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Impulse Made a
.,, l a
Jeremiah Townsend, Who Robbed His
Bank of $300,000 at One Grab,
Never Could Understand
Why He Did It.
In 1871 the country -was startled
with the intelligence that the Towns
end Savings Bank of New Haven,
Conn.,, had been robbed at one fell
swoop of $300,000 in. money by its pay
ing teller, Jeremiah Townsend. Then
it was stated that this was the largest
actual grab robbery ever committed
by an officer of a bank, and to this
day, so far as I have been able to
learn, this remains, the case. There
have been much larger robberies by
bank officials stretching over a period
of months or years, but this was a
robbery that took place in its entirety
in a given moment, young Townsend
kf grabbing all the actual money in sight,
stuffing itfinto a handbag and fleeing
abroad with his ill-gotten treasure.
Subsequently he met a relative in a
Liverpool hotel, restored to him all
but a few thousand dollars of the
money, and voluntarily even willing
ly returned to this country, to be con
victed and sentenced to seven years in
the state's prison after making prac
tically no defense.
As a resident of New Haven, I had
come to know young Townsend quite
well during the three years preceding
the robbery, and in common with all
who knew . him, I was unable to ac
count for his act He was without
any bad habits or associates; he was
a regular attendant at church, an
active worker in the Y. M. C. A. and
iu the Sunday school in short, in
every way his deportment was that
of a young man of high character and
the utmost Integrity. And as we thus
reviewed his life we could find no an
swer to the question: "Why did he
do it?" And almost seven years later,
. however, "Jerry" Townsend himself
answered the question for me. .
At that time I was paying a visit to
the state's prison. The warden learn
ed that I knew Townsend and volun
teered to let me see him. Availing
myself of the opportunity, I found my
old friend and acquaintance in the ca
pacity of a trusty, sitting in the in
firmary before a little table, or desk,
upon which stood various bottles con
taining ordinary drugs. He greeted
me cordially; no one would have
dreamt from his manner that he was
a convict.
He motiqnej to the bottles before
him. "I have learned, the business of
a druggist since I have been here," he
said. "I can put up an ordinary pre
scription. I am really the drug clerk
Luck Made a Dwarf Governor
Samuel Fessenden's Story of the Com
bination of Circumstances That
Raised Charles B. Andrews
to Chief Executive.
"It is my experience," said the late
samuei jressenaen oi uonnecucut. u
me some years before his death in
1907, "that in politics luck, or a for
V tultous combination of circumstances,
r verv oiien cues larmer luau icnt own-
ity in making a successful public ca
reer for an ambitious man."
Mr. Fessenden spoke somewhat sad
ly. He was one of those men in poll
tics lor whom lucky combinations
were not made. His lifelong ambition
was to serve in the United States sen
ate, and although he was secretary to
the Republican national committee la
1884. was an intimate friend of James
G. Blaino, and aided in making sena
tors from Connecticut and in nominat-
l . lag successful candidates for governor,
-'iick invariably turned against him
- whenever the opportunity came ior
his party to elect a senator from Con
necticut. "Now, take the case of our supreme
court justice, Charles Andrews of
Litchfield," continued thexman who de
clared to Joe Manley of Maine that
the Lord hates a quitter when Man
ley deserted the Reed presidential
boom in 1896. "If there ever was a
lucky combination of circumstances,
utterly unexnected. In which Judge
rAndrewB or his friends had no part,
a . . nrkU1i mala titm Dnvai.
IV WHS Lilt? w mtu iiiauu e i
aor of Connecticut
"In 1878, when it came time for the
Republicans to hold their state con
- ventlon, Connecticut had been stead
tly Democratic for six years, and It
was believed by some Republicans
even that it was permanently in the
Democratic column. A good many of
our party workers were discouraged,
yet we had to make a nomination for
Miirnnr nni en wa Rent a. committee
to call upon Henry C. Robinson, who
naa Deen nie ncpuuuuau uauuiun.o
governor a few years earlier, and who
had been badly defeated. But when
we asfr-'J.him to lead us once more he
shook' his head.
' 'Oh, no, not again, he said. I have
had my experience and t have paid
for' ft I have discovered whatever
pleasure there Is in running as a can
didate for governor, and I know what
the sensations of being defeated are.
