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THE WAYNESVILLE MOUNTAINEER
THURSDAY, JULY 13, 1933
Hf?? mountains
Published By
THE WAYNES VILLE PRINTING CO.
Phone 137
Main Street Waynesville, N. C.
W. C. RUSS Editor
W. C. Russ and M. T. Bridges, Publishers
Published Every Thursday
SUBSCRIPTION RATES
1 Year, In County .$1.00
G Months, In County 50c
1 Year, Outside of Haywood County $1.50
Subscriptions payable in advance
Entered at the post office at Waynesville, N.
C as Second Class Mail Matter, as provided un
der the Act of March 3,1879, November 20, 1914.
THURSDAY, JULY 13, 1933
JUDGE ALLEY'S GRAND JURY CHARGE
It is doubtful whether or not any other
grand jury of this county has ever heard a
charge similar to the one made by Judge Teliy
Alley last Monday morning. It was different
in many ways from the usual grand jury charge.
Most judges confine their charges to the
duties and the technical operation of the grand
jury, but the one delivered here Monday not
only contained such information as even a new
grand juror needed to hear, but facts and state
ments were made that those facing trial needed
to hear and those never expecting to be called
into court could profit from.
We are printing in another section of this
issue some of the high spots of the charge, and
suggest that you take time to read and medi
tate over the things set out in it.
Not only have lawyers and laymen com
mented highly on the charge, but preachers
have requested copies of it for their use in
church work.
HAYWOOD'S CRIME RECORD
The people of this county welcome the ex
planation given by Judge Alley in regard to the
statement recently published by the attorney
general which placed Haywood at the top of
the list in the number of criminal cases per
population.
For the past two years Haywood county
has had one person out of every ."( tried for
a criminal offense. In Stanley county, with the
same population as Haywood, t lie record was
one trial for each G86 inhabitants.
"Haywood is not worse than surrounding
counties," Judge Alley stated, "and the con
clusion 1 have come to is that we have here
...officers who prosecute crime and bring mm
minals to justice."
This statement should clear up Ihe matter,
and instill within the people of the county a
desire to cooperate more with the officers who
are seeking to reduce the number of crimi
nal cases of this county.
MY NEIGIIHOR
Who is my neighbor?
Not alone the man who by chance acquain
tance keeps me company a while on life's high
way. My neighbor is ho whose thoughts are near
to mine, who loves the things I love, who works
and waits for the ends 1 seek, who finds good
where I find it, and seeks truth where I seek it.
He is my neighbor, though I have not met
him nor learned his name.
Who is my neighbor?
Not alone is he a fellow-man, brother in
the big family of humanity,
My neighbor is the thing I love, the hope
I cherish, the secret treasure -of the heart to
which I turn in doubt, distress, or triumph.
This above all is the company I keep. This
is the friend of whom I would prove worthy,
vvho will stand at my side and speak for me at
the threshold of eternity.
This is my neighbor. Ex.
WANT TO RE SUCCESSFUL?
Want to be successful? Here is a formula
furnished by an exchange that might help :
"I will not worry.
"I will not be afraid.
"I will not give away to anger.
"I will not yield to envy, jealousy or hat
red. "I will be kind to every man, woman and
child with whom I come in contact.
"I will be cheerful and hopeful.
"I will trust in God and bravely face the
future." Selected.
PROSPERITY FOR FARMERS
Several months ago we had an editorial
in this column headed, "As The Farmer Lives,
So Lives The Nation." From the comment
made, we were convinced that we had hit a
vital spot, and had touched a topic which seem
ed to have the approval of many who have gone
into the question.
The Mecklenburg Times comes along with
a similar editorial under the heading, "The
Farmers Must Be Prosperous," and is to the
point, according to our views.
