Newspapers / The News-Journal (Raeford, N.C.) / Jan. 15, 1981, edition 1 / Page 4
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HELPING PEOPLE TO LIVE WITH Ellen S. Willis and Anna Peck Assoc. Extension Agents Schedule: Monday, January 19, 8:30 a.m. StatT conference Tuesday, January 20, 12:10 p.m. Business Girls meeting. Conference Room. Lester Building Tuesday, January 20, 2:30 p.m. Raedeen Extension Homcmakers meeting Tuesday, January 20, 7:30 p.m. Philippi Extension Homcmakers meeting with Mrs. Danny Gibson. Wednesday, January 21, 9 a.m. Interagency Council meeting Wednesday, January 21, 10:15 a.m. Extension Homemakers Pro gram of Work workshop HINT: Cut up leftover poultry and meats into bite-sized pieces and use as a main-dish salad with greens. Great for dieters - especially if you use a low-calorie dressing. CLOTHING SALES To get the best buy at clothing sales, shop as carefully as you would at the regular price. Trying on clothes before buying becomes even more important if a store has a "no return" policy on its sales items. And if a tag says "as is" or "damaged." make sure the garment can be easily cleaned or repaired. Check workmanship. Examine seams, hems, grainline. stitching, seam finishes, interfacing and zip pers. Take a look at the fiber content and care instructions. See if shrink age is guaranteed to be no more than one or two percent. Know what kind of care the garment will need. Do you want to pay dry cleaning bills or spend your time doing hand laundering? Keep in mind that basic designs H&R BLOCK TAX TEST E Question No You should always tile the Sam* tax form the IRS sends you in ttw mall. ? Ttue ? False Your financial circumstances change from year to year The form you used last year might not be the right form this year H&R Block can help you determine which is the best form to use The answer is FALSE, since the IRS can l know of tax related changes which might have occurred in your situation last year WE'LL MAKE THE TAX LAWS WORK FOR YOU H&R BLOCK THE INCOME TAX PEOPLE Central Avenue 875-5330 Open 9 9 Mon Fri 9 5 Sat Appointments Available are usually g<x>d sales buys. Try not to get side-tracked on a high fashion item that may go out ot style before you get the garment home from the store. "LAYERED LOOK" FOR COMFORT One of the tricks to staying warm in cold weather is staying dry. That means dressing to keep warm - but not over-dressing so that you perspire. Then you feel clammy and cold rather than toasty warm. The secret is to wear lightweight layers of clothes you can adjust or take off when you get too warm. Select those layered-look clothes with an eye out for built-in ventila tion features. For instance, winter jackets with zippers that open either direction are good choices. The two-way zippers allow you to keep comfort able and dry without taking off the entire garment. For indoor clothes, look for tops that can be opened at the neckline, rather than turtle or crew necks. And there's a bonus ? you won't have to sacrifice fashion for com fort . Cardigan sweaters, vests and jackets worn over other clothes is a great winter look. And if you get too warm, one or two layers can easily be taken off. So keep warm and dry this winter by adjusting your clothes rather than by turning up the thermostat. You'll look fashionable and ^(ecl cozy as well as save money on the utility bill. Housing Outlook By Willie Featherstone, Jr. Associate Agricultural Extension Agent Situation: In 1980 the roof tell in on the housing market. High mortgage interest rates, the eco nomic recession, and weak savings inflows to mortgage lenders com bined to reduce housing unit starts nationally to approximately 1.2 million units in 1980, a reduction of 500.000 units from 1979. In North Carolina housing unit starts are estimated at 40.000 for 1980 compared to 47.000 in 1979. and additions of mobile housing units are estimated at approxi mately 10.000 for 1980. down 2.000 from the previous year. With respect to price. 1980 was a year of severe fluctuations. The average price of a new home sold rose only 4.3 percent in 1980. as compared to a price increase of 14.7 percent in 1979. However, the cost of borrowing money to pur chase a home rode a rollercoaster in 1980. Mortgage interest rates rose to 1 7 percent in early 1980. fell to II percent in late summer, and rose again to 15 percent by year's end. TTius. the cost of buying a home in 1980 varied drastically depending on the timing of the purchase. Outlook: At the beginning of 1981, the housing recovery which began in late 1980 is threatened by rising mortgage interest rates. The performance of housing in 1981 depends largely on the actions which the federal government pur sues regarding inflation. If the federal government follow s a "tight money" policy designed to reduce the future inflation rate, the immediate impact will be con tinued high or perhaps higher mortgage interest rates faced by homebuyers in 1981. while the longer run impact (perhaps beyond 1981) could be lower mortgage interest rates. If the federal government chooses not to pursue a tight money policy, mortgage interest rates will likely fluctuate between II and 17 percent. In either case, it is unlikely that mortgage interest rates will fall below II percent in 1981. The Pig 'N Chicken Continues To Serve Good Home Cooked Meals A SPECIAL EACH DAY With Plenty Of Home Cooked Vegetables THURSDAY-FRIDAY & SATURDAY NIGHTS Delicious