THE YANCEY JOURNAL VOL. 3, NO. 52 tocaj Men Attend ree Lighting Event Rep. Roy A. Taylor and Senator Sam J. Ervin Monday •vening touched a button to Officially light the U.S. Capitol Shristmas tree. And there to Belebrate the event at the Sation’s capitol were Johnny BlcLain, district U.S. Forest r Service ranger from Burns ville. and Mayor Don Brewei Bf Bakersville, a town whose Bitizens played a part in Betting the tree to Wash ington. jj The 41-foot Frazier fir Name from Roan Mountain in ■Taylor’s congressional district ■Graduate fromMDTA [Project On Friday, December 20, Mayland Technical Institute will graduate students from its first M.D.T.A. Project. The project has been machine woodworking operators. The purpose of the program was to help students learn to identify and work with various types of tools and machinery to learn to make furniture of various types, both in industry and methods of finishing and to spend two hours each day in academic work improving their education. Two members of the class, Betty Hollifield and Eddie Betty Hollifield Buchanan, whose pictures appear with the article, got their GED High School Certificates while in training. Eddie Buchanan The class has made furniture for Mayland Tech, public schools in the area and other non-profit agencies. The training has been co-spon sored in conjunction with the local Employment Security Commission office in Spruce Pine. Persons graduating from the program will include David H. McGee, Roger Carpenter, Alice Holtsclaw, Ruth Sparks, Betty Hollifield, Reece King, Carol Upton, and Eddie Buchanan. ’ and was described by him during a brief ceremony as ‘‘a gift from the people of North Carolina to the people of the nation”. ' t “Today, we have our problems,” said Taylor, citing "inflation, recession and the energy shortages. “But we can be thankful that as we enter into the Christmas season that Ameri ca is at peace with other nations of the world,” he said. This marks the 11th year a Christmas tree has been placed on the grounds of the U.S. Capitol. It is separate from the national Christmas tree near the White House which was lighted the next day, Tuesday, December 17. “These ceremonial Christ mas trees in Washington symbolize our nation’s hope for peace in the world,” said Rep. Taylor. l L. If MP£Retui!£ FAom 'Thc U-PP6R ~P<rßc« CouNiy Country Storj Lo-cr 6 Getting Out Os Debt Can Be Major * Problem For Consumer Says B ireau It’s pay day, and just yi time. You get out your checkbook and start writing checks. There’s the mortgage payment, the utility bills, the furniture payment, the de partment store bills, the payment on the color tv, the car payment, the charge card accounts. Suddenly there isn’t enough for the insurance payment; that is, if your family is going to eat this month. So you start juggling. You might figure out which bill you can let slide until next month. But that will mean late charges or a double payment next time. And if something unexpected happens-if your kid breaks his leg again-you will be up to your neck in debt. This predicament is be coming more and more common. According to the National Foundation for Con sumer Credit, a non-profit credit counseling agency, five or six out of a hundred families are in serious finan cial trouble. Inflation is just one of the culprits. Easy credit is ano ther. Credit can be very easy to get, but not so easy to pay for. BUYING ON CREDIT Before you buy something else on credit, the Better Business Bureau suggests you ask yourself a few questions: • Can you make the pay BURNSVILLE, N.C. 28714 Emm* alB Brush Creek Homemakers Prepare Fruit Baskets Christmas means different things to different people. Since the spirit of giving is at the heart of Christmas, 15 members of the Brush Creek Extension Homemakers Club show their concern for 30 elderly or homebound citizens of the Community by taking each of them a fruit basket each Christmas. Pictured Medical Examined Warns: Minibikes And ip Motorcycles Dangerous For Untrained Rider “Would you give your teenage kid a loaded gun and expect him not to use it?” The question was raised recently as a result of a three-year study into acci dents and deaths from mini bikes and motorcycles by Dr. Page Hudson, the state’s chief medical examiner. The report revealed a 20 percent increase in the number of deaths among unlicensed ments out of your regular income? * How much does interest add to your cost? * Are you willing to give up handle repayment of bills in return for 10 to 25 percent of the amount owed. While some of these firms are legitimate, others will take your money and pay off only a few creditors. Check with the Better Business Bureau be fore you deal with such a firm. In some states, they are not allowed to do business at all. Another alternative is to consult with a consumer credit counseling service. These non-profit credit clinics usually charge nothing, or only a nominal fee, to get you back on a pay-as-you-go basis, without resorting to bankruptcy. Usually a detailed budget is worked out between the client and the counselor. The client may be asked to sign an agreement stating he or she will follow the budget and not make more credit purchases. The counselor contacts the creditors and tries to nego tiate a debt-repayment plan, with smaller monthly pay part of your regular income, for a number of months, for the sake of the credit purchase? * Do you have any reserve to cover an unexpected illness, accident or loss of job? * How far is your credit already extended? Experts teenage riders of minibikes and motorcycles. Os the 89 minibike and motorcycle deaths in 1973, 17 of the victims were unlicensed riders ranging in age from 10 to 15 years. A total of 10 wre riding minibikes. And what alarms Hudson is the fact that 14 were killed on public streets, or where they were not supposed to be. Although statistics for say no more than 15 percent of your monthly