I
by Ellen S. Willi.
Home Economics Extension Agent
Schedule
Monday, August 23, 1982, 7:30
p.m. - Mildouson Extension Home
makers Gub Meeting.
Tueaday, August 24, 1982, 9:30
a.m. - Rockfish Extension Home
makers Gub Meeting.
Thursday, August 26, 1982, 5:00
p.m. - North Raeford Extension
Homemakers Gub Meeting.
Hint: Make salad dressing a day
ahead to give flavors time to
mingle.
INSURANCE TIPS
Most Americans use insurance to
protect their financial security
against major loss due to death,
illness, accident, fire, and negli
gence. Insurance consumes a size
able amount of one's income, and
is probably the least understood
purchase made. To get the best
protection for the least cost each
individual or family should check
their total insurance coverage at
least once a year (or when situation
changes) to determine:
How much is being paid for
insurance?
What risks are covered?
Is insurance protection adequate
for needs?
Is money being wasted on in
surance that is not needed or on the
wrong choices for insurance?
Insurance is puzzling to most
Americans. The only solution is a
common sense approach to attain
ing and maintaining insurance.
This approach requires you to:
1. Recognize Insurance for what
it Is and can do for yon. It is a
necessity for most. State law re
quires liability coverage for auto
drivers. Few persons have adequate
income on hand to cope with the
expenses of major illnesses, pro
perty loss, injury to others, death,
or loss of income. Insurance is a
desire by many for providing
income for retirement and for
building an estate.
2. Carefully determine needs for
insurance. Insure against the most
likely large risks that would be too
expensive to meet from regular
income and savings. Provide for the
basics first, then fill in the gaps.
Consider:
health insurance for major medical
expenses and income protection.
property insurance to cover eco
nomic loss from ? damage and
liability for injury or property
damage to others.
life insurance to cover expenses
related to death such as final death
and estate settlement expenses,
debts, and income for regular living
and special needs of dependents. A
general rule for determining life
insurance needs, according to the
Institute of Insurance, is to provide
insurance equivalent to four to five
times your annual income. Persons
with few obligations probably need
less life insurance; whereas, per
sons with several dependents pro
bably need more. A more exact
measure of life insurance needs is
to determine the difference between
your needs for life insurance and
your assets that could be used to
meet those needs. Then obtain
insurance for the difference.
(Continued next week.)
SOCIALS - 875-2121
WAGON WHIEL RESTAURANT
THURSDAY ft FRIDAY
SHRIMP BASKET
(about 20 shrimp)
with FF. Slaw ft Huahpuppia*
*3.99
T?h? Out Qrdf ? Call I7M7B
*77tcciei Timely Savings
B. C. MOORE & SONS, INC.
EDENBOROUGH CENTER
RAEFORD, N.C.
OPEN DAILY 9 - 9 (CLOSED SUNDAY)
for
Back-To-School
ladies' Wrangler? separates
Verstaile seasonal separates in grey flannel Sizes 5 to 15 and S
M-L
While ruffled blouse
Neat checked placket shirt
21
Traditional grey flannel skirt ha I
Grey flannel fashion slacks
Single breasted grey bla/er
18"
19"
99
25"
36"
\ 1
v-neck orlon sweaters Heritage Wintuck?
by Heritage? orion sweaters
Augusta green, navy, white, red and Carolina blue Tiger emblem, v-neck in navy, red or white
17" 22"
rugged Lee? jeans for the boys
Polyester and cotton prewashed denim Rivets at stress points lor longer
wear Sizes 8 to t4. regular and slim
12"
men's leather-look
jackets
Sporty cadet collar Waist length Poly
urethane Burgundy or black
2295
* Af.w
quilted ski-style
jackets for boys
Dacron-lilled nylon Assorted colors in sizes
8 to 18
19"
DONMOOR? knit
shirts for boys
Stripes and solids Polyester and cotton
Sizes 8 to 14
8"
ladies' jogging
suits by Wrangler?
Acrylic knit Fleece-textured inner side
S-M-L-XL
Shirts
Pants
JUST SAY CHARGE IT'
wm
men's putter waist
corduroy slacks
Elastic back with button front waist Wood
chuck and olive Sizes 29 to 42
18"
savel men's NIKE?
all court oxfords
Canvas all court oxfords White with blue
sweep and white with black sweep Sizes 7 to
13
regular 23 95
1987
ladles' & children's
sweatsuit oxfords
Uppers feature contrasting terry cloth
trim Grey with royal trim
children s "dies AQQ
sues 1*99 sues M99
5l?il?V3U 5-/0 W