718 (14) .,, --., .. ..,,:,,.;v.. Farmers9 Organizations SAVING MONEY IN FERTILIZER PURCHASES If Fanner. )VHI Come Together and Arrange for Financing Themselves, They Can Buy Many Supplies, at Wholesale Prices THE Chemical Alliance, composed of the principal fertilizer manufac turers and wholesalers, has passed a ruling of supreme importance to farmers. It gives farmers the same right as mer chants in purchas ing fertilizer in carload lots at wholesale prices. This policy is in accord with the economic neces sity of the times to reduce the costs of farming and to increase its profits in order to encourage suffi cient production to win the war. This ruling, which was obtained from the fertilizer companies by the Secre tary of the United States Depart ment of Agriculture, is as follows : "We will in future charge the same price in wholesale lots of not less than thirty ton carloads, or such car load unit as may be fixed by the Car Service Section of the United States Railroad Administration, of the same PROF. CAMP grade and quality, to individuals or associations, for cash or bankable se curity, as we do to merchants or . dealers in the same locality or f., o. b. ractory. y According to this ruling farmers will be able to buy their fertilizer at wholesale prices the same as any manufacturer does his supplies, pro vided they; purchase in wholesale quantities. This economic equality in the purchase of one of the supplies in crop production is one ofjhe nec essary conditions which favors and will force the organization of farm ers in keeping with the general movement toward organization of the times. Europe, and particularly Germany, is organized far beyond the United States in cooperative pur chase of supplies, cooperative credit,, ancL. cooperative marketing. Only through the organization of Ameri can farmers can that efficiency be achieved which is necessary for the winning of the war. If some of the farmers of a com munity do not have the "cash " they will need to make arrangements for financing their purchasing in order that all may avail themselves of this offer. If they will organize a credit union, as authorized by the North Carolina state laws, they will be able to borrow the necessary funds at 6 per cent with which to make fertiliz er purchases. Extension circulars, which explain the plan of organizing and operating credit unions, may be had upon appli cation to the undersigned. Whenev er desirable an organizer will go. from Raleigh to hold meetings and explain the advantages which credit unions are bringing to the Communis ties of .North Carolina. Through or-'ganrzatioriforco6perativepurchase and for cooperative credit the farm ers in any community should be able . to' buy fertilizer at wholesale prices,' , obtain the discount on cash payment, and avofd the .high rate of credit which is usually charged when fertil izer is bought on time. ' . If fertilizer and other farm supplies were . bought for cash, it would mean' an annual saving of nearly $5,000,000 to North Carolina, cotton farmers alone, according to the estimates in 1914 of the bankers in the 54 leading cotton-producing counties in the state. The credit extended by supply merchants for financing each cotton crop annually has amounted to ap proximately $29,150,000. The average; time price, as estimated by the North Carolina bankers in the investiga tions of 1914, is 192 per cent above cash prices. If these accounts .run six months on an average,, the rate of credit for the whole year would be 38.4 per cent. Until farmers free themselves from such high cost for credit they are not in a position to produce maximum crops. WM. R. CAMP, Superintendent of Credit Unions, West Raleigh, N: C " WM PERFECTION Gas Stove Kitchen Comfort at Kerosene Cost There's no sweltering over a red hot stove,,no work.and dirt with coal, wooi ashes and soot, when a New Perfection Oil Cook Stove brings gas stove comfort into the kitchen. The long blue chimney converts every atom of fuel into intense, clean heat directed against the cooking utensils only. You get a big penny's worth of heat out of every pennys worth of Aladdin Security Oil. Turns on and off like gas. Like gas you can regulate it in stantly and accurately, No smoke, smut or odor a cool, clean kitchen and, inexpensive, always available fuel. Made in 1-2-3-4 burner sizes, witK or without cabinet top and3 oven. STANDARD OIL COMPANY (NEW JERSEY) Baltimore, Md. AkKyom dealer about the New Perfection K e r o ne Water Heater. ALADDIN SEOIRITYOa STANDARD OLGOMMNY Washington, D. G Norfolk. Va. Richmond. Va. Charlotte, N.C Charleston, W. V. Charleston, & C .fc - . ' ' .. : the progressive farm NcighborhbodXooperation inCori mamtr Fairs, Seed and Fertilizer Purchases gEMBERS' York Local Union, ift '"Union County, are maki rangements for . a communis TJ next fall.. Each mlmbcr wiTcontrfb! utc one collar for Pes, and busi ness men . in the1 - near-by town wilj aso contribute premiums either in cash or mer chandise. This is the Lo cal Union that made a nntahu im. GREEN' group exhibit at the county fair in 1916, and their com munity fair next fall is an event that is looked, forward to with inter est by all the surrounding commun ity. Community fairs not only de velop a spirit of rivalry in better farming but they tend to develop ' community consciousness and a more active community spirit; It's a good field for service by 'Local and county Unions. la Union County, and also in sev eral other counties, there has been close coooeration between thp "TamI Unions and the demonstration agent, and the tangible achievements of the agent have been much greater than would, have been possible. without thei local organizations. Advocating a more extensive use of limestone with out a cooperative .organization to distribute pooled' orders for limestone could not have been followed by a practical application of the lesson. Likewise, the standardization of crops and livestock would have re mained theories if organized farmers had not applied the principle of coop eration in the purchase of seeds and livestock for breeding purposes. The demonstration agent has much better opportunity to get notable results in actively organized communities than in unorganized territory. Last spring a group of Local Un ions in one section ordered a carload of one variety of cotton seed for planting with a view to community standardization. This example might be profitably followed up with other crops. Wherever there is standard ized production the community gets a deserved reputation for excelling in both quantity and quality of product and. the buyers seek that community when they want its standardized pro duct. . J. z- Gt Cooperation bt Using Horses and Tractors PERHAPS the busiest time on the farm is grain harvesting time, when not only is grain to be saved, but crops: that have already been planted need cultivation and still, oth ers ..need to be planted. Anything, therefore, that will add to a farmers working force is valuable. In com munities where there are plow trac tors, such tractors can be made to serve a number of farmers, if they will properly cooperate. The owner of the tractor 'can rent it to ms neighbors, or his - neighbor can hire him with the tractor to work stubbie land, or other lands that have to je broken. Their rate of returns can M worked out according to the nunioer of acres-plowed and the gasoline ana oil consumed. In; communities, and especially villages and larger towns, there arc idle horses that might be presseo into service for a short while and w worth a great deal that W-f ers who happen to be especially during any one week, probably nav neighbors who are not very busy tna same week. An exchange of 1 bo under such conditions would be vai able for both, because the secu farmer wilt! have-his' Busy week. R: Hudson.