RETIREMENT- Benjamin A. Hurley (on left) is congratulated by Carolina Power <6 Light Co. district manager A.J. Wooddy on his retirement after 39 years. Hurley joined CP & L as a lineman in Southern Pines in 1936 and was promoted local representative for Raeford in 1945. He became a meter reader in 1971. Hurley and his wife Evelyn reside on Roberts St. SPEAKS TO LIONS ? Cecil Hargett addresses the Lions Club Monday' night about some of the problems concerning lav.' in North Carolina. Hargett filled in for Attorney General Rufus Edmistin, who could not attend COST STL'D/FD - City engineer Lacy Koonce (center) displays survey map showing route of 800 ft. ditch connected to the planned Title Storm drainage project while Mayor John K. McNeil!, Jr. and councilman Crawford Thomas, Jr.. listen to recommendations. The council agreed to later approve the cost of covering the ditch if a permanent easement is given bv property owner J.B. McLeod. 36 inch pipe is planned for the ditch. From The Home Agent's Desk HINT- A thick head can do as much harm as a hard heart. SCHEDULE Thursday, November 13, 3 p.m. Antioch Extension Homemakers Club. Monday. November 17, 9:00 a.m. Staff Conference. Monday, Nov. 17, 7:30 p.m., Phillippi Extension Homemakers Club meets with Mrs. Ollie August - oni. Tuesday, November 18, 12:10 Group. Tuesday, November 18, 2:30 p.m. Raedeen Extension Homemakers Gub meets with Miss Isabel McFadyen. WARNING The U.S. Department of Con sumer Affairs has warned the public to beware of crooked promoters in the budding solar home heating industry. It said both the press and consumers should check out claims with a reliable engineer before writing about or investing in energy systems which use sunlight to heat houses. Since the advent of the energy crisis and shortages of fillil fuels, the interests of homeowners and manufacturers had been drawn to systems - usually involving panels placed on roofs - which use the sun's energy to heat both the house and the water used in it. Experts say that while various companies are producing parts for solar heating systems, there are few firms which are able to provide a complete system for the average house. Solar power has a great potential to help solve individual and national energy problems, but this potential could be seriously hurt if a few disreputable merchants give solar a bad name. TO SAVE OR NOT TO SAVE? The question may not be whether vou will save, but how vou can do it. The question may be how to set up a plan for saving that you can stick to without succumbing to the temptation to spend every cent you make. Saving money seems to come easy for some people; for many others it is almost an impossibility. Are you one of those people who "can t save a dime?" A 1974 study of family money practices revealed that 71% of the families saved some money during the previous year. Of those savers, 33% saved regularly, 31% saved when they had extra money," and 7% saved both ways. However, about '/? of the families had to dig into savings to help pay bills during recent periods of economic stress and 29% had not saved at all. Why should you save money? Most people can anticipate a time in the future when they will need more money than they have in current income. Often the need is unexpected; at other times one may need extra money for a goal such as a vacation, a new car or education of the children. Most people save: ?To meet emergency expenses, or those once a year items such as insurance or property taxes. ?To purchase large items for the home, an automobile, or for college expenses -- your short or long-range goals. ?To create a fund for investment that will produce more income; you do this when you let savings grow to produce income for your retirement years. If we were all perfectly logical, rational and self-disciplined, we could live on less than we make and save the balance of the money. Since we aren't that sort of people all of the time, some of us find that automatic savings plans force us to live on less. We try to fool ourselves into thinking that we have less income than we really have. With automatic savings plans we make one decision that sets the plan in action. Then we aren't faced each pay period with a savings decision or find we have no savings after spending. Some good