OPENING SOON
JANUARY 4, 1962
HOKE TYPEWRITER SERVICE
For Service On All Makes Of Typewriters
And Adding Machines
CALL 875-2464
18 YEARS EXPERIENCE
J?ck Frunr 111 W El wood Av?.
Horn* Ptton* V76-2S63 Op?n 1:90 - 5:30
LAW
For Laypersons
USURY, PART III
At the time of the colonization of
North America, usury had changed
its definition from the taking of
ANY interest to the taking of
EXCESSIVE interest. England,
from which most of the colonists
came to North America, had laws
setting a maximum rate of interest
ranging at times from 8% to 6%.
Any rate over that set amount was
usury.
The 17th century rates set in
England were naturally broughr
with the Colonists to America.
Although the rates have changed,
the usury laws put on the books in
most states during that time have
remained there throughout the
^ears.
Other countries, however, have
taken a ditYerent course on usury.
England, which bestowed on Ame
rica the usury laws which remain
today. later repealed its own usury
SANDHILLS COMMUNITY COLLEGE
Continuing Education Classes
HOKE COUNTY
Beekeeping, Sheppard Jan.
Bible, Timmons ' Jan.
Ceramics I. Jones Jan.
Ceramics II, Jones Jan.
Crafts, Buflard Jan.
Crafts, Witherspoon Jan.
Cross Stitch, Jordan Jan.
Embroidery, Drakeford Jan.
Flower Arrang., Witherspoon Jan.
Furniture Refinishing, Suggs Jan.
Great Decisions, Langdon Feb.
Income Tax, Jones Jan.
Income Tax, Jones Jan.
Knitting, Wilson Jan.
Knitting, Wilson Jan.
Macrame, Heinold Jan.
Needlecraft, Barnhart Jan.
Painting, Augustoni Jan.
Painting on Fabric, Augustoni Jan.
Pineneedles, Drakeford Jan.
Quilting I, Pratt Jan.
Quilting II, Pratt Jan.
Quilting, McLean Jan.
Quilting, Stewart Jan.
Quilting, Barefoot/Pittman Jan.
Quilting, Smith Jan.
Quilting (Lap), Barefoot & Jan.
Pittman
2-Apr. 6
1-Apr. 5
2-Apr. 6
4-Apr. 8
3-Apr. 7
-Apr. 8
4-Apr. 8
4-Apr. 8
i-Apr. 7
1-Apr. 5
-Mar 23
1-Mar. 25
3-Mar.3
1-Apr. 5
3-Apr.
2-Apr.
1-Apr.
4-Apr.
2-Apr.
4-Apr. 8
I3-Apr. 7
4-Apr. 8
3-Apr. 7
2-Apr. 6
1-Apr. 5
3-Apr. 7
2-Apr. 6
#7, OCOB
Laurel Hill
Chicks Ceramics
Chicks Ceramics
SHCC
OARH
Calico Corner
Laurel Hill
OARH
#12, OCOB
Board of Education
HCPL
HCPL
Cameron Heights
Cameron Heights
#12, OCOB
Fulton Street
#7, OCOB
#7, OCOB
Laurel Hill
#12, OCOB
#12, OCOB
Laurel Hill
Cameron Heights
SHCC
WCB
SHCC
7 - 10 PM
7 - 10 PM
9 12 Noon
7 - 10 PM
1 - 4 PM
10 - 12 Noon
7 - 9 PM
1 - 4 PM
10 - 12 Noon
7 - 10 PM
3 - 5.30 PM
7 - 10 PM
10 - 12 Noon
9 - 12 Noon
9 - 12 Noon
9 - 12 Noon
9 - 12 Noon
1 - 4 PM
1 - 4 PM
9 - 12 Noon
7 - 10 PM
7 - 10 PM
9 - 12 Noon
9-12 Noon
1 - 4 PM
1 - 4 PM
1 - 4 PM
Tues.
Mon.
Tues.
Thurs.
Wed.
Th & Fri
Thurs.
Thurs.
Wed.
Mon.
Tues.
Mon.
Wed.
Mon.
Wed.
Tues.
Mon.
Thurs.
Tues.
Thurs.
Wed.
Thurs.
Wed.
Tues.
Mon.
Wed.
Tues.
