RAIN TOLL ? Wet roads and excessive speed were blamed for this one - car accident Monday The driver was seriously injured but the investigating officer said his use of seat belts probably prevented death. The car overturned and skidded Into a tree. Social Security News By C. V. Shdton, Fit Id Riptt?itlUvt Fiyettevilk Social Security Office Since we recently started i new year, many of us hav made resolutions relative to thi things we do and the things w< shouldn't do and our plans fo our future lives. One of the things that out older citizens make a decisiot about in the new year i; whether to retire or not. This t a personal decision which thi individual must make fo: himself. In arriving at i decision to retire or not, sona of the factors to consider art the state of one's health, thi availability of suitabli employment and, perhaps on< of the most importan considerations, "Can 1 make ii financially if I do retire?" Thinking of retirement anc the financial problems re la tec to it naturally brings to mine the thought "What can Socia Security do for me?" A|e 62 ii the earliest age that a worker cart retire under Social Security. The Social Security tyitem provide* a monthly, retirement insurance payment for both men and women beginning with the month in which age 62 is reached. Don't let me confuse you on this point. You do not have to wait until the month you are age 62 to inquire about what Social Security can do for you. If you are thinking about retiring at age 62, you can inquire as early as 3 or 4 months before the month of your 62nd birthday. If you come and see us, we can give you the exact amount of your monthly Social Security check. Then, in your planning for your retirement you-wiU know 'what Social Security can do for you at age 62, of at age 6S or at any age in between. The decision to Hie a claim will be yours, but you will have the exact information about your Social Security, and will be able to make the wisest decision about your retirement. Come to see us or phone us at 483-2661 in Fayetteville for further information. Impact '76 Sets Goals For Hoke Extension Work "Impact '76," a long - range extension program For the state, will be introduced Thursday in ceremonies in Raleigh attended by Governor Robert Scott and Chancellor Caldwell. The kickoff ceremonies will be broadcast statewide from 2:07 to 2:28 p.m. and will be shown on Channel 4 at 6:30 p.m. Hoke County extension workers have been busy during the past year formulating the county's own Impact "76 program. The five ? year goals are designed to help develop the county's economic, natural and human resources. Specific goals for Hoke County are: To increase and improve livestock production: To improve crop production and marketing; To advance education in nutrition, clothing, housing and house furnishings; To increase 4-H opportunities for youth; To increase recreation, education and health information; To educate for an improved . environment. The plan was developed over the past year with the help of extension homemakers, the extension advisory board, county commissioners, youth leaders and young people and county agri ? business leaders, Wendell Young, county extension chairman explained. It will be formally inaugratfd at a meeting Jan. 31. He pinpointed some of the targets in agriculture over the next five years. These include helping farmers use some of the research information better and developing better marketing techniques such as use of the future market. The homemakers will concentrate on nutrition education and housing needs, Mrs. Ellen Will is. county home extension agent said. The statewide goals call for nearly 20 percent increase in gross larm income between 1970 and 1976. Most of the increases are expected in income from livestock, forestry, and horticultural crops. Bucks Lose To Pirates Tlif Lunberton Pirates held Raetord's top ? scoring Russell J?avis down to lb points last Pridas night to take the conference win 56 to 46. Il was the eighth straight win for Lumberton, who leads the SB3A Conference at 3-0 The Bucks have a l-l conference record now and stand 7-3 for the season. 1 The Bucks took the lead in the first quarter 6-4 on the Pirates home court but a Lumberton scoring spree outpaced Hoke 10 to 2 and gave the Pirates the lead 14 to 8 at the end of the period. Lumberton increased their margin 28 ? 18 at the half and 41 -32 in the third quarter. lop scorers for Lumberton were James McLean with 15, Art Lorick with 14 and Sam Robinson and Charlie Barnes with ten each High for Raeford were Davis with 16 and Matthew McGregor with 13. Hoke JVs won their game 44 ? y>. Raeford - (46) - Davis 16, McGregor 13, Woods 9, Baldwin 4, Chandler 2, llollngsworth 2, Morrison. Lumberton --(56) - McLean IS. Lorick 14, Robinson 10, Barnes 10, Melvin 7, Brill Thorndyke, James, Guy, Continued progress in agricultural income will depend on how well farmers meet such challenges as labor shortages and mechanization, environmental concerns, urbanization and changing markets. Farmers will have to do a better job of managing farm labor, credit, and soil and water resources. The disposal of animal wastes and the control of pests without polluting the environment are other challenges faced by farmers. Also, many production units need to be larger, or farmers must learn to increase the production of specialty commodities on their present land. Under Impact '76 the Extension Service will try to double -? to over 200,000 -- the number of young people reached through 4-H