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INSPECTED Meat Specials ^ AAP QUALITY HEAVY WESTERN GRAIN FED BEEF BONELESS Top Round Steak 2s9 179 EEF 1" AAP QUALITY FRESH Ground Chuck 3X?' ? AAP QUALITY HEAVY WESTERN GRAIN FED BEEF BONELESS Pan Trout Dressed lb. U.S.D.A. INSPECTED FRESH WHOLE Fryer Legs 6 lbs. or more lb. O) SAVE 20c ON ? SUPER SAVER COUPON;""! ASP QUALITY French Fried Potatoes You Pay Only ? Regular ? Cnnklo Cm *615 OOOOTMRU SAT., FEB. It AT AAP UMTT OMC WITH doUPQN AND 7J0 onoen. SAVE 20' ON ANNJ>AGE You Pay Only Handi Whip 'V '2 oz 7Q< ctn # W isasi | Meat Specials )| ILALITY HEAVY WESTERN Brain fed beef WHOLE BEEF Top Round 16-20 lb avg lb. 199 BLUE RIDGE Sliced Bacon pkg. buyone-EDEE! get one- rncc: TALMADGE FARM f t P Jj$UFER SAVER COUPOWJ"; SAVE 10< ON REGULAR FROZEN A&P Pie Shells You Pay Only 69' GOOO THRU SAT.. FIB It AT AAP UMTT ONE WITH COUPON AND 7 50 OftOCR SAVE 50 RATION DOG FOOD i' ?? . . . ? ilD Field Trial You Pay Only MC. LARGE RED Rome Apples COUNTRY STAND SNOW WHTTt Mushrooms 1 to. phg. 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Bake in preheated 350 degree oven for about 1 hour and 15 minutes or until the top is brown and a toothpick inserted into the center of the cake comes out clean. Let the cake cool for 15 minutes, then remove the sides of the pan. With the help of a large metal spatula, slide the cake off the base onto a wire rack. Let cool to room temperature before serving. Top with whipped cream if desired. AFRICAN FRITTERS 1 1/4 cups pancake and waffle mix 1 egg 1/2 teaspoon vanilla 1/2 cup sugar 1/2 teaspoon cinnamon 1 cup milk 1 tablespoon vegetable oil 4 large or 5 medium sized ripe bananas, peeled Combine pancake mix, milk, egg, oil and vanilla in medium-sized mixing bowl; mix until well blend ed. Cut bananas into 1 inch pieces; coat in batter, draining slightly. Fry about 6 at a time in 1 inch deep oil (375 degrees F.) for 1 to 2 minutes turning frequently until light golden brown. Drain on ab sorbent paper. Roll in combined sugar and cinnamon; serve warm. Makes about 30 fritters. WHEN THE BILL COLLECTOR KNOCKS Many of the families you are working with may have already gotten into credit trouble. Failure to talk with their creditors about their trouble and ignoring payments and late notices will pro bably result in their accounts being turned over to a debt collection agency. If that happened, your families should be aware of their rights under the Fair Debt Collection Practices Act. Your Rights - This act ensures that debtors are treated fairly by debt collectors. The act applies only to collection agencies, however; businesses that handle their own collections aren't subject to it. The Fair Debt Collection Prac tices Act does not cancel a debt, but it provides the following pro tection for you as a debtor: --Within five days after contac ting you, a debt collection agency must send you written notice stating the amount of money ow ed, to whom it is owed, and what you can do if you feel you don't owe the money. ?If you respond within 30 days in writing stating that you don't owe the money, the agency cannot make further efforts to collect the money until it has sent you infor mation (in writing) verifying that the amount is owed. --Collectors cannot use abusive language, threaten violence, or contact you at inconvenient times or places. -Collectors cannot claim to be someone other than a debt collec tor. For example, they can't pre tend to be a lawyer, government official, or policeman. Collectors cannot use unfair means to collect a debt. -They cannot contact anyone else concerning your debt except in an attempt to locate you. -Collectors cannot collect more than what is legally owed. Stopping the Knocking - If necessary, you can stop a collec tion agency from making further contacts by telling the agency (in writing) that all contacts are to stop. You should understand, however, that if you actually owe the money, court action will pro bably then be taken against you. And remember; The Fair Debt Collection Practices Act does not cancel your obligation to pay your debts. CREDIT WHERE CREDIT IS DUE Most of us need to use credit at one time or another. But whether or not we get credit when we need it depends on our credit rating. Your credit rating is used by stores, banks, and others to deter mine if you are a good risk. So it's important to have a good rating. Your rating is based on informa tion given to the local credit repor ting association or bureau by businesses you have dealt with in the past. This information shows how you paid your debts - if you paid them when due, if your checks bounced, if certain court actions had to be taken, etc. So, how do you know how you rate? Well, if you are denied credit, you can, by law, look at your credit file at no charge. Otherwise, the bureau may charge a small fee. No information will be given out on the phone, however. Am! sole: the credit bureau does not approve or disapprove credit applications. That's up to the creditor. V