take-home pay, not including mortgage payments, should be involved in time payments. If you find yourself paying more than that amount, you better reevaluate your finan cial situation: * Don’t use credit cards for day-to-day purchases Re member that credit costs money. * If you can, try to pay off high-interest loans quickly. But protect long-term low interest secured loans. If you fall behind on payments, you may have to renegotiate the /Notices The Burnsville office of French Broad Electric Mem bership Corporation will be closed Wednesday and Thurs day, December 25 and 26 for the Christmas Holidays. THE YANCEY JOURNAL will be closed December 23 through 27 for the Christmas holidays. •• fc Burnsville Veterinary Cli nic will be closed December 21-30, 1974. Dr. Webb’s office will be dosed December 25, 26, 27 and January 1. THURSDAY, DECEMBER 26, 1974 ■hove preparing the baskets are Joy Letter man, Nelle Johnson, Iydia Deyton, Floy Whitson and Ora Lee Hopson. Other nembers assisting with the project are Lucy Gortney, Louise Hair, Lucille Lyle, Florence Hughes, Gladys Garland, Betty lart and Geneva Harrell. 174 are not in yet, Hudson expects total deaths from two \iheel motorbikes to rise 4>ove 100 this year. “There has been no i rainatic improvement in the Umber of motor bike deaths s a result of the law that equires a rider to wear a elmet,” Hudson said. “The lost common cause of death > still what we call closed ead injuries. The impact to >an at a higher interest. Be specially careful to keep up rith mortgage payments. * If for some reason you annot make a monthly ayment, call your creditor nd explain the situation, lon’t wait for him or her to ontact you. DEALING WITH DEBT If you are swamped by eavy debts, there are several lings you can do. One is taking out a ebt-consolidation loan, ianks offer these loans at 10 i 13 percent interest; con umer finance companies harge an average of about 20 ercent. Be wary of getting help •om debt consolidators who i tents spread out over a linger period of time. Credit counseling services isually deal with consumers i 'ho are employed. However, lery often free counseling lervices are offered to those i n welfare and social security. If you want a list of such ! srvices in your area, write to he National Foundation for I'onsumer Credit. 1819 H. Itreet, N.W., Washington, t>.C. 20006. I March 1 VDimes# the head is so severe death results from the trauma. Broken necks and crushed chests follow close behind,” he said. “It is unlawful to ride an unlicensed minibike on public streets,” Hudson said. “So, kids ride wherever there is room to maneuver. Most minibike fatalities occur when the rider pops out from woods, driveways or beside ’ BBLJI w v jH| ■' i® 3IPI pßuflnßtt| ■ W 9B|^M ■> ||H r* *t Bb jß^EnfaJ » * iS • «•*,>. »j.’.4Ww^s9 Chrismon Tree Displayed A tree of religious significance-* Chrismon tree-has been created by the ladies of the Bald S Creek Methodist Church, who are displaying it Instead of the traditional Christmas tree this year. The Chrismon tsee uses symbolic decorations rather than tinsel and shiny ornaments. This one is adorned with beautiful gold and pearl decorations In shapes of religious significance such as stars crosses, angels, doves and flowers that represent Christ. The ladies of the church worked many hours creating these works of art and then held open house on Thursday, December 19, to give the public a chance to observe the lovely and lavish “Chrismon tree”. Order Trees Now For Planting Season Bacchus Hensley, Yancey County Forest Ranger, ad vises that tree planting season runs from now through the first part of May 1975. Planting trees is a good conservation measure and can be very profitable to the landowner. Abandoned pas tures, old fields, and cutover woodland are areas which are well suited for planting trees. Tree seedlings can be ordered from the County Forest Ranger, County Agent, or A.S.C S. Office. The North Carolina Forest Service will be operating a tree planting crew which will be available to plant trees for landowners. The cost for this planting service will range from $35.50 per acre to $46.00. depending on the number of trees planted and the condition of the land. This price includes both trees and labor to plant them. Cost chare assistance is available through the A.S. C.S. Office at the rate of 75% of the total cost. Landowners interested in the street.” Are minibikes and motor cycles as dangerous as people think? Hudson said statistics speak for themselves. “Minibikes and motorcy cles in the hands of unlicens ed, untrained riders are as dangerous as a loaded gun,” Hudson stressed. “If kids are allowed to own them they should be properly schooled in safety precautions. And that goes for adults, too.” 10 c ordering trees or having trees planted snould contact Forest Ranger Hensley for additional information or for an inspec- 1 tion of the planting site. Ranger Hensley can be contacted by phone at county headquarters (662-2133) or at home (682-6346). Tech. Students Named To Dean’s List The following students at Mayland Technical Institute, based on their academic standing, have been named to the Deans List for the Fall Quarter: BSNS. ADMINISTRATION Ida Blankenship, Wallace Boone, Joseph Bowman, Jim Buchanan, Glenn Briggs, George Brittain, Quentin Bu chanan, Franklin Byrd, Randy Duncan, Joe Gillespie, David Greene, Gary Guinn, John Gyselinck, Gerald Henline, Drewed Hensley, Dale Hicks. Lloyd Honeyciftt, Joe Me Guire, Ronald Mclntosh, Ke vin Peterson, James Phillips, Gerald Pittman, Kenneth Ray, Benny Sparks, Kather ine Stinson, Bobby Sullins, Eugene Sutphin, Ted Tipton, Edith Vance. Allen Wine barger, Derwin Woody, Sam my Young. SECRETARIAL Glenna Burleson, Twila How ell, Teresa Huskins, Martha Jaynes, Patricia McCurry, Nancy Pitman, Joyce Proffitt, Gail Robinson, Nancy Tipton, [Cont’d on page 2]

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