JQX SOme UlUCI MJIVIICUVC
ythose sensations.
I "We went away from Henry C. Rob
J BBirini? ourselves: 'Who Is there
Saae?vu "--
Crime Record
: ;
of the prison. When my term has ex
pired I am going to the Pacific coast
and either buy out or establish a
drug store, and I am going so to live
as to gain the respect and confidence
of all who know me. I think, how
ever, I shall change my name have
It legally changed. It may be easier
for me to begin in the West under a
new name."
For a moment he was silent. Then
a puzzled look came into his eyes.
"I have thought a great deal since
I have been in prison about the
strange, overmastering impulse which
led me to commit the robbery," he
said, quietly, "and I can't explain It.
Nothing in my life had tainted my
character so as to make it easy for
me to become a criminal. I was in
the bank that evening writing up my
books and as I opened up the vaults
to put the books away and saw all
the money there, a sudden, overwhelm
ing, irresistible desire to take it all
mastered me. And I took the money,
and put it in an old valise that was
there, and went . away on the mid
night train.
"Can you explain how It was that I,
a young man of no bad habits, who
had an honorable career before me,
should have been tempted In that
way? I had never had the slightest
temptation before of the sort. I can
best describe the feeling that swept
Refused Loan
it-
Banker King Would Not Accept United
States Bonds From Millionaire as
Collateral Because Their De
nomination Was Too Large.
It, was at the time of the panic of
1884, occasioned by the exposure of
the fraudulent practises of Ferdinand
Ward of the firm of Grant & Ward
and the consequent failure of one or
two New York banks. Credit shriv
eled Instantly; no loan could be ob
tained except upon the very highest
kind of collateral security.
At the height of this crisis William
H. Vanderbilt, who had been the head
of the Vanderbilt fortune and enter
prises since the death of the Commo
dore, in 1878, found it necessary to
borrow a large amount of money. He
had abundant collateral security, both
bonds and stocks, which, under ordi
nary conditions, would have been re
garded as gilt edge. Ordinarily, too,
with his hundred millions of wealth
behind him, his name upon the back
that we can turn to?" Well, in Amos
R. Treat of Bridgeport we had had for
years a steady though unsuccessful
candidate for the gubernatorial nom
ination. In our dilemma, someone
suggested that we turn to Mr. Treat
that he would not decline a proffered
honor he had been after so long. We
turned promptly, but Mr. Treat smiled
cynically upon us. 'Oh, no, not this
year,' he said.
"Right and left after that we cast
about unsuccessfully for some one who
hankered after the nomination. At
last it was suggested that we try Wil
liam H. Barnum's bailiwick. Barnum,
at that time, was United States sena
tor, and, you know, he served twice
as the chairman of the Democratic na
tional committee. His home was in
Litchfield county, and it was said that
he carried the county in his pocket.
"Wearily we hunted up the Litch
field men. "Look here,' we said, 'if you
fellows can agree upon anyone as your
candidate for governor, we'll take him
and nominate him.'
"Now, the Litchfield men had been
coming to every convention for twenty
years asking for a Litchfield county
man's nomination for governor. At
last their chancej had come to name
the candidate. They rose to it eager
ly and after talking the matter over
among themselves told us that they
had decided upon Charles -R. Andrews
as their man. A little later, when the
convention met we nominated him
with a hurrah. What did we care who
was nominated? It was fairly safe
betting that the Democratic candidate
would carry the state.
"Yet on the morning after election
it was discovered that the little Litch
field lawyer, who had suffered a very
great curvature of the spine when a
child, and so was a dwarf In stature
and badly deformed, was going to be
our next governor. The Greenback
and Labor tickets had polled enough
votes to prevent either the Republican
or the Democratic candidate getting a
majority of all the votes cast. A Con
necticut governor must be elected by
a majority of all the votes cast; that
falling, he. is elected by the legisla
ture and the legislature was Repub
lican. So, in due course, a man whose
head did not rise much above a desk's
top, and who had not a thing to do
with the combination'of circumstances
that favored him, became governor of
Connecticut and afterwards chief jus
tice of the highest court oi the state.
