WEEMESDAY, MARCH 20, 1974
PAGE 2
THE TRIBUSSE AH)
outreach
Human Resources in Action
in North Carolina
by Jean Peterson
Consumer's
Corner
by Barry L.^oneno
Executive Director
High Point Consumer
Credit Hnunseling'
This column of questions and answers on federal
tax matters is provided by the local office of the U. .
Internal Revenue Service and is published as a public
service to taxpayers. The column answers questions
most frequently asked by taxpayers.
Local mental health
clinics are coming more
fully into their role of
providing for the continuity
of rehabilitative care for
those patients returning to
the community from regio
nal mental health residen
tial facilities. Some mental
health centers are develop
ed to the point that the total
needs of the patient are met
at the local level.
An example of meeting a
need on the community
level is the establishment of
halfway houses for reco
vering alcoholics.
Halfway houses for
alcoholics are “identified
as community-based, peer-
group oriented, residential
facilities that provide food,
shelter, and service in a
supportive non-drinking
environment for able-
bodied and mentally com
petent recovering alcoho
lics.” (Definition by the
Association of Halfway
House Alcoholism Pro
grams of North American,
Inc.)
Offering more than one
service in the continium of
services, halfway houses
are a vital part of
alcoholism programs in
North Carolina. These
facilities meet a definite
need; there is no duplica
tion of pre-existing ser
vices.
This particular type of
facility is known by
different terms in several
states. The term “halfway
house” is the term
accepted by the majority of
people. Confusion some
times occurs since the term
“halfway house” is used by
some in referring to
transitional facilities for the
mentally ill. It is true that
the majority of residents of
alcoholism halfway houses
have been in and out of
institutions such as alcohol
rehabilitation centers or
alcohol units of mental
hospitals. Referrals, how
ever, can come from
several sources, including
the local mental health
center.
- There are different types
of halfway houses, each
striving to meet the needs
of residents.
' In cases where the
individual is not sick
enough for a hospital, yet
not ready to resume his
former lifestyle, there
exists quarterway houses.
Here some of the tempta
tions, decisions, etc., of
everyday life can be
controlled. One such faci
lity for males is operated
under the auspices of the
Neuse Mental Health
Clinic.
• Generally, the halfway
house alcoholism program
is a non-profit organization
functioning under a Board
of Directors, which helps
determine the policies of
the home. Some halfway
houses may be closely
connected with Alcoholics
Anonymous, such as the
Twelfth Step House in
Henderson.
Those with an A.A.
oiientation most often
stress giving testimonials,
understanding one's self,
recognizing alcohol as
PATRONIZE
YOUR
ADVERTISERS
unacceptable to one with
the disease and helping
others recover from alcoho
lism.
Other facilities have
predominantly religious ap
proaches. These homes
emphasize Bible study,
prayer and formal worship
or to render services for
a charitable organization are
deductible?
provides an important Cars and furniture seem and tries to steer you to a ^ transporta-
component of a compre- to be two consumer items higher priced model, expenses to get medical
hensive alcohol program for that help to put most Claims to offer “repos-
its citizens. families behind the eight sessed” cars at bargain
For some time, the ball for the longest time. I prices. (Such cars may be
Division of Social Services am going to concentrate on as valuable as any on the A. Yes. If you drive your car
has employed !> consultant cars in this article. At a lot, but most legitimate get’to^'a^do'ctor ot
for the Psychological Ser- later date, 1 will give detail dealers say they are no ^ hospital for medical care,
vices Unit to investigate pointers on purchasing bargain at any price). you may deduct what_you pay
services. Many also believe halfway houses across the furniture. When purchas-
strongly in work as therapy, state. This unit has been >ig a used car, these are
encouraging residents to be responsible for licensing all somethings to check,
productive. They may work non-medical facilities for Here are a few pointers
on the premises doing
renovation or gardening or
have a regular job in the
community.
Three halfway houses
that are contracted by local
mental health centers to
serve recovering alcoholics
are the Henderson facility
and halfway houses located
in Spindale and Sanford.
Separate facilities usual
ly exist for men and
women. Although more
halfway houses for men are
established at present.
Peach Haven in Greensboro
and Wesley Hall in
Burlington admit only
females.
The halfway house does
not exist in isolation. Good
rapport with the community
is of great importance.
Various community re
sources help provide a
suitable environment for
the recovering alcoholic.
Employment opportunities,
availability of transporta
tion and recreation are all
to be considered in locating
oil, parking fees, etc..