Here is their thought:
"It is not possible for this nation to be
prosperous unless the farmers are able to sell
what they produce at a-profit. They are the
producer of more than half of the wealth of
the country. The others who manufacture and
process are more or less leaches on the wealth
of the country. They force the prices d'wr for
the farmer and then take his products and pro
cess them at a profit for themselves. Now so
many of the firms making wheat, potatoes, corn,
cotton, meat and wool products are operating
at a loss, certainly not because the raw products
from the farmers cost morj than they are able
to pay.
"When the products of the farm bring to
the farmers a profit, this country is never in
financial trouble. Formerly the government
has operated mostly for the manufacturers
with little regard for the farmers, except for
his vote. Now it appears that the farmer is
going to get some help and we are heading
back to a more normal condition and greater
prosperity."
DOYLE ALLEY GAINING STATE
RECOGNITION
Last week in this column we predicted that
some of the young Democrats from this county
would soon hold a state office in the organiza
tion. Our prediction came true.
Our fellow townsman, Doyle Alley, promi
nent young attorney here, was selected vice
president by an over-whelming majority at the
convention at Wrightsville Beach. We thought
that Mr. Alley would come back with some
office like that. For the past year he has been
district chairman, and according to state offi
cials he has been one of the most efficient in
the state.
The fact that Mr. Alley is vice president
this year, it is almost certain that he will be
state president during 103 1, which will be elec
tion year, and a year in which a live awake
president will have a chance to do much for his
party, and this we believe, Mr. Alley is capable
of doing, as he has proved in the past.
A number of Air. Alley's friends were some
what surprised that the Asheville Citizen-Times
did not carry the story of Mr. Alley's election
to the state otlice, when they carried a lenghty
article about Mr. Cocke, who succeeded Mr.
Alley as District Chairman, and whom Mr.
Alley worked diligently to get appointed to
succeed him.
Patrons of the Asheville papers would feel
much better if an explanation is made concern
ing the ommission.
SELECTING, A -JURY.
It has always been interesting to us to
listen to lawyers selecting a jury to try their
cases in the courts. Many of the questions
appear to us as amusing and others as having
no bearing whatever on the case to be tried.
And then to hear them dismiss some of the
jurors, which to us heem to be as good as any
in the jury box.
We had that experience this week and it
was not so perplexing as on former occasions.
While "we did not know the reason why some of
the jurors were asked to stand aside, we knew
that there was a reason. Just a short while
ago we heard the Hon. Hamilton C. Jones, mem
ber of the local bar tell how it was all done.
When a lawyer has a case coming up in
court, he gets a list of jurors before the trial
and finds out all he can about them, and if there
is any little reason why the lawyer thinks the
juror could not give a fair trial he will dismiss
him. He may be a fine citizen and a man who
would be a good juror on another case, but the
lawyer decides that he would be prejudiced, or
have other reasons for not giving his client all
that was coming to him in the verdict. Some
.people are good jurors for the plaintiffs and
not for the defendants, and vica versa.
Mr. Jones explained that it was no reflection
for a man not to be allowed to sit on any par
ticular jury. The lawyer just thinks he can
get a better verdict with another juror in that
particular case, while he may accept the same
juror in another case. A good lawyer is par
ticular about his jurors. Mecklenburg Times.
LOANS ON HOMES SOON TO BE
READY FOR N. C. HOME OWNERS
(By Alan S. O'Neal, State Manager )
On June 13, 1933, President Roose
velt approved the Act of Congress
creating the Home Owners' Loan
Corporation, and the North Carolina
agency of such Federal Corporation
has been established and opened for
business at Salisbury; branch offices
will be established at Asheville, Ral
eigh, and Greenville, just as early as
possible.
This Agency of the Federal govern
ment is for the sole purpose of sav
ing the homes of owners where they
are unable, otherwise, to secure money
to pay mortgages or deeds of trust,
and where the debt holder is threat
ening foreclosure. It is provided by
the Administration as a relief agency
to refund with its bonds and, in a very
limited way, with cash, those home
mortgages of record prior to June 13,
1933, in such distress that the lender
and the borrower cannot work out
.he problem.
