Newspapers / The Yancey Journal (Burnsville, … / Nov. 24, 1977, edition 1 / Page 2
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PAGE 2 ~ . C* .. | THE YANCEY JOURNAL NOVEMBER W 1977 " ~~ _ " ' "■ > . ~—' sdafs n;s Adminis distributed applications y loans in irolina. Marshall, >r the SBA, answered questions for those now preparing their disaster loan applications. Q. Who is eligible for the -low interest SBA loans? A. Anyone in the 16 counties declared a “major disaster area” in North .Carolina or bordering coun ties within North CArolina who has suffered any residen tial, business, farm or person al property flood damage. In Eluded are mobile homes, churches, nonprofit organiza tions and renters’ damages. Q. Can SBA funds be used ‘to repair or replace a private r fie tanks Etching reservoirs B COOPER & BYRD Ditching Service Phone 652-2436 Route 1. Box 252 Burnsville Dr. Lester L. Stowe, Optometrist :%? x’x X;X; ;Xvi General Practice of Optometry and Contact Lens ■££ 8$ Phone 689-4206 M Office Hours: 9:00-5:30 M-F $$ , 9:00-12:30, Sat M Dr. Reese Steen Building Highway 36 North Mars Hill, North Carol‘s* SS SRffi .... s>> ll Estate |V mm y I Wanda Proffitt FUTURE SHOCK!!! Who would have thought that we’d ever look forward to an annual inflation rate of 6% with an emotion close to ecstacy? Yet, today that’s what we’re doing. The reason, of course, is that after three successive yearly hitei- averaging better tffan 9%, 1976’s 6% increase looks pretty good. Don’t be fooled - 6% inflation is high. At that rate prices double in 12 years. What would happen to housing prices with a 6% yearly cost-of-living increase? A home that cost $45,000 now would increase to $90,548 in 12 years. In 20 years It would cost $144,320. In pollard^R! I PRUQ STORE M road or bridge? A. Yes. The work can be done by either the individual or a contractor and the loan can cover all costs except the individuals’ own labor. Com plete records of the funds spent must be kept in each case. HOMES AND PERSONAL PROPERTY LOANS Q. What type loans can homeowners and renters re ceive? A. Homeowners can bor row up to $50,000 for structure repairs and up to SIO,OOO for personal property losses or a maximum com bination of $55,000. Renters can borrow up to SIO,OOO at 1% to repair or replace their * losses. , Q. What will the interest rate be? A. The simple interest rate 30 years it would sell for $258,456. What does all this mean? Whatever your age, you must find a way to create an income in addition to your pay check. Although there is no such thing as the perfect investment, real estate may be the nearest thing to it. It can be an income producer, a shelter from high taxes, and an ideal protection from the ra vages of inflation. Real estate values histori cally increase faster than general inflation prices and maintain a higher value than most assets in depression. The ideal hedge. on primary residences and persona) property will be 1% on the first $10,000; 3% on the next- $30,000. and 6 5/8% on amounts up to $55,000, including refinancing, v. Q. Are mobile homes covered? A. Yes. Q. How can 1 expedite the disaster home loan request? A. Applications must in clude an itemized list of losses with repair or replacement costs. A contractors’ estimate of structured damage is desirable, but homeowners can make their own estimate. Also, include proof of income by your most recently filed federal income tax return, W-2, or employer’s letter stating pay rate and length of employment. Where structur al damages are involved, a copy of your deed or mortgage is necessary. Applications submitted with all the neces sary materials can be proces sed much faster. Q. Is there an age limit for these loans? A. No. Q. When will my first payment be due? A. The first payment is normally not due for 5 months. This deferment will enable the borrower to get back on his feet before payments begin. Q. Are automobiles and recreational vehicles covered? A. Yes, but only if insurance does not cover the loss. The loan can be used to purchase a vehicle of similar age and quality. Q. Are the payments expensive. A. Each repayment sche dule is individually designed to avoid undue financial hardship. If necessary, loans can be made for up to 30 years. Q. Is upgrading of my home or business allowed? A.d Upgrading is only allowed where necessary to ISays (Your Drug Store! Pollard’s " A Friendly Place To Take Your Prescription Thanksgiving is for giving This Thanksgiving, as many of us sit down to an abundant plenty, let us give humble thanks for our supply. And let us not forget the poor, that they might, also, rejoice. It is true. God loves a cheerful giver. And