automatic savings plans are these: ?Payroll deductions for the pur chase or U.S. Savings Bonds or for deposit in the employees' credit union. Sign forms with your employer for either plan. ?Deductions by your bank from your checking account into your savings account. Sign up at the bank. ?Extra income tax deductions above what would be normal for your family exemptions. This would increase the likelihood of your receiving an income tax refund that you could use for some special purpose, depending upon the size of the refund. File a new withholding tax form with your employer taking fewer exemptions if you want to put this plan in action. Exceptional Children Meet Draws County Teachers Hoke County educators will attend the 27th annual conference on exceptional children sponsored by the Division for Exceptional Children, Department of Public Instruction, in Winston - Salem Nov. 13-14. Exceptional children coordinator Betsy Sloan and reading coordinator Florence Cohen are scheduled to Read Psalm 906 The Lord on high is mightier than the noise of many waters, yea, than the mighty waves of the sea. (Psalm 93:4) 1 sat in the sand by the sea and watched the blue-green waves. End over end they tumbled in a cease less. rhythmic jumble of foam and noise, sometimes swirling around my feet, sometimes revealing small fish and bits of broken shells. I felt insignificant-like one of the grains of sand-but linked somehow with everything in cre ation. The prayers which formed in my mind could not be put into words; but they were important, basic to the relationship between myself and things eternal. God's love surrounds us like an ocean of warmth and peace. It is attend along with Dorothy Riddle, Martha Alice Phillips, Wanda McPhaul, Edna Ewig, Peggy Swanson, Ethel Callendar, Kay Pressley, and (Cathy Mcintosh. Theme of this year's conference is "Program Alternatives for Exceptional Children." Dr. A. Craig Phillips, state school superintendent, will address the educators. immense beyond our understand ing but immediate and accessible, capable of buoying us up, of trans porting us to new experiences of spiritual growth. PRAYER: O Lord, we thank Thee for Thy love which from our birth over and around us lies. We raise to Thee our prayer of grateful praise. In the name of "Hiy Son Jesus Christ, who revealed to us Thy great love and taught us to pray. Amen. THOUGHT FOR THE DAY No matter how unimportant we piay feel, God cares for us. -copyright-THE UPPER ROOM -Pat Mason, Memphis, Tenn. Who Said Mr. Flynn Was Irish? Mr. Flynn's Legals STATE OF NORTH CAROLINA HOKECOUNTY IN THE GENERAL COURT OF JUSTICE SUPERIOR COURT DIVISION ADMINISTRATOR S NOTICE Having qualified as Adminstrator of the estate of Grace F. Calloway of Hoke County, North Carolina, this is to notify all persons having claims against the estate of said Grace F. Calloway to present them to the undersigned within 6 months from date of the publication of this notice or same will be pleaded in bar of their recovery. All persons indebted to said estate please make immediate payment. This the 3rd day of November, 1975. Mawyer Calloway Route 3, Box 47D Raeford, N.C. 28376 28-31C NOTICE Effective January 1, 1976: A Hoke County Ordinance adopting N.C. State Plumbing, Heating and Air Conditioning Codes will be enforced County-wide including the City of Raeford. Copies of the new Ordinance will be available for public review in the Courthouse Annex building. This Ordinance along with the Electrical Ordinance presently in effect will require that permits be obtained and fees paid prior to any work being started. Permits may be obtained from the County Inspector's office located in the Courthouse Annex building. 27-28C NOTICE OF PUBLIC HEARING Notice is hereby given, in ac cordance with the requirements of the Community Development Act of 1974, that the Joint Governing Bodies of Raeford and Hoke Coun ty North Carolina, will hold a public hearing on the Community Development Application on Nov. 18 and 24, 1975, at 8:00 p.m. at the County Courthouse Courtroom. 