type programs. The 4-H program will be modernized where needed in an effort to reach both rural and urban youngsters, especially those who do not belong to any youth organization. Extension home economists will use a double barrel approach to help families achieve a more effective and satisfying way of life. First, home economists will provide information on such Lower Divorce Rate In Hoke County Area (Special to The News ? Journal) NEW YORK. Jan. 10 - In Hoke County, do marriages last longer than they do elsewhere0 What is the divorce rate in the local area compared with what it is in other communities? According to the latest statistics, the great majority of local people, once they get married, tend to stay that way. However, breakups among them are occurring more frequently now than in former years. That is in line with the times. According to recent government figures, the divorce rate in the United States has jumped no less than 33 percent in the last ten years. In 1960, for every 1,000 couples throughout the country who were married, there were 35 divorced persons. In the past year this ratio rose to 47 per 1,000, the Census Bureau reports. At the present time there are some 4,272,000 men and women in the nation who have been divorced and have not remarried. In addition, there are 2,662 ,000 who are listed as separated. Among Hoke County residents, the divorce rate is on the low side, compared with the national. The tabulations show that there are 27 divorced people locally for every 1,000 married couples. Elsewhere in the South Atlantic States, by way of comparison, the ratio is 46 divorced per 1.000 couples and, in the State of North Carolina, 34 per 1,000. In actual numbers, there are 89 divorced men in the local area and 85 divorced women. The probability of remarriage is apparently quite different for the men than for the women. For every divorced man who was still eligible for remarriage in 1970, there were two divorced women who had not remarried. Census officials conclude that men have greater opportunities to remarry and greater inclinations to do so. Sample surveys have been made to determine how many people were once in the divorced column but have since remarried. In generai, it was found, there are approximately 2.5 such persons tor every one who is currently divorced. On that basis, it is estimated that there are about 440 men and women in Hoke County who had previously been divorced. On December 7, 1941. the day Japan's attack on Pearl Harbor brought the United States into World W'ar II. Ernest O. Lawrence produced the first appreciable amount of enriched uranium 235, the fissionable element needed for the atomic bomb. often credited with bringing an end to the war. according to the National Geographic Society's book. "Those Inventive Amei icans." subjects as consumer competence, health, ecology and family relationships to all families. Second, emphasis will be placed each year on programs that are tailored to the needs of specific family groups. Emphasis the first year will be placed on young adults who are just starting their own home. Emphasis the second year will be placed on families with preschool children. Families with children ages 6 to 12 will receive attention the third year. Families with teenagers will get special attention next, and the fifth year older citizens will be singled out for special emDhasis. Impact *76 places much emphasis on North Carolina's many disadvantaged citizens. Efforts will be made to reach the disadvantaged through 4-H type programs. Also, home economists will make a special effort to help the disadvantage with nutrition and housing problems. In addition, North Carolina still has many agricultural opportunities for families with limited resources. These opportunities will be pointed out vigorously. Through its community resource development program. Extension can help rural communities and small towns through organ i/ational assistance, leadership training and economic analyses. Extension will also help to promote vocational training, health, recreation, water and sewer facilities. Problems caused by animal wastes, pesticides, trash and garbage disposal and poor land use will be tackled in an effort to preserve the environment. This is the third long - range extension plan developed b> the state, Young said. North Carolina extension workers have found the planning valuable in o b t a ining appropnations from Congress and in pinpointing problems and goals for extension work, lie said. First begun to include only agriculture planning, the last five ? year program added family living goals and this program has added environmental planning. A book giving the program for the county in detail has bean prepared by the extension staff staff and leaflets giving a brief outline will be distributed throughout the county. School Menu FRIDAY, JAN. 14 Spaghetti W/Meat Sauce Steamed Cabbage-C Cornbread Pear Half Cookie Milk MONDAY, JAN. 17 Oven Fried Bologna Buttered Grits Sweet Potato Souffle-AAC Applesauce Biscuits Milk TUESDAY, JAN. 18 Sloppy Joe on Bun Slaw-C Succotash Snow Rockets Milk WEDNESDAY, JAN. 19 Ham Potato Salad Green Beans Angel Biscuits Chocolate Fudge Pudding Milk THURSDAY, JAN. 20 Vegetable Beef Soup-A&C Peanut Butter & Jelly Sandw. Crackers Cake Milk New Books In The Library Fiction 1. Death in a Sunny Place. By Richard Lockridge. 2. A Rom for Virtue. By Norah Loft. 3. The Windi of War. By Herman Wouk. 4. Dont Look Now. By Daphne Du Mauricr. 