CLASSHS-Javcec president Harold Hrewer shows some of the materials to be usi'd in the shooter education project beginning Saturday at Upchurch Gym. The Hoke County Javcees will conduct the National Jaycee Shooting Education Program beginning Saturday. The program open to boys and girls between the ages of 7-14 is co-sponsored by the U.S. Jaycees and Daisy. Features of this community program are: I. Proper gun handling. 2. Firearm satety. 3. Shooting teams and competition. 4. Education for a lifetime, recreation sport. Gun Classes Start Saturday Harold Brewer, President, announced that the educational program will be held at Upchurch Junior High School Gym each Saturday morning front 11-12. The program will run for six lessons. A shooting team will be selected to represent the Hoke County Jaycees at the State Shooting Championship Match to-be held in the spring Reglstiatlou will be hold at the first meeting on Jan. II at 11:00 a.m. at the Upchurch School Gym. Promoted Clarence W. Page, a native of Hoke County, has been appointed division manager, Ordinary Agencies Department, liastern Home Office Region for Prudential lnsuiance Company of America. Page is a l%5 graduate of L'pchurch High School He earned a B.S. degree in political science from North Carolina A. & T. State University, Greensboro. Page, who assumed his new duties Jan. 6, is responsible for the hiring, training, and development of professional marketing representatives for Prudential in his area. Page is the son of Clarence and hi ma Page of Lumber Bridge. Consolidated Report of Condition of rhe Bank of Raeford of Raeford in the State of N.C. and Domestic Subsidiaries at the close of business on December 31, 1974 ASSETS 1. Cash and due from banks (including % none unposted debits) 1.144.353.11 2. (a) U.S. Treasury securities S 1.050,025.0011'otal (items (b) Obligation ot Icdcral financing Bank < none<2< \ > A iHi 1.050.025.00 3. Obligations of other U.S. Government agencies and corporations 1.450.937.50 4. Obligations of States and political subdb isions 2,169.596.60 7 I ederal tunds void and securities purchased under agreements to resell 1.400.000.00 8. Other loans .. . . . 3.582.472.19 9. Bank premises, furniture and fixtures.and other assets representing bank premises 62.385.80 13. Other assets (item 6 of "Other Assets") (including S none direct lease financine) I 75.329.27 14. TOTAL ASSI I S I 1.035.099.47 LIABILITIES 15.Demand deposits ot individuals, partnerships, and corporations 4.473,065.35 16. Time and savings deposits of individuals, partnerships and corporations ? 3.839.951.47 17. Deposits of United States Government ; , . . . 98.769.37 18. Deposits of States and political subdivisions 1.179.025.02 21. Certified and officers' checks, etc 34.492.47 22. TOTAL DEPOSITS $9,625,303.68 a) Total demand deposits S4.935.355.42 (b) Total time and savings deposits $4,689,948.26 25. Mortgage indebtedness 10.400.00 27. Other liabilities 459.624.70 28. TOTAL LIABILITIES IO.W5.32K.38 RESERVES ON LOANS AND SECURITIES 30. Reserve for bad debt losses on loans (set up pursuant to Internal Revenue Service rulings) 7.164.04 32. Reserves on securities 9.116.64 33. TOTAL RESERVES ON LOANS AND SI C' RITII S 16.280.68 CAPITAL ACCOUNTS 35. Equity capital, total 923.490.41 37. Common stock-total par value 132.673.00 /(No. shares authorized 30,000) (No. shares outstanding 1 3.267 1/3 38. Surplus 687,060.00 39. Undivided profits 103.757.41 41 rOTAL CAPITA! AC COUNTS 923.490 41 42. TOTAL LIABILITIES. RI SERVES. AND CAPITAL ACCOUNTS II.035 099.47 MEMORANDA 1. Average of total deposits for the I 5 calendar days ending with call date .. 9,5 29.966.00 2. Average of total loans for the 15 calendar days ending with call date .... 4J155.006.80 I, W.E. Carter, President, of the above-named bank, do solemnly swear that this report of condition is true and correct, to the best of my knowledge and belief. Correct-Attest W.E.. Carter Neill A. McDonald J.H. Austin J. I.. McNeill Sworn to and subscribed before mc this 7 day of January. 1975. and I hereby certify that I am not an officer or director of this bank. My commbaion expires Sept. 12. 