The Home Owners' Loan Corpora
tion has a capital stock of two hun
dred millions of dollars, subscribed
for. and to be paid by the United
States Treasury, and has the author
ity to issue two billions of dollars of
hondjs. "Sich ibi.nds shall majture
within a period of not more than
eighteen years from the date of their
issue, and shall be fully and uncon
ditionally guaranteed as to interest
thereon by the United States govern-
otherwise unencumbered and to be
paid 'n cash, may be handled in the
same manner as loans to take up
mortgages with bonds, and pay such
itenis in connection therewith in cash.
However, loans taken in exchange
for bonds or made to pay taxes, as
sessments, maintenance and repairs
or incidentals, shall be carried at the
rate of 5 per cent per annum.
the borrower may have an exten
24 Years Agl
m
HAYWOOD
(From the file of July 1.6, lOOti )
-vionaay morning at 10 0lock
uuu county superior Cotir
convener wun dUage Ci. S Fo-.r.,.
sion of thrpp vpars nn tho nyitifin.!il if Presld ng.
u i .u:.. . 5 ..-! Mr.-. H. F. Ashtn nt r;..;
uc nccj.s me interest paui, anu vne , . , , . ' . ..a:i
lioard may extend the payment of;I1',cu ,a1 una W1 sP?i-i the
both principal and interest, in cases ;u."""cl community vi
of inability tn nu nUrinn, cf- nf , mends and relatives.
circumstances, but the total extension! 0n account of the wreck of the Tox
during the fifteen-year period must dvv'lJ lrdm last Saturday aftei
not erceed three years. j near ttow.ah. no more chair ear
The loans are to run for a period not! ',e to'd'.wl11 be run on this div
in excess of fifteen years and may be j 1 he cnalr car was smashed ii
paid on or before maturity with in-1 wreck
terest to date of payment. The !
amortization shall be monthly on all
loans, except that in the necessities of
the home owner requires it, the same
may be amortized quarterly or semi
annually or annually over said period,
though it is strongly urged that the
home owner make monthly payments
on his indebtedness.
In addition no the refunding of
mortgages of record prior to June 13,
1933, home owners may redeem or
recover their homes lost within two
years prior to such exchange or loan
on the same terms, provided the pres..
ent noiaer win accept the bonds in the
,.U.,I1 L
nrincinal d intpre from taxa srafi banner as bonds would be re
Fl ? ' !2 ;ter'i? ill'l 1uired to be accepted for a mortgage.
pro-than
tion (except surtaxes, estate, inher
itance and g'f't taxes) now or here
after to be imposed by the United
States or any District, Territory, de
pendency or possession thereof, or
by any State, county, municipality or
local taxing authority." Likewise, the
franchise of the Corporation, its cap
ital, reserves and surplus and its
loans and income shall be exempt
from such taxation."
Any person indebted to the Corpor
ation may make payment to it in part
or in -full by delivery to it of its bonds
which shall be accepted for such pur
pose at face value.
Hack of these eighteen year bonds,
will be the two hundred millions of
dollars of stock subscribed for and
I paid for in cash by the United States
government, and an oi tne mortgages
and deeds of trust which are taken
on the loans made by rthe Corporation.
The Home Owners 'Loan Corpora
tion is. primarily for the refunding of
mortgages and not for the liquida
tion of mortgages in cash, Relief
may be given by itaking up mortgages
on homes occupied by the owner or
held ''.V him as his homestead by the
exchange of loncls of this Corporation.
The value of the real property shall
not exceed $20,000.00, and it will not
loan over $11,000.00 on any one home,
either in bonds or in ca-h, and,
vided the home is for not more
four families.