Calibash Style SEAFOOD BCFFET ?Oysters "Shrimp *Fish -Deviled Crab HOTDOGS 2/89* The Pig 7Y Chicken MONDAY thru SATURDAY ALL YOU CAN EAT ONLY BY POPULAR DEMAND WE ARE NOW SERVING 401 S. BY PASS RAEFORD, N.C. | TEL. 875-2131 The number of housing units starts in 1981 will depend on the average level of mortgage interest rates. It mortgage interest rates fall considerably, the underlying strong demand for housing should result in significant increases in housing starts, with total starts possibly in the range of 1 .5 to 1 .6 million units nationally. Although housing sales prices will rise in 1981. the price increases will likely be small or moderate (4 to 8 percent) as long as mortgage interest rates remain relatively high. Implications: Potential home buyers are best advised to wait until the direction of future mortgage interest rates is established rather than buying at the relatively high rates prevailing at the beginning of 1981. If the inflation rate is reduced, mortgage interest rates will drop. Potential homebuyers will also find lenders more frequently otter ing alternative mortgage designs. These mortgages require the buyer to share the risk of future morigage interest rate increases in return for acquiring a below-mar ket initial interest rate loan. Poten tial homebuyers will have to evalu ate the advantages, disadvantages and tradeoffs associated with such mortgages. U.S. Housing Situation: 1979 and 1980 1979 1980 Housing Unit Starts (national), millions 1.70 1.20 Percent Increase in Average Price of New Home Sold 14. 7 4.3 Mortgage Interest Rates, percent 10-12 11-17 Service Personnel Tyrone Evans of New York City has re-enlisted in the Army and completed training in Missouri. He spent Christmas in Raeford with his mother. Mrs. Emma Lee Evans of Raeford. Evans is in training to become a dentist technician and will return to Germany for duty. For A Brighter Tomorrow Lower The Thermostat Today!!! I FOR STARTER ? The North Carolina Symphony 's Brass Quintet started its live-Jay visit this week Monday afternoon with a concert and demonstration in Hoke County High School 's hand room. The quintet is in the background. At Jar left in the background is Mary Archie McNeill, county schools music supervisor. The live musicians are giving Discovery programs the rest of the week at Hoke elementary and Upchurcli Junior High schools, and a concert Thursday night at Raejord Presbyterian Church Fellowship Hall. \StaJf photo by Bill Lindau. | * sSi' ? ?* / ** v - ."??? . v V. , V> V / 1 ? '.V ?'%? ? > 'V^t* ?* ' ' ?' 4,1 i 'sb . . -?/ ,3 I I ? ? ? p? B? M? ? ?? ? Front. L-R -- Bill Lancaster. Robert Hendrix. Bill Niven. William Bryant. Paul Livingston, anil FlovJ'E Rear. L R Ralph Plnmnter. Robert Williams. Robert Lent:. Jttrre McClemloit. Carroll Scarhoro. Jr.. Asli well HarwarJ. \Stalj photo by Ann Wehh. | Raeford Masonic Lodge Officers Installed Dunn. and Officers of Racford Masonic Lodge 30b were installed the night of January b in a ceremony at the lodge hall. William T. Nivcn took office as master; Robert Hendrix as senior warden; William J. Bryant, junior warden: Paul Livingston, secretary; Ralph Plummer. senior deacon; Robert Williams, junior deacon; Carroll Scarboro. Jr.. senior ste ward; Jcrrc McCIendon. chaplain; and Robert Lent/. Tyler. Joseph Dupree. treasurer, and Wayne Byrd. junior steward, were absent but will be installed later. E. Floyd Dunn, a past deputy grand master of the 30th Masonic District, served as principal install ing officer. He is also a past district lecturer, and a past master of the Aberdeen lodge, and is the present secretary of the Board of Custo dians of the Grand Lodge. Bill Lancaster, deputy grand master of the district was installing The big 12% ( annual interest rate ) is for short term savers, too! Vou get it with our 90- Day Certificate I S / >00 III I II I l: I II 1)1 <ir|>? (SI I -"ij UARANTy ^ *, ? A s ?? t> I M marshall. He is a past master of the Raeford lodge and past district education chairman. Ashwell Harward served as in stalling chaplain. Refreshments were served fol lowing the installation, which was open to the public. Girl Scout Cookie Sales Set activities and community projects, to develop and maintain Girl Scout camps and property, to recruit and train leaders and to provide on-going program and ? services. Through the cookie sale, girls are trained in salesmanship, planning and budgeting. t) Anyone not contacted by a Girl Scout but wishing to order cookies is advised to telephone 875-23f>6. The Girl Scout cookie sale begins January 23 and extends through February 9. Hoke County Girl Scouts will be taking orders for six cookie varieties and a cheese cracker variety at SI. 50 per box. Troops receive a bonus for each box sold. Last year Hoke County Girl Scouts sold 7.272 boxes. Since 1936 cookie sale proceeds have been used to support troop SUPPORT YOUR HOKE COUNTY RESCUE SQUAD, INC. They're Trained and Equipped To Serve You. \ ^/ea/uwhce, ftfa/e OUR SPRING CLOTHES NEED OUR SPACE Take Advantage Of Our "USUAL" FANTASTIC SALE VALUES ALL WINTER DRESSES ? COATS 5 LARGE GROUP SEPARATES AMD COORDINATES NOW V2 Price ALL SLEEPWEAR, HANDBAGS AND REMAINDER OF SEPARATES AND ALL CHILDREN'S CLOTHES NOW Vs Off //.i SPAo/ifoe H wy. 211 East Red Springs, N.C.
The News-Journal (Raeford, N.C.)
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Jan. 15, 1981, edition 1
4
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