1977. ? Rebecca I . Conoly. Notary Public. From The Home Agent's Desk bv Ellen Willis & Brenda Canady Hint To remove burned food fror aluminum pans, fill pan with cold watei add '4 cup vinegar and bring to a slov boil. Simmer 10-15 minutes. Schedule: Thursday, January 9, 9:30 am Fxtension Homcmakers County Counci meeting in the Conference Room of thi Federal Building. Thursday. January 9, 2:30 pm Allendale - Antioch Extensior Homemakers meeting. Monday, January 13. 8:30 a.m. Stafi conference. Tuesday, January 14, 9 a.m. Nortl lakes meeting. January 15 - 17 Annual Fxtensior Conference. COPING FINANCIALLY With the New Year comes the timt to: make resolutions for a mort prosperous 1975; take inventory ol your net worth; identify change: desired; act to bring those changes intc reality by adopting new techniques foi increased wealth and discarding pool habits Money problems aw a growing reality. They may threaten your 1975 but they don't have to mar it. Exercise your control and work to ease money problems and to increase wealth Consider: that wealth is largely due tc habit (of saving. investing accumulating) and that only to the determined ones does wealth accrue You might try a family project to enhance your financial position. This will require agreement, renewed thinking, and concerted action from all users of the family money. Why not explore and test Such an idea-you can't lose financially. IDEAS FOR F1NANCIAI IMPROVEMENT I. Tally your net worth and determine your financial progress Net Worth=Assets minus tabilities (debts owed). Are you operating in the black (assets greater than liabilities) or in the red? Assets 'include: (a) the market value of physical capital (real estate, home, durable and valuable goods), (b) value of claims (money, savings, each surrender value of life insurance, market value of stocks and bonds, and value of other money benefits receivable), and human capital (value in increased earning power for self-improvement). A net worth statement should distinguish between accumulated wealth and accumulated junk and reveal your true financial situation. , 3. Adopt and follow a budget. This is the surest way to bridge the gap between expenditures and earnings and provide for financial success. A well-made budget: (a) identifies the stock (quantity measured at a particular time) and flow (quantity measured during a time period) of family money ; (b) designates how much money is to be spent and how much is to be saved for emergencies and future purchases; (c) lists in order of priority things to be purchased and approximate time of purchase; (d) states the amount of money that can be used for each type of expenditure such as food, clothing, recreation, etc.: (e) maintains records of how the money is actually used; (f) evaluates appropriateness of budget in terms of family goals and makes necessary changes for improvement. Budgeting is a way to control expenditures and to assure using your money for things that are most important . 3 Maximize the buying power of your dollar. Decide exactly what is needed and the maximum amount you can invest before going to the market. Compare the extra costs and benefits of alternative goods, and avoid overbuying style, convenience or prestige features. Buy only the quality of goods needed-an irregular quality or used item may fit the need as well as a new one. Before making any purchase, weight its opportunity cost (value of what is being sacrificed). Learn to bargain, especially for big ticket items; the ticket price may not be the lowest selling price. Plan purchases to take advantage of as many price reduction sales as possible. BUYING POWER SUCCESS = WORTHWHILE GOODS & SERVICES FOR FEWEST DOLLARS. 4. Minimize Use of Credit. The cost of credit increases the cost of the product, reduces the buying power of dollars, and places a liability on future income. Think in terms of total cos. of credit. Is it worthwhile? 