Newspapers / Zebulon Record (Zebulon, N.C.) / June 29, 1954, edition 1 / Page 4
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Four Three-Pronged Problem Zebulon, acclaimed by its Chamber of Commerce and its municipal government as “the town of friendly people,” is a very nice place with good people, fine churches, and a pleasant environment plus a city-like tolerance for the welfare of the unfortunates who live and breed in crowded, filthy, delapidated dwellings in this community. We have basked in warm state-wide praise given for the beauty of our tree-lined streets. We point to the ex tensive plants at Wakelon and Shepard Schools with justi fiable pride. We accept our lovely churches as proof of devotion to religion. Rut the community has conveniently closed its eyes to the plight of those who live in shacks, hot, dirty, and smelly. Sub-standard housing is a three-pronged problem that demands solution. None of us—whether we live in apart ments or mansions, whether we are store-owners, farmers, preachers, or teachers are immune to the effects of housing problems of our unfortunate neighbors. For reli gious reasons, economic reasons, and social reasons, facts must be faced and something must be done to correct this evil in our midst. The people of the Zebulon community are good, gener ous, intelligent people, neighborly to a wonderful degree. Our people are quick to heed a call for help, liberal in their charitable contributions. We are quick to treat the symptoms of sub-standard housing. We give freely, feed the hungry and cover the naked. We establish welfare agencies to dole out meager help. We provide courts to deal with crime which flows from packed, unhealthy, unhappy homes like pus from a boil. But we have not attacked the disease itself. We have not made the first real attempt to improve the health of our community by treating the disease rather than the symptoms. Because we know that our community is made of good people who are willing to tackle any problem presented them that requires solution, the Zebulon Record will begin this week a series of articles dealing with the complicated aspects of sub-standard housing. The articles will attempt to show the heavy cost imposed on all of our people by this thorn in our side. It will not be a one-sided presentation dealing only with the tenants, for landlords too have their problems. Their story will be told, for without all the facts, there can be no sound basis for action. We ask the cooperation of all our people in making this series an honest, straight-forward, beneficial report, so ♦hat the discussion and action the series incites will be ag gressive and constructive. Our goal will be the solution of the problem rather than the damnation of those involved in it or of those who bring it to our attention. 60 Second Sermon By Fred Dodge TEXT: “The chains of authority are always rattling.”—Eff Thomas A small boy had the habit of coming to the dinner table with a dirty face. His mother, repeatedly, sent him back to wash before he was permitted to eat with the rest of the family. One evening, nearly losing her patience, his mother asked, “James, why do you continue to come to the table without washing? You know I always send you back.” “Well,” said her son, “One time you forgot.” * * * That which we see in this small boy is found in the grown-up. The desire to resist force and authority is a part of all of us. When it is impossible to overcome authority, we try trickery. Trickery or out-right revolt, keep the chains of authority rattling constantly. There is an answer to this problem. It is found in educa tion. When a man learns that it is best for him and those he loves that he act in a certain manner, he will. But he acts be cause he wants to, not because authority demands that he must. The small boy will scrub his face without being told, the first time a little girl attracts him. Man will wear chains, but he must be taught to put them on himself. The Zebulon Record • Entered as second class matter June 26, 1925, at the post office at Zebulon, North Carolina, under the act of March 3, 1879. Member of the North Carolina Press Association. Published Tuesday and Friday of each week at Zebulon, Wake County, North Carolina. Subscription rate: $2.00 a year. Advertising rates on request. BARRIE S. DAVIS _ 1 Editor JAMES M. POTTER, TR Publisher FEUD L. DAVIS Fifth Wheel The Zebulon Record Thirteen years ago today there was quite a fire in the Home Fer tilizer & Chemical Company build ing (now occupied by Foster Finch’s tractor and equipment emporium). The fire was extin guished only after valiant efforts by local firemen, who were led by Melvin Massey. When the water from the fire hose hit the hot nitrate, there was quite an explosion. Just before the explosion, three able bodied men were helping Melvin hold the hose, but just after the explo sion Melvin was holding the hose by himself. One of his helpers came back a few minutes later, but the other two were last seen, according to my recollection, cross ing the railroad near the depot, headed in the general direction of Flower Hill. The Harvards defeated the In much of North America and some of South America, fishermen and others who haunt streams and marshes may frequently see what looks like a slender, awkward, long-legged crow spring from the ground, expel a long white “chalk mark” and fly a relatively short distance only to alight clumsily on some tree or shrub. In more cases than not this will be a Green Heron, a 17-inch bird with yel low or orange legs that are too long for a crow too short to fit the average concept of a heron. Green Herons have been flying about this type of country since Pleistocene times and will probab ly continue to exist so long as suit able habitat may be found for them in which to find their food, build their nests and rear their young. Their only value probably is to serve as a target for hunters who do not know that they are protected by law. They are of no food value themselves, the Nation al Wildlife Federation points out, and do comparatively little dam age to forms of life that are of food value to man. These rather dumb-behaving birds are greenish black on the crown and when excited can raise a ragged crest on their heads. By William Joslin (For the N. C. Bar Association) MORTGAGES The word “mortgage” has a def inite meaning for almost everyone. The law concerning mortgages is continually growing in response to changing uses made of this de vice. This discussion will deal sole ly with mortgages on real estate, although many of the principles discussed apply equally to mort gages on personal property, or “chattel mortgages,” as they are known. A mortgage has been defined as any form of instrument whereby title to real estate is reserved or conveyed as security for the pay ment of a debt or the fulfillment of other obligation. Thus, a mortgage can be used as security for the performance of the condi tions of a bond or other agreement. However, the most frequent use made of the mortgage is to secure the repayment of a loan of money made to the borrower, or mortga gor. His obligation to repay the Uncle Ferd’s Almanac Study of Nature This Is the Law Yales in the annual boat race 55 years ago today, and a big part of Table Rock at Niagara Falls fell into the river on June 29, 1850. Big hunks of Niagara Falls are always falling off, and geol ogists predict that in another 10,- 000 years honeymooners will have to go somewhere else. I will not worry about this if you will not. Ten years ago today the promo tion of James Alford to first lieu tenant in the Air Force was an nounced at Clovis, New Mexico. Clovis is a county seat town about ten miles west of the Texas bor der. It used to have some pretty ' waitresses at the Harvey Restau rant in the Santa Fe depdt, but outside of that, it is not much of a town. Also ten years ago today the promotion of Dwite Debnam to captain in the Marine Corps was Their necks are brownish, their bellies ashy, and at a distance their bodies may appear to be gray. The young birds have black streaks on their breasts but these disappear with the advent of ma turity. Green Herons are so well-known to outdoor folk that they natur- GREEN HERON ally have many common names. Skeouw is a common name de scribing their excitement call. Fly up-the-creek is a common name descriptive of their common reac tion to disturbance. Chalkline is a common name descriptive of their habit of evacuating when they take loan is usually contained in a note of notes, which are separate from the mortgage. The mortgage itself refers to the note or notes executed by the borrower, and states that the title to the property has been conveyed to the lender or mortgagee, who may, under certain conditions, enforce the pay ment of the note or notes through the foreclosures of the mortgage and the sale of the property. Deeds of Trust In North Carolina, the term “mortgage” is commonly used to include, in addition to the conven tional mortgage, another paper known as a “deed of trust.” Instead of being a two-party instrument like the mortgage, the deed of trust is a three-party paper. The bor rower in this type of instrument conveys the title to his property to a trustee to secure the repay ment of his note or notes to the lender. The trustee has no direct interest in the security; he merely holds the legal title to the property so long as the deed of trust is out standing. It is his duty to foreclose the deed of trust if a default oc- Tuesday, June 29,1954 announced. Dwite had been a non com and got a battlefield commis sion in the Pacific fighting. The Colorado River sent a branch into the Salton Desert in California 63 years ago today, but the area was not really flooded until 1905 when irrigation ditches allowed the Colorado to form the Salton Sea. This flooding was not difficult, since the area is 287 feet below sea level at its lowest point. A big part of the Salton area is now known as Imperial Valley, and it is extremely rich, agriculturally speaking. Napoleon Bonaparte made an unsuccessful attempt to escape from Rochefort to the United States 139 years ago today. He was trying to get to North Carolina, probably to Wilmington and Char lotte. I suppose that we are just as well off that he didn’t make it. flight. Shitepoke presumably re fers to the same characteristic. Green Herons nest from Nova Scotia to North Dakota and South to the Gulf Coast, Honduras and Guatemala. They winter from Florida and southeastern Texas to northern Colombia. They have been found in Bermuda, Haiti and Puerto Rico. The nest, a clumsily constructed platform of sticks, is found in low trees over the water, usually in colonies and from 3 to 20 feet above the ground. Sometimes one nest may be occupied by two fe males. The pale blue eggs measure 1% by 1 1-7 inches and are incu bated for 17 days. The young are clumsy, homely animals that gain % ounce a day for the first 6 days and may climb from their nest us ing beak, feet and wings to help them in the act. The food of Green Herons is largely small marsh animals which are caught by a lightning like plunge of the beak. On occa sion the bird may plunge into the water from a perch to catch prey. The food includes snakes, frogs, mice, insects, worms and similar small animals. The birds usually feed in early morning or late af ternoon. E. Laurence Palmer curs and if the lender demands foreclosure. For purposes of this article the term “mortgage” will include “deed of trust” as well, except where indicated otherwise. A mortgage must ordinarily meet certain formal requisites. First of all, it must be properly signed by the owners of the real estate in cluded in the mortgage. Secondly, the property conveyed as secur ity must be described sufficiently to permit its identification. Third ly, the mortgage must state that the conveyance is conditional upon the payment of a certain sum, or the fulfillment of certain condi tions. Finally, a mortgage should be recorded in the Register of Deeds office in order to give all persons notice of its existence and to establish its priority. Failure of a mortgage to meet these re quirements ordinarily renders it invalid and unenforceable. Foreclosure So long as the borrower meets the payments on the mortgage, the lender cannot foreclose. Upon the faiure of the borrower (See THIS IS THE LAW, Page 8)
Zebulon Record (Zebulon, N.C.)
Standardized title groups preceding, succeeding, and alternate titles together.
June 29, 1954, edition 1
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