Tries to put through a as a medical expense (subject
whirlwind sale - “Hottest general limitations on
medical expense deductions),
car on the lot! Grab it while instead of the actual amount
the grabbing’s good! Three paid, you may deduct a stand-
alcoholics, A thorough on how not to choose a couples waiting in line for it
inspection is made of the dealer. Walk swiftly away , / , ^ for each mile you use your
, • , frnm an,, flpnipr ,i'hn- aireaoy. paj. for medical purposes (in
physical as well as program any dealer who
Continued oi> Page 8
Health Hints
by
Dr BENJAMIN A. WILLIAMS
Dentist
Hi^ Point, N. C.
Dear Dr. Williams: My
daughter is nine years old
and it seems that her teeth
are not coming in straight.
Will this problem correct
itself? E.W.
1 must admit that many
times such a situation will
correct itself but many
times it does not. Your
daughter is approaching
Distracts you from the addition to amounts spent for
Disparages your choice car with his fast-talk and ^
. , ,. , ^ , liar rule applies to unreim-
tried to disuade you ot the jj^rsed automobile expenses for
necessity of making a services you render to a char-
thorough inspection of the >t®We organization, such as
using your car to pick up old
car on the lot. clothes for your church or col-
Refuses to let you, lect funds for the cancer asso-
yourself, test-drive the car, ciation.
and insists on taking the more details, see your
, ... Form 1040 instructions,
wheel himself.
Fails to point out the Q- Are union dues deductible?
defects that you, with your A. Yes. Dues and initiation
eagle eye, have noticed for f^es paid to obtain and main-
yourself; or makes light of
such flaws as you point out
treatment for their children him.
at three years of age. ^
Certainly by this time the „,^,j,anical checkup by a
child has all of his baby ^^.^anic of your own
teeth and the goal is to
maintain these baby teeth of having
until the permanent teeth , uu
^ your own mechanic with
begin to come in. This will yoy when you shop, or
certainly allow your dentist taking your prospective
to help you avert major purchase to your own
dental problems. service and repair station
tain union membership are de
ductible.
Q. Do you have a free booklet
that shows you how to fill out
your tax return?
A. Yes. Contact your IRS
office for a free copy of IRS
Publication 528, “Information
i)n Preparing Your Tax Re
turn.”
Q. My father can claim me as
a dependent. Last year I earned
$745 from a part-time job and
received $10 interest on my
savings account. Is it true that
I won’t have to file a return
because I don’t have $2050 in
income?
A. No. A dependent who re
ceived $750 or more in gross
income, which included un
earned income (interest, divi
dends, etc.) of any amount,
must file a return.
Many persons in these cir
cumstances would have been
filing a return anyway to re
cover any tax withheld.
Q. I’m a farmer—I put a new
roof on my barn last year.
Can I deduct this expense or
do I have to capitalize it?
A. Although repairs to depre
ciated property are deducted
for the current year, expendi.
tures that substantially pro
long the life of the property
or that increase its value or
adapt it to a different use are
ordinarily classified as capital
expenditures that are recorded
through annual depreciation
deductions over the useful life
of the property. Putting a new
roof on your barn falls into
this latter category. For more
details, see IRS Publication
225 “Farmer’s Tax Guide”.
It’s available free from your
IRS office or county farm
agent.
Q. Can I use the Short Form
1040A regardless of how much
dividend and interest income I
have?
A. Yes, There are no longer
any limitations on dividend
and interest income for users
of the Short Form 1040A.
Q. How does income averaging
work?
A. The income averaging meth
od permits a part of an unusu
ally large increase in taxable
income to be taxed in lower
brackets, thus resulting in a
reduction of the over all amount
of tax due.
For more details, see IRS
Publication 506, “Computing
Your Tax Under the Income
Averaging Method.” It’s avail
able free from your Internal
Revenue office.
Natural Food Course Begins lit fill On Thursdays
JAMESTOWN - A
ten-week evening course
entitled “Rediscovering
Natural Foods” will be
offered by Guilford Techni
cal Institute on Thursdays
from 6:30 - 9:30 p.m. on the
Jamestown Campus.
Mrs. Maggie Crow,
owner and operator of “The
Only Earth” in High Point,
will be instructor. The
for a few minutes, draws classes will include lectures
quality of life through
proper nutrition.
Enrollment will be limit-
Dear Dr. Williams- My
eye tooth is abscessed and I horse laughs from naive ^nd discussions
... „ ~j covering
home. Local professional called the ugly buyers and sophisticates as topics as organic
are needed for dangerous and could cause well. “Are you kidding? gardening, the definition of
death. Is this true? they say. Who s going to natural foods, the future of
allow you to do that? The food supply, and how
That is very true. Yours dealer is, that s who.
is an acute problem that If he doesn’t - we’ve
needs the immediate atten- been through that before.
