On The Front Burner
Elkn S. Willis
Home Economics Extension
BUDGET FOR FINANCIAL
In recent months while working
with your tax records, what did
you learn about your financial
situation? How would you
describe it?adequate, healthy and
growing, losing reserves, running a
negative cash flow or in a state of
deterioration. Everyday financial
transactions are demanding and
they can quickly drain a sizeable
fund. Therefore, to maintain
financial health, one must con
stantly tend and nurture his
finances for replenishment and
If you are dissatisfied with your
financial situation and what it pro
mises to become, you need to
budget. It is the only cure for
chronic and on-going financial dif
ficulties. And it must be workable
for you and you must follow it for
it to be beneficial. A successful
budget will permit you to control
the use of your money so that you:
(1) get more of the goods and ser
vices desired, (2) increase savings
and investments, (3) get the best
buys in the market place, (4)
squander fewer dollars, (5) keep
debts to a minimum and reduce
financial problems, and (6) in
crease your net worth.
A majority of persons budget by
intuition or what seems
reasonable. This is fine if there is
enough money to allow for
miscalculations in the amount
available or for errors in choices of
products. But when money is
limited, the stakes are too great for
"mental budgeting". Purchasing
the wrong products or paying too
high prices for the income
available cause financial problems
such as: late payments, doing
without important items, and in
creasing borrowing; or financial
disaster such as bankruptcy.
Budgeting is simply: (1) develop
ing a realistic plan for a specific
time period that identifies how
much money can be used for the
various expenditures and savings,
(2) following that plan in using
money, (3) keeping a record of
how much money was used and for
what, and (4) tallying and
evaluating results at the end of
time period to determine progress.
For success, a budget must be
agreed upon and followed by
everyone in a group who uses
money, and it must be revised and
adjusted to changes in the income,
needs and expectations of the
group. Following are several
methods for budgeting. If
budgeting turns you off, try one or
more of the methods other than
the standard budget until you are
ready to aim for maximum control
of the use of your money:
(1) The Standard Badge! aims
for maximum control. It considers
total income, expenditures, and
savings for both long and short
time periods. It requires specific
records of how the money was ac
tually used. It further requires
regular- at least quarterly progress
checks. If needed, changes must be
made in lifestyle to achieve finan
The Partial Budget is a detailed
analysis for several months of one
category of expenditures (such as
foods, clothing, household
maintenance & operation,
transportation, recreation, educa
tion and personal items). It in
volves: (a) itemizing the cost for all
types of purchases in each category
of expenditure; (b) weighing the
real value and need of the expen
diture; (c) identifying incidences of
overpayment or misuse of item;
and (d) pruning needless expenses
so that money can be rescued for
more important uses. This helps
only a small portion of the total
financial situation. But it is a start.
One may use the partial budget
and bit by bit work through his
total finances. But remember, this
is a slow procedure.
(3) A Check on Miscellaneous
Items involves keeping track of all
miscellaneous items purchased and
cost of each, and cuts out those
that hurt least in order to rescue
money or to reduce spending.
These smaller priced items amount
to sizeable sums over a relatively
short time period. This strategy is a
help, but not a real cure for advan
If you need assistance with
managing your finances, your
County Extension Home
Economics Agent can help you.
She can provide information for
self-study, personal budget
analysis and counseling or other
literature. ... -
? ? ? ? *
The Mildouson Extension
Homemakers Club has a tasting
party at one of their club meetings
each year. Later they print the
recipes and give copies to club
members. They have agreed to
share some of the recipes "On The
HERSHEY KISSES COOKIES
I lb. bag Hershey kisses
1 cup fine chopped pecans
2 cups all purpose flour
1 cup soft butter
Vi cup sugar
1 tsp. vanilla
Mix all ingredients together. Form
ball about 50C size and close
around candy kisses. Bake 8-10
minutes at 350 degrees. When cool
roll in confectioners sugar. Makes
about 4 dozen.
1 cup butter
Vx cup confectioners sugar
1 tsp. vanilla
2 Vi cups plain flour
Vi cup finely chopped pecans
In heavy pan melt butter (on low
heat). Heat butter until light
brown in color. Pour into small
mixing bowl and chill until firm.
Cream brown butter with sugar
and vanilla until light and fluffy.
Gradually add flour, mixing well
until well blended. Mix in pecans.
Place on ungreased cookie sheet.
Bake at 330 degrees about 20
minutes or less (light in color).
Remove to wire racks. While still
hot dust with confectioners sugar.