Relief Carving, McFadyen Jan. 12-Apr. 6
Sewing, Colston
Sewing, Smith
Sewing, Stewart
Sewing, Lunsford
Sewing, Barefoot/Pittman
Sewing, Barefoot/Pittman
Silk Flower, Bruton
Small Engine Repair, Willis
Tax Clinic, Graichen
Typing, Parsons
Upholstery, Nickens
Upholstery, Nickens
Upholstery, Nickens
EMT, Henley
CPR. Pate
Standard First Aid, Pate
Jan. 11-Apr. 5
Jan. 13-Apr. 7
Jan. 12-Apr . :6
Jan. 13-Apr. 7
Jan. 14-Apr. 8
Jan. 14-Apr. 8
Jan. 14-Mar. 18
Jan. 13-Apr. 7
Thomas Farm,
Sou. Pines Road
HCPL
WCB
Cameron Heights
Laurel Hill
SHCC
Scurlock
#7, OCOB
HHS Shop
7 - 10 PM
HCPL
#4, MacDonald, HHS
Feb. 8-Mar. 8
Jan. 11-Apr. 6
Jan. 12-Apr. 27 #11, OCOB
Jan. 14-Apr. 29 #11, OCOB
Jan. 16-Apr. 24 Ashley Heights
- 10 PM
- 12 Noon
- 4 PM
- 4 PM
- 4 PM
- 10 PM
- 10 PM
- 10 PM
Wed.
10 - 12 Noon
7-9PM
7 - 10 PM
7 - 10 PM
9:30-3:00 PM
EMERGENCY MEDICAL SERVICES
Jan. 18-May 10 #109, HHS 7 - 10 PM
Feb. 2-Feb. 18 #12. Hoke County 7 - 10 PM
Ambu. Serv
Jan. 25-Feb. 22 Hoke Co. Ambu. Serv 7 - 10 PM
Tues.
Mon.
Wed.
Tues.
Wed.
Thurs.
Thurs.
Thurs.
Mon.
M&Tue
Tues.
Thurs.
Sat.
M ?t W
T & Th
M & W
HOKE COUNTY DEVELOPMENTAL EDUCATION
(ABE. GED. AHS)
CLASSES
Adult High School T & Th
Antioch Community Building T & Th
Cameron Heights M & W
McCain Prison M - F
McCain Prison M - F
McCain Prison M - Th
Mt. Pisgah Church T, Th, F
Opens Arms Rest Home M & W
Sandhills Adult Ed. Center T & Th
Sandhills Adult Ed. Center M - Th
Sandhills Adult Ed. Center M - F
Sandhills Adult Ed. Center M - F
Sandhills Adult Ed. Center M - F
S/Hoke Community Center T & Th
S/Hoke Community Center T & Th
West Hoke T & Th
Laurel Hill Church Tues.
6:30-9:30 PM
6:30-9:30 PM
12:30-2:30 PM
9:00-12:00 Noon
1:00-4:00 PM
6:00-9:00 PM
6:30-9:30 PM
3:00-5:00 PM
6:30-9:30 PM
6:30-9:30 PM
9:00-12:00 Noon
2:00-5:00 PM
8:30-1.30 PM
6:30-9:30 PM
9:00-12:00 Noon
6:30-9:30
9:30 AM-2:30 PM
Eleanor Gen
try 857-2156
Dial/Oxendine843-5538
G. Munn 867-3815
James Blue 944-7612
James Blue 944-7612
Steve Miller 944-7612
The Munn's 867-3815
G. Munn 867-3815
Barbara Buie 875-2145
Bruce Hurst 875-8589
Carol Page 875-8589
Carol Page 875-8589
Carrie Carter 875-8589
Mitchell Tyler
G. Munn 867 3815
The Lupo's 874-4369
G. Munn 867 3815
REGISTRA TION: 4-8 PM, Thursday, January 7, 1982 in the Hoke County Public Library on Main
Street. All Students are encouraged to register at this time. Students may also register at the
1st class meeting if the class Is not filled.
REFUNDS: A refund will be made only if a class is canceled because of insufficient enrollment.
FEES: An eight dollar ($8.00) registration fee will be charged for each class in which an individual enrolls, no
charge for individuals age sixty-five (66) or older. Many classes will also require special supplies or books.