Naturally he doesn’t want
means that she has baby
teeth and permanent teeth.
This often gives the
appearance of the teeth not
people
counseling the residents.
It is also important to
locate a halfway house in a
pleasant residential area. . .
These facilities attempt to ■" straight.
., , 1-1 ^ Another reason
ohTre *^and °trv ' to ^a"void '^eth to appear to tion of your dentist. The ^
Lwntown or business be coming in straight is danger of this problem is ^^gekend of joy-riding, but
areas whenever possible In due to losing the baby teeth that the infection can ^ jg your right to have the
some cases a consultant has Prematurely. Losing the progress to the deep facial ^.hecked out before you
into the community ^uy it, and he knows it.
tv,o hQif,„o,, hniicp causes the problem of not directly to the brain. If this
having enough space in should happen, a cavenous
the jaws to accomodate the sinus thrombosis, which is
permanent teeth. a clot could form under the
All to often parents brain and cause death. This
neglect to take a child in for problem can be adequately
a dental check-up at an treated with antibiotics if
early age. I suggest that treatment is instituted
individuals can improve the
Freezone Is for corns that hurt.
SAVINGS AND LOAN Association
620 IN. Main St.
High Point, N.C. 27262
521 National Highway
Thomasville, N.C. 27360
108 E. Main St.
Jamestown, N.C. 27282
Absolutely painless. Nodangerous cutting,
no ugly pads or plasters. In days, freezone
the hurt...safely helps ease off the
corn. Drop on Freezone—take off corns.
REMOVES
CORNS AND CAUUSES
EQUAL IKXISMO
LENQER
before the halfway house
was established to investi
gate the community resi
dents’ responses to esta
blishing a facility in a
particular neighborhood.
The community usually
realizes it has much to gain.
STATEMENT OF CONDITION
, , , If , ' parents should begin dental promptly
for the halfway house *
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NORTH CAROLINA MUTUAL
LIFE INSURANCE COMPANY
A MESSAGE FROM THE PRESIDENT
Highlights of the 1973 operations are as follows;
V high of $1,729 billion up fro
• Total life insurance in force reached c
$1,413 billion at the close of 1972.
• Premium income grew from $30,8 million to $36.1 million, more than 17%.
• Net investment income grew from $5.4 million to $6.2 million, more than
14%.
• Assets increased to a record $135.7 million.
• Benefits paid to policyowners, since organization, reached $220.9 million
with $17.8 million paid in 1973.
• Dividends, paid to policyowners, have totaled $21.4 million since 1944 . . .
up $1.7 million in 1973 . . . thus lowering the net cost of insurance to
thousands of North Carolina Mutual policyowners.
We pledge our best efforts to see that 1974 produces even more satisfactory
results as we continue the celebration of our 75th Anniversary,
For North Carolina Mutual the future still looks black.
W.J. Kennedy
President
DECEMBER 31, 1973
Prepared from the Annual Statement filed with the NORTH CAROLINA State insurance Department
Assets Liabilities
Cash $ 2,241,572 Statutory Policy Reserves . j 99,674,864
Policy Claims Currently Outstanding 7,312,260
Dividends to Policyowners 3,794,325
Other Policy Liabilities 12,121
Government
State and Municipal
Railroad . .
$ 3,270.306
7,876,955
4,206,351
Stocks
Preferred
Common
25,139,0
679,087
9,792,521
73,060,632 "^^xes and Accrued Expense
Employee Benefit Reserves
10 471 608 ^^"'^3tory Security Valuation Reserve
Other Liabilities
478,000
2,241,622
2,123,341
1,212,812
Insured or Guaranteed 8,074.62(
Real Estate
Properties for Company
use % 7,870,61;
Other Properties 285,241
Policy Loans
Investment Income Due and Accrued
Premiums in Course of Collection .
Cash Value —Policies on Officers
Other Assets . .
TOTAL ASSETS
30,627,421
TOTAL LIABILITIES
8,155,859 Contingency Reserve and Surplus
3,155,608
1,449,013 Reserve for Contingency $ 6,777,734
6,059,739 Asset Fluctuation Reserve 2,500 000
374,980
86 530 Surplus 9,000,000
W. J. Kennedy
BOARD OF
DIRECTORS
JOSEPH W. GOODLOE
18,277.734
$135,682,%2 TOTAL LIABILITIES AND SURPLUS $135,582,962
Insurance In Force $ 1,729,610,019
NORTH CAROLINA MUTUAL
LIFE INSURANCE COMPANY
MUTUAL PLAZA
DUMHAiMp NORTH CAROLINA 27701
The achiever company