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Page 8A § CHEER AT CITRUS BOWL - The seven Varsity cheerleaders at Kings Mountain High School The Kings Mountain Herald Improve your cash flow in '98 cheered at the Citrus Bowl in Orlando, Fla. on New Year's Day. Front row, from left, Abby Ropp, Kim Neason, Stacey Wortman and Heather Barrett. Back row, from left, Jada Clark, Bridget Barrett and Ginger Ownbey. KMHS cheerleaders cheer at Citrus Bowl "Wow! what a show," said Kings Mountain High School's Julie Rikard of the performance by her seven cheerleading stu- dents at the Citrus Bowl New Year's Day in Orlando, Florida. During the pregame festivi- ties, the 1400 cheerleaders from “all over the country performed their routines after the college bands and ‘got a standing ova- tion in a spectacle that included fireworks and a large football float. : Prior to the performance, the Scoreboard (Kings Mountain Parks and ‘Recreation Department Basketball League results) 10-UNDER GIRLS Dragons 22, Mounties 16 Dragons - Blair Heffner 10. Mounties - Marsia Meeks 8. Blue Angels 14, Red Rockets 12 Blue Angels - Claire Setters 8. Red Rockets - Ashton Teague 8. Sting 18, Magic 7 Sting - Megan Lowery 10. Magic - Katie Cooke 2. 7-8 YEARS OLD Lakers 16, Heat 14 Lakers - Kevin Bell 6. Heat - Aaron Haynes 10. - Bulls 20, Celtics 10 Bulls - Cedrick Roberts 8. Celtics - Justin Heinbach 4. 11-12 YEARS OLD Rockets 46, Jazz 27 Rockets - Tyler Deaton 13. Jazz - Warren Shirey 15. Wizards 30, Bullets 10 Wizards - Adrian Parker 8. Bullets- Chris Jolly 6. 9-10 YEARS OLD Knicks 24, Nets 11 Knicks - Brandon McClain 12. Nets - Kenneth Greason 9. Pistons 14, Heat 10 Pistons - Heath 8. 13-15 YEARS OLD Pistons 60, Mavericks 42 Pistons - Eric Carroll 19. Mavericks - Gary Carpenter 19. Bulls 76, Warriors 31 Bulls - Jarrett Curry 14. Warriors - Jarvin Bell 13. This week's games: 7-8 years old: Saturday - Lakers vs. Bulls 4 p.m, Magic vs. Heat 5 p.m. Tuesday - Magic vs. Celtics 5:30, Heat vs. Bulls 6:30. 9-10 years old: Saturday - Nets vs. Heat 9 a.m, Spurs vs. Knicks 10 a.m. 11-12 years old: Saturday - Rockets vs. Bullets 6 p.m., Kings vs. Jazz 7 p.m. Tuesday - Kings vs. Wizards 7:30 p.m., Jazz vs. Bullets 8:30 p.m. 13-15 years old: Saturday - Mavericks vs. Bulls 11 a.m., Mt. Zion vs. Pistons 12 noon. 10-under girls: Saturday - Dragons vs. Sting 1 p.m, Blue Angels vs. Magic 2 p.m., Red Rockets vs. Mounties 3 p.m. *LAID OFF? -due to plant closure? -due to mass lay-off? *LONG-TERM UNEMPLOYED? -unemployed 15 of the past 26 weeks? *EXHAUSTED UNEMPLOYMENT BENEFITS? -eligible for or exhausted unemployment compensation? *CHERRYVILLE LOCATION -1st shift -above average pay and benefits CALL 704-735-8035 ABOUT AN ON-THE-JOB TRAINING OPPTY. THROUGH THE JTPA PROGRAM Space is limited so CALL NOW! 108% SERVICE Jum cheerleaders began a rigorous practice schedule for two days and on New Year's Eve re- hearsed in Thunder Field and walked through the Citrus Bowl field. Rikard said the girls won the right to participate in the big event by winning the Home Pom Routine during the Universal Cheerleading Association cheerleading camp held at Appalachian State University in August. They held a minicamp in October to help offset the cost of the trip and in early December Universal Cheerleading Association sent their uniforms and a video of the pregame per- formance so they could begin Cherokee SE $2686 /mo. *48 mos. closed end lease $1200 cash down or trade equity down. Add for tax, title, license, & doc fee 1st payment & security deposit. 