(Copyright, 1910, by E. J. Edwards. All
Rights Reserved.)
over me by telling you that It was
something like the peculiar sensation
some people have when they stand on
a 1 great height and look -down they
feel as though they must leap from
that height into the depths below.
That was exactly the temptation I
had and I leaped and went to Cuba.
Had I stayed there I could have lived
in security; there was no extradition
treaty to bring me back. Had I been
a criminal at heart, I probably would
have stayed there. But while there I
began to recover my normal condi
tion, a little later I went to Liverpool
and there met my relative and you
know the rest"
For perhaps a full minute we silent
ly looked at each other; I was too
busy thinking of the strange impulse
that had overpowered poor "Jerry"
Townsend to utter a word of sym
pathy even. Then he added, unaf
fectedly, quietly, and apparently with
perfect sincerity:
"I am sure that 1 shall live an hon
orable and upright life when I am
free again. I am certain that I was
strangely and suddenly possessed, and
1 have been trying all these years to
account for It I cannot."
A little later I left him. Years later
word came to me that "Jerry" Town
send was dead that in all the years
that had elapsed since I had last seen
him he had lived an honorable life In
a distant state, under a new name,
and bad died respected by all who
knew him .
(Copyright, 1910. by E. J. Edwards. All
Rights Reserved.)
to Vanderbilt
of a note for a million dollars would
have secured the instant discount of
the note in any bank of the country,
which had available funds. Yet, when
Mr. Vanderbilt came to take up the
matter of securing the loan he de
sired, he was told that if it were made
to him the collateral would have to be
nothing more nor less than govern
ment bonds.
Mr. Vanderbilt did not complain.
He realized fully the wild disorder in
the money market, and then, too, he
l had the bonds. They were ten-thou
sand-dollar bonds. They were quoted
above par. They were practically as
good as gold the world over. They
would have been instantly accepted
at their face value in London or Paris.
Yet the subordinate who was nego
tiating the . loan for Mr. Vanderbilt
was finally compelled to stand in his
presence and report:
"Mr. Vanderbilt, Mr. King will not
accept those United States bonds as
security for the note."
The head of the Vanderbilt fortune
looked the astonishment he felt.
"Edward King, of the Union Trust
will not accept government bonds as
security for a loan?" he repeated
slowly, as if not fully comprehending
for the moment what theN officer had
reported' to him. Then he flared up.
"Am I to be turned down in this way?"
be cried, as, possibly, thoughts of the
contents of his strong boxes swept
I through his brain. "If government
bonds are not good security, are not
the very best security bonds that are
quoted above par and are accepted at
their face value for gold the world
over then how are any loans to be
obtained?" He rose from his chair
and walked. angrily up and down the
room. "What is the matter with the
bonds?" he asked, at last
"Mr. King says he won't accept
government bonds of the denomination
of ten thousand dollars. He says if
you want to make the loan with his
bank, you must offer as security gov
ernment bonds each of the face value
of $1,000. He won't give any reason
why he makes such a proviso."
"He says that does he?" exclaimed
Mr. Vanderbilt "Well, you tell him
for me that I will not accept any such
ultimatum from him or any one else
and that I will arrange to, make the
loan elsewhere."
,That Mr. Vanderbilt did, and he met'
with no especial difficulty in getting
the sum he wanted with his $10,000
government bonds as security. It was
the first and last time that Mr. Van
derbilt was ever turned down, and it
was probably the first and last time
that any banker ever ref "sed as secur
ity a government bond of a certain
denomination. Indeed, In all respects,
Mr. King's proposition to W. H. Van
derbilt may be called the most extra
ordinary proposition, as regards secure
ity for a loan, ever made; and for a
banker of great reputation such as
Mr. King bore throughout the nation,
to refuse bonds of the denomination
of. $10,000 and yet promise to accept
bonds of $1,000 face value each re
flects cne of the most curious condi
tions ever known in the history of
American banking.
(Copyright, 1910, by E. J. Edwards. All
Rights Reserved.)
Setting Him Right
"A woman's crowning glory Is her
"Rats!
"All right, have it your own way."
An III Wind."
She Oh, my! We've had a terribl
accident!
He Yes. love; but don't be scared.
We got rid of the chaperon. Judge.
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