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The Chora leers of Rue for J. They and The Pioneers will sing Sunday at J. W. Turlington School at 2 p.m.
FmHA Home Loan
1 he U.S. Department of Agri
culture has changed its regulations
to make it possible for more people
to get single-family home loans
through L'SDA's Farmers Home
Larry W. Godwin, state director
of the North Carolina USDA rural
credit agency, said the revised rules
change the income eligibility cri
teria. permit funds for approved
solar heating, and make numerous
changes to clarify and simplify
operation of the agency's single
family housing programs.
1'he Farmers Home Administra
tion has a wide range of housing
programs including mortgage
I o a r, s tor single-family homes,
housing repair and rehabilitation
loans, rural rental housing, farm
labo"- housing, and self-help hous
Betorc the new regulations were
implemented, they were reviewed
.tnd revised extensively. Godwin
One of the major changes is the
elimination of a single, nationwide
income eligibility level. Previously,
only families with incomes below
S I ^.n(K' were considered eligible for
Farmers Home housing loans, ex
cept in \l.tska and Hawaii.
Income ceilings now vary by
economic areas and arc based on a
percentage of the area median
income. Low income is defined as
SO percent ot the area median
Applicants who qualify for mod
crate- income loans will pay interest
rates prevailing when the loan is
closed I'he current interest rate
charged by farmers Home is 13.25
For those with incomes at or
below NO percent of the area
median income level, the agency
provides "interest credits." which
reduce the amount of interest the
borrower pays, sometimes to as low
as one percent.
Using data developed by the
Department of Housing and Urban
Development, the Farmers Hon\e
Administration now sets income
eligibility limits in more than 500
economic areas throughout the
Income eligibility ranges from
SI "*.000 in some of the nation's
poorer counties to S23.500 in the
more affluent areas, and up to
S33.000 in Alaska. The low-income
levels at which applicants become
eligible tor "interest credits." range
from SI 1.500 to SI 8.000.
In addition, the new regulations
reduced the si/e of allowable living
area in new homes to 1.200 square
feet from 1.300 square feet.
North Carolina income eligibility
ranges from S20.500 to SI 7,500.
The low-income levels in North
Carolina at which applicants be
come eligible for "interest credits."
range from S 15.000 to SI 2.000.
Income limits in Hoke County is
S18.000 with "interest credits"
being available to families whose
income does not exceed SI 1 .500.
The North Carolina agency oper
ates a statewide program of hous
ing. farm and community facility
loans through N4 county offices. 12
district offices, and a state head
quarters in Raleigh. N.C. Loans
are made without regard to race,
sex. religion, national origin, mari
tal status, or handicapped condi
Persons interested in FmHA's
loan programs may obtain addi
tional information from the local
county office. The address is 502 E.
Edinborough. Raeford. 283"*t>.
Howard T. Hust. county super
Only the female polar bear hibernates.
FOR COMPLETE SERVICE ON ALL MAKES
AND MODELS OF TYPEWRITERS AND
HOKE TYPEWRITER SERVICE
Raeford. N.C. 28376
P O Bo* 880
1 1 1 W Elwood Ave
The Pioneets and the Choraleers
will hold a singing at J.W. Turling
ton School starting at 2 p.m.
The public is invited to attend.
Hunt To Head
Gov. Jim Hunt and members of
the Democratic National Commit*'
tee from North Carolina will head
the Demoertaic Party's delegation
to the party's Mid-year Conference
in Philadelphia in July, according
to Party Chairman Russell Walker,
state senator from Asheboro.
Walker has mailed a letter
detailing the party's delegate-selec
tion plan to members of the State
Democratic Executive Committee.
The Committee will elect six dele
gates and four alternates to the
Mid-year Conference at a meeting
in Raleigh on Saturday. February
The party's elected delegation
will be chosen from among Demo
crats who file a notice of candidacy
with the staff at the Democratic
Party Headquarters no later than
February 15. Nominating ballots
have been mailed to chairmen and
executive committee members in
the counties with a request that
they put them into as wide circula
tion as possible. Ballots are also
available from the Party Headquar
ters in Raleigh.
Any active Democrat may run
for delegate or alternate to the
Mid-year Conference by submitting
a nominating ballot giving notice to
the Party Headquarters before the
February 15 deadline. An active
Democrat is defined in the plan as
a person who has been registered to
vote as a Democrat for at least 90
"The Mid-year Conference will
devote a lot of time to fine-tuning
the mechanics of running nominat
ing conventions that have cause the
Party problems in the past." said
Walker in making the announce
ment. "Delegates will examine the
whole process and make recom
mendations to the Party leader
Those persons in addition to the
governor who are elected by virtue
of office are: Karen Gottovi of
Wilmington, Betty McCain of Wil
son. Linda Ashendorf of Charlotte.
Wallace Hyde of Asheville. and
Clarence Lightner of Raleigh, and
Rilla Moran Woods of Raleigh.
DNC member at-large for the
National Federation of Democratic
Women, will be attending by virtue
of that office.
Tom Are Reported
The following were reported to
the Hoke County Sheriff s De
Someone broke into Matthews
Union 76 store on Rt. 1, Aberdeen.
January 2 or 3. Nothing was
reported missing but about S200
damage was done to a door and
window by the break-in.
Robert Sturdivant and Marvis
Sturdivant in separate complaints
January 1 1 reported someone had
broken into their residences on Rt.
1. Raeford. Robert Sturdivant
reported two belt buckles, one
valued at S7 and the other at $4.
and a Timex watch worth S7 were
taken. The buckles were recovered
January 11. Nothing was reported
missing from Marvis Sturdivant's
home but about S20 damage was
done by the break-in.