5. Listen for the Whiiperer. By Phyllis A. Whitney. Non-Fiction 1. Chess in s Nutshell. By Fied Reinfcld. 2. The Naked Children. By Osniel N. Feder. 3. Parent Effectiveness Training. By Thomas Gordon. 4. The Flaming Ship of Oeraeoke A other Tales Of The Outer Banks. By Charles N. Whedbee. 5. Strange Things Happen Bcrnice K. Harris. \\fe put it all together! One Nationwide men can cover all your insurance needs. Life insurance on you. Home insurance on your house. Health insurance on your family. Complete automobile coverages. He can protect your business with liability, crimi nal loss and fire coverage, and your employees with life, health, pension coverage and workmen's compensation. Let Nationwide put it all together for you. VARDELL HEDGPETH INSURANCE AGENCY 111 W. Elwood Avenue Next door to Shoe Shop RAEFORD.N. C. Hationwide The man from Nationwide is on your side. Nationwide Mutual Inauranca Co. e Home Oflic* Columluts. Ohio. WITH OUR College Students Academic honors at Western Carolina University have been conferred upon Gloria J. Stephens of 704 N. Stewart St., Raeford. according to an announcement by Dr. Albert F. Gilman 111, assistant vice president for academic affairs. Dr. Gilman said high academic honors were won by 1095 students on the dean's list for the fall quarter of the Veterans Corner EDITORS'S NOTE: Veterans and their families are asking thousands of ijuestions concerning the benetits their Government provides for them through the Veterans Administration. Below are some representative queries. Additional information may be obtained at any VA office, or your local veterans service organization representative. Q - What is the largest loan the Veterans Administration wtll guarantee for a mobile home? A - For purchase of a mobile home only, S10.CKX) to be repaid over 12 years and 32 days. 0 - I am a World War II veteran who filed for VA pension and was told to submit a medical report of my disabilities. 1 don't have a doctor, and can't afford to pay for a physical examination. What should I do? A ?? Notify the VA office handling your claim of your circumstances. Describe your disabilities as best you can, making it clear that you arc unable to pay for an examination. It may be possible to arrange for a VA clinic to examine you for your pension claim. Q - Is it true that pensioners over 72 years old no longer have to file annual income questionnaires with VA? A - Yes. A recent law exempts 72 year old and older pensioners and dependent parents drawing dependency and indemnitv cnmrvnutinn current academic year. Students on the dean's list must earn a quality point ratio of 30 on a scale of 4.0 for a regular quarter's work of not less than 12 quarter hours and must maintain a cumulative quality point ratio of not less than 20. START NEW YEAR RIGHT Cl*an Up All Bills With a Loan up to $ 900 from SAFEWAY FINANCE Dennis Stewjrt, Mjruger 175-4111 Retford, N.C SPINE-TINGLING SUSPENSE THAT MADI HITCHCOCK A HOUIIHOLP WORDI Keep sour r\ i*s i>ii S% 11?11 sllf ( ?HlllOl SIT 1 C(Xu??? ncru-tN At* a ma?rr.^4 ??'iS0"0?? ItSuC I'NOtA ?OOuCTiO^ m , -5 yLy*u j Start* TODAY Q&SseL 'AYITTIV1LU fMALL STWOWONIC 1}|T| '?*>? h At ??ct?~ ADULTS CHILDREN SIM M? 2 OAYSONLY WED.-THUR. JAN. 2S-27 The Bank of Raeford of Baoford in tho Stat* of N.C? and Domoatic Subsidiaries at tho closo of bualnoss on DECEMBER 31, 1971 ASSETS 1. Cash and due from banks (including $157,400.87 unposted debits) 2.086,305.57 2. U. S. Treasury securities 3.822.601.01 3. Obligations of other U. S. Government agencies and corporations 200.078.13 4. Obligations of States and political subdivisions 93,061.14 8. Other loans 1.828.675.05 9. Bank premises, furniture and fixtures, and other assets representing bank premises 55.725.23 13. Other assets 67,996.98 14. TOTAL ASSETS 8.154.443.11 LIABILITIES 15. Demand deposits of individuals, partnerships, and corporations 4.279.574.00 16. Time and savings deposits of individuals, partnerships, and corporations . . . 2,502,198.23 17. Deposits of United States Government 46,850.44 18. Deposits of States and political subdivisions 556,632.44 21. Certified and officers' checks, etc 12,779.65 22. TOTAL DEPOSITS 7.398.034.76 (a) Total demand deposits 4.782.752.46 (b) lotal time and savings deposits 2,015.282.30 27. Other liabilities 212,247.30 28. TOTAL LIABILITIES 7,610.282.06 CAPITAL ACCOUNTS 35. Equity capital, total 544.161.05 37. Common stock - total par value 110,940.00 (No. shares authorized 30,000) (No. shares outstanding 11,094) 38. Surplus 350.000 00 39. Undivided profits 83,221.05 41. TOTAL CAPITAL ACCOUNTS 544.161 05 42. TOTAL LIABILITIES. RESERVES. AND CAPITAL ACCOUNTS 8.154.443 11 MEMORANDA 1. Average of total deposits for the 15 calendar days ending with call date 6.1 17.458 00 2. Average of total loans for the 15 calendar days ending with call date 1.802.220 00 3. Unearned discount on instalment loans included in total capital accounts 58,228 24 I. R. B. Lewis, President, of the above ? named bank, do solemnly swear that this report of condition is true and correct, to the best of my knowledge and belief. Correct Attest R. B. Lewis J. H. Austin W. L. Howell, Jr. J. L. McNeill DIRECTORS Total Deposit of the State of N. C. or any official thereof $15,141.88 State of North Carolina. County of Hoke Sworn to.nd ,ub.cribed before me thts 11th fry of J.nuery, 197 J, ,nd I hereby certify that I am not an officer or director of this bank. My commtdon explrei Aufurt II, 1975, kdlth S. Plckler. NoUry Ibjblh;.

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