97 JEEP WRANGLER SE 4X4 5 speed, CD, Cloth Seats LMR 95 FORD ESCORT LX WAGON Auto Trans, A/C, Extra Clean, 1 Owner *119 / mo. 95 JEEP GRAND CHEROKEE LAREDO 4X4 V8, Autom, Full Power, Leather, Infiniti Stereo $329 / mo. 95 DODGE AVENGER ES V6, Auto, A/C, Rear Spoiler, Aluminum Wheels $239 / mo. 96 CHEVROLET S-10 LS 5 speed, A/C, Alum. Wheels, Bedliner & More $479 / mo. learning the routine. Abby Ropp, Kim Neason, Stacey’ Wortman, Heather Barrett, Jada Clark, Bridget Barrett and Ginger Ownbey, all KMHS varsity cheerleaders, ar- rived in Florida with Julie and Quinton Rikard and parents Linda Wortman, Gale Ownbey and Sandra Clark on December 28. During free time they en- joyed Walt Disney World's Magic Kingdom, Epcot and MGM Studios. Buses transported the cheer- leaders at 6:30 a.m. on January 1 to the Citrus Bowl for dress re- hearsal. A crowd estimated at 72,000 spectators witnessed the Florida Gators defeat the Penn State Nittany Lions. ‘98 Plymouth Voyager Automatic transmission, Air Conditioning, 7 passenger seating, High back bucket seats, Driver’s Side Sliding Doors, AM/FM Stereo Cassette. Ten ways to improve your family's cash flow in 1998, from the North Carolina Association of Certified Public Accountants: 1 - Adjust your withholding. Far too many people smugly take pride in get- ting a large refund check from the IRS. What they don't realize is that it's smarter to change your withholding and free up cash for your own use. To do so, ask your employer for a new W-4 and use the worksheet to determine the correct amount of withholding. The extra money you get in each paycheck can be invested so it's you and not the IRS that earns interest on your money. 2 - Keep track of how you spend your money. By keeping a detailed record of where your money goes, you can get a grip on your finances and improve your cash flow. Personal finance software is available that can help you balance your checkbook, track expenses by category, and make year-to-year comparisons. 3 - Refinance your mortgage. If you're paying above-market rates on your mortgage, refinancing your loan can free up a sig- nificant amount of monthly cash. Better yet, see if vour lender is willing to modify your mortgage igreement - which essentially gets you today's soing rate - without paying for refinancing costs. 4 - Rethink your banking relationship. As the result of bank mergers during recent years, many consumers don't know what service fees they are paying. Carefully review your bank- ing needs and then shop around to learn about the account options different banks offer. The key to cutting the cost of banking is to find a bank that charges the least for the services you use most. 5 - Slash your insurance costs. If you're carrying a $100 or $250 deductible on your auto or homeowners insurance policy, con- sider upping your deductible to $500. Put the money you save in monthly premium costs away and use it toward the deductible should you need to file a claim. ~~ January 8, 1998 6 - Take a long look at your property taxes. In many parts of the country, real estate values have leveled or dropped. If your property tax as- sessment is outpacing the resale value of your home, consider challenging any increase in the assessed value of your home. Contact your town for instruction on how to go about challenging your assessment. : 7 - Keep track of miscellaneous deductions. Miscellaneous expenses - including un-reim- bursed business expenses, professional and union dues, and investment and tax counseling fees - are deductible to the extent that they exceed two percent of your adjusted gross income. To ensure that you don't overlook a tax deduction, add up all qualified expenses. Remember, the less you pay in taxes, the ore you can improve your