as your Pharmacist let me at test to the rewards of cheerful giving. Such re wards come with kind Charles Gillespie, Jr., Dawn Higgins, George Brookins Pollards Drug Store, Downtown, Burnsville, NC Your Dependable Drug Store . f meet local building code requirements. Q. If a vacation home was damaged by the flood, can these funds be used for repair? A. Yes. The interest rate is 3%. BUSINESS LOANS Q. How can I use the SBA money? , A. Funds are! available to return businesses to a pre flood condition including re pair of structure, inventory, machinery and equipment. Q. What is die interest rate for businesses? A. 3% on the first $250,000 and 6 5/8% on higher amounts. Q. What information does SBA need? A. SBA needs financial statements and federal in come tax returns for the last 3 years showing profit and loss margins. Also needed are itemized lists of losses with dollar estimates for repair or replacement of--each item, businesses are urged to document their losses and repayment ability as thor oughly as possible. Q. What about apartment houses? A. The apartment house situation is unique. Owners who occupied their duplex, triplex, or quadplex, apart ment buildings can qualify for 1% interest loans up to SIO,OOO. Larger and non owner occupied buildings would come under the com mercial program i.e. 3% up to $250,000 and 6 5/8% interest on higher amounts. Q. What procedure should 1 follow if I had both home and business damage? A. Separate applications must be filed since there are different interest rates for home and business loans. Applications should be returned to any of the Disaster Assistance Centers. comments, or from after hours thank-yous for fill ing emergency prescrip tions. I’m especially thankful this Thanksgiving for the opportunity to serve you. Join me in counting our blessings and have a giving Thanksgiving! Your Pharmacist, r ry Letters To The Editor ■ •* , ■ ■’•* ■ Dear Editor: Members of the 211th M.P. Company Norm* Carolina Air National Guard, would like to take thia time to expreae oar deepest appreciation for Hie wonderful help that we received from Mr. Holt, Kathy Lee, Susan Crisp and Judy Brown of the Yancey County Department of Social Services, hi delivering needed food and clothing throughout Yancey Comity. Thanks for an oats tan ding Job well done. Lt. Col. James H. Barnett 109 M.P. Bn.Com mending ★ Dear Editor: I heard they were going to build Elk Shoal Church on Hardscrabble, well I don’t mind saying 1 am against it. Elk Shoal Church has been there ever since I can remember It I can remember the old church and then they built the new chnrch. It just will not seem like Elk Shoal Church any where else. Besides, if they build It back on Hardscrabble, they will get it completely out of the community. Elk Shoal Community ends at Hardacrabble bridge and Cane River begins. Well Cane River community has a chttrch. So has Bald Creek; so has Higgins. They had a meeting at Bald Creek. It is my opinion that some of the big shots don’t want the church put back where It was. It’s true Elk Shoal Church does have some members that think they are better than the rest of the Poor folks. I guess that is true because some of them have good Jobs, fine homes, new cars and fancy clothes. Bnt in the eyes of God, they are no bigger than the poor folks. It is my opinion-I could be wrong—that since the creek roads and bridges were washed away and some of the older members that could remember the old church couldn’t be there, it gave them the opportunity they needed. ; The river wasn’t to blame as much as some people Marne It. The river has been in the church before. True, It was op more than usual, but once it got in the church it had no way of getting out so the pressure kept building up till it exploded. Then the river washed It away. I know I don’t count for anything because I am a poor person, but to me Elk Shoal Chinch will not be Elk Shoal Church except where It was. Thank you for letting me share my thoughts with others. Sincerely A Concerned Citizen [Name withheld on request] From The ESC Apology The Employment Security Commission wishes to express their regret for any hardship, inconvenience, or false hope of employment it may have caused any of our citizens recently concerning possibilities of employment with the Army Corps of Engineers. This agency, acting in good faith in response to a telephone call from a representative of the Corps of Army Engineers, took immediate and positive steps to pieet a labor demand of 300-400 people. It now appears that poor coordination within the Army Corps of Engineers resulted in conflicting planning for work to be done in Yancey County. Apparently