5. Get maximum service from goods. Four: habits of using goods as long as economically feasible-use up completely or until repairs are too expensive. Fewer replacements for items means more money available for other needs or wants. Why not analyze family's habits in using products; then identify and eliminate waste? t> Put goods and talent to productive use. Try your hand at creativity-alter, repair, improvise, restore and put idle or retiied goods into useful service Such projects might be substituted for family recreation activities. The goods produced might be used in the home, shared with others, or sold for extra cash. Also consider ways of using personal ability and available time for increased earning power Deaths And F unerals Catherine Livingston Clark Funeral services for Catherine Livingston Clark were held Tuesday at Raetord Presbyterian Church by the Rev. John Ropp Mrs. Clark, who died Sunday in Castonia. w as S4. She is survived by her husband. Hilton Clark of Gastonia; a sister. Mrs. Virginia Parnell of Maxton and a brother. Joseph Livingston. Sr.. of Red Springs. Pallbearers were Tommy Summers, Johnnie King. H L. McMinis, Joseph Livingston. Jr.. Carlton Gainey and Julian Love. Mrs. Mary F. Baxley Funetal serv ices were conducted at 2 p.m. Tuesday lot Mrs. Mary F. Baxley at the Fvangclical Methodist Church. The Rev. W.H. Ginn officiated. Burial was in Raeford Cemeiery. Mrs. Baxley (vi, died Sunday in Highsmilh-Rainey Memorial Hospital. Surviving are her husband. Paul Baxley: a daughter. Mrs. Stella Mae Oxendine of Warner-Robhins. Ga.; four sons, Paul Baxley, Jr.. of High Point. Roscoe Baxley, Thomas Baxley. and Buck Baxley. all of Raeford; a brotnet. G.G. Faircloth of Raeford. 20 grandchildren and 16 great-grandchildren. Hoke Senior Seeks Award George McCown King, Jr.. of Raeford will be among 24 high school seniors to be interviewed Friday by the District III Morehead Selection Committee. Six finalists will be chosen from District III to appear in Chapel Hill Feb. 2b for interviews with the central committee Morehead Awards provide all-expense paid undergraduate educations at the University of North Carolina Due to increases in tuition and other expenses, ihe Morehead Foundation has increased the value of ihe award to S2.500 per year. Workshop Set The Lumber River Council of Governments will sponsor a workshop on the new Fair Labor Standards Act on Jan. 15 at the Robeson County Library. The act deals with wage and hour requirements for public employees, and effective Jan. I, its coverage expanded to police and fire employees. Chief of the wage and hour division of the U.S. Department of Labor in Raleigh will give a presentation and answer questions. The workshop will begin at I: JO p.m. Legals NOTICE OF SALE OF LANE) UNDER POWER OF SALE CONTAINED IN DEED OF TRUST NORTH CAROLINA HOKE COUNTY Under and by virtue of the power of sale contained in that certain deed of trust dated the 25th day of September, 1973, executed by ROCK FISH ENTERPRISES. IN(_lio GARY M UNDERHILL. Trustee (Paul Carruth. Jr. having been substituted as Trustee by instrument dated December 30. 1974. executed by The Business Development Corporation of North Carolina and duly recorded in the Hoke County Registry), and recorded in Book 176, Page 391 in the Office of the Register of Deeds for Hoke County, North Carolina, default having been made in the payment of the indebtedness secured thereby, the undersigned Substitute Trustee will offer for sale to the highest bidder for cash at public auction at the courthouse door of the Hoke County Courthouse in Raeford, North Carolina, on the 6th day of February, 1975, at 12:00 Noon, the following described land located in Hoke County, North Carolina: BEGINNING at an iron in Barnhart's East line, said iron being North S degrees 43 minutes East 232.0 feet from a concrete monument in the northeastern right of way of the Aberdeen & Rockfish Railroad, also being the northwest corner of a 0.52 acre tract deeded to the Rockfish Water System, Inc., and running from said beginning point South 84 degrees 17 minutes East 196.29 feet to an iron in the Aberdeen & Rockfish Railroad right of way: thence with the right of way Nortft 45 degrees 57 minutes East 337.10 feet to an iron pipe in the East side of Secondary Road No. 1421; thence North 5 degrees 43 minutes East 343 feet crossing an iron in the center of a ditch and beyond to a pipe at the edge of an old garage building; thence North 12 degrees 34 minutes West 150.86 feet to an iron pipe in the southern edge of Secondary Road No. LEGALS 1406; thence South 63 degrees 03 minutes West 101.70 feet to a stake; thence South 67 degrees 48 minutes West 100 feet to a stake; thence South 73 degrees 51 minutes West 100 feet to an iron stake; thence South 5 degrees 43 minutes West 179.06 feet with the Community House lot line; thence with another line of the Community House lot line North 84 degrees 17 minutes West 