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PAGE 2 THE TRIBUNAL AID WEDNESDAY, JULY 18,1973 ■Consumer's 1 1 ^Corner H by Barry L. Boneno ■ Executive Director H . HighPomt Consumer ■ Credit Counseling Have you ever had the misfortune of losing one of your credit cards? Did you fear the finder buying merchandise and signing your name, and if they would, is it your responsi bility? Well the answer is no. By law, every credit card must bear on its face some means of identifying you as the user — your signature or your photo graph. If you notify the credit card company of your loss, you cannot be held responsible for charges above $50 made in your name. One thing you should know about your credit card, when you apply for it, your application, if approved, becomes a contract with the card company. The "Truth in Lending” law requires that any contract offered to you which may involve an extension of credit money, must clearly present the terms of the transaction, the finance charges such as the cost of processing the extension, the annual percentage rate or inter est charged to you and any other considerations relevant to your agree ment. So the first rule of contracts is to read and take nothing for granted. Reputable credit, gran tors, will be happy to clarify any questions you may have, and will respect you for your carefulness. Have you ever signed a contract for the purchase of a new appliance only to be forced later with installation charges which you hadn’t expec ted? You understood the salesman to say that the delivery man would “take care of everything”, but there would be no charge for installation? Spoken . agreements can lead to initating — and expensive — misunderstandings. If you have any , questions about this or other consumer ques tions, call 919 885-0041. outreach Human Resources in Action in North Carolina Donald was born in a small North Carolina town into a family situation that left much to be desired. He was kept in a crib until age four. He was culturally deprived, brutalized to the extent of having scars on his back from beatings and ne glected. At the age of 10, Donald and his brother broke into a school. He was sent to a corrections center, then to a mental hospital, and finally to a center for the mentally retarded. The future for young Donald seemed dark until he met Dr. lim Tompkins, who was new to North Carolina and an employee of the Durham Child Advocacy Center. (Dr. Tompkins is now execu tive director of the Governor’s Advocacy Council for Children and Youth, an agency of the Department of Human Resources.) “I was impressed with Donald,” Dr. Tompkins says. “He was not mentally retarded, but was there because of court action. I felt he had no business there.” Do Tompkins, in cooperation with administrators at the institution, enrolled Don ald in the Wright School for emotionally disturbed cMldren in Durham. Continued from Page 6 Know Your Rights Can I take out a warrant against the father of my children for non-support if he lives in North Carolina, but not in Guilford County? Yes. Go to the magis trate here in High Point and take out a warrant. Give the magistrate the address of the father, or some indication of where he might be. The warrant will then be sent to the sheriff of the county where he lives and he will be arrested. The trail will be held in High Point. What if the father of my children is living outside North Carolina? Go to the clerk of court on the second floor of the City-County Building and tell him you want to get support from the father under the “Uniform Re ciprocal Enforcement of Support Act.” The clerk will take the information and send the papers to the state where the father lives. You will not need to go to that state for trail. It is, however, necessary for you to have a fairly definite address for the father before the clerk can do anything. What if I don’t know his address? The Department of Social Services can help you locate where the father is now living through the use of his Social Security number and other means. Contact them if you need informa tion. Area Health Director Post CHAPEL HILL, N. C. - Howard C. Barnhill, former administrator in the Mecklenburg County Health Department, has been appointed pubUc health coordinator for the Charlotte and Asheville Area Health Education Centers and associate professor of health edu cation at the UNC School of Public Health here. Barnhill, a graduate of A&T State University, will coordinate recommenda- astrology GUIDF m \ {Wi-i 'Mk m Aries “The Ram” (Mar 21-Apr 20) Curtail your tendency to be over critical and offer more co-operation to others at this time. You will experience a new reli gious and inspirational awareness in the next few months. Most of your worries will just fade from your mind. Taurus “The Bull” (Apr 21-May 21) You feel that life is meaningless, don’t you? Well, do something about it ... and right now. To put meaning back in your life, you must change yourself, but you must start from within. The “outer battle” will follow along with your new thinking, Luv, Gemini “The Twins” (May 22-June 21) Don’t be a door-mat, dear Gem. You can accomplish miracles if you put all your powers to work and fight for what you want instead of accepting a situation which can be changed at anytime, with or without your consent. Cancer “The Crab” (June 22-July 23) The amount of time and energy required to carry out all your trivial schemes is utterly unbelievable. You don’t seem to have time left' to do anything that is personally fulfilling. Per haps it explains why your love life is so neglected lately. Leo “The Lion” (July 24-Aug 23) Your continual boasting is getting to be a bit of a bore to all your friends. Better get a new slant on life ... let someone else be the BEST once in a while. A letter that you have been waiting for is on the way, but do answer promptly this time, OK? 24-Sept 23) Those young people do not believe promises and “future plans.” They want things to happen here and now. Besides they feel that they are intelligent enough to decide some things for themselves. Give them more leeway. They won’t disappoint you. Libra “The Balance” (Sept 24-Oct 23) You seem to be getting the small end of the bargain. Now that you know what you’re in for in this so-called romance, you must grow a thicker skin in order to protect yourself in the clinches (no pun intend ed) ...or find a new “friend.” Scorpio “The Scorpion” (Oct 24-Nov 22) Some of your relatives