or hide it out where it does not draw any interest !"t is apparently safe, or he will :n-V(s- it in bonds that pay a small in-tfr(-st but are not taxed but little, or CO he will invest it in something that will yield him a good per cent, L"t h- run considerable risks and Jhe lar-r the profit the more risks ho will take. If the rate of interest were rnanpiMl s0 that bankers and others loan their money at 10 per cent or hss time than six months, and 8 Fr eom for twelve months in sums !"S than $300, you would see small ais spring up all over the country ni farmera could borrow what on7 they need and in a few years nr of them would be lending feesTo should re&ulate the and T nxms" tlle necessary paper Place the penalty for violating aw at forfeiture of both interest and principal. This would in a few years bring the farmers on a cash basis. There will never come a time when every one will be so that he will pay cash for what he buys. Now a man that can borrow $300 and fur nish security does not need any change in the law regulating the rate of interest. Those farmers who have money to loan would be benefit ted. In a former article we showed the difference in cash and time prices. Now suppose a farmer needs money to the amount of $200 at 8 per cent for nine months, which would only be $12. To buy that amount of goods for the same length of time he would have to pay from $35 to $80 more. This is the cause of so many farmers losing their homes. If they lack a little every year, in a short time it amounts to so much that it discourages them and the way looks so dark that many give up and let the little "home go. We saw a long time ago that we could not succeed this way, so we went to borrowing money instead of running a store account. If Messrs. Brown and Sat terwhite can offer a better plan or show us that we are wrong we will gladly surrender, but it must be something practical and not theory. Many of the readers perhaps re member that we wrote on this same subject several months ago. The farmers of South Carolina and Geor gia' borrow money instead of follow ing our system. In the former State the crop lien law was changed some years ago. The farmers jusr endorse for each other, and give no other se curity. We worked and voted for the re duction of the rate of interest at the time it was done. We thought it best then, and still think so for the conditions existing at that time. But as every thing else has advanced we think it would be best to let the rate of interest be changed so that more money would come into the country. Large enterprises can get all they need but the farmer and small borrowers cannot. The present law acts somewhat like the tariff on imports. Now, do not think we are in the banking business, for we often borrow more than we lend. HARRY FARMER. Columbus Co., N. C. Treasury figures for 1902 show that exports of manufactures increased $15,500,000 and of agricultural prod ucts decreased $120,000,000, com pared to 1901. STOCK RAISING IN THE SOUTH. We Have the Cheapest Feed Let Us Learn to Use it Wisely, and Select the Best Animals. Editor of The Progressive Farmer : That there is a great awakening among the farmers of the South to the importance of livestock as a fac tor in the upbuilding of Southern agriculture, no well-informed man will question for a moment. The whole agricultural press points toward education along this line. The stock interests at the lead ing agricultural fairs are receiving their full share of attention from the better class of Southern farmers. Stock breeders with really good stock are having no difficulty in disposing of their surplus at fair prices. All this I believe points to a better time coming for the live stock business of the South. Are we as a class ready to meet this advance half way, fitted to re ceive these fine flocks and herds, pre pared to give them the intelligent care necessary not only to maintain but to improve upon their good qual ities, and have we that greater knowledge required to eliminate those qualities which are bad? It is the general opinion among busi ness men who are acquainted with matters pertaining to live stock farming that it requires the very highest degree of intelligence to suc cessfully handle a first class stock farm. No half way measures will do; One must simply know his busi ness to succeed in the fullest sense of the term. The feeding and care of farm ani mals is in itself a life study and with this knowledge must go a love for stock, an understanding of type in the different breeds without which a breeder is as much lost as a ship at sea without a rudder. It may mean all the difference between profit and loss. He must know that the long leg, long nose, extremely long back, large bone, coarse hair and mean dis position never go to make up the profitable meat animal; on the other hand the sluggish animal, like the lazy man, has no place on the twen tieth century stock farm. The bright eye, broad head, mellow hide, low broad compact form, straight under and upper line, deep quarters, and a splendid appetite, are the qualities we must look for in the meat pro ducing animal of to-day and to-morrow. And then something to satisfy that appetite. Right here is where the mistake will be made if it is made. The great msat producing- breeds were brought to their present state of excellence by the most judi cious care in selection and then an abundance of good nutritious food: these poirit3 neglected, deterioration begins almost iinmediatelj'. A Very 3mall proportion of our farmers know what a really finished steer is. A trip to some of the great stock yards Christmas week would be an eye-opener to many feeders. We must produce cheap feed in abundance, and no where in America can the best stock foods be produced as cheaply as right here in the . South. We have the greatest variety if we will only grow them. King Corn,' Queen Cowpea, Prince Cot tonseedmeal, and a host of lesser lights, such as so jo beans, Kaffir sor ghum, alfalfa, clover, and all the grasses, will produce well if given half a chance. Of course every intelligent stock man knows that the corn plant well ripened, cut and elevated into a good tub silo makes the cheapest and one of the best stock foods that can be produced. Having a liberal supply of this, cottonseed meal to mix with it, and what peavine hay we need for dry feed, the stock feeder can feel that he has as good feed as the world affords. The selection of the sire should be given the most careful attention of the stock breeder. With well bred females to cross him on, the sire is one-half the herd, and when he is ex pected to be mated with those of in ferior blood, he is a great deal more than half. So be content with noth ing short of the best in the matter of sires. Summing it up, let us learn how to select our animals for profitable production; grow feed in abundance to supply their every want ; mix large quantities of natural and acquired knowledge with the feed; market the product with care, and the future of meat production in the South will take care of itself. A. L. FRENCH. Sunny Home Farm, Rockingham Co., N. C. It is said the administration will be satisfied if Congress provides for publicity, assists in prosecuting .pending suits and prohibits the granting and acceptance of rebates as anti-trust measures. Baltimore ; Sun. 4