North Carolina Newspapers

Volume 39, No. 52 USPS 428-080 Hertford, Perquimans County, N.C., Thursday, December 29, 1983
Annual N.C.-Va. Crop Conference scheduled
On January If, the 3rd Annual
Virginia-North Carolina Field Crop
Conference will be held in Virginia
Beach at the Virginia Beach
Pavllllon, located at the east end of
; Rt. 44 near the oceanfront.
An excellent program has beeen
planned. Dr. Billy Caldwell, Head of
the North Carolina State University
Soil Science Department, Raleigh,
will preside during the morning
Mayor Louis Jones of the City of
I .
Virginia Beach will open the Con
ference with the Welcome and
Opening Remarks. Dr. Harold Coble,
Weed Specialist with the North
Carolina State University Crop
Science Deaprtment, will speak on
"Low Volume Rate Decisions When
Applyuing Herbicides with Crop
Dr. John Clapp of Allied Chemical
Company, Morristown, New Jersey,
will talk on "Fertiliser Application
Rates for Corn." "Nematode Control
in Corn and Soybeans" will be
discussed by Pat Phipps, Extension
Plant Pathologist, Tidewater
Research and Continuing Edcuatlon
Center. Virginia Tech, Suffolk, Va.
Concluding the morning session
will be Mr. James A. Gallman,
Representative, Stauffer Chemical
Compnay with a special audio-video
presentation titled "The Stewards of
the SoU."
Dr. Thomas B. Hutcheson Jr.,
Hfcad of the Virginia Tech Agronomy
This week's theme for
the Holiday Art Contest
sponsored by the
Perquimans County
School System features
the topic of "Wintertime."
The top drawing is by
Scott Turner of the second
grade at Central Gram
mar School.
The middle drawing was
done by Ben Cullipher an
eighth grade student at
Perquimans Union School.
The bottom drawing is
by Susan Ellen Roberts of
Central Grammar
School's Kindergarten.
Department in Black jburg, will
preside during the afternoon
sessions. Two keynote addresses will
be made.
Virginia Tech Professor Dr. Wayne
Purcell of the the Agriculture
Economics Department will give a
"Market Outlook for '84."
He will be followed by Mr. Charles
H. Harvey, Senior Vice-President of
People Bank, Rocky Mount, North
Carolina, who will speak on
"Financial Considerations for the
Farm Economy."
A brief break will then be held and
farmers wanting in-cfepth in
formation on particular matters of
interest will have a choice of at
tending one of three 45 minue
workshop sessions.
Mr. Billy Smith, Area Represen
tative for Kelley Manufacturing
Corp. Suffolk, Va. will speak on
"Adjusting and Matching Tillage
Equipment to Machinery," "Liming
Options and Early Season Nutrient
Deficiency Diagnosis" will be
discussed by Dr. George Hawkins,
Virginia Tech Extension
Agronomist, Soil Fertility.
Dr. Robert Sowell, Assistant
Professor of Agricultural
Engineering at North Carolina State
University will talk on "Computer
Software for the Farm."
The Conference trade show will
feature over 60 exhibits from all
phases of the agricultural industry.
The meeting portion of the
program will be held in the new 1,000
seat Pavilion Theatre. The sound
sytem is excellent and the seating
quite comfortable. Virginia farmers
can be recertified for the Private
Pesticide Applicators Category by
attending this meeting.
Tickets are free but farmers must
have a ticket in order to enter. The
first 500 people to register at the door
will receive a free lunch.
The exhibits will open at 8:30 a.m.
and coffee will be served. The
regular scheduled program will
conclude at 2:30 p.m. with optional
workshops ending at3:30p.m.
The Conference is being sponsored
by the Virginia Cooperative Ex
tension Service and the North
Carolina Cooperative Extension
Service in cooperation with area
Agribusinesses, the Virginia Farm
Bureau Federation and the North
Carolina Farm Bureau Federation.
NCNB to introduce Electron
bank card for use in 1 984
NCNB National Bank plans to
Introduce a new bank card early next
year that will allow customers to
make purchases electronically
through merchant point-of-sale
terminals and to access .their bank
accounts through automated teller
machines worldwide.
The new card is the .Electron Visa
card, the first of its type issued for
worldwide use .
"This new card will combine three
types of computer technology that
will allow it to be used in the elec
' titanic' systems of bankihg, retail and
supermarket industries," said
Win ton R. Poole, NCNB marketing
The three technologies on the back
of the card are the magnetic stripe
used by automated teller machines,
Optical Character Recognition
symbols used by rtail stores and
Universal Product Code bars used by
Each of the technologies will be
used to carry numbers identifying
customer accounts and allow the
card to be used for electronic tran
"The Electron card will initially be
used in automated teller machines,
but eventually will be expanded to
millions of merchant outlets where it
can be used to replace check or
cash," Poole said.
