and oyatar
•ttifUng, iherry and tuikay glblat gravy, and mapla glazed
bruaaala aprauta and ehaatnuti. „
Consumer Watch
Vehicle Safety Affects Insurance Rates
’* By Esther Peterspn
(Nty) - Small utility vehicles, or
4x4'sJ are becoming increasingly
popular on the road today. Many
consfimers, though, are not familiar
with the dangers and higher insur
ance costs of these vehicles.
Before you purchase a utility
vehicle or a small pick-up truck —
the secqfid most dangerous type of
vehicle — you may want to look at
the tacts. Larger cars offer better
protection for you and your family,
andean be insured at a lower cost.
TjSe cost of your auto insurance is
affeKjfed directly by how safe your
Sle is. The safer the vehicle, the
Ir the ips.urance rate.,
he occupaht death rate in sin
ifvehicle rollovers is about 25
as high for small utility vehi
_as for large cars, according to
theunsurance* Institute for Highway
Safety. f* !
The government is considering
nefc safety standards. but utility
vehicles currently are exempt from:
•y-Regulatihns-ihaf specify the
crtfsiwwsiiStjfjice of the roof and
resistance to side impacts
.bead restrain t S
(althoughmany inrrdelsnlvejj
—Eye-levefbrake lights;
—Automatic safety belts;
-^.Standards for bumper protec
tionj • ‘
The rrurfitwilsafety standards for
the* vehicles mean more accidents,
exp£nsit»e repair costs and higher
insurance rates. 4
A car’s ability taprotect occupants
in a crash depends on its size, weight
and design. Passengers of small cars
and.utility vehicles,^re injured more
often and more severely than occu
parrts of large cans.
A smaller vehicle transfers the
cra6h iiripact to» greater degree to
thef occupants because it doesn’t
have the mass to absorb the crash.
The neath rate frpm accidents in (
smpll veriifetes is double that of larg
er (cars, regardless of the driver s
age.
Jib keep your insurance rates in
litje, and to protect yourself and
your family, consider safety first.
This means:
f—Driving a car that’s well
designed and has a high crash-test
%—-Driving the*speed limit and
obeying all traffic laws;
i—Driving defensively;
I—Driving only when every pas
senger in your vehicle is wearing a
fit belt,
v
&
Your insurance rates are affected
the safety and repairability of*
your car as well as your driving
habits. A safe vehicle and a good
driving record will keep your insur
ance rates in line as well as protect
you and your family.
If you have an insurance ques
tion. send it to Esther Peterson, 400
N. Washington St., Alexandria. VA
22314.
Esther Peterson, a former White
House Special Assistant on Con
sumer Affairs, serves as a consumer
advisor to the National Association
of Professional Insurance Agents, wr.
California Christmas
I* ..
_w„, CHRISTMAS ISAI—
ABOUT FRIENDS, FAMILY AND
iTOGETHERNESS,'’ SAYS JACLYN
SMITH, actreia, mother-of-two and Max
■ Factor ipokeaperaon. "During the Holl
iday aeaaon, we alwaya find the time to
; make decoration* and wrap gift* a* a
I family.” Jaclyn like* to give each gift a
J peraonal touch by using beautiful pa
( per*, ribbon* and card*, and then wont
r r i.i__j* mtlu i'll
. Ing them with perfume. “TW» flan. I’M
be ipritaing package* whh California,
my new rignature fragrance! " HGS922SI
SUNG OF JOY
We may believe there is not much
to be happy about. A song of faith, a
song of love, a song of life, a song of
joy. This is the kind of song our heart
cao sing each day.
Jane B. Thurber
l
Unforgettable
holiday gifts soothe, pamper
.
The holiday season is one of the most
hectic times of the year. You can make it
less frantic for family and friends if you
choose gifts that are both useful and lux
urious. Personal care items, cosmetics
and skin and body care products that
pamper and soothe after a stress-filled
day will be appreciated and remembered
forever.
• Colognes and perfumes are popular
items at holiday time. Those that are ele
gantly bottled and packaged always make
an impact on the lucky recipient.
• One generous gift that will be used
often (ana which will bring hours of re
laxation and pleasure to the whole fam
ily) is the EpiSsage™ Waterbrush Mas
sager, which is easily installed and turns
a home bathroom into a private beauty
spa. It serves as a fixed or hand held
shower and has three rotating brushes
that help to deep clean skin, massage
aching muscles, minimize the appear
ance of cellulite, and remove flaky skin.
The deluxe version includes the
shower unit, an extra set of soft brushes
for sensitive areas, and three Episientian
body care products.
• Women of any age appreciate fine
cosmetics and skin care items, particu
larly during the winter holiday season,
when cold air, overheated rooms and
long hours can drain skin of its vitality.
Department store cosmetic counters
carry a wide range of eye shadows and
lipsticks in the new muted colors that are
so popular this season.
Get a pretty canvas tote in a woodsy
color, line it with colored tissue paper,
and fill it full of new makeup items. You
can also add a compact facial sauna, such
as the EpiSauna Ultra™, which restores
moisture to winter-parched skin, relaxes
tense facial muscles, and prepares the
complexion for treatment products. It
comes complete with three new skin care
products that work with the gentle steam
mist to cleanse, clarify and moisturize
the skin. (Call 1-800-444-5347 for the
store nearest you.) A wonderful combi
FORMER “DALLAS" STAR DEBORAH SHELTON
E pi Swum7* Ultra Waterbrunh MaMager.
nation gift like this will be remembered
throughout the year.
• A fashionable new winter jacket or
coat will make loved ones forget about
the cold weather. Anything from a sporty
Italian leather jacket to a fluffy down
coat in a wild color will warm a special
someone's heart. As a thoughtful sur
prise, tuck an EpiHeat” Instant Heat
Pack in each pocket to keep her hands
warm. (These versatile non-electric heat
packs also teel great on sore muscles, and
wherever heat therapy is desired.)
• Unusual little gifts that make good
grooming easier are always treasured.
Consider a tiny pair of scissors and a
miniature comb to keep moustaches and
beards neat, a pump of one of the new
tooth whiteners such as EpiSmile™ and a
pack of mint-flavored dental floss, or a
pearl-handled nail buffer with a small jar
of buffing cream.
Serving all Your
REAL ESTATE NEEDS!
"/ Specialize In Working With
flrat Time HomeBuyert!”
Fonville
MORISEY
M W m hi At nms -
919/872-4450
5925 Falla of Neuse Road
Raleigh, N.C. 27609-4045
Home:919/834-1060
Emma M. Gon
Salea Associate
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