28-29C STATE OF NORTH CAROLINA HOKECOUNTY IN THE GENERAL COURT OF JUSTICE SUPERIOR COURT DIVISION EXECUTOR'S NOTICE Having qualified as Executrix of the estate of C.J. Holland of Hoke County, North Carolina, this is to notify all persons having claims against the estate of said C.J. Holland to present them to the undersigned within 6 months from LEGALS date of the publication of this notice or same will be pleaded in bar of their recovery. All persons indebted to said estate please make immediate payment. * This the 3rd day of November, 1975. Mrs. Katie C. Holland Route 3, Box 259 Raeford, N.C. 28376 28-31C ADMINISTRATRIX'S NOTICE Having qualified as Administra trix of the Estate of John W. McMillan, Deceased, latgl of HOKE COUNTY, NORTH 3VR OLINA, this is to notify all persons having claims against the estate of said deceased to exhibit them to the undersigned in ABERDEEN, NORTH CAROLINA, on or before the 1st day of May, 1976, or this notice will be pleaded in bar of their recovery. All persons, firms or corporations indebted to this estate will please make payment immed iately. DATED: This the 29th day of OCTOBER, 1975. ELIZABETH D. McMILLAN* Administratrix Raeford, North Carolina 28376 JOHNSON AND POOLE Post Office Box 1125 Aberdeen, North Carolina 28315 27-30C STATE OF NORTH CAROLINA HOKECOUNTY IN THE GENERAL COURT OF JUSTICE SUPERIOR COURT DIVISION EXECUTOR S NOTICE Having qualified as EXECUTRIX of the estate of William H. Faulk of Hoke County. North Carolina, this is to notify all persons having claims against the estate of said William H. Faulk to present them to the undersigned within 6 months from date of the publication of this notice or same will be pleaded in bar of their recovery. All persons indebted to said estate please make immediate payment. This the 20th day of October. 1975. Mrs. Allyne M. Faulk Route 2. Box 42 Raeford. N.C. 28376 26-29C EXECUTOR S NOTICE IN THE GENERAL COURT OF SUPERIOR COURT DIVISION STATE OF NORTH CAROLINA HOKECOUNTY Having qualified as Executrix of the estate of Joel E. Gulledge of Hoke County, North Carolina, this is to notify all persons having claims against the estate of said Joel E. Gullege to present them to the undersigned within 6 months from date of the publication of this notice or same will be pleaded in bar of their recovery. All persons indebted to said estate please make immediate payment. This the 29 day of September, 1975. Murrell W. Gulledge P.O. Box 417 Raeford. N.C. 28376 25-28C NOTICE OF SALE TAKE NOTICE: H) Order of the Superior Court of Hoke Count;, The undersigned Commissioner will oner for sale the following described realty: Being those lots conveyed unto J. A. McGoogan by deeds recorded In the Public Registry of Hoke County, Deed Book 14, Page 245, Deed Book 44, Page 212, and Deed Book 48, Page 237, to which reference Is hereby made and such descriptions are incorporated herein by reference, and being known as "The McGoogan Residence," 310 Eaat Donaldson Avenue, Raeford, North Carolina. TIME AND DATE OF SALE - 12 o'clock, Noon, Thursday, November 20, 1975. PLACE OF SALE - ? - 127 West Edinborough Avenue, Raeford, North Carolina. TERMS OF SALE - ? - The Sale shall be for cash. Bids shall be In writing stating the total purchase price offered by the house and three (3) lots. All bids shall include a deposit equal to 10 % of the total pure hat price offered. AD bids shall be sealed and delivered to the Commissioner no later than 11:00 A.M., Thursday, November 20, 1975. The highest bidder will become the purchaser of such property, subject to confirmation by the Court, or upset bid, as required by law. The property may be Inspected by appointment arranged with the Commissioner. This, the 3rd day 4f November, 1975. Philip A. Die hi Commissioner Graham A. Monro* Agency INSURANCE REAL ESTATE Fir# AutO Cuualty ? Hem* Ownan 203 HARRIS AVE. ? TEL. 876-2186 WANTED: To Bay Pint Timber. Wo Pay Top Dollar. Call ROBERT K. CURRIE Aft * I Mm. thru Friday All Day Sal. ft Sun. 875-5328 Ratfofd. N. C. I ENGAGED COUPIES ONIY Engaged? Then Be Sure And Get Your FREE RUBY t CRYSTAL WEDDING BOWL Our engagement gift to you! This lovely ruby and crystal wedding bowl . . . perfect as a beautiful centerpiece or a treasured momento. So come in and get yours . . . it's gift wrapped and waiting for you! NO PURCHASE NECESSARY! Also ask about our Special Under 21 CREDIT PLAN for married or engaged couples ... No Co-Signers Needed! PTlA run nit urf Ji<r 112 HARRIS AVENUE RAEFORD, N. C.

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