Newspapers / The Franklin Press and … / Oct. 18, 1934, edition 1 / Page 5
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THURSDAY, OCT. 18, 1934 LOAN PLAN TO AD) FARMERS Money Available for Im proving Rural as Well As City Homes , "The farmers of Macon county as well as Franklin home-owners snould' benefit from the better Housing rrogram," was the coui .rrient of A. R. Higdon, chairman or the local campaign committee, in stressing the wide scope ox Hue 1 of the National Housing Act. "We have learned tmough the United States Department ot Agri culture," he said, "that, out of every 400 farmhouses, probably 50 are under the desired standard of Ina bility; that 15 need new founda tions; 15 to 20, new roofs; 10 to 15, new floors; 10, new walls; and a large number lack running water and bath .facilities. "This modernization program of fers the farmer the same means of bringing his property up to modern standards aiso, of improving his barns and other buildings as is given the city home owner. "Under this plan, the money for such improvements is available through a local approved financial institution as a character loan, pay able by farming-income seasons ov er a period of 3, and in certain cases 5, years. The borrower is fully protected from excessive ii nancing charges. "Here is a brief outline ' of the procedure : "1. A modernization loan is sole ly for the purpose of 'repairing, al tering, or improving the farm home, barn, silo, shop, store, or other building (with deepening or digging Wells permissible in drought-stricken States). Diversion of the money to any other purpose is prohibited. "2. The loan cannot be for less than $100 or for more than $2,000. In addition, the borrower must have a regular source of in come equal to at least five times the annual payments. "3. The loans can be made for a term up to 3 years (5 years in soecial cases), but may -be paid in full earlier than the maturity date if the borrower desires. "4. Maximum charges, including . interest and all fees, cannot exceed an amount equivalent to $5 discount per year per $100 original face amount of the note. "5. The property owner files a property owner's credit statement with the bank, showing his finan cial condition, sources and amount of income and other information p'-cessary to determine his ability to repay the loan. "If the bank considers the im t rovements advisable, and the prop erty owner able to meet the pay ments when due, it can advance the money on the personal note of the p-ooerty owner. No endorsers or cosigners are required, andnomort rrve or collateral security is neces sary, unless State laws or bank of ficials demand it." NOTICE OF SUMMONS AND WARRANT OF ATTACHMENT No-th Carolina, Macon County. In the Superior Court. Adr. McCoy, vs J. H. Vanhook and S. A. Vanhook The defendant, I. H. Vanhook, above named, will take notice that a summons in the above entitled action was issued against the said defendant on the 29th day of Sep tember, 1934, by the Clerk of the Superior Court of. Macon County, North Carolina, tor the sum of WM due the plaintiff as a balance on a certain promissory iv.tc executed by the defendant, I. H. Vanhook, which summons is re turnable before the said Superior court. The defendant, I. H. Van hook, will further take notice that a warrant of attachment was issued bv said CLERK OF THE SU PERIOR COURT against the prop erty of the said defendant, which warrant is returnable before the undersigned, at the time and place of the return of the Summons for Relief, when and where the said defendant is required to appear and answer or demur to the complaint, or the relief demanded will be granted. This the 16th day of October, 1934 FRANK I. MURRAY, Clerk of the Superior Court of Macon County. 018-4tc-Mc N8 i1 1 . ' - - . Old Farm Houses Made into Beautiful Homes H ! I I mm i hi i mm ti iiii ifi How n old nwn X " 'if farm-house can be made ' '""rf ' ''''mmmmWm' comply modern ; . jp ; MM Wk lustrated in these photo- t Hi' iilMfil IIH lm M Hpl! graphs. Money is nc m f .J&&Mm WUffli Hk WmWU av ilnliLp in farmers fmr ,.mtiitlm IHSkJim B j 11 ii win wi w iiiiii i mi ii 1 1 imiubih i i nw Kin KMH ma lsSnBHI H Ji I OLD BATHROOM NEEDS REPAIRS Old Fixtures Should Be Replaced with Improved New Ones In no room is the oldness of a house more obvious than in the bathroom. This is because the makers of plumbing equipment have so im proved their products in years that the bathtub or lavatory of only a few years back appears out of date. You can buy a complete new bathroom now without a down pay ment and on easy monthly terms because of the credit facilities opened up by the National Housing Act. From your , local bank or other financial institution cooperating j cost, to modernize the old tatn with the Federal Housing Admin- j room, istration you can borrow as much i as i,km) tor nome improvements and pay it back according to vour income in a period of as much -as 3 years, and, in certain cases 5 years. What an opportunity for the home owners of America! The modern trend is to have the THE FRANKLIN PRESS and THE HIGHLANDS 11111 11 11 11 11 111 " i ter iuB& jKm ' wMmm. I 1 Hi HI i M l I' mm. r'Wn 1 llHHHra filiHE sH p ii Hi ill miiiiii mwhiim i 'MnBBv.'