and friends are getting a bit touchy. Your remarks are not to their liking. Curb your sharp retorts, chum, or you might find yourself very lonely. You can’t expect to get all the thanks for joint efforts. Sagittarius “The Archer” (Nove 23-Dec 21) Your keen intuition is telling you to “cool it” with your new romantic interest, right? Good thinking! There is a lot to learn about this new romance ...youmaybeabouttoget some illusions shattered. Keep your sense of humor. Capricorn “The Goat” (Dec 22-Jan 20) What may look very attractive to you Continued on Page 6 This column of questions and answers o^T federal tax matters is provided by the local office of the U.S. Internal Revenue Service and is published as a public service to taxpayers. The column answers questions most frequently asked by taxpayers. sary forms and information on court procedures are available by writing the Clerk. If you wish to dispute a tax deficiency of $1,000 or less and you want to employ a simpli fied and less formal procedure, you may request that your case be handled under the small tax case procedures of Tax Court. Just file the origi nal and two copies of the peti tion form for small tax cases, Form a-S (available from the Clerk), together with your copies of notice of deficiency and a fee of $10. The same deadlines apply. You have 104 cities to choose from as the place for your hearing. This hearing is conducted infor mally. You can appear with out a legal representative if you want to. Instead of petitioning the Tax Court, you may pay the additional tax and file a claim for refund with the IRS. If Q. How does a taxpayer take the IRS to Tax Court if he dis agrees with the results of an audit? A. If, after an audit, the IRS proposes an increase in your tax, you may receive a statu tory notice of deficiency. This notice, commonly called a “90- day letter,” is sent to you upon request (if you wish to begin litigation immediately) or if you fail to use the IRS appeals procedure. If you disagree with the proposed increase shown, and want to file suit, you may ap peal to the U.S. Tax Court by filing a petition with the Clerk of the Court, Box 70, Wash ington, D.C. 20044. You have an absolute deadline of 90 days from the date the notice was mailed to you to petition, 150 days if the notice was ad dressed to you outside the United States. All the neces- the claim is disallowed or is not acted on within 6 months, you may file suit in a Federal District Court or U.S. Court of Claims. Q. I just started working as a waiter. When do I have to re port tips to my employer for withholding purposes? A. You must give your em ployer a written report on or before the 10th day after the end of each month in which you received cash tips of $20 or more while working for him. You may use Form 4070, Employee’s Report on Tips, for this purpose. It’s available at IRS offices. Q. I have a revolving charge account at a local department store. If I don’t pay in full within 30 days, I must pay a “finance charge” based on the unpaid balance of my account at the beginning of the month. Is this charge deductible? A. Yes. Finance charges added to revolving charge accounts solely for the privilege of de ferring payment are deduct ible as interest. Model City Continued from Page 1 precinct Registration especially the Model future of this community, Commission. Additionally, Neighborhood area, and register to vote become residents can obtain *ose residents that fail to informed on the candi- information from calling excerise their right and dates and issues and then the telephone numbers their responsibility to vote on election day cast your cited above or by visiting cannot in good conscience vote for the candidate or the Board of Elections complain later that City- candidates that you think Office in the City-County Government is not what can best measure up to Building, the Model City they want it to be. Again, the responsibilities of Commission Office, 609 for your future and foMhe pubhc office. South Main Street, or the Citizen Participation Out reach Office, on the corner of South Elm and Vail Streets. For those residents who have not registered, now is the ideal time to register and insure that they have the right to vote in either the primary on September 25th or the general election on No vember 6th. The coming municipal elections will be very important to the future of High Point and Jdl O is a rtgistered Mdem How to get your refrigerator to cook things. Stir the right things into JelI-()“ lirand Gelatin and youi' refrigerator will fix minchy salads, interesting fruits and new side dishes. For over 250 exciting ideas, send 25c (in coin) with your name, address and zipcode to Joys of Jell-0, Box 8074, Kan kakee, Illinois, 60901. JELTO Continued on Page 6 Virgo “The Virgin” (Aug DEADLINE THE DEADLINE for news and pictures to appear in the TRIBUNAL AID is THURSDAY NOON. Material arriving at this newspaper afterwards will be published the following week. MAIL TO; THE TRIBUNAL AID P. O. Box 921 High Poinf, N.C. 27261 SUBSCRIBE TO THE TRIBUNAL AlU j Please rcgistor me ,ns a subscriber to THIi i I TRIBUNAL AID for the following twelve months, j j iEnclo.sed is my six dollars ($6.00) advanced ] I'lsubscription dues. ! i i [• I understand THE^TRIBUNAL AID will } j be responsible for the postage cost and delivery | I of the paper, and that my subscription will be { J effective upon the receipt of this completed form. | I Name | S ADDRESS I I CITY AND STATE } I ZIP CODE I « j ! SIGNED— I I I I I I I 1 MAIL TO; THE TRIBUNAL AID P. O. Box 921 High Point, N.C. 27261 Special flhowingt Special saviitgil HAMMOND ORGANS HARRIS MUSIC CO. • SALES* (SINCE 1939) SERVICE 2432 ENGLISH RD. CALL 885-0003 FURNITURE WHOLESALE Everything Discounted ' Nothing Retail • Special Orders Available OPEN TO THE PUBUC From 9:00 am - 9:00 pm Daily DON’T BUY RETAIL BUY WHOLESALE Over 30% Off On All Merchandise Largt Varimly of Basftt Oth»r Nam* Brands:, CARSONS BLACKSMITH SHOP CAROLINA UPHOLSTERY 205 N. CENTENNLVL AVE. HIGH POINT, N.C. 885-5419 IF YOn WmT TO BE t STDIIBOUT IN UNV CIDWI -- YOU’VE tm TO SEE THE THE DVHIMITE FtSHIOHS M lU HI Stjlt OOTFIT YOORSEIF FROM HEAD TO TOE Kicks - Lids - Duds MR. HI-STYIE DOWNTOWN TOWN HIGH POMT OlARLOnE NORTHSDE SHOPPMG CENTER WMSTON SALEM GASTONIA
The Tribunal Aid (High Point, N.C.)
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July 18, 1973, edition 1
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