100 feet to a stake; thence South 5 degrees 43 minutes West 425.59 feet to the point of BEGINNING, and containing 4.47 acres, excluding the right of way. Subject to a twenty (20) foot in width easement of ingress and egress granted to Rockfislt Water System, Inc. and lying parallel to the Aberdeen & Rockfish Railroad right of way. TOGETHER WITH all improvements thereon and all plumbing, ventilating, air conditioning, heating, electrical, sprinkler and boiler equipment and all other equipment of every kind attached to or used in connection with the improvements located on said land. This safe will be made subject to all taxes and special assessments affecting the above described property and to a lease covering said property dated August I, 1972 between Rockfish Enterprises, Irjc. as Landlord, and Continental Yarn Corporation, as Tenant. The highest bidder will be required to make a cash deposit of 10% of the first 51,000.00, plus 5% of the excess over 51,000.00 of his hid. This 6th day of January, 1975. Paul Carruth, Jr. Substitute Trustee 36-39C EXECUTOR'S NOTICE IN THE GENERAL COURT OF JUSTICE SUPERIOR COURT DIVISION STATE OF NORTH CAROLINA HOKE COUNTY Having qualified as Executor & Executrix of ihe estate of Carrie McLaurin McColl of Hoke County. North Carolina, this is to notify all persons having claims against the estate of said Carrie McLaurin McColl to present them to the undersigned within 6 months from date of the publication of this notice or same will be pleaded in bar of their recovery. All persons indebted to said estate please make immediate payment. This the 30 day of December. I')74. H. Thomas McColl, Executor Route 3, Box 331. Raeford, N.C. 38376 Elfie Forbis. Executrix Box 44. Lumber Bridge. N.C, 36-3'IC EXECUTOR S NOTICE Having qualified as Executor of Ihe Estate of MARIE T. ACUS. Deceased, late of HOKE COUNTY, NORTH CAROLINA, this is to notify all persons having claims against the estate of said deceased to exhibit them to the undersigned at Post Office Box 1125, Aberdeen. North Carolina 28315, on or before the 14th day of JULY, 1975. or this notice will be pleaded in bar of their recovery. All persons, firms or corporations indebted to this estate will please make payment immediately to the undersigned. THIS 24th day of DECEMBER. 1974. DONALD JOSEPH KIDDER Executor of the Estate of Marie T. Acus JOHNSON, POOLE & CROCKETT Post Office Box 1125 Aberdeen. North Carolina 28315 35-38C NORTH C AROLINA HOKE COUNTY Under and by virtue of the power of sale contained in a certain Deed of Trust executed by HENRY CHAMBERS and wife, CORA CHAMBERS, to J.D. McLean, Trustee, dated November 3. 1972, and recorded in Book 170, Page 29.3, in the office of the Register of Deeds of Hoke County; default having been made in the payment of the indebtedness thereby secured and the said Deed of Trust being by the terms thereof subject to foreclosure, and the holder of the indebtedness thereby secured having demanded a foreclosure thereof for the purpose of satisfying said indebtedness, the undersigned will offer for sale at public auction to the highest bidder for cash at the courthouse door in Raeford, North Carolina, at twelve o'clock noon, on the 28th day of January, 1975, the land conveyed in said Deed of Trust, the same lying and being in the Quewhiffle Township, Hoke County, North Carolina, and more particularly described as follows: Being that lot or parcel of land designated as: "Henry Chambers 8.62 acres," as is shown on a map entitled: "Property of J. Earl Parker, Henry Chambers tract, Quewhiffle T.S., Hoke Co., Ndated May 21, 1965. made by C.H. Blue, Reg. Land Surveyor, and reference is hereby made to that said map. BEGINNING at a point in center of N.C. Hwy. 211 between Aberdeen and Ashley Heights, located N. 29-20 W. 260.1 ft. from the common corner of parcels or tracts Nos. 6 and 7 as is shown on a map which is recorded in Map Book 2. Page 222, of the Hoke County Registry and to which reference is hereby made, running thence as the center line of Highway No. 21J N. 29 - 20 W. 565.1 ft. to another new corner: thence S. 60 - 40 W. 665.1 ft.; thence S. 29 . 