very little direct hiring will be done by the Army Corps of Engineers. It appears that work will be let to a private contractor who may have need for employees. Employment Security Commission, acting in the best interests of those in need of work and those in need of physical repairs to their roads and bridges, acted immediately to muster the requested work force. Radio stations WTOE and WKYK provided extensive publicity to disseminate the call for workers. The response was very effective and could meet the Army Corps of Engineers initial request. Needless to say, this agency was very disappointed that bad information had been provided to us and so many individuals had been adversely affected by « it. We apologize, but will continue to act in what we feel is the best interests of the local citizens. MATS Co wtij Waps I 'fo?ofr-RAP*lic. -a * nfti‘s£D 'Rei’ief Qlv. ot.Ve.sx£R*Nx. Va nceif Counxtiy Sftme. 'BuimiiiiLkf THE YANCEY JOURNAL BOX 667 Burnsville, N.C. 28714 Phone 704-682-2120 Edward Yuziuk-Publisher Carolyn Yuziuk- Editor Pat Rudolph- Manager Brenda Allen- Staff Published every Thursday By Twin Citieo Publishing Co.. 2nd Class Postage Paid At Burnsville, N.C. Thursday, Nov. 24, 1977 Vol. 5, Number 48 / Subscription Rates By Malls In Yancey County One Year $5.00 Sli Months $4.00 Out Os County or State One Year $7.00 Six Months $6.00 Gudger Report: Congressman Sneaks Os Pride SPECIAL BREED OF PEOPLE-It is difficult for me to express the pride I feel In representing the 11th District. An area where the people are so self-sufficient that they really do not expect help from the government when misfortune befalls them. The resourcefulness of the mountain people continually amazes me. And It has certainly Impressed the government officials visiting In the area due to the d«magh. g flood earlier this month. I am finding a fantastic community spirit. Volunteers have readily stepped forward to assist In the emergency centers. In maqy ways, l am reminded of the pioneer spirit that prevailed 200 years ago when there was no government to assist In times of disaster. It wu up to families to help each other. That same spirit can be sera today in Western North Carolina. No one has been without shelter or food. Compassionate neighbors provided this kind of help Immediately and they continued to work with the Red Cross, the Salvation Army ud the Federal Disaster Assistance people when these agencies arrived on the scene. Now that the emergency craters are In place and grant funds, as well as loans are available, I am also Impressed with the way our mountain people have shown the patience to wait in line for the processing of their claims ud to continue to watt for those benefits such as grants and loans which have to be processed through Charlotte ud Atluta. Our mountain men and women are n special breed, of people. I am so proud to be one of them. I am particularly proud to be their representative in Washington. Because of the kind of people we have hi Western North Carolina, muy of them have been reluctant to visit the emergency centers ud apply for assistance. I encourage them to please not hesitate to come in their nearest center end m«i T application for all assistance due them. This Is not a hand-out. As one official said, “This is like u insurance program. Yon paid the premium [taxes] ud now you’re submitting a for damage. It’s that simple. This Is yew tax money at work helping you." —1 —a 1 Dear Editor: As Captain of the Yancey County Rescue Squad I would Rke to apologize to the people we were unable to reach on Sunday morning of the flood because of the high waters and roads being washed out. We received our first call at approximately 3 a.m. from a family in the Pensacola area but were unable to get any farther than Cariie Rice’s because of the Ugh water. We turned and came back and found we were needed at Wheeler Trailer Park. When we arrived we found the situation well under hand. Sheriff Banka along with the help of hfo brother Robert and the very fine work of BUI Stallings of the N.C. Highway Patrol who had waded water above Us waist to carry people out, had everything under control. Burnsville Police Chief Joe Gillespie had also been in the water along with several members of the Burnsville Fire Department and Police Department who had been called far to help. These men had got everyone out who was in danger and had them waiting where the Rescue Squad and Ambulance Service transported them to the Ambulance Hall. There they were given dry blankets and a good warm place to stay. Having this trailer park taken care of, we were advised the Riverside Trailer Park was becoming