.'.v...oBBDBBK'.vvw ' b ... jv muM&'j "am.v.vdmK. A'. ffKM l mwmwmwmmwmmmmmmwmmmnmmwKmmmwmturim m i'wi nm Kri.rt, a pninrf.,1 nnt recent bathroom bright and colortul, not ouly as to the walls and floors but the bathroom equipment itself Much of the new equipment is of fered in various pastel shades. The modern trend is also towar ' making the bathroom large enough to serve as a dressing room, with vanity dressing table and other ac cessories for the complete toilet. Much can be done, even at snn ; Iotla The lotla B. Y. P. U. enjoyed a candy pulling given at the home of Mrs. Wade Moody, president of the union. Those present were: Paul Gibson, Eula Fouts, -Albert MACONIAN '"'- J''"ts, Klmer Hannah, Ernest Ben- ; . , . - m. D . Swafford. Harold Campbell, Charlie Morrison, Verlon cause while the children used it as Swafford, Dover Bryson. Every a playroom during the day, she one reported a nice time. After. had so arranged the furnishings many games were played the candy that in an emergency she convert was pulled, Eula Fouts winning ed it into a guest room, first prize for the nicest candy. Every attic offers new possibil Elmer Hannah won second prize, i ities. Hansel Bennett has returned to' Builders are glad to estimates, his home on Iotla, after visiting in They will help you plan the most Tennessee and Georgia. economical and effective way of A box supper will be given at .transforming a useless attic space Tntla srhonr hnnsp Satnrdav niffht..,nw a uhau,e uvlnK sPace October 20. Everyone invited. The Iotla Bridge Baseball team was defeated by Cowee last Friday bv a score of 5 to 3. The Rev. D. C. McCoy, of Etna delivered an interesting missionary 1 sermon at Iotla Sunday PAGE FIVE ATTIC AFFORDS OPPORTUNITIES Extra Rooms Can Be Ad ded by Remodeling Upper Floor The often overlooked space in the attic gives the home owner untold opportunities for enhancing the value of his house as part of Ma con county's Better Housing Pro gram. The space in an unfinished attic has a number of distinctions. The finished rooms of a house usually are essential and have a certain set function to perform, such as the dining room, living room, bath room, bedrooms, and the kitchen. Each must be furnished in a more or less standard way according to the use made of it. The day-by- day requirements of a family us ually are fully met by these rooms. But the attic is different. It may be finished, "if need be, to provide additional bedrooms or to serve as storage space. If the space it of fers is not needed for these pur poses, it can be used for some kind of room to please the fancy of some member of the household or to meet a special need. Or it may be partitioned off to serve several purposes. Maybe the woman of the house would like to have a sewing room, or a studio. If so, the attic is a fine place for either of these. Or a den can be built there for the husband or the boys. As no standards have been set up for rooms of this kind, as has been done for most of the other rooms in a house, informality and riginal- ity can be called into play. No matter how unconventional the fur nishings or finish of the rooms in an attic may be, the fact that they eem set apart from the rest of the house in. a realm of their own, makes them in good taste. Stairs to the attic, if these do not already exist, usually can be built without disturbing the order of the lower rooms, or they may be of the disappearing type. An I infinite variety of finishes may be worked out. An additional advantage that comes from finishing the attic of a house is the insulation that is ob tained. With well placed lighting facil ities, one dormer window may be all that will be necessary. This may be made both useful and beautiful, offering a nook for a reading chair or a low shelf for children's books -low enough for them to reach. The radiator may be set beneath the window, or a window seat may be adaptable. If the space is large enough, the dormer window may ; form an alcove which will be in the nature of another room and will ! delight children who want to play I in separate groups. However, if more light is wanted the space may be made into a skylight instead of a dormer window and the room flooded with sunlight. The entire top sloping roof may be made of ! class cither stationary or made in ! to skylight windows and arranged !on pullevs. Walls may be made gay and dur able by using some of the modern coverings. Floors in attics need not be a problem. With the many floor cov erings now on the market it will i be possible to select various types which are both durable and color ful. It is possible to make an attic into a playroom for the children j at a cost not to exceed $200. One ! woman converted her small attic into a playroom for three children by spending $145, which included , ' the addition of several rooms, he- Mule and the Automobile - "A mule is better dan an automo bile," said Uncle Eben. "He may stop sudden, but he don't have to be watched to keep him from run- nin' into a telegraph pole."
The Franklin Press and the Highlands Maconian (Franklin, N.C.)
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Oct. 18, 1934, edition 1
5
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