PAGE 8 THE YANCEY JOURNAL FEBRUARY 3, 1977 Betti > ■ • ' •» - i. • v*t4- • ,iirttWi ~j ■ • - •, . . •.c r ■ : ■• •-• • > ‘ ry*‘ +l, V v - 1 IVV1 V V . " Social Security Questions, Answers Q. I have both parts of Medicare. My doctor said I would have to file the claim witn Medicare Where should T send it? A. You should complete the top part of the form SSA-1490, Request for Medi care Payment form. Then either ask your doctor to complete Part'll of the form or to give you an itemized bill to send with the claim. An itemized bill must show the date you saw the doctor, where he saw you, what he did for you, the diagnosis of your illness or injury, the charges, and your name and health insurance claim num ber. Q. When I entered the hospital, I had to pay $124.00. How many days does that cover? A. The $124.00 is the hospital insurance deductible. Medicare will pay for all other covered services for you up to 60 days if your condition requires that you stay in the hospital that long. Q. 1 have been told that I must pay the first S6O each year before my Medicare will pay anything. How does that work? A. Your first S6O in covered expenses in each calendar year is called the medical insurance deductible. 3fareWll;|||£ lora Mclntosh king Mrs, Alec King (Lora Mclntosh King), 87, of Langford Branch, Route 4, Burnsville, died Monday af ternoon, January 24, in an Asheville hospital following a long illness of two years. She was a native of Yancey County, the daughter of the late Ben and Cordelia Hensley Mclntosh. Surviving are the hus band, Alec King; two daugh ters, Miss Lena King and Miss Lola King of the home; two sons, Hoyt King of the home and Wilkie King of Route 4, Burnsville; one sister, Mrs. Nell Horton of Candler; four grandchildren and four great grandchildren. Funeral services were held at 2:30 p.m. Wednesday in the Elk Shoal Union Church of which she was a member. Revs. Frank Murphy, Harlon Ramsey and Niram Phillips officiated and burial was in the Mclntosh Cemetery. DAVID MILLER David Miller, 73, of Celo, Yancey County died unexpec tedly in a Spruce Pine hospital Wednesday morning, January 26. He was a native of Yancey County, the son of the late John and Callie Moody Miller and a retired lumberman. Surviving are the wife, Jutya Wilson Miller; two daughters, Mrs. Gaude Cook and Mrs. Earl McNeil of Burnsville Route 5; a son, David Ray Miller of Burnsville Route 5; two sisters, Mrs. Hassie Green and Jane Buchanan of Johnson City, Tenn.; two brothers, Tom Miller of Burnsville Route 5 and Randall Miller of Mor ganton, N.C.; and four grandchildren. Funeral services were held Friday at 2 p.m. in the Liberty Chapel Free Will Baptist church of which he was a member and a deacon. Notes Os Thanks The family of Minnie B. Edwards would like to express their deepest thanks to the many friends and neighbors for the food, flowers, money and kindness they showed the loss of our mother and grandmother. A special thanks to Rev. Guy Honeycutt and Holcombe Brothers for their help. ★ We would like to express our deepest thanks for the kindness shown during the loss of our loved one. We appreciate the food, flowers, and cards. A special thanks to Rev. Bert Styles, Rev. John D. Stewart, Rev. John Elliott, and also members of the Masonic Lodge. --The family of Frank Andres. This S6O deductible has to be met only once in a calendar year. Generally, after you have S6O in reasonable charges for covered medical expenses in each calendar year, your medical insurance will pay 80% of the reason able charges for any addition al _ covered services you receive during the rest of the year. The deductible can be met by any combination ot covered expenses. 6 Q. I have both parts of Medicare. Does Part B of Medicare help pay for my prescription drugs? IH j§ ITT RfAliS I 11 dffisuP 65* Itl I so) DINNER PLOT! 69 I APPLESAUCE 4 T MARGARINE 3f* PORTERHOUSE.I I . A£6o..Su>eer uf&foice-.T&P. .. -x t lisnuce*’’ 6:l*p V. IpENNAS 3*l-1 I Ipiwilb A. No, Part B does not pay for drugs and medicines you buy with or without a doctor’s prescription. Q. I lost my Medicare card. How can I get another ofie? A. Call or visit your nearest Social Security office and tell them you have lost your Medicare card and need a replacement. The local office cannot issue the card for you but will take action to get a replacement Medicare card mailed to you. Q. I’ll be 65 in April. I work for a small company, ' and retirement is not compul sory. My health is good, so I plan to continue working full time. Should I apply for social security? ' f - . -A A. Yes, without delay. Depending upon the size of your current monthly earn ings you may not be entitled to a Social Security retirement check, but you can and should apply for Medicare coverage regardless of the level of your earnings. Q. I have my own business and have been paying social security on my net earnings. I’ll be 65 in August 1977. I’ll still operate my shop, but I do want Medicare as soon as I’m eligible. How early may I apply? A. Your first opportunity will be May 1, 1977, which is the first day of the: third month before your birthday. An application during May, June, or July, 1977 will insure full coverage beginning Au gust .1. Q. I’m 67 and still working. I have not applied for social security or Medi care. Can’t I just wait to apply j when I retire or when 1 need i Medicare? 1 A. It’s to your advantage to apply as soon as possible. ' Although it’s true that a claim for monthly payments under ! social security or for the hospital part of Medicare can be effective as much as twelve months before filing, you have already lost some medical insurance coverage. The law specified certain times for enrollment after age 65. You can sign up for medical insurance (sometimes called Part B) between Janu ary 1 and March 31 to take effect July 1. The monthly premium for that protection will be higher than if it had started when you were 65. Q. My husband is 62 and still working. I’ll soon be 65 and will retire. My social security will probably be higher on his record because my wages have been low. What should I do? A. Apply now on your record. You can qualify for Medicare as well as for monthly payments based on your earnings. Later when your husband is entitled,/ can claim wife’s benefits. Then you’ll receive the larger amount ejeh month, but your Medicare will continue with out interruption. wip