RELIEF CARVING: Students are required to have accident insurance, may be purchased at the class. $4.00/year.
This class is held at Thomae Farm, Southern Pines Road.
ELIGIBILITY: Continuing Education classes are for adults. 18 years of age or older; 16 & 17 years olds may get in
under certain conditions; under 16 - may not enroll.
TEACHER RENEWAL CREDITS: Most of these classes are approved for CEU credit, contact Hank Richards.
875-4106. in advance, if interested.
FOR ADDITIONAL INFORMATION: Contact Hank Richards. 875-4106. Community Schools Officer. Locky Mac
Donald. 875- 2156, Continuing Education Supervisor.
OCOB Old County Office Building
HHS ? Hoke High School
ABBREVIATIONS
OARH Open Arm* RmI Homo CPR Cardio pulmonary Resuscitation
SHCC South Hofca Community Contar EMT Emergency Madical Technician
HCPL - Hoke County PuMtc Library
WCB Weyeide Community Bu tiding
/
law in 1854. Even today in England
there is no maximum rate of
interest in effect: if. however, the
cost and risk involved in a particu
lar transaction do not justify the
rate charged, a court may reopen
that transaction and reduce the
rate to a proper level.
Many other countries treat usury
in a manner similar to that used in
England. New Zealand depends on
the market rate alone to set the
rates. Germany has no usury
statutes; it lets the market set the
rate, but courts may remedy cases
in which an unconscionable
amount of interest is charged.
Australia also imposes no specific
rate of interest, but courts there
may also reopen credit transactions
to reduce unconscionable finance
charges.
Controlling the rate of interest
may thus be approached two ways:
"the decreed rate approach" used
by most states of the United States
or the "free market approach" with
courts remedying occasional un
conscionable interest rates. Wheth
er the United States will ever
change to the free market ap
proach. as England did in the 19th
century and many other foreign
countries have done, remains to be
answered in the coming years.
DOMESTIC VIOLENCE, Part I
Domestic violence is something
that has been with us from the
beginning and will, no doubt,
continue with us into the future. So
often in the newspaper we read
accounts of a husband coming
home late at night in a drunken
stupor and severely beating his
wife. If the police are even called,
they quiet the husband and try to
aid the wife if they can. When the
time comes for the wife to press
criminal charges ol assault and
battery against her husband, she
often' refuses to press charges
because things have been patched
up. and the matter frequently never
comes to court. If the violence
stopped there, all would be well,
but it often repeats itself in cycles,
and the police find themselves
going time and again to the same
household to do what they can in
restoring peace. These cycles of
violence, unfortunately, sometimes
end with the wife being killed by
the beatings or the wife killing the
husband in self defense.
Because North Carolina s tradi
tional criminal laws did not effec
tively handle the problem of do
mestic violence. the North Carolina
General Assembly in 1979 passed
several provisions relating expressly
to domestic violence. These provi
sions go a long way in helping to
prevent the continuing cycle of
domestic violence and the unfor
tunate tragedies in which they
usually end.
Chapter SOB of the North Caro
lina General Statutes provides a
resident of North Carolina with the
right to petition the court for a
protective order against reoccur
ing acts of domestic violence. This
Domestic Violence Act does not
require that the violent person be
convicted of a criminal statute or
that he be put in jail immediately
for his crime. It does, however, give
the court notice ot a potential
domestic problem sq, that it may
issue the protective order. If the
violence occurs again, a law en
forcement officer, who has been
shown the protective order and has
reasonable cause to believe that
certain provisions of the order have
been violated, must arrest and take
into custody the offending person
Choice of Tax
Preparer An
Important
Decision
The choosing of a preparer by lax
payers 10 do their federal income tax
returns should be done carefully and
wisely, the Internal Revenue Service
says.
Most tax return preparers are honest
and do not deliberately attempt to
defraud either their clients or the IRS.
However, a few misuse the responsibil
ity of preparing a tax return for some
one else, and the IRS has suggestions on
how to identify these preparers.
Taxpayer should not sign a blank
return, or one which is partially com
plete, or one prepared in pencil. These
could be altered by the preparer. Form
1040 and 1040 A preparers should be
asked to sign and date the return in the
taxpayer's presence, and give his or her
identi (teat ion number, as required by
law. The taxpayer must be furnished a
copy of the completed return.