flooded down next to the river. When we arrived we found all of the families out but the Fred Ccoper Family. So we decided we would try to take the Rescue Squad’s four-wheel-drive army vehicle in to get the Cooper family. Chief Gillespie said he would drive, so Bill Stallings, Willie Jobe from the ambulance service, Lawrence Bolick and myself from the Rescue Squad got in the back and made our way Into the trailer park. We found six people in the trailer, one of whom was confined to the bed and had to be carried out by stretcher to an ambulance which waa standing by. The otfam were brought out by the four-wheel-drive. When we flnlPed at Riverside we found out the water had gone down some so we made the first trip up the river to Pensacola where we would stop and check on people and ask them if they were okay. We talked to several at the store at Pensacola and they wte almost sore everyone was accounted for. We then made our way up to Shanty Town Trailer Park where we found it almost completely destroyed, but everyone accounted for. We left there and stopped at Mountain Wilderness and brought a man and his wife and two-week-old baby back out to Burnsville where they had some anxious friends waiting. So If we didn’t get to yon on Sunday morning we are very sorry but we were trying our best to get to the ones we could. While we were gone to Pensacola the bridge at Riverside fell in and this hampered our work because we have men on that end of the county who had been called out bnt could not come to help us. So they decided they would fake from the bridge bade and did a good job on that end of the county. Then on Monday we started working the Jacks Creek, Ramseytown, Murphy town, Bee Log and little Creek areas trying to get to as many people as we could. We worked these areas almost all week delivering food and clothing to the ones we could get to. We realize we spent many man hours «id probably didn’t get to all, but I would like to thank the men in our Rescue Squad for a fine job they did and to also thank Sheriff Banks and his entire department; Chief Gillespie and his entire Police Department; Chief Charlie Hensley and the Burnsville Fire Department; Troopers BUI Stallings and A.T. Morrison from the N.C. Highway Patrol who have helped in numerous ways and should be commended for It. Also the North Carolina Radio Patrol who have helped in numerous ways and did a fine job. Last but not least by any means, we would like to say many thanks to Captains Sandy Stokes and i Bob Youngblood of the North Carolina National Guard who m have provided us with Helicopters whiciihave been of vital ■ importance to help get food, medicine, clothing, fuel oU, feed | for farm animals and to bring the sick out to waiting I ambulances so they could be transported to the hospitals and ] get proper treatment And also for the National Guardsmen I with the water tankers, the MP unit and all the other individuals who have contributed food, clothing, money nd whatever to the many needy. I think aU of these groups have worked very close together I and if it had not been for this, we would have had a lot more 1 problems than we did. Sheriff Banks did an exceUent job in I coordinating our many activities and this was of great 11 importance. Without it we sure would have been in a mess. 1 The Rescue Squad meets on the first and third Tuesdays of each month and we extend a welcome to anyone who would like to be a member and help other people in times like this. Sincerely, Jerry K. Laws, Captain Yancey County Rescue Squad, Inc. Guardsmen Aid Local Teams [Cont’d from page 1] be back at a moments notice if the need should arise. “If there’s more rain or heavy snow, we’ll have to come back,” said one officer. “If we don’t get called back, we’ll be up to visit - don’t be surprised if the whole company shows up one day,” said one pilot, sealing bonds of shared experiences with handshakes before boarding his helicopter flight back to Salisbury. Centers Help With Paperwork [Crat'd from page 1] will be there to help.” The four centers, now scheduled to operate at least through November 26, will be in Burnsville at the Cane River Middle School; in Boone at the recreation center, 609 E. King Street; Asheville, One Oak Plaza, College St. at Valley Ave.; and in the Morganton Recreation Cen ter, Collett and King St. Hours for the centers will be 1 to 5 p.m. Monday, 8 a,in. to 5 p.m. Tuesday, Wednes day, Friday and Saturday. All centers will be closed Thanks giving Day.
The Yancey Journal (Burnsville, N.C.)
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Nov. 24, 1977, edition 1
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