tax flow. 8 - Reduce your credit card debt. It makes little sense to pay the typical credit cared rates of 17 or 18 percent when there are oth- er options. If your credit card debt is having a negative effect on your cash flow, consider taking out a home equity loan at a lower interest rate to pay off your credit card balances. In general, in- terest payments on home equity debt are de- ductible, credit card debt is not. 9 - Automate your paycheck. Another way to improve your cash flow is to arrange to have your paycheck - and other pay- ments you receive regularly like government and dividend checks - deposited directly to your bank account. You'll save a trip to the bank, get your money sooner, and avoid waiting for your check to clear. 10 - Change old habits. Think about what you are spending money on before you spend it. Take lunch to work instead of buying it. Borrow library books instead of buy- ing new ones. Make phone calls when rates are lower. Even small changes such as these will help you improve your cash flow and make strides to- ward a more secure financial life. STARTING @ $16,136 ye aT WW $200 ‘98 Chrysler Sebring LXi Demo Savings Save Over $2,400 2.5 Liter 24 Valve SOHC V-6 Engine, 4 Speed Automatic Trans., Air Conditioning, Power Moonroof, Leather Bucket Seats, . Aluminum Alloy wheels, Tilt wheel, Cruise Control, AM/FM : Stereo Cass. with CD, Full Power Equipment 95 NISSAN 240 SX 5 speed, A/C, AM/FM Cass., Alum. Wheels, and More. *159 / mo. 95 HONDA CIVIC LX 5 Speed, Full Power, Cass., Moon roof, Local Trade $499 / mo. 96 DODGE AVENGER 5 Speed, A/C, AM/FM CD, Sport $229 | mo. 93 FORD TAURUS GL V-6, Auto, A/C, Full Power, Alum. Wheels 149 / mo. 95 JEEP GRAND CHEROKEE LAREDO 6 Cyl., Auto, A/C, Full Power, Extra Clean 359 / mo. J785 ‘98 Jeep Wrangler SE 4X4 0 Down, 244° / mo. 48 mo’s 5 Speed, Cloth Seating, 15x7 Steel Wheels with raised White Letters Tires, AM/FM Stereo Radio & More 95 DODGE CARAVAN V-6, Auto, A/C, 7 Pass., Seating, Roof Rack & More able 96 DODGE NEON 4 DOOR Auto, A/C, AM/FM Cass., Dual Airbags, Factory Warranty $174 | mo. 95 GEO PRIZM 5 Speed, A/C, 4 Door, Great Gas Mileage, 1 Owner *129 / mo. 92 DODGE CARAVAN 6 Cyl., Auto, A/C, Tilt, Cruise, Roof Rack, Nice Van. *149 / mo. 95 DODGE NEON Auto, A/C, 1 Owner, Trade, [cir [xe] a NEE 96 CHEVY S-10 PICKUP 5 speed, A/C, LS Trim, Aluminum ESK@3 BEXVICRVAVIOA SIV1IN 2elWV/=T A Well Wheels, Bedliner *4179 / mo. 97 CHEVROLET S-10 LS Auto, A.C, Tilt, Cruise, Cass. Alum Wheels, Benliner,Only 5K miles SL LNE 97 HONDA ACCORD SE Auto Trans., A/C, Cass. & CD, Power Moonroof, Alum. Wheels Save Thousands Over New!! 94 PLYMOUTH SINDANCE VIR E=Ta LYON VIZ VSI CYTO 5 Speed, A/C, AM/FM Cass., Alum. Cass., Great MPG LEB 93 CADILLAC SeVILLE V-8 Auto, Full Cadillac Luxury Package, Chrome Wheels, 1 Owner Local Trade *325 / mo. 92 CHRYSLER LeBARON Low Miles *119 / mo. 95 FORD RANGER XLT SUPERCAB V-6, Aluminum Wheels, Bedliner & Rails, 1 Owner *189 / mo. 93 FORD ESCORT LX WAGON Auto Trans, A/C, AM/FM Cass., 1 Owner, Clean $99 / mo. 96 FORD RANGER XLT Wheels & More, Factory Warranty *159 / mo. 96 JEEP CHEROKEE SPORT 4X4 6 Cyl., Auto, A/C, Tilt,Steering, Alum. Wheels, Roof Rack *289 IR 8 Payments based on 1200 cash or trade equity, add for tax, tag, title & DOC. 96's 8.75% APR 72 mos., 95's 9325% APR 66 mos., 94's 9.5% APR 60 mos., 93's 9.75% APR 54 mos., 92's 10% APR 42 mos., 91's 13.5% APR 30 mos, 90's 14.9% APR 24mos, 89's 15.9% 24 mos. with approved credit.
The Kings Mountain Herald (Kings Mountain, N.C.)
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Jan. 8, 1998, edition 1
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