When the Electron card is ex
panded to retail outlets, computer
systems will be used that can
automatically authorize or decline
purchases in seconds.
Authorized purchases will be paid
for through electronic transfer of
funds from the customer's bank
account to the store's.
' "The advantages to customers of
point-of-sale transactions will in
clude faster check-out lines and
elimination of the need to write
checks," Poole said.
"Electronic transactions will also
help hold down costs of banking,
which also benefits customers in the
long run."
Pilot tests for the Visa Electron
card for point-of-sale transactions
are planned for participating banks
In Ohio, Florida, Oregon and
Washington, D. C. These tests will
gradually be expanded to more
markets as card issuers complete
negotiations with majore retailers.
Poole said NCNB is considering
conducting a pilot test, but that no
definite plans have yet been made.
NCNB will initially issue the new
Electron Cards to its customers who
have NCNB 24 cards, which are
currently limited to automated teller
machine us
Other .omers who don't have
NCNB 24 cards will be able to apply
for the Electron card afer it is
available next year.
The Electron Card can be used in
NCNB 24 automated teller machines
and in machines in the Visa
automated teller machine network
and the Visa Travel Network. The
Visa Travel Network consists of free
standing cash dispensers at major
transportation and tourist at
NCNB is a member of the Visa
Travel Network and the Visa
Automated Teller Machine network,
which are to begin operation in 1984.
The NCNB Visa Electron card will
be $5 a year, the same charge
currently applied to the NCNB 24
card, Poole said. The card's design
will include a stylized "e," which will
also appear in the stores of mer
chants accepting the card through
North Carolinians to receive
F ederal tax forms this week
Almost 3.4 million North
Carolinians will receive their 1983
Federal tax form package* during
the week of December If, the In
ternal Reveunue Service has an
Each recipient will receive the
type of form he or she filed last year,
the IRS said. However, filing dif
ferent form may be beneficial this
year due to some changes.
For Instance, tbe 10404, called the
short form has been extended to four
pages, which allows the taxpayer to
claim certain adjustments, credits,
and deductions formerly required to
be filed with the 1040 long form.
A taxpayer may now file the 1040A
and still claim the Individual
Retirement Account adjustment, the
deduction for a married couple with
two wage earners, tax credit for child
or dependent care, and up to 935 in
charitable contributions.
Deductions for other expenses
must be claimed on Schedule A and B
and filed with the 1040.
Glean Jones, IRS Public AflUrs
Officer, said, "Last year, about
375,000 North Carolina taxpayers
filed the 1040A but with the new
we expect that to ta
will not increase
? refund
for <
medical, interest, and con
In 1984, because April IS falls on a
Sunday, taxpayers will have an extra
day or until midnight on the 16th of
April to file their tax return.
The Federal tax package has two
sets of the basic forms and schedules
so the taxpayer may use one to
compute the tax and keep the other to
fill in neatly for mailing in.
The 1040A and 1040EZ forms are
contained in the same package, the
IRS said.
Loan program to be
reinstated byFmHA
The Parmer* Home Ad
ministration, will reiume making
economic emergency loans by the
beginning of next year, according to
FmHA County Supervisor Kelvin E.
"Economic emergency loans are
designed for farmers who are in a
cost-price squeese or face other
financial difficulty beyond their
control," HoweU said.
"In other words, the loans are for a
financial emergency rather than a
natural disaster such as a drought or
The economic emergency of "EE"
program was in operation from 1*TS
to 1ML The program expired in 1*1
but was later reautherlsed by
Congress. It is being reopened under
an order by the U.S. district court in
WasMogton.O. C.
"Underthe program, loans will be
arialable to braes who are suf
fering aa jpoaomic emergency
through no fault of their own. They
must show that they have tried un
successfully to get a loan from
another source before coming to
FmHA. "
"They must show that they have
the cash flow necessary for the
repayment of the loan, depending on
the use of the funds. The funds can be
used to finance 1904 crop production,
to refinance delinquent farm and
family operating debts and related
uses," Howell said.
The interest rate for direct loans
fluctuates with the coat to the
government of borrowing money.
The intest rates for guaranteed
loans, which are made by com
mercial lenders and backed by the
government, are negotiated between
the borrower and the lender.
Applications for economic
emergency loans wOl be available at
the FmHA county office located at
the AftPDC Building, Hertford.
North Carolina 4)15733 or 41*4734.
r 1\

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