(May use plastic bag to do this)
1 sliced onion
1 small jar sliced mushrooms
Sauce: V* cup honey, V* cup Heinz
57 sauce, Vi cup chili sauce or ket
V* cup wine
Your favorite chicken parts
Saute onion, add mushrooms and
wine. Bring to a good boil. Place
chicken in a casserole dish and
pour wine-onion mix over chicken.
Top with sauce and bake 1 hour at
4 tbsp. flour
2 cups milk
4 tbsp butter
Cooked turkey and ham (about 1
lb. sliced or chopped)
2 cups grated cheese (Swiss or
8 oz. box cornbread mix
1 4-oz. can mushrooms ... .
Bake cornbread in 9?x "9" pan.
Make cream sauce of the first 3 in
gredients of flour, milk, and but
ter. Add half of cheese. Put '/j
cream sauce on baked cornbread,
add layer of ham. Cover with
another layer of cream sauce. Add
turkey. Spread mushrooms over
this and add remaining cream
sauce. Top with grated cheese and
bake in medium oven about '/j
* * * * ?
Hint: Baking soda sprinkled on a
damp cloth will remove surface
soil from plastic dinnerware
without scratching surface.
New York Times
The JIM HUNT Record
Subject: Out-of-State Campaign
Jim Hunt Said: Out-of-state campaign
contributions create "obliga
tions you ouRht not to have."'
Jim Hunt Did: Organized a PAC to raise
funds from liberals out of state
their fundraiser is Carver,
Mathews, Smith and Co. of
Washington, D.C. '
Thomas R. Mathews, Hunt Fundraiser
What did leading Democrats say:
|im Hunt's first "hate Jesse" letter mailed around the U.S.
drew the foMowing response:
When read the contents of the
letter, irvin [former U S. Senator Sam
Ervin] said. ?I repudiate that letter,
and I may have to withdraw from that
committee if this is their approach '
IhrNniinlOtlvm 10 21*2
Another member of the committee.
Hodges [former Democratic Candidate
for U. S. Senafe Luther Hodges],
president of the National Bank of
Washington, said he wa s embarra s sed'
by the letter's content and tone "
. There's a streak of meanness
and intolerance in the campaign to
'get' Helms that has no place in
Americans politics ? and that
should be disturbing to all regard
less of parly label or ideology "
fdi*o?at ? Thf Augusta C hronx I*
WHY ARE THESE
OUT-OF-STATE CROUPS PLANNING TO SPEND MILLIONS
TO ELECT JIM HUNT?
? PROPAC (closely allied with AFL-CIO ? FUND FOR A DEMOCRATIC MAJOR -
Union Bosses) ??? ITY (Ted Kennedy's PAC) '
? INDEPENDENT ACTION (left-wing ? BLACK PAC (Ultra-liberal lulian
PAC) ' Bond's PAC) *
(rf.ren V) b ?:
Nr* % and 10 J 1 I.*
4 *aietf h T >m#-v J VI)
* In T )/241 )
h At C omfifu??oA V 2'%2
Democrats for Jesse ... A Man of Character
Pj?J for bv Helmt for Svfutt Mark Sttptonv Treaturer
The still of the waters
On a warm afternoon with the sun glistening on the waters, this pond looks as if it is at peace with nature. The
waters are still and the trees stand ready to guard any would be fisherman from the heat of the afternoon sun.
Lower Blood Pressure
Leads To Longer Life
By Rebecca C. Smith
Hoke Health Center
If you have high blood pressure,
you should control it to have a
longer, healthier life.
Uncontrolled high blood
pressure can lead to heart or
kidney disease and stroke.
One way to get your blood
pressure "numbers" to come
down and to keep them down is to
follow the advice of health profes
sionals interested in helping you.
Your doctor is the only one who
can diagnose your high blood
pressure. But other health profes
sionals can help in a variety of
Along with medication, you may
be asked to lose weight, or cut
back on salt or smoking. Doing
these things will help your medica
tion work better and shorten the
time for you to reach your blood
pressure goal. There are a number
of health professionals trained to
Everyone knows it is not easy to
change habits. To help you, your
doctor may want you to see a pro
fessional who can advise you on a
way to remember your medicine,
or to lose weight, or to shop and
cook with less salt in your food.
Counseling with a health educator,
nutritionist, or registered dietitian
can be important because those
professionals can help in making
lifestyle changes, in monitoring
progress, and in resolving pro
blems. "TTney have worked with a
lot of people in similar situations.
Your local pharmacist can also
assist you with your blood pressure
treatment. One way is to advise
you on when and how to take your
Another is to explain any possi
ble "side effects" or bodily reac
tions you may experience when
taking your particular medication.
Your pharmacist can advise you
when other medicines or non
(Continued on page 5B)
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113 Campus Ave.
other locations In N.C.