Jackie Hammonds of Robeson
County was arrested in the Court
house courtroom January 8 and
charged with possession of mari
juana and a drug paraphernalia.
A car stolen from a Cumberland
County person was found January 6
behind the Upchurch Junior High
School athletic field and returned
to its owner.
A chain saw. television set
cassette turn table and two
speakers valued at a total of S735
were stolen from the home of
Arlene Mulrooney, Rt. 2, Raeford,
Glenda Louise McRae, Rt. 1,
Raeford. reported January 8 she
saw someone looking through her
window but the person fled when
Lee Byrd Morrisey, arrested for
alleged probation violation, was
charged with two counts of pos
session of a controlled substance
after a search at the county jail
found some pills on him.
Mrs. Connie Edward of McDuf
fie Road, reported someone broke
into her home and stole a television
set and $75. The money was in a jar
which was stolen by the intruder.
Raeford Police Chief Leonard
Wiggins reported his department
received the following complaints
Two cases of antifreeze valued at
$60 were taken from the back of
Larry Calloway's pickup truck
January 1 1 while it was parked at
? Marguerite Roper, 402 W. Fifth
Ave., reported January 8 the sides
of her 1982 Pontiac were scratched
while it was in a parking lot.
Macks Stores reported January 8
larceny of spark plugs and a key
chain valued at a total SI 1.26. Jay
Ronnie Campbell. Rt. 1, Raeford
was arrested and charged with
Deaths & Funerals
Charles Helbllng, Sr.
Charles Edward Helbling. Sr..
55. of Rt. 4, Raeford. died Thurs
The funeral was conducted Sat
urday afternoon in Raeford Pres
byterian Church by Dr. John Ropp.
Burial was in Raeford Cemetery.
Mr. Helbling was an office clerk
for Burlington Industries, chief of
the Puppy Creek Fire Department,
and an elder of Raeford Pres
Surviving are his wife, Mrs.
Sandra Tyson Helbling; his sons.
Charles E. Helbling, Jr., and John
T. Helbling of Raeford; his daugh
ters. Mrs. Terry Allain of Hope
Mills and Mrs. Deborah Skinner of
Gadsden, Ala.; his parents, Mr.
and Mrs. Raymond John Helbling
of Pittsburgh. Pa.; his sister. Mrs.
Tee Megarry of Pittsburgh; his
brother. Ray Helbling of Westford.
Pa.: and three grandchildren.
Jernigan-Warren Funerai Home
of Fayetteville was in charge of the
Kenneth Dane Sturgeon. 65. a
retired construction worker, died
Thursday in Moore Memorial Hos
pital at Pinehurst.
The funeral was conducted Sat
urday morning in Powell Funeral
Home chapel in Southern Pines by
the Rev. W.K. Fitchm Jr. Burial
was in Shiloh Presbyterian Church
Surviving are his wife. Mrs. Rose
Wilkerson Sturgeon; and his
brothers. Roscoe Sturgeon of
Xenia. Ohio, and Charles "C.
Sturgeon of West Union, Ohio.
Memorials may be made to the
American Cancer Society.
Roland McMillian died Decem
ber 30 at the Nursing Center in
Pinehurst. He was born March 10.
Surviving are his wife. Mrs.
Joanna Maxwell McMillian. his
daughters, Mrs. Annie Nora
Walker, Mrs. Lena Mae Shaw and
Mrs. Alberta Rogers of Raeford.
Mrs. Cora Lee Campbell of Pitts
burgh, Pa., Mrs. Martha McCall of
New York, and Mrs. Gertrude
McLean of Fayetteville; his sons.
Roy Regenof St. Pauls, and Ernest
McMillian of New Bern; 19 grand
children; 45 great - grandchildren;
HOUSE & LOT FOR SALENS
In Raeford Area
House & Lot For Sale
In Ashley Heights
SMALL DOWN PAYMENT
Carolina Model Homes
Call Collect 919-485-41 1 1
Write P.O. Box 64849. FayttoviWe. N.C 28306
and 10 great - great ? grand
He was a member of Shady
A eulogistic service was con
ducted January 3 at McLauchlin
Chapel Church by the Rev. C.
Chalmers, the pastor: and the Rev.
William Wrench. 308 E: Seventh
Ave., reported someone entered his
car in his yard and stole a 520
Hoke Concrete Co.. 220 Wil
mouth St.. reported a 24-volt
battery worth $188.48 was stolen
from the back of a truck at the*
company. Hoke County Sheriffs
Department Detective C.E. Harris
recovered the battery and picked
up a suspect. Vollie Wendell Jones.
Rt. 3, Raeford, was charged with
For all your
M. Vordell Hedgpeth
1 21 West Elwood Avenue
Raeford, N. Carolina 28376
_ w N?tK>nwicVi i? on you r ftxto
NalKXh*?OC WutuJi lr>tu'ar?ce
N* Ion* Of Mulw?'F.?e Company
N?loowKJ? Li?# Company
M<xne Of*iC? CCu^buS o*.o
j TEL: 875-4277
j FARM CHEMICAL, INC.
Complete Pest Control Fumigation Service
Weed Control & Fertilization
Roaches ? Rats ? Termites
I P.O. Box 667 Home Phone 875-5098 Raeford.N.C.
Hie Wall Street!
The Bank of Raeford will offer
a flexible new type of In
dividual Retirement Account.
This plan will offer the
benefits of competitive
market rates and greater flex
ibility. And it will be available
to everyone. . .even those
already covered by an
employer's retirement plan.
Since your retirement is such
an important subject, please
call us to discuss your par
ticular retirement needs. Our
new IRA can put you on "Easy
Street" when you retire.
Bank of Raeford
RAEFOftO. NORTH CAROLINA 2M76
Substantial penalty for early withdrawal