The home may be located inside or
outside of any incorporated City,
town or village. The Corporation
however, cannot deal with commercial,
rental nor farm property. The prem
ises may, incidentally, have a small
store or some farm land, or other in
cidental use, provided it is primarily
the owner s home
Application for a-Joan shall be filed
by the applicant with all the informa
tion called for on 'the application furn
ished. and signed by the applicant or
applicants, or their (representative.!
The prescribed application blank may
be obtained from the Corporation's
county attorney or appraiser soon to
be appointed, one of the Branch
Offices or the office at Salisbury.
In" cases where the lender is unable
or unwilling to accept bonds for his
mortgage every effort will be made
to induce the lender 'to carry the home
owner, on some reasonable basis, and
if this cannot be done, to assist the
home owner in procuring funds else
where, if possible, in ordinary chan
nels, if this is impossible, and the
home about to be lost, the Corpora,
tion will entertain an application for
a cash loan, if it come? within the
provision., of the Act. Cash, however,
is to bo advanced only . in a limited
way so as to relieve the greae--,t '!;?-
tiess. and only in case of a real dis
tress where the home is in .dancer.
and where the home ow.ie-r is actually
unable to obtain funds elsewhere.
Since considerable trouble and ex
pense will be incurred in .connection
with the effort to refund the indebt
edness on the home, it of course, will
be necessary for the mortgage hold
er's consent to be given in writing.
Form for such written consent will
be furnished by the State Manager.
The Corporation will lend in bonds,
SO per cent of the value of the home
in taking up a mortgage, and it will
also furnish the money to pay taxes
that may be-in arrears on 'the home.
which will be a part of the 80 ner
cent loan.
If the mortgagee refuses to take
bonds, and the mortgage, taxes and
other encumbrances due are not in
excess of 40 per1 cent of the value of
the property, the Corporation wiill
lend the home owner up to 40 ner
cent of the value of his home, or so
much as is necessary below 40 per
cent and take up his indebtedness
with cash, and also any taxes or Oth
er encumbrances against such home.
V here the owner has no encum
brance on his home but is in default
in taxes and in danger of losing his
home from tax sale, the Corporation
will lend him ithe money to pay the
taxes, but not exceeding 50 Der cent
of the value. " '
The loan in cash in exchange for an
existing mortgage will bear interest
at the rate of 6 per cent per annum
and will be amortized over a period
of not exceeding fifteen years. Loans
in cash in exchange for an existing
mortgage and for taxes, assessments,
the matter of appraisal is the
most difficult problem to be dealt with
by the Corporation on account of the
chaotic condition of the country with
reference to values. The Act Directs
that the board shall make rules for the
appraisal of property on which loans
are made, so as to accomplish the pur
pose of the Act. and the purpose of
the Act is relief to home owners,
therefore, it will be the purpose of the
Corporation in making appraisals to
arrive at the fair worth of the home,
and definite rules have been laid down
in an effort to accomnlish this pur
pose." It is desired to emphasize the fact
in an effort to accomplish this pur
that this Corporation will only deal
with the redemption of homes valued
at not morp than $20 nn nn ori u
will not loan over $14,OOO.Oo' on any I
one nome, eitner in bonds or in cash:
U 1 i. i. ... ' '
uiL-.nuine to oe occupied by the own
er or held by him as his homestead
and constructed to accommodate not
more tnafi lour families
H' . ...
. ,u ar continent in our expecta-
l.uu uiat mere win be a close co-Op
oration and sympathetic understand.
ing between this Corporation and
..... .i.u.ifiugc-iiuiuei, una we are
lioperui mat we may be able to re
fund the mortgages on a very sub
stantil number of the ownors occu
pied homes of the country, thereby
puiiuig -tne owners in the easy posi
u.ne reiievn.g tne leal estate' market
tion of saying them and at thj same
removing these homes from the
iMdiKei, anu it appears to be within
thev bounds. of possibility that this
Corporation can save half a million
ot American homes.