20 E. 565.1 ft.; thence N. 60 - 40 E. 665.1 ft. to the point of beginning: LEGALS EXCEPTING THEREFROM* HOWEVER a one acre lot conveyed by Henry Chambers and wife, Cora Chambers to T. Curtis Chambers and wile, Lilly Mae Chambers by Deed dated May 25, l%5, and to which , reference is hereby made. This sale will be held open ten (10) days for upset bids as required by law. The property will be sold subject to restrictive covenants, conditions and easements of record affecting said property, if any exist, and to the lien of unpaid city and county taxes and assessments affecting the same, payment of which shall be assumed by the purchaser. The successful bidder will be required to deposit with the Trustee as earnest money, ten per cent (10%) of the first One Thousand Dollars ($1,000.00) of his bid and five pei cent (5%) of the excess over ONE THOUSAND DOLLARS ($1,000.00). This 20th day of December. 1074. J.D. McLEAN. TRUSTEE By: Robert N. Page, III. Attorney for Trustee PAGE. NEVILLE & MONROE ATTORNEYS AT LAW ABERDEEN, N.C. 25-.T8C NOTICE OF SALE OF REAL ESTATE UNDER EXECUTION NOR IH 1 AROLINA HOKE COUNTY EMPLOYMENT SECURITY COMMISSION OF NORTH CAROLINA J.C. Thompson T/A J.C. Thompson,Contractor , Defendant Under and by virtue of an execution dated the 24th day of September. 1974. directed tO'the undersigned from the Employment Security Commission of North Carolina in the above entitled action and under and by virtue of authority conferred upon the undersigned by Chapter 96. Section 10 (b) of the General Statutes of North Carolina, 1 will on the 17th day of January, |975, at 12:00 o clock noon, at the door of the Hoke County courthouse in Raeford, North Carolina, offer for sale to the highest bidder for cash, lo satisfy said execution, all right, title, and interest which the delendant, J.C. Thompson T/A J.C. Thompson, Contractor now has or at any trmc at or after the docketing of the judgement in said proceeding had in and to the following described real estate, lying and being in McLauchlin Township, Hoke County. North Carolina. A certain tract or parcel of land in McLauchlin Township, Hoke County, State of North Carolina and: Lying and being north of Rockfish Creek and beginning at an iron stake in the north light - of - way margin of a paved road leading from the Rocktish Parkton road to Raeford, said iron stake 30' from the center line of the aforesaid road and being the southwest corner of an 8.2 acre tract as recorded in map book 4, page 45, Hoke County, and runs thence N - 6 - 25 E 380-8 It to an iron stake: thence S 37-25 W 142.3 teet to an iron stake in the north right -of way margin of said road north 57-55 W l>1.3 feet to the beginning, containing 1.35 acres, more or less, surveyed April 4, 105') by J.P McMillian Jr. This 13th day of December. 1074. Harold G. Wiggins, Process Agent, Employment Security Commission of North Carolina 33-36C NOTICE OF SALE NORTH CAROLINA HOKE COUNTY Under and by virtue of an otder of the Superior Court of Hoke County, North Carolina made and entered in the action entitled "HOKE COUNTY VS. GEORGE HOLLINGSWORTH ET AL", the undersigned Commissioner will, on the 13th day of January, 1975, offer for sale and sell for cash, to the last and highest bidder at public auction, at the courthouse door in Hoke County, North Carolina, in Raclord. at 12:00 o'clock Noon, the following described real estate, lying and being in Raeford Township. Hoke County, North Carolina, and more particularly described as follows: Being all of Lot No. Seven (7^ of a map entitled "SUBDIVISION OF THE H.A. BOYLFS LAND", by J.H. Blue, Registered Surveyor, in February, 1948, and recorded in Map Book 2, Page 289, and described in metes and hounds as follows: BEGINNING at a stake in the southern edge of Robeson Avenue, the same being the Northeast corner of Lot No. 6 of said subdivision, thence with the southern edge of said Robeson Avenue, S 85-25 F. 50 feet; thence S 4-35 W 150 feet; thence N 85-25 W 50 feet; thence N 4-35 K 150 feet to the BEGINNING. This sale will be made subject to all outstanding taxes, and all. loeak improvement assessments against the above described property not included in the judgment in the above described property not included in the judgment in the above entitled cause. CASH DEPOSIT Ten per cent (10%) of the first Si ,000.00 and five per oent (57f) over SI.000.00. Posted this the llth day of December, 1974. WARREN L. PATE, COMMISSIONER HOSTETLER it McNEILL ATTORNEYS AT I AW RAEFORD. N.C. 33-36

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