Preparers who promise a refund,
claim a special relationship with the
IRS, or boast of ways to beat the tax
system should be avoided by the tax
payer.
The choosing of a preparer is particu
larly important because the taxpayer,
not ?he preparer, is responsible for the
accuracy of the tax return. As much
care should go into the choosing of a lax
preparer as the selection of any at
torney, doctor, or any professional serv
ice, according lo the IRS.
and then bring him or her before an
appropriate District Court Judge to ^
show cause why he or she should %
not be held in civil contempt.
The' Domestic Violence Act's
protective order will hopefully put
the court, law enforcement agen
cies, and all parties involved in a
domestic dispute on notice that a
potential problem exists. If the
problem does occur again, justice
should handle it swiftly.
"This article is wriiifii as a
matter of general interest only. It is 'I
not to be construed as legal advice,
and you should not rely on the
statements made in the article to
govern your actions in any specijlc
case. If you have a particular
question or problem, you should
contact an attorney. "
LEGALS
ANNOUNCEMENT FOR BIDS '
Sealed bids are now being ac
cepted at Lumbee River Electric
Membership Corporation. 601 E.
4th Ave.. Red Springs. N.C.. for
1978 Ford pick up equipped with
automatic transmission. Bids will
be received through 2 p.m. January
15. 1982. Vehicle can be seen at the
above address from 8 a.m. -5 p.m.
Monday-Friday. Submit bids to
Purchasing Agent. Lumbee River
EMC. P.O. Box 830. Red Springs, f
N.C. 28377. Vchiclc will be sold as
is. and seller reserves right to reject
any and all bids.
36C
ANNOUNCEMENT FOR BIDS
Sealed bids are now being ac
cepted at Lumbee River Electric
Membership Corporation, 601 E.
4th Ave., Red Springs. N.C.. for ?
1979 Ford Sedan. 4-door. air
conditioned, automatic transmis
sion. Bids will be accepted through
2 p.m.. January 19. 1982: Vehicle
can be seen at above address from 8
a.m. -5 p.m. Monday-Friday. Sub
mit bids to Purchasing Agent,
Lumbee River EMC. P.O. Box 830.
Red Springs, N.C. 28377. Vehicle
wil| be sold as is. and seller reserves
right to refuse all bids.
36-3 7C V
ADMINISTRATOR S NOTICE
IN THE GENERAL COURT
OF JUSTICE
SUPERIOR COURT DIVISION
STATE OF NORTH CAROLINA
HOKE COUNTY
Having qualified as Adminis
tratrix C.T.A. of the estate of i1
William D. Black of Hoke County,
North Carolina, this is to notify all
persons having claims against the
estate of said William D. Black to
present them to the undersigned
within 6 months from date of the
publication of this notice or same
will be pleaded in bar of their
recovery. All persons indebted to
said estate please make immediate
payment. f
This the 15th dav of December,
1981.
Lois A. Guin
210 Bethel Rd.,
Raeford. N.C. 28376
35-38C
CREDITOR S NOTICE
Having qualified as adminis- .
trator of the estate of Henry v"
Bullard, deceased, late of Hoke
County, this is to notify all persons
having claims against said estate to
present them to the undersigned on
or before June 10, 1982 or this
notice will be pleaded in bar of
their recovery. All persons indebted
to said estate will please make
immediate payment to the under
signed.
This the 10th dav of December, '?
1981. *
Jessie James Locklear
Administrator
Hostetler & McNeill
Attorneys at Law
P.O. Box 277
Raeford, N.C. 28376
33-36C
EXECUTOR'S NOTICE
IN THE GENERAL COURT
OF JUSTICE
SUPERIOR COURT DIVISION
STATE OF NORTH CAROLINA
HOKE COUNTY *
Having qualified as Executor of
the estate of Ruby Lane Stewart of
Hoke County, North Carolina, this
is to notify all persons having
claims against the estate of said
Ruby Lane Stewart to present them
to the undersigned within 6 months
from date of the publication of this
notice or same will be pleaded in
bfcr of their recovery. All persons
indebted to said estate please make
immediate payment.
This the 19th day of November,
1981,
Warren L. Martin
1417 Mack St.
Spring Lake, N.C. 28390
33-36C