The problem of home mortgage re
lief is a very grave one, ani a grave
responsibility rests upon us in me
administration of relief in keeping
Z ' ' tHe P6sidet of the United
Mates and the direction of the Con
gress. Ve are sincerely anxious to
""vmijjuiisn tne purpose of the leg.
rv, o Kive reasonable
quickly.
22 YEARS AGO IX HAYWOOD
(From the file of July 14. 191 l.i
..... ..vn hcjiuius oi Asneviii'A
made a business trip to Waynesvilft
Monday.
Miss Doris Maslin, of Winrtoi
Salem and Miss Annie Erie Pou. ot!
omiinneia, win arrive Monday to be
me guests ot Miss Hilda Way fo
several weeks.
T. T T ri .
..... u . aimer oi uaiaioocnt
was a Waynesville visitor Thursdav.
Misses Mary Coble and Mary Ful
bright have entered the Piedmont
Sanitarium in Atlanta to take a course
in nursing.
Mr. and Mrs. J. W. Norwood are en.
tertaining this evening with dancs
in honor of Miss Jennie Ray. Ab"Jt
seventy guests will be present.
Miss Hilda Aay ene?-aiiied Thu;.--days
afternoon with a tea complinnn
tary to Mrs. Andrew E. Moore of G.is
tonia. One of the most successful enter
tainments ever given in Waynesville
both from an artistic and financial
standpoint was the comic opera,
Mikado, given under the aus
pices of the American Woman'';
League. The character parts
were palyed by the following
Mr. Judson MeManaway, Miss Mary
Boone, Miss Lucile Blackwell. Mr
Lush Underwood, Miss Mattie Love,'
Mr. Thomas Davis, and Miss Josephine
Gilmer.
relief
Visitor (comforting Tommy, who
tnUPv 3 b0tt-'eJ0f ink 0,1 car
pet): Never mind, my boy; no use
crymg over spilled milk "
Tommy: "If if s milk that spilled,
liV0!1 .,aY .to do is to call 'the eat-.
;." . snewi nek it up cleaner'n anv
hing. But this ain't mOk, an- tWs
time mother'll do the lickinV' 1
Poopaye: "I've hm,,i,. ..... . , ,
Vou kn. IV,, stood i f
my
Young Hopeful: "Can I chang
name cociay Ma:
Mother: "What in the world do voi
want. to change your name for?"
Young Hopeful: "Cause pa sai,
when he got home he'd whip me a
sure as my name's Robert."
"Mother," complained little Mar
jorie, 'you always give Eleano, the
biggest slice of cake."
"But you see, dear, she is the big
gest." "Yes, and she always will be if vou
keep giving her the most to 'eat"
"Mistress (to maid): "Haven't we
always treated von Hkn n iu
family?" " ""c ""v
Maid: "Yes. and I'm not going to
stand it any longer."
Mrs. Gabb: "So your husband ob
jects to cats."
Mrs. Stabb: "Yes, indeed. He says
that I feed all the cats in the neigh
borhood. Won't you stay and have
tea." ,
Young Bride: "I'd lil:3 to buy a
chicken, please."
Grocer: "Do v;i want miUnf"
Young Bride: "Han' y, sir,
like to carry it."
I'd
8 6 6
LIQUID - TABLETS SALVE
Checks Malara in 3 day. Colds first
day, Headaches or Neu algia in 30
minutes.
FINE LAXATIVE AND TONIC
Mosf Speedy Remedii i Known.
r n mnnrniMiii
Cofuct-
-Answer
Q- Stxnds for
Responsibility
C- Sf:Aiils -for-
X-Act prescription s S
compounded, here
ccc
Responsibility you'll find here and exact prescrip.
tions. Upon such a foundation have we builded our
excellent reputation for service. This is a drug store
of, for and by the grace of the peoplethat's how
we succeed.- .
ALEXANDER
'S
DRUG
Phones 53 & 54
STORE
Opposite Post Office
maintenance and repairs to a home
''.. li
r. " " ..'.:' ; ".'